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The National Insurance Co. Ltd, Thr Its ... vs Laxmibai Shankar Lashkare And Ors
2024 Latest Caselaw 2551 Bom

Citation : 2024 Latest Caselaw 2551 Bom
Judgement Date : 29 January, 2024

Bombay High Court

The National Insurance Co. Ltd, Thr Its ... vs Laxmibai Shankar Lashkare And Ors on 29 January, 2024

2024:BHC-AUG:2052
                                                                 69-FA-1857-2019.odt



                    IN THE HIGH COURT OF JUDICATURE AT BOMBAY
                               BENCH AT AURANGABAD

                        FIRST APPEAL NO. 1857 OF 2019
           The National Insurance Co. Ltd, Thr Its Authorized
                                Signatory
                                                   ....Appellant
                                  VERSUS

                      Laxmibai Shankar Lashkare And Ors
                                                    .....Respondent
                                           .....

Mr. A. B. Kadethankar, Advocate for Appellant Mr. S. M. Rizwan h/f Mr. T. A. Quadri, Advocate for Respondents ...

                                           CORAM     : R.M. JOSHI, J
                                           DATE      : JANUARY 29, 2024

          PER COURT :

          1.         This   Appeal    is   filed    under    Section       173     of

          Motor Vehicles     Act     against     judgment   and      award dated

30.06.2018 passed in MACP No. 509/2012.

2. Parties are referred to as claimants, insurer

and owner for the sake of convenience.

3. There is not dispute with regard to the fact

that deceased Shankar died in an accident occurred on

07.06.2011. He was riding on motorcycle bearing no MH-

26-J-5397 as a pillion rider. The motorcycle was rode

by Ramchandra. When they reached to the spot of

69-FA-1857-2019.odt

incident truck came from opposite direction gave dash

to the motorcycle. As as result of which, they both

sustained serious injuries and succumbed to the

injuries. Report came to be lodged against driver of

the truck. Deceased was said to be working as teacher

with salary of Rs. 27,145/- per month.

4. Owner though served with summons, failed to

appear before Tribunal. Insurer filed written statement

denying contentions of the claimants. It is

specifically claimed by insurer that the truck bearing

no. PB-10-DE-5830 was not involved in the accident in

question. Objection is also raised with regard to the

driver not having valid and effective license during

the relevant time.

5. Learned Tribunal after recording evidence

accepted the case of the claimants and held Respondent

Nos. 1 and 2 jointly and severally liable for payment

of compensation of Rs. 36,43,720/- with interest @ 7%

pa.

6. Insurer has preferred this Appeal essentially

on two counts i.e., challenging involvement of truck

69-FA-1857-2019.odt

no. PB-10-BF-5830 and the breach of terms of the policy

for want of valid and effective license hold by the

driver of the truck at the relevant time.

7. Learned Counsel for the insurer submits that

the initially FIR was lodged against the driver of

unknown vehicle and later on the involvement of the

truck bearing no. PB-10-BF-5830. It is his submission

that the said vehicle is not isured by the insurer

herein. However, thereafter involvement of offending

vehicle was claimed in the accident in question. Thus,

it is his contention that Tribunal has committed error

in holding involvement of this vehicle in accident. As

far as breach of the conditions of insurance policy is

concerned, he claimed that the driver was not holding

valid and effective license at the relevant time and in

spite of these facts Tribunal has wrongly fasten the

liability of compensation on insurer.

8. Learned Counsel for the claimants supported

the impugned judgment and award.

9. Claimants led oral as well as documentary

evidence. It is the matter of record that the first

69-FA-1857-2019.odt

information report was initially lodged against unknown

truck. Later on, registration number of the said truck

was sought to be given. As rightly observed by learned

Tribunal that there appears error in mentioning

registration number instead of "BE" it is recorded as

'BF'. The findings recorded by the Tribunal are

supported by the police papers, which shows that after

conclusion of the investigation, charge-sheet has been

filed against the driver of the truck insured by the

insurer. Pertinently, insurer has not examined any

witness in order to substantiate its contention. Having

regard to the evidence led by claimants with regard to

occurrence of accident and involvement of vehicle

therein. This Court finds no perversity in the judgment

and award passed by the Tribunal on this point.

10. As far as objection raised by the insurer

about driving license of the driver of the offending

truck is concerned, Exh. 48 i.e., report of the

investigation shows that driver was holding driving

license bearing no. MH-26-20100018095. The said report

indicates that the driver of the truck was holding

valid and effective license at the relevant time. Since

69-FA-1857-2019.odt

the insurer has failed to lead any evidence in

rebuttal, Tribunal was fully justified in rejecting the

contention of insurer about breach of terms of policy

by insured.

11. In view of above discussion, no case is made

out to cause interference in impugned judgment and

award. Resultantly, Appeal stands dismissed. Claimants

are permitted to withdraw amount deposited in this

Court with accrued interest.

12. Pending application, if any, is also disposed

of.

(R. M. JOSHI, J.) Malani

 
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