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WPMS/2846/2021
2022 Latest Caselaw 40 UK

Citation : 2022 Latest Caselaw 40 UK
Judgement Date : 5 January, 2022

Uttarakhand High Court
WPMS/2846/2021 on 5 January, 2022
     IN THE HIGH COURT OF UTTARAKHAND
                     AT NAINITAL
        ON THE 5TH DAY OF JANUARY, 2022
                           BEFORE:
     HON'BLE SHRI JUSTICE MANOJ KUMAR TIWARI


      WRIT PETITION (M/S) NO. 2846 of 2021

 BETWEEN:

 Amrik Singh.                                   ..........Petitioner
       (By Mr. S.K. Mandal, Advocate)


 AND:
 Collector/District Magistrate & others. ...Respondents
       (By Mr. T.S. Phartiyal, Additional C.S.C. for the State of
       Uttarakhand and Mr. N.S. Pundir, Advocate for respondent no.
       3)


                          JUDGMENT

Petitioner is challenging citation dated 08.11.2021 issued by Tehsildar, Sitarganj, District Udham Singh Nagar. The said citation is for recovery of ` 71,02,565+ recovery and other charges.

2. By means of this writ petition, petitioner has sought the following reliefs:

"I. Issue a writ order or direction in the nature of certiorari quashing the Recovery citation dated 08-11-2021 issued by the respondent no. 2 (Contained in Annexure No. 5) to the writ petition.

II. Issue a writ order or direction in the nature of mandamus directing and commanding the respondents to furnish the correct statement of account and the calculation sheet to

the petitioner before recover the loan amount and the loan amount may be recover in easy installment after calculated the simple interest and permitted to deposit in the respondent bank."

3. On the last occasion, learned counsel for petitioner had submitted that amount mentioned in the recovery citation is many times more than what petitioner is liable to re-pay to State Bank of India.

4. Learned counsel for the respondent-Bank was asked to get instructions in the matter. Today, on instructions, he submits that petitioner had taken four loans and he was guarantor in respect of other two loans which his son had taken from the Bank. He submits that amount indicated in the recovery citation is in respect of all the six loans.

5. Learned counsel for the petitioner, however, submits that the amount indicated in the recovery citation is not correct and petitioner is liable to pay lesser amount.

6. It is not in dispute that petitioner and his son had taken loans from S.B.I., therefore, in case of default, lending bank is well within its right to proceed for recovery of the outstanding amount. Thus, no interference with the recovery citation would be called for.

7. Learned counsel for the petitioner submits that petitioner wants to enter into One Time Settlement of the outstanding dues. He, therefore, submits that

petitioner may be permitted to submit a proposal for One Time Settlement to the respondent-bank.

8. Learned counsel for the Bank submits that if petitioner submits a proposal, the same shall be considered as per R.B.I. guidelines expeditiously.

9. Having regard to the facts & circumstances of the case, the writ petition is disposed of with the following directions:

(i) Petitioner shall approach the Competent Authority in the Bank by submitting a proposal, within 48 hours.

(ii) Petitioner shall be supplied copy of statement of account/calculation sheet by concerned branch of the bank, within 72 hours.

(iii) The Competent Authority in the Bank shall consider and decide petitioner's proposal, as per law, within one week.

(iv) Till decision is taken on petitioner's proposal or for a period of ten days, whichever is earlier, no coercive action shall be taken against the petitioner.

10. Let a certified copy of this order be issued within 24 hours.

(MANOJ KUMAR TIWARI, J.) Arpan

 
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