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Shriram General Insurance Company ... vs Busarapu Sampath
2024 Latest Caselaw 188 Tel

Citation : 2024 Latest Caselaw 188 Tel
Judgement Date : 10 January, 2024

Telangana High Court

Shriram General Insurance Company ... vs Busarapu Sampath on 10 January, 2024

  THE HON'BLE SRI JUSTICE SAMBASIVA RAO NAIDU

                  MACMA NO.499 of 2019
                         AND
                  MACMA NO.47 OF 2019


COMMON JUDGMENT:

Being aggrieved by the order dated 19-10-2018 in

MVOP.No.435 of 2012 on the file of III Addl. District Judge,

Karimnagar, who was also acting as Chairman, Motor

Accidents Claims Tribunal, where under, the Tribunal awarded

an amount of Rs.6,27,962/- as compensation in favour of the

petitioner in the above referred OP, the petitioner/claimant as

well as the 3rd respondent-insurance company have filed

these two Civil Miscellaneous Appeals under Section 173 of

Motor Vehicles Act (for short 'M.V. Act').

2. The petitioner/claimant has filed MACMA.No.47 of

2019 on the ground that the Court below awarded less

compensation and he is entitled to another sum of

Rs.17,32,038/- while seeking enhancement of the

compensation, filed the appeal on the following grounds.

3. The Tribunal ought to have considered that he

was working as tractor driver and was earning Rs.6,000/- per

month. But in view of the fractures to his right hand, he 2 SSRN, J MACMA.No.499 of 2019 and MACMA.No.47 of 2019

cannot work as driver of the two wheeler or a four wheeler

which is evident from the record marked as Ex.A11 Disability

Certificate and evidence of Medical Officer would show he is

suffering from 75% disability, therefore, the Court below

ought to have awarded more compensation than the amount

awarded. The Tribunal committed an error in not considering

the monthly income of the petitioner as Rs.6,000/- but

considered a meager amount of Rs.3,000/- as his monthly

income, thereby, the said finding is contrary to the judgments

of the Hon'ble Apex Court. The Tribunal committed an error

in not considering the medical bills which were marked as A5,

A6 and A9. The Court below awarded meager amount of

Rs.50,000/- towards pain and sufferance ignoring the fact

that the petitioner suffered four fractures to the right hand

and he had undergone two surgeries. Therefore, the Court

below ought to have awarded more compensation, thereby,

sought for enhancement.

4. Whereas, the 3rd respondent in the said petition

namely Shriram General Insurance Company Limited has filed

MACMA.No.499 of 2019 on the ground that the Tribunal

awarded excess compensation, thereby, sought for setting

aside the order on the following grounds.

3 SSRN, J MACMA.No.499 of 2019 and MACMA.No.47 of 2019

5. The Court below failed to consider that the

accident took place due to the negligence of the

petitioner/claimant. The Tribunal without any basis granted a

sum of Rs.1,29,562/- towards medical expenditure. The Court

below did not consider Ex.A10 the extract of driving license

shows that the petitioner can drive the vehicle, thereby, he

did not suffer any disability. Thereby, ought not to have

added 40% of the notional income of the petitioner towards

future prospects. The 3rd respondent further claimed that the

tribunal applied an incorrect multiplier which is on higher side

and considered 50% disability without any proper basis,

therefore, sought for reduction of the compensation.

6. Since both the appeals are against the same

judgment and the contentions raised by the parties before the

trial Court and the appeals are one and the same, both the

appeals can be disposed by a common judgment.

7. Before adverting to the respective contentions of

the above stated appellants, it is necessary to see what was

the case of petitioner before the Court below and how it was

dealt with by the Tribunal. The petitioner who filed

MVOP.No.435 of 2012 has claimed that on 02-10-2011 at

about 8.00 p.m., he and other persons boarded one Tata 4 SSRN, J MACMA.No.499 of 2019 and MACMA.No.47 of 2019

Magic auto bearing No.AP 15 TA 7511, Peddapalli and was

proceeding towards Kachapur Village and at about 8.40 p.m.,

when the auto reached outskirts of Venkatraopalli, the first

respondent who was driving the auto, drove it in a rash and

negligent manner, lost control, thereby, the auto overturned.

The petitioner has claimed that he received four fractures to

his right hand and he was shifted to Government Hospital,

Peddapalli. Thereafter, he was taken to Devishetty Hospital,

Karimnagar and later shifted to Devishetty Hospital,

Secunderabad. He has undergone different types of medical

tests and was treated as in-patient from 03-10-2011 to

07-10-2011.

8. The petitioner has claimed that he spent an

amount of Rs.2,20,000/- for treatment, transportation, extra

nourishment and sought for an amount of Rs.8,00,000/- as

compensation. The first respondent opposed the claim and by

filing counter specifically contended that when an old woman

tried to cross the road and on noticing her he had applied

sudden brakes to avoid accident, thereby, the auto turned

turtle, thereby, there was no fault on his part. However, even

if any amount is to be paid as compensation, that has to be 5 SSRN, J MACMA.No.499 of 2019 and MACMA.No.47 of 2019

paid by the insurance company which is shown as respondent

No.3.

9. The owner of the auto remained ex parte.

10. Whereas, the insurance company filed a separate

counter disputing the averments made in the petition and

sought for dismissal of the claim.

11. The tribunal has framed the following three issues.

1. Whether the accident occurred due to the rash and negligent driving by the offending motor vehicle i.e., Tata Ace Magic bearing No.AP 15 TA 7511 driven by its driver?

2. Whether the petition is entitled to compensation, if so, to what amount and from whom ?

3. To what relief?

12. During the enquiry, three witnesses were

examined on behalf of petitioner. Exs.A1 to A11 and Ex.C1

were marked on his behalf. The respondents did not adduce

any oral evidence but respondent No.3 filed and marked the

copy of insurance policy as Ex.B1. The Tribunal having

appreciated the pleadings and also the evidence, allowed the

petition in part granting a sum of Rs.6,27,962/-.

13. Heard both parties.

14. The following points arose for consideration in

these two appeals :

6 SSRN, J MACMA.No.499 of 2019 and MACMA.No.47 of 2019

1. Whether the petitioner is entitled to more compensation than the compensation that was awarded by the tribunal?

2. Whether the tribunal granted excess compensation? If so, whether the same can be reduced as prayed for by the third respondent?

15. The 3rd respondent - insurance company who filed

MACMA.No.499 of 2019 has contented that the Court below

failed to see that the accident occurred due to the negligence

of the first respondent, thereby, ought not to have granted

compensation. However, as could be seen from the impugned

order, it shows that apart from his oral evidence, the

petitioner has marked the certified copies of FIR lodged

against the accident, copy of the charge sheet filed by the

police against respondent No.1 and other record. The

petitioner himself was the eye witness to the accident and he

categorically deposed before the Court that the above referred

accident took place due to the rash and negligent driving by

the first respondent - driver.

16. Respondent No.1 who filed counter with a specific

contention that having noticed an old woman crossing the

road, he has applied sudden brakes, thereby, auto overturned

etc. did not choose to examine himself to substantiate the

claim. Even if the contents of counter filed by respondent 7 SSRN, J MACMA.No.499 of 2019 and MACMA.No.47 of 2019

No.1 are accepted to be true, it itself shows the rash and

negligent driving by the first respondent. Had there been no

such rash or negligent driving, it could not have been a

difficult task for the driver to stop the vehicle if he noticed a

person crossing the road. Respondent No.1 who is expected to

drive the vehicle in such a way to stop the same when ever it

is required, could not control the vehicle, it is only because of

the high speed or negligent driving.

17. Therefore, the contention of the 3rd respondent

that there was no such rash or negligent driving cannot be

accepted.

18. Respondent No.3 has claimed that the petitioner

had obtained duplicate driving license which is marked as

Ex.A10. Therefore, it shows that the petitioner was not

suffering from any physical disability and there could not have

been any compensation on account of alleged disability.

Simply because the petitioner obtained renewal of the old

driving license, it may not amount to the fitness of the

petitioner to drive the vehicle. The petitioner has been

examined himself as PW.1 and he could examine the Medical

Officers and proved the fractures which he suffered in the

above accident. The observations made by the Chairman in 8 SSRN, J MACMA.No.499 of 2019 and MACMA.No.47 of 2019

the order also indicates that he had an occasion to see the

petitioner at the time of evidence and the petitioner

demonstrated before the Court that he is not able to fold his

right hand because of the above referred fractures.

19. Therefore, this contention of 3rd respondent also

need not be considered. The impugned award clearly shows

that the learned Chairman having considered the details and

other medical record awarded a sum of Rs.1,29,562/-.

Therefore, the grounds raised by the 3rd respondent for

rejection of the compensation are not established, thereby,

appeal preferred by the insurance company is liable to be

dismissed.

20. The petitioner who was not satisfied with the

compensation of Rs.6,27,962/- has filed the appeal and

sought for enhancement on the ground that the Court below

did not consider his actual income while calculating the loss of

income and calculating the compensation. Even though, the

petitioner has claimed that he was a tractor driver and

earning Rs.6,000/- per month, except his oral evidence, there

is no other proof in support of the said claim. In fact, he is

not able to prove the alleged employment as a tractor driver.

However, considering the driving license and age of the 9 SSRN, J MACMA.No.499 of 2019 and MACMA.No.47 of 2019

petitioner, the Court below notionally calculated the income of

the petitioner as Rs.3,000/- and having added Rs.1200/- per

month towards future prospects, considered the contention of

the petitioner that he suffered disability awarded an amount

of Rs.4,28,400/-.

21. It is true, the petitioner has claimed before the

Court below that he suffered 75% of disability, and he is

entitled to more compensation. In support of the claim, the

petitioners tried to rely on a judgment between 'Pappu Deo

Yadav vs. Naresh Kumar and Others' 1. However, the

record placed before the Court clearly shows that the

petitioner suffered four fractures to his right hand and after

he has undergone surgeries, he was discharged from the

Hospital under a stable condition. In the above referred

judgment, where the injured suffered amputation to right

hand, the Court considered the disability as 65%. But in the

case on hand, it is not as if the petitioner lost his arm in the

accident, he suffered major fractures. Even though, he is not

in a position to bend his hand completely, it cannot be treated

as 75% disability. Therefore, the Court below rightly

considered the difficulty as 50% disability and having

1 2020 (6) ALD 198 (SC) 10 SSRN, J MACMA.No.499 of 2019 and MACMA.No.47 of 2019

notionally assessed the income of the injured as Rs.3,000/-

and after adding future prospects, awarded an appropriate

compensation which includes the compensation towards

medical expenditure, extra nourishment, transportation and

also towards pain and sufferance. It is true, the Court below

awarded a sum of Rs.50,000/- towards pain and sufferance.

However, it is also very clear that the Court below granted

separate compensation of Rs.4,28,400/- as compensation for

the disability. Therefore, there are no grounds for

enhancement of the compensation, as such, the appeal is

liable to be dismissed.

22. In the result, both the appeals are dismissed.

Consequently, Miscellaneous applications if any, are

closed. No costs.

________________________ SAMBASIVA RAO NAIDU, J 10th January, 2024.

PLV

 
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