August 29,2018:
On Monday, Insurance and Regulatory Authority of India (IRDAI) removed around 10 items, including procedures such as dental, stem cell, infertility and psychiatric treatment, from the list of “optional cover” for health insurance.
Notification stated that in a partial modification of the guidelines on standardisation of the health insurance business some items have been deleted from the list of “items for which optional cover may be offered by insurers”.
These include dental treatment that does not require hospitalisation but is widely availed of, hormone replacement therapy, infertility, subfertility, assisted conception procedures, obesity treatment, psychiatric and psychosomatic procedures, corrective surgery for refractive error, treatment of sexually transmitted diseases, any expense for retro virus or suffering from HIV and AIDS, stem cell implantation, etc.
Source TOI
Picture Source :
