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United India Insurance Co. Ltd vs Samala Shankar Rao
2025 Latest Caselaw 6774 Tel

Citation : 2025 Latest Caselaw 6774 Tel
Judgement Date : 26 November, 2025

Telangana High Court

United India Insurance Co. Ltd vs Samala Shankar Rao on 26 November, 2025

           THE HON'BLE SRI JUSTICE C.V.BHASKAR REDDY

                         MACMA No.429 of 2019
JUDGMENT:

This appeal, under Section 173 of the Motor Vehicles Act, 1988, is

preferred by the appellant-insurance company assailing the judgment and

decree dated 27.09.2018 passed in M.V.O.P.No.12 of 2013, whereby the

Tribunal awarded a total compensation of Rs.3,28,066/- with interest at 7%

p.a. in favour of the claimant (respondent No.1 herein) for the injuries

sustained by him in a motor accident.

2. The brief facts of the case are that on 14.09.2012 at about 14.00

hours the claimant-respondent No.1 herein was going along with his friend

Kondal Rao in car bearing No. AP 11 AE 5850 from Pillaipally Village to

Hayathnagar and when the car reached Bandaravirala Village, Hayathnagar,

Ranga Reddy District, one lorry bearing No.AP-29-TA-0401 coming from

Hayathnagar to Pillaipally Village driven in rash and negligent manner with

high speed dashed the car in opposite direction, resulting in multiple

grievous injuries to the claimant, including blunt injury to chest, right

orbital injury, dislocation of lens and dislocation of the right temporo-

mandibular joint. Treatment was taken at Omni Hospital and at Max

Mission Hospital. Stating that the claimant was hale and healthy before

accident but got permanently disabled due to injuries suffered in the

accident and that he was aged 49 years and earning Rs.50,000/- per month

on manufacture of water and waste water treatment plant, he filed the

aforesaid claim petition before the Tribunal, seeking compensation of

Rs.4,00,000/- against the owner and insurer of the crime lorry.

3. Before the Tribunal, respondent No.1 i.e., the owner of the lorry

remained ex parte and respondent No.2 i.e., the Insurance Company filed

counter denying the averments of the claim petition and contended that the

amount claimed is excessive and prayed to dismiss the claim petition.

4. The Tribunal, after conducting full-fledged trial and on appreciation

both oral and documentary evidence, held that the appellant suffered

injuries in the accident occurred due to negligent driving of the said lorry

and awarded compensation of Rs.3,28,066/- under various heads with

interest at 7% per annum in favour of the claimant. The appellant-insurance

company challenges the said award in this appeal.

5. Considered the submissions of the learned counsel for the parties and

perused the record.

6. The only point that arises for consideration in this appeal is, whether

the Tribunal was justified in awarding compensation of Rs.3,28,066/- and

whether any interference is warranted?

7. As regards proof of manner of accident, the record reveals that the

claimant (PW1) clearly explained the accident. Ex.A1-FIR, Ex.A2-charge

sheet and the 161 Cr.P.C. statements of Kondal Rao and Sugunakar Reddy

(Exs.A4 & A5) corroborated the occurrence of accident and fixed negligence

on the lorry driver. The insurer did not lead any evidence to rebut this

material. Thus, the Tribunal rightly accepted negligence.

8. As regards discrepancy in vehicle number, it is evident that though

the FIR initially mentioned the lorry number as AP-29-PA-0401, the eye-

witness statements (Exs.A4 & A5), and the evidence of RW1established that

the lorry actually involved in the accident is AP-29-TA-0401, which was

insured with the appellant. The Tribunal correctly held that the error in the

FIR was a clerical mistake and not fatal.

9. Insofar as nature of injuries and assessment is concerned, the record

discloses that according to Ex.A8 (MLC record),the claimant suffered

grievous blunt injury to chest, orbital injury, dislocation of lens and

dislocation of the temporo-mandibular joint. The discharge summaries

support the same. The absence of a doctor's oral evidence is not fatal in an

injury case when documentary medical evidence is clear and unchallenged,

as held in several precedents. As such, the amounts awarded by the

Tribunal i.e., Rs.1,50,000/- towards pain and suffering, Rs.50,000/-

towards inconvenience, Rs.25,000/- towards extra nourishment, Rs.5,000/-

towards transportation, and Rs.23,066/- towards medical bills, are

reasonable and supported by the nature of injuries and treatment

undertaken.

10. So far as the loss of earnings is concerned, though no direct proof of

income was filed, the Tribunal adopted notional income of Rs.25,000/- per

month, considering that the claimant was a businessman travelling in his

own car and required rest due to multiple grievous injuries. The amount

awarded by the Tribunal atRs.75,000/- for three months' loss of earnings

cannot be said to be excessive. Thus, the total compensation

of Rs.3,28,066/-awarded by the Tribunal is neither excessive nor arbitrary.

This Court finds no error, much less legal or factual infirmity, warranting

interference in this appeal.

11. Resultantly, this appeal is devoid of merits and is accordingly

dismissed. No order as to costs.

As a sequel, the miscellaneous petitions pending, if any, shall stand

closed.

________________________________ JUSTICE C.V.BHASKAR REDDY Date: 26.11.2025 JSU

 
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