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N.I.A.Co.Ltd vs Smt.Lal Kunwar And Ors. ...
2024 Latest Caselaw 9114 Raj

Citation : 2024 Latest Caselaw 9114 Raj
Judgement Date : 19 October, 2024

Rajasthan High Court - Jodhpur

N.I.A.Co.Ltd vs Smt.Lal Kunwar And Ors. ... on 19 October, 2024

Author: Nupur Bhati

Bench: Nupur Bhati

[2024:RJ-JD:42812]

        HIGH COURT OF JUDICATURE FOR RAJASTHAN


                                   AT JODHPUR


                     S.B. Civil Misc. Appeal No. 387/2013


The New India Assurance Company Ltd. through its Legally
constituted Attorney Divisional Manager, Divisional Office, 1 st
Abhay Chambers, Jalori Gate, Jodhpur.
                                                                     ----Appellant
                                        Versus
1.     Smt. Lal Kunwar @ Lali Kumar W/o late Gordhan Singh,
2.     Miss Jaya @ Sapna Kunwar D/o late Gordhan Singh, aged
       about 11 years,
3.     Miss Nikita Kunwar D/o Gordhan Singh, aged about 9
       years,
4.     Master Ajit Singh S/o Gordhan Singh, aged about 5 years,
5.     Shri Bharat Singh S/o Bhanwar Singh,
6.     Smt. Antar Kunwar W/o Bharat Singh,
       Claimants No.2, 3 and 4 are minor through their natural
       guardian mother Smt. Lal Kunwar @ Lali Kumari W/o late
       Gordhan Singh,
       Residents of Thada, Thana Rathanjana, Tehsil and District
       Pratapgarh (Raj.)
                                         ---respondents No.1 to 6/claimants
7.     Shri Raja Ram S/o Nanuram Teli, Resident of Salampura,
       Tehsil and District Pratapgarh.
                                           --- respondent No.7/vehicle driver
8.     Shri MubarikKhan S/o Mohamed Khan, Resident of Sarkari
       Bagh, Outside Bus Stand, Udaipur Road, Nimbaheda,
       District Chittorgarh. (Vehicle owner)
                                          ----respondent No.8/vehicle owner


For Appellant(s)              :     Mr. Rajesh Choudhary.
For Respondent(s)             :     Mr. Anil Bhandari & Mr. Shambhoo
                                    Singh, R-1 to 6/claimants



                HON'BLE DR. JUSTICE NUPUR BHATI
 [2024:RJ-JD:42812]                   (2 of 13)                            [CMA-387/2013]


                                  Judgment

19/10/2024

1.    Appellant/non-claimant           No.3       Insurance            Company        has

preferred the instant misc. appeal under Section 173 of the Motor

Vehicles Act, 1988 ('Act of 1988') assailing the validity of the

judgment and award dated 22.01.2013 passed by learned Judge,

Motor Accident Claims Tribunal, Pratapgarh ('Tribunal') in MAC

Case No.197/2008, whereby the learned Tribunal has partly

allowed the claim petition filed by the respondents No.1 to

6/claimants and awarded compensation of Rs.16,10,120/- along

with interest @ 7.5% per annum from the date of filing the claim

petition. All the non-claimants were held jointly and severally

liable to satisfy the award.

2. Facts apposite for the purpose of disposal of this misc.

appeal are that the claimants, respondents No.1 to 6, filed a claim

petition under Section 166 of the Act of 1988 claiming

compensation of Rs.43,60,000/- on account of death of Sh.

Gordhan Singh, the sole breadwinner of the claimants, in the

accident, which took place on 05.10.2006. In the claim petition, it

was inter-alia stated that in the intervening night of

05/06.10.2006, deceased Gordhar Singh while plying his

motorcycle (RJ-09-SA-7130) was going from village Fachar to

Nimbaheda. On the way, on Nimbaheda-Chittorgarh road, near

Abhilasha Restaurant, Laxmipura, Rajendra Singh and Jairam

Constable met him to whom he provided lift. While all the three

boarded the motorcycle, near Laxmipura, the driver/non-claimant

No.1 (Rajaram), while driving his Trailer (RJ-27-G-6279) rashly

and negligently hit the motorcycle, as a result of which, rider

[2024:RJ-JD:42812] (3 of 13) [CMA-387/2013]

(Gordhan Singh) and pillion riders fell down and sustained

injuries. Gordhan Singh received injuries on head, hands and feet

and he was taken initially to Nimbaheda Hospital and thereafter he

was referred to Government Hospital, Udaipur when during the

course of treatment, he died on 12.10.2006. An FIR (FIR

No.430/2006) of the incident was lodged at concerned police

station, wherein after investigation, charge sheet came to be filed

against the driver of the offending vehicle for offences under

Sections 279, 337 IPC and 304A of IPC.

3. After being served of the notices of the claim petition, the

non-claimants No.1 and 2 filed their joint reply to the claim

petition while refuting the claim laid by the claimants. It was

stated that the vehicle was insured with non-claimant No.3,

therefore, they could not have been held liable to pay the

compensation.

4. On behalf of non-claimant No.3, appellant herein, reply to

claim petition was filed while stating therein that deceased rider

was also equally responsible for the accident. An objection with

regard to not impleading the owner of the motorcycle and insurer

as party non-claimant(s) was also raised by the insurance with a

prayer to reject the claim petition.

5. On the basis of pleadings of the parties, the learned Tribunal

framed five issues for determination. To prove their claim, the

claimants examined AW.1 Smt. Lal Kunwar @ Lali Kumar, AW.2

Rajendra Singh and documents Ex.1 to Ex.17 were exhibited,

including statements of Smt. Lal Kunwar (Ex.A/1) and statement

of Rajendra Singh (Ex.A/2), Policy (Ex.A/1) and investigation

report (Ex.A/2) were exhibited. On behalf of non-claimants, in oral

[2024:RJ-JD:42812] (4 of 13) [CMA-387/2013]

evidence, one Ravindra Kumar (NAW.1) was examined, however,

no documents were exhibited.

6. The learned Tribunal thereafter proceeded to hear arguments

of the counsel for the parties and after considering the evidence

and material available on record, the learned Tribunal vide

impugned judgment and award dated 22.01.2013 proceeded to

partly allow the claim petition filed by the claimants.

7. Assailing the judgment and award impugned dated

22.01.2013, the appellant insurance company has preferred the

instant misc. appeal. The instant misc. appeal was admitted by a

Coordinate Bench of this Court vide order dated 22.05.2013. While

admitting the appeal, the Coordinate Bench of this Court also

passed an interim order while directing that if the appellant

Insurance Company deposits the amount of cash component of

award i.e. Rs.50,000/- each for the parents and Rs.1,00,000/- to

the widow of the deceased alongwith interest within a period of

four weeks, the rest of the award, which relates to putting the

amount in fixed deposits shall remain stayed. The amount upon

being deposited was ordered to be disbursed to the claimants in

terms of the award. Thereafter, the interim order granted on

22.05.2013 was confirmed till disposal of the appeal vide order

dated 26.09.2013 and the stay application was disposed of. As per

office report dated 24.08.2013, the notices of respondents No.7

and 8 received serviced, however, none appeared on their behalf.

8. Mr. Rajesh Choudhary, learned counsel appearing for the

appellant- Insurance Company submits that the learned Tribunal

has erred in deciding the Issue No.1 while holding that the insured

Trailer was involved in the accident. Learned counsel for the

[2024:RJ-JD:42812] (5 of 13) [CMA-387/2013]

appellant submits that the Tribunal has failed to consider and

appreciate the fact that the insured vehicle was not involved in the

accident and a false case was foisted by the police as the

deceased was a police constable. Learned counsel for the

appellant submits that as per the story, as put forth by the

claimants, the deceased who was plying the motorcycle, was

accompanied by two other persons at the time of alleged accident

and the information of the accident was given by one Rajendra

Singh (pillion rider) to the Police, however, in the FIR (Ex.2),

wherein it was specifically recorded that information of the

accident was received on 06.10.2006 at 09:30 am, through a

telephone call made by some unknown truck driver to the effect

that some unknown truck had hit one person, who is lying on the

road and on receipt of said information, the police reached on the

spot, whereby they found one person in an unconscious state i.e.

Gordhan Singh (now deceased).

9. Learned counsel for the appellant submits that the witness

examined by the claimants viz. AW.2 Rajendra Singh, in his

statements deposed contrary to what has been stated in the FIR;

inasmuch as AW.2 Rajendra Singh, has stated that information

with regard to accident was given by him at concerned SHO of the

police Station and on receipt of the information, the police reached

on the spot. Learned counsel for the appellant also relied upon the

testimony Hanuwant Singh, who was the investigating officer, who

has stated that no information with respect to accident was

received on the date of accident and the report was lodged on the

basis of information given by some unknown driver, who had

called at the police station at 07:30 am, while informing that an

[2024:RJ-JD:42812] (6 of 13) [CMA-387/2013]

injured is lying on the road, who might have been hit by unknown

vehicle and on receipt of said information, the police authorities

reached on the spot where the injured was lying in pool of blood.

Learned counsel appearing for the appellant further submits that

AW.2 Rajendra Singh, also deposited that he had mentioned the

vehicle number of the offending vehicle while furnishing

information to the police, however, contrary to this, Hanuwant

Singh (NAW, before MACT, Chittorgarh) has categorically stated

that number of vehicle was not stated to them. Learned counsel

for the appellant submits that the statement of the witness AW.2

Rajendra Singh, cannot be believed as in the FIR, the number the

vehicle have not been mentioned, which was lodged on the basis

of information given by some unknown truck driver and not by

AW.2 Rajendra Singh.

10. Learned counsel appearing for the appellant further submits

that AW.2 Rajendra Singh and other pillion rider, namely, Jairam,

were constables, therefore, in case they were accompanying the

deceased, then there should have been entry in the 'Rojnamcha'

of the concerned police station, with respect to their leaving the

police station and reporting to the police station back. Learned

counsel for the appellant submits that as per the investigation

report (Ex.A/2), no such entries were made in the Rojnamcha qua

AW.2 Rajendra Singh or Jairam.

11. Learned counsel appearing for the appellant further submits

that the MTO report does not mention any damage caused to the

offending vehicle, if there had been accident between the

offending vehicle and the motorcycle, then certain damage would

have been caused to the offending vehicle, however, this aspect of

[2024:RJ-JD:42812] (7 of 13) [CMA-387/2013]

the matter has not been considered. Learned counsel for the

appellant also relied upon the testimony of one Praveen Kumar,

owner of Abhilasha Restaurant, who submitted his affidavit to the

effect that on the date of accident, the deceased came to his hotel

on a motorcycle in drunken state and asked for food, however,

upon being refused he returned and while going towards

Nimbahera, he fell down from the motorcycle. Learned counsel for

the appellant thus submits that the offending vehicle has been

falsely implicated in this case with a view to get compensation in

the connivance. Learned counsel for the appellant also questioned

the multiplier applied by the learned Tribunal and awarding future

prospects to the extent of 50% of the income. In support of his

arguments, learned counsel for the appellant relied upon

judgments in Smt. Meena Sharma & Ors. v. Babulal & Anr. : S.B.

Civil Misc. Appeal No.2689/2006 decided on 06.10.2017 at Jaipur

Bench; Shriram General Insurance Co. Ltd. v. Akeela Bano &

Ors. : S.B. Civil Misc. Appeal No.1710/2022 decided on

17.01.2023, and Jansi Ram v. Vinod Kumar & Ors. : S.B. Civil

Misc. Appeal No.2635/2007 decided on 06.01.2014 at Jaipur

Bench.

12. On the other hand, learned counsel appearing for the

respondents No.1 to 6/claimants vehemently submits that the

submissions of learned counsel for the appellant is baseless.

Learned counsel for the claimants submits that witness AW.2

Rajendra Singh is not constable and he is working with Zinc and

his father was a constable, who had retired. Learned counsel for

the claimants further submits that under Section 133 of the Act of

1988, in response to notice issued to the owner of the offending

[2024:RJ-JD:42812] (8 of 13) [CMA-387/2013]

vehicle (Ex.7), he has stated that on the date of accident i.e. on

05.10.2006, Rajaram was driving the vehicle in question. Learned

counsel for the claimants further submits that the onus with

regard to non-involvement of the offending vehicle in the accident

was upon the insurance company, which has not been discharged

by leading cogent and convincing evidence, either by examining

the owner or the driver of the offending vehicle. Learned counsel

appearing for the claimants further submits that the accident took

place on 05.10.2006, whereas the offending vehicle was seized on

25.11.2006 and the MTO report has been made on 27.11.2006 i.e.

after a gap of more than a month, and the possibility of repairing

the damage caused to the offending vehicle cannot be ruled out.

13. Learned counsel for the respondents/claimants submits that

the affidavit furnished by Praveen Kumar, owner of Abhilasha

Hotel, cannot be believed, inasmuch as the accident had taken

place in the mid night and the place where the accident took

place, is at a distance of approximately 70 meters and in a dark

night even the site i.e. place of accident was not visible. He

further submits that in the affidavit, the owner of the hotel has

nowhere stated that the road was well-lighted, because of which

the site was completely visible to him and he could make out that

the deceased fell from the motorcycle at his own. Learned counsel

for the claimants thus submits that the judgment and award

passed by the learned Tribunal calls for no interference and the

appeal preferred by the insurance company be dismissed.

14. Learned counsel appearing for the respondents/claimants

relied upon judgment passed by Hon'ble Apex Court in the case of

Sajeena Ikhbal & Ors. v. Mini Babu George & Ors. : Civil Appeal

[2024:RJ-JD:42812] (9 of 13) [CMA-387/2013]

No.7881/2024 decided on 17.10.2024, Jiju Kuruvila & Ors. v.

Kunjujamma Mohan & Ors. : 2015 (2) R.A.R. 182 (SC), Sunita &

Ors. v. RSRTC & Ors. : 2019 (2) WLN 229 (SC), Mangla Ram v.

Oriental Insurance Co. Ltd. & Ors. : 2018 (1) R.A.R. 135 (SC),

Vimla Devi & Ors. v. National Insurance Co. Ltd. & Ors. : 2019 ACJ

454 and Dhani Devi & Ors. v. New India Assurance Co. Ltd. & Ors.

: 2013 (1) WLN 330.

15. I have considered the submissions made by counsel for the

parties at length and have perused the material available on

record and the case laws cited.

16. This Court finds that the learned Tribunal while deciding the

Issue No.1 has considered the statements of AW.1 Smt. Lal

Kunwar @ Lali Kumari, wife of the deceased, who in her

statements stated that on 05.10.2006 at about 11-11:30 pm her

husband after effective service of notice was coming back on

motorcycle (RJ-09-7130) owned by her brother, met with accident

on Chittorgarh-Nimbaheda road. She further stated that along

with her husband, Jairam and Rajendra Singh were also

accompanying him. The said witness further stated that the

accident was caused by Trailer and in the accident her husband

sustained injuries on head, hands and feet; he was taken to

hospital, however, during treatment her husband expired on

12.10.2006 at Govt. Hospital, Udaipur. In the cross-examination,

AW.1 stated that she apprised the number of the offending vehicle

on the next day and she also mentioned number while her

statements were recorded earlier at Chittorgarh court. The

testimony of said witness remained uncontroverted by the non-

claimants.

[2024:RJ-JD:42812] (10 of 13) [CMA-387/2013]

17. The learned Tribunal has considered the statements of AW.2

Rajendra Singh, who was the pillion rider along with deceased on

the date of accident. The said witness in his evidence has stated

that it was at about 11-11:30 pm, on 05/06.10.2006 he along

with deceased and Jairam were going from Nimbaheda to

Chittorgarh, and when they reached near Abhilasha Hotel, the

offending Trailer which came from opposite side, hit the

motorcycle plied by deceased Gordhan Singh while avoiding a

ditch on the road, as a result of which Gordhan Singh fell down

and received injuries all over his body. The said witness stated

that he saw the number of the offending vehicle and he made a

call at police station, on which the police party reached there and

also took him to police station; whereas Gordhan Singh was taken

to Nimbaheda Hospital. In the cross-examination, the said witness

specifically denied that the rider of the motorcycle was in drunken

state or the motorcycle was plied at high speed and dashed the

Trailer. Insofar as the FIR (Ex.2) is concerned, this Court finds

that the learned Tribunal observed that according to FIR (Ex.2),

on 06.10.2006 deceased Gordhan Singh was found injured on the

road and he was taken to hospital for treatment. The eyewitness

of the incident i.e. AW.2 Rajendra apprised the police about the

offending vehicle number. After registration of the FIR, in

response to the notice issued under Section 133 of the Act of 1988

to the owner, the owner admitted that on the date of accident, the

vehicle was driven by non-claimant No.1 Rajaram and charge

sheet was also filed against him. The owner also stated that he

had obtained the seized Trailer on 'Supurdgi' from the concerned

court and no challenge was laid to the proceedings being initiated

[2024:RJ-JD:42812] (11 of 13) [CMA-387/2013]

in connection accident and seizure of the vehicle. The learned

Tribunal has also found that best evidence of the driver has not

been led in the instant case. In the considered view of this Court,

the occurrence of accident is not disputed in view of the fact that

owner and driver of the offending vehicle have nowhere denied

involvement of the offending vehicle and no challenge has been

laid to the proceedings initiated pursuant to the FIR (Ex.2).

Further, the appellant insurance company has failed to examine

the owner and driver of the offending vehicle. This Court finds that

in motor accident claims, preponderance of probabilities must be

applied and no strict proof is required.

18. The Hon'ble Apex Court in the case of Sajeena Ikhbal

(supra), observed that in motor accident claim cases, the courts

must apply the principle of preponderance of probability and

cannot apply the test of proof beyond reasonable doubt. In the

aforesaid case, the claimants' claim petition was contested by the

respondents on the ground that the car was not involved in the

accident and the courts below have recorded the finding of non-

involvement of the car in the accident while disbelieving the

testimony of eyewitness only on the ground that in the police

investigation, he was not examined as an eyewitness. The Hon'ble

Apex Court while reversing the finding of the courts below

observed as under:

"16. In claim cases, arising out of motor accident, the court has to apply the principles of preponderance of probability and cannot apply the test of proof beyond reasonable doubt. The evidence available in the present case tested on the principles of preponderance of probability can record only one finding that the car was involved in the accident, otherwise, the damage found to the car in the Mahazar (Annexure P-2) was not possible."

[2024:RJ-JD:42812] (12 of 13) [CMA-387/2013]

The judgments cited by learned counsel for the appellant

Insurance Company does not render any support to the

contentions raised by him.

19. Insofar as argument of learned counsel for the appellant that

relevant entry with respect to leaving and reporting for duties by

AW.2 Rajendra Singh was not recorded in the Rojnamcha is

concerned, this Court finds that the same is misconceived,

inasmuch as witness AW.2 Rajendra Singh has specifically stated

that he was not constable and he is working with Zinc and his

father was a constable, who has retired.

20. This Court also considered the submission made by counsel

for the appellant that as per the affidavit furnished by owner of

Abhilasha Hotel, the deceased himself was in drunken state,

however, nothing has been placed on record by the appellant

insurance company to substantiate the aforesaid ground. Neither

any medical evidence has been produced by the insurance

company, nor the owner of Abhilasha Hotel, whose affidavit was

furnished, has been examined by the insurance company. Thus,

the reliance placed by counsel for the appellant on the affidavit of

Praveen Kumar, is of no avail. This Court finds that the offending

vehicle was seized on 25.11.2006 and the MTO report has been

made on 27.11.2006 and thus possibility of repairing the damage

caused to the offending vehicle cannot be ruled out.

21. This Court finds that the amount of compensation quantified

by the learned Tribunal while applying the multiplier of 18 and

awarding 50% towards future prospects is appropriate one,

inasmuch as the deceased was 28 years of age at the time of

[2024:RJ-JD:42812] (13 of 13) [CMA-387/2013]

accident and he was serving as Constable in Police Department

drawing the monthly salary of Rs.6,012/-. This Court finds no

force in the contention raised by the learned counsel for the

appellant that excess compensation has been awarded.

22. Accordingly, and in view of above discussion, this Court finds

no force in the instant misc. appeal and, therefore, the same is

hereby dismissed. The amount of compensation withheld under

the interim order of this Court shall be payable to the claimants.

The insurance company is directed to deposit the amount of

compensation as quantified and awarded by the learned Tribunal

along with interest within a period of four weeks from the date of

this judgment, if not already deposited by it. Record be sent back

forthwith.

(DR. NUPUR BHATI),J 19-DJ/-

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