Citation : 2021 Latest Caselaw 1152 Tri
Judgement Date : 24 November, 2021
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HIGH COURT OF TRIPURA
AGARTALA
MAC App No. 24/2021
The Oriental Insurance Company Ltd.
Represented by the Divisional Manager, Agartala Division
Office, H.G.B. Road, (Near Sarkar Nursing Home),
Agartala, West Tripura.
............... Appellant.
Versus
1. Sri Biswajit Debbarma.
S/O.- Sri Lahiram Debbarma,
2. Sri Lahiram Debbarma,
S/O.- Late Chandra Kr. Debbarma,
Both are resident of Shyamalibazar, Back side of Fire
Service Station, P.S.- NCC, Agartala, District- West
Tripura.
............... Claimant-Respondent(s).
3. Sri Promod Paul, S/O.- Late Prafullya Kr. Paul, of village and P.O.- Santirbazar, Avanga, District- Dhalai, Tripura, Pin- 799286. --(Attorney)--.
4. Sri Amar Paul, S/O.- Sri Promod Paul, of village and P.O.- Santirbazar, Avanga, District- Dhalai, Tripura, Pin- 799286. (Owner of the vehicle No.- TR-04-B-0534, Alto Car).
............... Respondent(s).
5. Smt. Manalaxmi Debbarma, D/O.- Sri Lahiram Debbarma,
6. Sri Ram Charan Debbarma, S/O.- Sri Lahiram Debbarma,
7. Sri Naba Kumar Debbarma, S/O.- Sri Lahiram Debbarma,
8. Sri Purna Chandra Debbarma, S/O.- Sri Lahiram Debbarma,
9. Smt. Biramala Debbarma, D/O.- Sri Lahiram Debbarma, (Sl. No.- 5 to 9 are permanent residents of Srirampur, Durga Chowmohani Block, Manikbhandar, Kamalpur, Dhalai, Tripura Pin- 799287).
............... Proforma-Respondent(s).
MAC App. No.24/2021.
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BEFORE THE HON'BLE MR. JUSTICE S. G. CHATTOPADHYAY For Appellant(s) : Mr. B. Majumder, Advocate. For Respondent(s) : Mr. T. D. Majumder, Sr. Advocate.
Mr. S. Roy, Advocate.
Mr. Samar Das, Advocate.
Date of hearing : 24th September, 2021.
Date of Judgment & Order : 24th November, 2021.
Whether fit for reporting : NO.
JUDGMENT AND ORDER
The Oriental Insurance Company Limited, being appellant,
has filed this appeal under Section 173(1) of the Motor Vehicles Act, 1988
challenging the legality and propriety of the judgment and award dated
21.01.2021 passed by the Motor Accident Claims Tribunal (Tribunal No.5)
of West Tripura Judicial District, Agartala in TS(MAC) 83 of 2018 whereby
the learned Tribunal awarded a sum of Rs.15,29,000/- as compensation
along with 6% annual interest to the claimants owing to the death of
Smti. Dhanapati Debbarma in a road traffic accident which occurred on
28.01.2018 at Halahali in Dhalai Judicial District.
[2] The factual context of the case is as under:
Smti. Dhanapati Debbarma, mother of claimant-respondent
No.1 and wife of claimant-respondent No.2 was travelling to Halahali from
her home on a Tom-Tom (a three wheeler run on battery) from Manik
Bhander for treatment of her claimant-husband, Lahiram Debbarma. On
the way, the offending vehicle (Maruti Alto car) bearing registration
No.TR-04-B-0534 hit their Tom-Tom from the opposite direction. As a
MAC App. No.24/2021.
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result, deceased Dhanapati and her husband Lahiram Debbarma slipped
from the vehicle and received fatal injuries. They were rescued by the
local people and taken to BSM Hospital at Kamalpur. The deceased was
referred to Kulai Hospital and from there to the A.G.M.C and G.B.P
Hospital at Agartala where she succumbed to her injuries on the following
day.
[3] On 01.02.2018 Sri Biswajit Debbarma, son of the deceased
lodged a written complaint with the Officer-in-Charge of Kamalpur police
station alleging that on 28.01.2018 at about 3.30 p.m. when his mother
Dhanpati Debbarma accompanied by his father Lahiram Debbarma was
going from Manikbhander to Halahali on a Tom-Tom, the offending
vehicle hit the Tom-Tom from opposite direction, as a result of which his
parents received injuries and subsequently his mother succumbed to her
injuries at A.G.M.C and G.B.P Hospital at Agartala on 29.01.2018. He
alleged that the accident occurred due to rash and negligent driving of
the offending vehicle. About three days delay in lodging the FIR, he
explained that since he was busy in the treatment and post death ritual of
his late mother he could not lodged the FIR immediately.
[4] Kamalpur P.S Case No.18 of 2018 under Sections 279, 338
and 304A IPC was registered on the basis of the FIR lodged by the son of
the deceased and investigation was taken up. After investigation police
submitted Charge Sheet No.86 of 2018 dated 31.10.2018 against the
driver of the offending vehicle for having committed offence punishable
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under Sections 279, 338 and 304A IPC and Sections 184, 187 and 190(ii)
M.V. Act, 1988.
[5] Biswajit Debbarma, son of the deceased and his father
Lahiram Debbarma filed an application under Section 166 of the Motor
Vehicles Act, 1988 before the Tribunal claiming compensation of a sum of
Rs40,00,000/- for the death of Smt. Dhanapati Debbarma in a road traffic
accident due to rash and negligent driving of the offending vehicle. In the
course of trial two daughters and three other sons of the deceased were
also added as proforma respondents in the claim petition.
[6] The proforma respondents who were the daughters and sons
of the deceased also submitted a written statement contending that the
deceased was survived by two daughters and four sons. But except the
claimant son namely, Biswajit Debbarma and their claimant father,
Lahiram Debbarma none of them was dependent of their mother. They
were living separately along with their own family.
[7] The respondent-insurance company (appellant herein)
contested the claim by filing written objection. It was mainly pleaded by
the insurance company that the compensation claimed by the applicant
was exorbitant. It was also pleaded that the insurance company would
not be liable to pay any compensation unless a valid insurance policy was
produced and its currency was proved by the owner of the offending
vehicle.
MAC App. No.24/2021.
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[8] By filing separate written objection, owner of the offending
vehicle claimed that his vehicle was insured with the oriental insurance
company limited (respondent No.3) and the insurance policy was in force
at the time of the accident. The owner also claimed that the accused
driver had a valid driving licence at the time of accident and registration
of the vehicle and all other documents were in operation. Therefore, the
insurance company was liable to pay the compensation.
[9] In the course of trial, claimant respondent, Biswajit Debbarma
examined himself as PW-1 and their neighbour Shyamal Debbarma as
PW-2. On behalf of the respondents, owner of the offending vehicle was
examined as OPW-1. The certificate of registration of vehicle, insurance
policy of the vehicle, tax token, driving licence of the driver of the
offending vehicle and the power of attorney were exhibited and marked
as Exbt.- A, B, C, D and E respectively.
[10] The Motor Accident Claims Tribunal after considering oral and
documentary evidence on record arrived at the conclusion that the
accident occurred due to rash and negligent driving of the offending
vehicle, as a result of which Smt. Dhanapati Debbarma died. Tribunal
held that on the date of occurrence the insuance policy (Exbt. B) was in
force and, therefore, directed the insurance company to pay
compensation of a sum of Rs.15.29,000 with 6% annual interest from the
date of presentation of the claim petition till realisation.
MAC App. No.24/2021.
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[11] The appellant insurance company has challenged the said
award of the Tribunal mainly on the following grounds:
(i) Tribunal did not follow the settled principles of determination of compensation.
(ii) Tribunal did not appreciate the fact that the deceased had no income at all and none of the claimants were her dependants.
(iii) Tribunal did not also consider the fact that the owner of the offending vehicle committed breach of the conditions of the insurance policy because the driver did not have a valid driving licence at the time of the occurrence.
(iv) The Tribunal committed error by holding that the deceased had a monthly income of Rs.15,000/- without any documentary support.
[12] Heard Mr. B. Majumder, learned advocate appearing for the
appellant insurance company and Mr. T. D. Majumder, learned Sr.
advocate appearing along with Mr. S. Roy, learned advocate for the
claimant-respondents and also heard Mr. Samar Das, learned advocate
appearing for the owner of the offending vehicle.
[13] It has been argued by Mr. B. Majumder, learned counsel of
the appellant-insurance company that without any documentary proof
Tribunal erroneously assessed the monthly income of the deceased at Rs.
15,000/-. Counsel submits that admittedly the deceased was 59 years old
but the Tribunal erroneously applied multiplier 11 which is applicable for
the age group of 51 to 55 years. Counsel submits that at the age of 59 it
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was not possible for the deceased to earn Rs.15,000/- per month,
particularly when she had no fixed income. It is also contended by Mr.
Majumder, learned counsel that /3rd deduction towards personal and
living expenses was also completely erroneous because admittedly the
deceased was survived by her husband and four sons and two daughters.
Counsel therefore, urges for recomputation of amount of compensation as
per settled procedure.
[14] Mr. T. D. Majumder, learned Sr. advocate on the other hand
contend that there is no illegality in the award granted by the Tribunal
and therefore, the award does not call for any interference in appeal.
[15] The basic facts that the offending vehicle was insured with the
appellant and insurance policy was in force on the date of occurrence and
the facts that the accident occurred due to rash and negligent driving and
Smt. Dhanapati Debbarma died in the accident are not denied. Therefore,
there cannot be any controversy as to the entitlement of the legal
representatives of deceased Dhanapati Debbarma to compensation under
Section 166 of the M.V. Act, 1988. It would appear from the petition filed
by the claimants at the Tribunal that the deceased was stated to be 55
years old at the time of occurrence. Her son Biswajit Debbarma also
stated in his examination-in-chief that his mother was 55 years old while
she died. Since claimant, PW-1 deposed in his oral testimony that his
deceased mother was 55 years old and his statement was not rebutted in
cross-examination tribunal held that the deceased was of 55 years old at
the time of her death. But the documents submitted on behalf of the
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claimants speak otherwise. In the death certificate (Exbt.1) issued by the
Registrar (Birth and Death), the deceased was stated to be 59 years of
age. Certificate of the Registrar (Birth and Death) is based on records
which cannot be ignored. Tribunal who have relied on this document and
applied the multiplier of 9 instead of 11 as the deceased was in the age
group of 56 to 60 years. Moreover, there is no documentary proof as to
the monthly income of the deceased. With regard to income of the
deceased, Tribunal held as under:
"10. *******It has been asserted that the deceased was a singer by profession and she also used to weave ' Pasra' for business purpose and it used to be sold throughout north-eastern region. This fact too was not disputed by the opposite parties while cross-examining the witnesses of the claimant petitioners but, only because there was no dispute in regard to the said, Is it that, it has to be believed in absence of any supporting documents. PW- 2 stated that his daughter used to take singing classes from the deceased and he used to pay an amount of Rs. 500/- per month and that she had at least 100 students. No document or Register in this aspect, has been submitted by the claimant petitioners and in absence of such, how can it be believed that this version is true. There is no evidence of any type that the deceased used to weave 'pasra' and sell it throughout the north-eastern region. No evidence has been led to the fact that the deceased had weaving machine or there were many weavers working with her. No evidence have also been led to the fact that those pachra's were sold to any business organization or shop or to any individual throughout the north-eastern region.
When it is said that the pachra's were sold throughout the north-eastern region, it can be presumed that she was having a bulk production and it was quite famous, if it is so, then how come there is not a single drop of evidence in this aspect. Having said so, I do not find this contention of the claimant petitioners to be true.
However, taking the fact that she was a singer by profession and used to give lessons to many students on singing it can be presumed that she
MAC App. No.24/2021.
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was modestly earning at least Rs. 15,000/- per month."
[16] It would appear from the above observation of the Tribunal
that Tribunal did not accept the claim that deceased was an artisan who
used to weave traditional attire of tribals. However, the Tribunal believed
that she used to earn Rs.15,000/- per month by giving tuition in singing.
Findings of the Tribunal do not appear to be logical and acceptable.
However, considering the fact that her husband was a paralytic and there
was no earning member in the family, the petitioner was under
compulsion to earn for maintaining her family. Her monthly income is
taken to be 400/- per day. Presuming that she would work for 25 days in
a month, her monthly income would come to Rs.10,000/-.
[17] In view of the above, loss of dependency would be Rs.10,000
X 12 X 9 = Rs.10,80,000/-. Since the deceased was survived by her
husband, four sons and two daughters /5th of the amount would be
deducted towards personal and living expenses of the deceased and thus
the actual loss of dependency would come to Rs.8,64,000/-(Rs.10,80,000
- 2,16,000). Since the deceased was a self employed person and she was
between the age of 50 to 60 years, an addition of 10% would be made for
future prospect in terms of the direction of the Hon'ble Supreme Court in
National Insurance Company Limited Vrs. Pranay Sethi and
others; reported in (2017) 16 SCC 680 and thus the amount would
come to Rs.8,64,000 + 86,400 = Rs.9,50,400/-. With this amount
Rs.40,000/- would be added as loss of consortium for the husband of the
deceased. Moreover, the claimants will be entitled to Rs.15,000/- for loss MAC App. No.24/2021.
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of estate and Rs.15,000/- for loss of funeral expenses. Thus, the total
amount of compensation would come to Rs.10,20,400/-. Accordingly, a
fresh computation of compensation is made which is as under:
Sl. Heads Amount
No.
1. For loss of dependency Rs.9,50,400/-
2. For loss of consortium Rs. 40,000/-
3. Loss of estate Rs. 15,000/-
4. For funeral expenses Rs. 15,000/-
Total : Rs.10,20,400/-
[18] The said amount of Rs.10,20,400/- will carry 7% annual
interest from the date of presentation of the claim petition at the Tribunal
until payment. The whole amount shall be distributed among the
husband, four sons and two daughters who are on record in equal share.
The appellant shall deposit the amount with the Registry of this High
Court within six weeks from today, which shall be disbursed to the
claimants by the Registry on verification of their identity. The amount
already deposited by the appellant, if any, shall be adjusted.
[19] In terms of the above, the appeal is disposed of. Pending
application(s), if any, shall also stand disposed of.
Send down the L.C record.
JUDGE
Dipankar
MAC App. No.24/2021.
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