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RBI : Circulars

 
 
 
Meant For : The Chairpersons/ CEOs of all the Regulated Entities
Circular Number : RBI/2025-2026/92 DOR.AML.REC.56/14.06.001/2025-26
Subject : Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendment of 02 Entries
Department : Department of Regulation
Date Of Issue : 09 October, 2025
Meant For : All Authorised Dealer Category-I banks
Circular Number : RBI/2025-2026/91 A.P. (DIR Series) Circular No. 14
Subject : International Trade Settlement in Indian Rupees (INR)
Department : Foreign Exchange Department
Date Of Issue : 03 October, 2025
Meant For : All Authorised Dealer Category-I banks
Circular Number : RBI/2025-2026/90 A.P. (DIR Series) Circular No. 13
Subject : Investment in Corporate Debt Securities by Persons Resident Outside India through Special Rupee Vostro account
Department : Financial Markets Regulation Department
Date Of Issue : 03 October, 2025
Meant For : All Authorised Dealer Category-I Banks
Circular Number : RBI/2025-2026/89 A.P. (DIR Series) Circular No.12
Subject : Export Data Processing and Monitoring System (EDPMS) & Import Data Processing and Monitoring System (IDPMS) – reconciliation of export /import entries – Review of Guidelines
Department : Foreign Exchange Department
Date Of Issue : 01 October, 2025
Meant For : All Authorised Dealer Category-I Banks
Circular Number : RBI/2025-2026/88 A.P. (DIR Series) Circular No. 11
Subject : Merchanting Trade Transactions (MTT) – Review of time period for outlay of foreign exchange
Department : Foreign Exchange Department
Date Of Issue : 01 October, 2025
Meant For : All Payments Banks
Circular Number : RBI/2025-2026/87 DOR.CAP.REC.No.55/21.01.002/2025-26
Subject : Reserve Bank of India (Basel III Capital Regulations - Perpetual Debt Instruments (PDI) in Additional Tier 1 Capital – Eligible Limit for Instruments Denominated in Foreign Currency/Rupee Den
Department : Department of Regulation
Date Of Issue : 29 September, 2025
Meant For : All Small Finance Banks
Circular Number : RBI/2025-2026/86 DOR.CAP.REC.No.54/21.01.002/2025-26
Subject : Reserve Bank of India (Basel III Capital Regulations - Perpetual Debt Instruments (PDI) in Additional Tier 1 Capital – Eligible Limit for Instruments Denominated in Foreign Currency/Rupee Den
Department : Department of Regulation
Date Of Issue : 29 September, 2025
Meant For : All Scheduled Commercial Banks (Excluding Small Finance Banks, Payments Banks and Regional Rural Banks)
Circular Number : RBI/2025-2026/85 DOR.CAP.REC.No.53/21.01.002/2025-26
Subject : Reserve Bank of India (Basel III Capital Regulations - Perpetual Debt Instruments (PDI) in Additional Tier 1 Capital – Eligible Limit for Instruments Denominated in Foreign Currency/Rupee Den
Department : Department of Regulation
Date Of Issue : 29 September, 2025
Meant For :   
Circular Number : RBI/2025-2026/84 DOR.CRE.REC.52/21.01.023/2025-26
Subject : Reserve Bank of India (Lending Against Gold and Silver Collateral) – (1st Amendment) Directions, 2025
Department : Department of Regulation
Date Of Issue : 29 September, 2025
Meant For :   
Circular Number : RBI/2025-2026/83 DOR.CRE.REC.51/13.03.00/2025-26
Subject : Reserve Bank of India (Interest Rate on Advances) (Amendment Directions), 2025
Department : Department of Regulation
Date Of Issue : 29 September, 2025
Meant For : All commercial banks and co-operative banks
Circular Number : RBI/2025-2026/82 DoR.MCS.REC.50/01.01.003/2025-26
Subject : Reserve Bank of India (Settlement of Claims in respect of Deceased Customers of Banks) Directions, 2025
Department : Department of Regulation
Date Of Issue : 26 September, 2025
Meant For : The Chairman / Managing Director / Chief Executive Officer of Banks participating in Cheque Truncation System/ National Payments Corporation of India
Circular Number : RBI/2025-2026/81 CO.DPSS.RLPD.No.S680/04-07-001/2025-2026
Subject : Special Clearing in Cheque Truncation System on October 3, 2025
Department : Department of Payment and Settlement Systems
Date Of Issue : 26 September, 2025
Meant For : All State / Central Co-operative Banks
Circular Number : RBI/2025-2026/80 DOR.MRG.REC.49/00.00.011/2025-26
Subject : Investment by State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) in Shared Service Entity (SSE) established by NABARD
Department : Department of Regulation
Date Of Issue : 26 September, 2025
Meant For : All Payment System Providers and Payment System Participants (banks and non-banks), All domestic digital payment transactions, unless specifically exempted otherwise
Circular Number : RBI/2025-2026/79 CO.DPSS.POLC.No.S 668/02-14-015 /2025-2026
Subject : Reserve Bank of India (Authentication mechanisms for digital payment transactions) Directions, 2025
Department : Department of Payment and Settlement System
Date Of Issue : 25 September, 2025
Meant For : All Authorised Persons
Circular Number : RBI/2025-2026/78 A. P. (DIR Series) Circular No. 10
Subject : Participation of Standalone Primary Dealers in Non-deliverable Rupee Derivative Markets
Department : Financial Markets Regulation Department
Date Of Issue : 22 September, 2025
Meant For : All SCBs (including RRBs), UCBs, StCBs, DCCBs, Payment Banks and Small Finance Banks
Circular Number : RBI/2025-2026/77 CO.DPSS.ODD.No.S604/06-08-024/2025-2026
Subject : Returns – Department of Payment and Settlement Systems – Submission in CIMS
Department : Department of Payment and Settlement Systems
Date Of Issue : 05 September, 2025
Meant For : The Chairpersons/CEOs of all the Regulated Entities
Circular Number : RBI/2025-2026/76 DOR.AML.REC.48/14.06.001/2025-26
Subject : Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Amendments to 05 Entries
Department : Department of Regulation
Date Of Issue : 25 August, 2025
Meant For :   
Circular Number : RBI/2025-2026/75 DOR.AML.REC.46/14.01.001/2025-26
Subject : Reserve Bank of India (Know Your Customer (KYC)) (2nd Amendment) Directions, 2025
Department : Department of Regulation
Date Of Issue : 14 August, 2025
Meant For : All Banks All Non-Banking Financial Companies (including Housing Finance Companies) All All-India Financial Institutions All Credit Information Companies All Payment System Providers / System Participants All Authorised Persons in Foreign Exchange
Circular Number : RBI/2025-2026/74 DoR.MCS.REC.47/01.01.028/2025-26
Subject : Compliance with Hon’ble Supreme Court Order dated April 30, 2025 in the matter of Pragya Prasun and Ors. vs Union of India (W.P.(C) 289 of 2024) and Amar Jain vs Union of India & Ors. (W.
Department : Department of Regulation
Date Of Issue : 14 August, 2025
Meant For : The Chairman / Managing Director / Chief Executive Officer of Banks participating in Cheque Truncation System/ National Payment Corporation of India
Circular Number : RBI/2025-2026/73 CO.DPSS.RLPD.No.S536/04-07-001/2025-2026
Subject : Introduction of Continuous Clearing and Settlement on Realisation in Cheque Truncation System
Department : Department of Payment and Settlement Systems
Date Of Issue : 13 August, 2025
Meant For : All Authorised Dealer Category-I banks
Circular Number : RBI/2025-2026/72 A.P. (DIR Series) Circular No. 09
Subject : Investment in Government Securities by Persons Resident Outside India through Special Rupee Vostro account
Department : Financial Markets Regulation Department
Date Of Issue : 12 August, 2025
Meant For : All Category-I Authorised Dealer Banks
Circular Number : RBI/2025-2026/71 A.P. (DIR Series) Circular No.08
Subject : International Trade Settlement in Indian Rupees (INR)
Department : Foreign Exchange Department
Date Of Issue : 05 August, 2025
Meant For : All Banks
Circular Number : RBI/2025-2026/70 DoR.RET.REC.42/12.07.160/2025-26
Subject : Inclusion of “Deogiri Nagari Sahakari Bank Ltd., Chhatrapati Sambhajinagar” in the Second Schedule of the Reserve Bank of India Act, 1934
Department : Department of Regulation
Date Of Issue : 25 July, 2025
Meant For : All Banks
Circular Number : RBI/2025-2026/69 DoR.RET.REC.41/12.07.160/2025-26
Subject : Inclusion of “Ahmednagar Merchant’s Co-op. Bank Ltd., Ahmednagar” in the Second Schedule of the Reserve Bank of India Act, 1934
Department : Department of Regulation
Date Of Issue : 25 July, 2025
Meant For : The Chairman / Managing Director & Chief Executive Officer Lead Banks Concerned
Circular Number : RBI/2025-2026/68 FIDD.CO.LBS.BC.No.14/02.08.001/2025-26
Subject : Formation of new district in the State of Arunachal Pradesh – Assignment of Lead Bank Responsibility
Department : Financial Inclusion and Development Department
Date Of Issue : 18 July, 2025
Meant For : All Banks
Circular Number : RBI/2025-2026/67 DoR.RET.REC.40/12.07.160/2025-26
Subject : Inclusion of “NSDL Payments Bank Limited” in the Second Schedule of the Reserve Bank of India Act, 1934
Department : Department of Regulation
Date Of Issue : 17 July, 2025
Meant For : The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks (including Regional Rural Banks and Small Finance Banks) All State Co-operative Banks and District Central Co-operative Banks
Circular Number : RBI/2025-2026/66 FIDD.CO.FSD.BC.No.08/05.05.010/2025-26
Subject : Lending Against Gold and Silver Collateral - Voluntary Pledge of Gold and Silver as Collateral for Agriculture and MSME Loans
Department : Financial Inclusion and Development Department
Date Of Issue : 11 July, 2025
Meant For : All Scheduled Commercial Banks (including Small Finance Banks) (excluding Local Area Banks, Payments Banks and Regional Rural Banks)
Circular Number : RBI/2025-2026/65 DOR.STR.REC.39/21.06.008/2025-26
Subject : Basel III Capital Regulations – External Credit Assessment Institutions (ECAIs) – CareEdge Global IFSC Limited
Department : Department of Regulation
Date Of Issue : 10 July, 2025
Meant For : All commercial banks (excluding payments banks), co-operative banks, NBFCs and All India Financial Institutions
Circular Number : RBI/2025-2026/64 DoR.MCS.REC.38/01.01.001/2025-26
Subject : Reserve Bank of India (Pre-payment Charges on Loans) Directions, 2025
Department : Department of Regulation
Date Of Issue : 02 July, 2025
Meant For : The Chairman / Managing Director / Chief Executive All Scheduled Commercial Banks including RRBs / Urban Cooperative Banks / State Cooperative Banks / District Central Cooperative Banks / National Payments Corporation of India (NPCI)
Circular Number : RBI/2025-2026/63 CO.DPSS.POLC.No.S339/02-01-001/2025-2026
Subject : Aadhaar Enabled Payment System – Due Diligence of AePS Touchpoint Operators
Department : Department of Payment and Settlement Systems
Date Of Issue : 27 June, 2025
Meant For : All the banks covered under the DEA Fund Scheme, viz., Commercial Banks (including RRBs, LABs, SFBs and PBs) and all Co-operative Banks
Circular Number : RBI/2025-2026/62 DoR.SOG (DEA Fund) No.37/30.01.002/2025-26
Subject : The Depositor Education and Awareness (DEA) Fund Scheme, 2014 – Revised Operational Guidelines
Department : Department of Regulation
Date Of Issue : 25 June, 2025
Meant For : All Small Finance Banks
Circular Number : RBI/2025-2026/61 DOR.LIC.REC.36/16.13.218/2025-26
Subject : Review of Priority Sector Lending norms - Small Finance Banks
Department : Department of Regulation
Date Of Issue : 20 June, 2025
Meant For : The Chairpersons/ CEOs of all the Regulated Entities
Circular Number : RBI/2025-2026/60 DOR.AML.REC.35/14.06.001/2025-26
Subject : Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Addition of 01 Entry
Department : Department of Regulation
Date Of Issue : 19 June, 2025
Meant For : All Commercial Banks (including Small Finance Banks but excluding Payments Banks, Local Area Banks and Regional Rural Banks) All Non-Banking Financial Companies (NBFCs) (including Housing Finance Companies) All Primary (Urban) Cooperative Banks All India Financial Institutions (AIFIs)
Circular Number : RBI/2025-2026/59 DOR.STR.REC.34/21.04.048/2025-26
Subject : Reserve Bank of India (Project Finance) Directions, 2025
Department : Department of Regulation
Date Of Issue : 19 June, 2025
Meant For : The Chairman/ Managing Director / Chief Executive Officer All Scheduled Commercial Banks (including Small Finance Banks)
Circular Number : RBI/2025-2026/56FIDD.CO.GSSD.BC.No.07/09.09.001/2025-26
Subject : Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
Department : Financial Inclusion and Development Department
Date Of Issue : 16 June, 2025
Meant For : The Chairpersons/ CEOs of all the Regulated Entities
Circular Number : RBI/2025-2026/58 DOR.AML.REC.33/14.06.001/2025-26
Subject : Implementation of Section 51A of UAPA,1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List: Removal of 01 Entry
Department : Department of Regulation
Date Of Issue : 16 June, 2025
Meant For : All Agency Banks
Circular Number : RBI/2025-2026/57 CO.DGBA.GBD.No.S168/31-12-011/2025-2026
Subject : Review of instructions issued vide Master Circular on Conduct of Government Business by Agency Banks - Payment of Agency Commission
Department : Department of Government and Bank Accounts
Date Of Issue : 16 June, 2025
Meant For : All Authorised Dealer Category-I banks
Circular Number : RBI/2025-2026/55A.P. (DIR Series) Circular No. 07
Subject : Import of Shipping Vessel - Relaxation
Department : Foreign Exchange Department
Date Of Issue : 13 June, 2025
Meant For : All Market Participants
Circular Number : RBI/2025-2026/54IDMD.RD.S390/10.18.060/2025-26
Subject : Stripping/Reconstitution in State Government Securities
Department : Internal Debt Management Department
Date Of Issue : 12 June, 2025
Meant For : The Chairpersons/ CEOs of all the Regulated Entities
Circular Number : RBI/2025-2026/53DOR.AML.REC.31/14.01.001/2025-26
Subject : Updation/ Periodic Updation of KYC – Revised Instructions
Department : Department of Regulation
Date Of Issue : 12 June, 2025
Meant For : All Commercial Banks (including RRBs) and all Co-operative Banks
Circular Number : RBI/2025-2026/52DOR.SOG(LEG).REC/32/09.08.024/2025-26
Subject : Inoperative Accounts/ Unclaimed Deposits in Banks - Revised Instructions (Amendment) 2025
Department : Department of Regulation
Date Of Issue : 12 June, 2025
Meant For : The Chairpersons/ CEOs of all the Regulated Entities
Circular Number : RBI/2025-2026/51DOR.AML.REC.30/14.01.001/2025-26
Subject : Reserve Bank of India (Know Your Customer (KYC)) (Amendment) Directions, 2025
Department : Department of Banking Regulation
Date Of Issue : 12 June, 2025
Meant For : All Scheduled Commercial Banks (including Small Finance Banks) (excluding Local Area Banks, Payments Banks and Regional Rural Banks)
Circular Number : RBI/2025-2026/50DOR.STR.REC.29/21.06.008/2025-26
Subject : Basel III Capital Regulations - External Credit Assessment Institution (ECAI)
Department : Department of Regulation
Date Of Issue : 09 June, 2025
Meant For : Primary (Urban) Co-operative Banks other than Salary Earners’ Banks
Circular Number : RBI/2025-2026/49DoR.CRE.REC.28/07.10.002/2025-26
Subject : Non-achievement of PSL targets – Prudential treatment of contribution towards eligible funds with NABARD, NHB, SIDBI and MUDRA Ltd.
Department : Department of Regulation
Date Of Issue : 09 June, 2025
Meant For : All Scheduled Commercial Banks (Excluding Regional Rural Banks)
Circular Number : RBI/2025-2026/48DOR.CRE.REC.27/21.01.003/2025-26
Subject : Large Exposures Framework – Amendment in the list of exempted exposures
Department : Department of Regulation
Date Of Issue : 09 June, 2025
Meant For : Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks, but excluding Payments Banks) Primary (Urban) Co-operative Banks (UCBs) & Rural Co-operative Banks (RCBs), i.e., State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) All Non-Banking Financial Companies (NBFCs), including Housing Finance Companies (HFCs)
Circular Number : RBI/2025-2026/47DOR.CRE.REC.26/21.01.023/2025-26
Subject : Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025
Department : Department of Regulation
Date Of Issue : 06 June, 2025
Meant For : All banks
Circular Number : RBI/2025-2026/46DoR.RET.REC.23/12.01.001/2025-26
Subject : Maintenance of Cash Reserve Ratio (CRR)
Department : Department of Regulation
Date Of Issue : 06 June, 2025
Meant For : All banks
Circular Number : RBI/2025-2026/45DoR.RET.REC.22/12.01.001/2025-26
Subject : Penal Interest on shortfall in CRR and SLR requirements - Change in Bank Rate
Department : Department of Regulation
Date Of Issue : 06 June, 2025
Meant For : All Non-Banking Financial Companies - Microfinance Institutions
Circular Number : RBI/2025-2026/44DoR.FIN.REC.25/03.10.038/2025-26
Subject : Review of Qualifying Assets Criteria
Department : Department of Regulation
Date Of Issue : 06 June, 2025
Meant For : All Primary Dealers
Circular Number : RBI/2025-2026/43REF.No.MPD.BC.400/07.01.279/2025-26
Subject : Standing Liquidity Facility for Primary Dealers
Department : Monetary Policy Department
Date Of Issue : 06 June, 2025
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