Friday, 17, Apr, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Rajpal Suneriji Uikey And 2 Ors vs The Oriental Insurance Co. Ltd And ...
2017 Latest Caselaw 8321 Bom

Citation : 2017 Latest Caselaw 8321 Bom
Judgement Date : 1 November, 2017

Bombay High Court
Rajpal Suneriji Uikey And 2 Ors vs The Oriental Insurance Co. Ltd And ... on 1 November, 2017
Bench: P.N. Deshmukh
                                                   1                         01.11 fa306.07

             IN THE HIGH COURT OF JUDICATURE AT BOMBAY

                              NAGPUR BENCH : NAGPUR



                          FIRST APPEAL NO. 306 OF 2007.


1.  Rajpal Sunerji Uike,
    Age about 19 years, Occ:Student,

2.      Charan Sunerji Uikey,
        Age about 17 years, Occ:Student,

3.      Saginibai Wd/o Amaru Netam,
        Age about 63 years, Occ:Nil,

        All residents of Dhodra, Taluka Deori,
        Dist. Gondia.(original claimant)       ...                         Appellants.
                                  - Versus -
1.      Oriental Insurance Company Ltd.
        Main Road Gondia Taluka,Gondia,
        Dist. Gondia(original deft. No.1.)

2.      Dnyaneshwar Laxman Rahangdale (Tractor owner)
        resident of Babai Taluka Goregaon Dist.
        Gondia(original defendant No.2)

3.      Ramesh Narayan Sonwane,(Tractor Driver)
        resident of Mundipar Taluka Goregaon 
        Dist. Gondia(Original deft. No.3)    ...                           Respondents
-----------------------------------------------------------------------------------------------
Mr. Shashikant Borkar, Adv. for the appellants.
Mr.A.M. Kazi, Adv. for the respondents.
-----------------------------------------------------------------------------------------------
                                    CORAM :   P.N. DESHMUKH, J.

                                        DATED  :   1st NOVEMBER,  2017            




    ::: Uploaded on - 15/11/2017                              ::: Downloaded on - 15/11/2017 23:23:40 :::
                                                  2                        01.11 fa306.07

ORAL JUDGMENT  :

                 This appeal is preferred against the Judgment dated 5th 

January,2005,   passed   in   Claim   Petition   No.63/2003,   by   which 

petition came to be allowed against the original respondent Nos.2 

and   3   i.e.   owner   of   the   tractor-trolley   and   driver   of   the   tractor 

respectively   by   exonerating   respondent   No.1/Insurance   Company. 

The appellants are legal representatives of deceased Sumanbai Wd/o 

Sunerji   Uikey,   who   died   in   the   accident,   which   has   occurred   on 

04.02.2003, involving tractor bearing registration No.MGU-788 and 

its trolley bearing registration No.MH-35-6421 driven by respondent 

No.3. 



2]               It is the case of the appellants that deceased, at the time 

of accident, was working as a Labour with respondent No.2 and for 

that purpose, she was required to travel in the tractor-trolley during 

the course of her employment. The said tractor met with an accident 

and   deceased   died   due   to   head   injury   in   Rural   Hospital,   Deori. 

Therefore,   it   is   the   case   of   the   appellants   that   as   on   the   day   of 

incident, they were minor, depending upon their deceased mother, 

were entitled for compensation of Rs.2,00,000/- against respondents 

jointly   and   severally.   By   impugned   award,   the   learned   Motor 




    ::: Uploaded on - 15/11/2017                           ::: Downloaded on - 15/11/2017 23:23:40 :::
                                                3                        01.11 fa306.07

Accident   Claims   Tribunal,   Bhandara   by   exonerating   Insurance 

Company,   directed   owner   and   driver   of   the   tractor-trolley   to   pay 

amount of Rs.2,00,000/- with interest @ 9% per annum from the 

date of filing of the petition till its realization. 



3]               Present   appeal   is   preferred   by   the   appellants   on   the 

ground   that   learned   Motor   Accident   Claims   Tribunal,   Bhandara 

without   sufficient   reasons   exonerated   liability   of   respondent   No.

1/Insurance  company. It is  contended on behalf of the  appellants 

that Motor Accident Claims Tribunal,Bhandara failed while holding 

that deceased was travelling in the tractor-trolley in the capacity as a 

Labour.   By   referring   to   insurance   policy   on   record   (Exh.27),   an 

attempt   was   made   to   submit   that   as   per   terms   of   the   policy, 

Insurance company had insured the vehicle involved in the accident 

and as such, is liable to make payment of compensation. It is further 

submitted that in view of the above aspect, it is necessary to hold 

that   learned   Motor   Accident   Claims   Tribunal,Bhandara   without 

considering   the   evidence   as   aforesaid,   had   failed   to   hold   that 

deceased   was   passenger,   travelling   in   the   tractor-trolley   in   the 

capacity as a Labour and thus, there was no breach of any policy 

condition. It is further submitted that in view of the said fact, appeal 




    ::: Uploaded on - 15/11/2017                         ::: Downloaded on - 15/11/2017 23:23:40 :::
                                              4                      01.11 fa306.07

be   allowed,   holding   respondent   No.1   Insurance   company   to   be 

jointly and severally liable   along   with  respondent  Nos.2  and  3 to 

satisfy the claim. 



4]               Learned   Counsel   for   respondent   No.1   submitted   that 

since there is  breach of  policy conditions, learned Motor Accident 

Claims   Tribunal,   Bhandara   has   rightly   exonerated   Insurance 

company, thereby holding respondent Nos.2 and 3 owner and driver 

respectively   of   the   tractor-trolley   to   satisfy   the   claim.   Learned 

Counsel   for   Insurance   company   by   referring   Exh.27   i.e.   copy   of 

policy on record has pointed out that premium received by Insurance 

company in  respect of    the  tractor  and its  trolley involved  in  the 

accident, is specifically for its use for agricultural purpose and not 

for any other purpose. While it is no case of appellants that accident 

took place when the vehicles involved in the petition were in use of 

agricultural operation. 



5]               Though it is the case of the appellants that at the time of 

accident, their deceased mother was traveling in the tractor-trolley in 

the capacity as a labour, working for respondent No.2, no evidence 

to that effect is brought on record. The record reveals that no other 




    ::: Uploaded on - 15/11/2017                     ::: Downloaded on - 15/11/2017 23:23:40 :::
                                               5                        01.11 fa306.07

evidence is brought on record by the claimants to establish the case 

as aforesaid. Admittedly, mother of deceased is not an eye witness to 

the incident nor her evidence establishes that at the time of incident 

deceased Sumanbai Uikey was traveling in the tractor-trolley in the 

capacity   as   a   labour   for   carrying   out   agricultural   operation.   Her 

evidence is silent on this aspect. In view of the aforesaid fact and on 

considering Exh.27 (insurance policy), it is found that tractor- trolley 

was insured for agricultural purpose alone and then no liability can 

be fastened upon respondent No.1. Though from this document it 

appears that vehicle involved in the accident was duly insured, there 

is nothing to establish that at the time of accident, the deceased was 

traveling in tractor-trolley in the capacity as a labour for the purpose 

of   loading   and   unloading   the   tractor-trolley.   In   that   view   of   the 

matter, case of respondent No.1 that since vehicle was insured for 

agricultural purpose, owner had no right to carry passengers in the 

said tractor-trolley from one place to another is convincing. In fact, 

there is no challenge to the specific case of respondent No.1 that at 

the time of accident apart from deceased Sumanbai Uikey, 20 to 25 

other passengers were traveling in the same tractor-trolley as they 

were returning back to their houses after attending Weekly Market at 

village Chichgarh. In that view of the matter, even further case of the 




    ::: Uploaded on - 15/11/2017                        ::: Downloaded on - 15/11/2017 23:23:40 :::
                                                    6                        01.11 fa306.07

respondent No.1 that for the purpose of allowing deceased and other 

passengers to travel in the tractor-trolley from one place to another 

respondent No.2 had recovered money from them, in fact is found 

further convincing. 



6]               On   considering   the   facts   as   aforesaid,   it   is   found   that 

there  is  clear breach of policy conditions  by respondent No.2 and 

admittedly, this appeal does not claim for any enhancement in the 

amount of compensation awarded by learned Tribunal. In view of 

the fact that amount of   Rs.2,00,000/- along with 9% p.a. interest 

has been awarded by the learned Motor Accident Claims Tribunal, 

Bhandara ,therefore, appeal appears to have been preferred only for 

fastening  liability   upon   respondent   No.1/Insurance   company. 

However, for the aforesaid reasons, no liability can be fastened upon 

respondent No.1. Appeal is therefore without any merit and is liable 

to be dismissed. Hence the order.

                                            ORDER

1. First Appeal No.306/2007 stands dismissed.

2. No order as to costs.

JUDGE

Parpalliwar

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IDRC

 
 
Latestlaws Newsletter