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National Insurance Co. Ltd vs Vimal Kaur And Ors
2025 Latest Caselaw 6411 P&H

Citation : 2025 Latest Caselaw 6411 P&H
Judgement Date : 18 December, 2025

[Cites 3, Cited by 0]

Punjab-Haryana High Court

National Insurance Co. Ltd vs Vimal Kaur And Ors on 18 December, 2025

Author: Sudeepti Sharma
Bench: Sudeepti Sharma
FAO-6751-2017                                           -1-

             IN THE HIGH COURT OF PUNJAB & HARYANA
                          AT CHANDIGARH


                                             FAO-6751-2017
                                             Reserved on:- 14.11.2025
                                             Pronounced on:- 18.12.2025
                                             Date of Uploading:-19.12.2025


NATIONAL INSURANCE CO. LTD
                                                                         ......Appellant
                                  vs.

VIMAL KAUR AND ORS
                                                                      ......Respondents

CORAM: HON'BLE MRS. JUSTICE SUDEEPTI SHARMA

Present:     Mr. Vishavjeet Bedi, Advocate
             for the appellant

             Mr. Harinder Singh Sandhu, Advocate
             for respondent Nos. 1 to 4.

             ****

SUDEEPTI SHARMA J.

1. The present appeal has been preferred against the award dated

10.07.2017 passed by the learned Motor Accident Claims Tribunal,

Kurukshetra (for short, 'the Tribunal') in the claim petition filed under Section

166 of the Motor Vehicles Act, 1988, wherein, the appellant insurance

company was held liable to pay the compensation to the

claimants/respondents to the tune of Rs.19,60,000/- along with interest @

7.5% per annum, on the ground of quantum of compensation to be on higher

side.

2. As sole issue for determination in the present appeal is confined

to quantum of compensation awarded by the learned Tribunal, a detailed

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narration of the facts of the case is not required to be reproduced here for the

sake of brevity.

SUBMISSIONS OF LEARNED COUNSEL FOR THE PARTIES

3. Learned counsel for the appellant-Insurance Company

vehemently argues that the compensation awarded by the learned Tribunal is

on the higher side. He further submits that the Tribunal has erred in assessing

the monthly income of the deceased at ₹15,680/- by placing reliance upon the

wage notification issued by the Deputy Commissioner, Kurukshetra,

applicable to skilled labour/heavy vehicle drivers, instead of adopting the

minimum wages for skilled labour in the State of Haryana. Accordingly, he

prays that the present appeal be allowed and amount of compensation be

reduced as per latest law.

4. Per contra, learned counsel for respondent Nos. 1 to 4/claimants

contends that the amount of compensation awarded by the learned Tribunal is

on the lower side and they have preferred separate appeal bearing FAO No.

8217-2017 titled as Vimal Kaur and others vs. Kashmiri Lal and others

seeking enhancement of the amount of compensation. Therefore, he prays that

the present appeal be dismissed.

5. I have heard learned counsels for the parties and perused the

whole record of this case with their able assistance.

6. At the outset, it is apposite to reiterate the well-settled

principle governing appellate jurisdiction. It is trite law that a Court

sitting in appeal does not substitute its own view for that of the Court

below merely because an alternative view is possible. Interference is

warranted only where the impugned findings are vitiated by perversity,

illegality, or material irregularity, or suffer from such infirmities as

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render them unsustainable in law. In the absence of such vitiating

factors, interference in appellate jurisdiction is wholly unwarranted.

7. In the present case, a perusal of the record shows that the driving

licence of the deceased was produced and exhibited as Ex. R-6. The said

licence clearly reflects that the deceased was authorised to drive heavy and

medium goods vehicles. Thus, the deceased was duly qualified to be treated

as a skilled worker in the category of heavy vehicle driver.

8. There is nothing on record to demonstrate that the wage rates

notified by the Deputy Commissioner, Kurukshetra, were not applicable to the

deceased. In the absence of any cogent evidence to the contrary, the learned

Tribunal was justified in relying upon the said notification while determining

the income of the deceased. The approach adopted by the Tribunal cannot be

said to be arbitrary or erroneous.

9. The aforesaid view also finds support from the judgment of the

Hon'ble Supreme Court in Saroj & Ors. v. IFFCO-Tokio General Insurance

Co. & Ors., 2024 INSC 816. The relevant extract of the same is

reproduced as under:-

"5. On appeal to the High Court, vide judgment and

order dated 9th March, 2023 passed in FAO Nos.8504 of

2017 (O&M) and 6836 of 2017 (O&M) the amount

awarded by the MACT was reduced to Rs.9,22,336/-

noting that minimum wage rates issued by the Government

are uniformly applicable throughout the State and,

therefore, constitute a better measure for calculating the

notional income of a deceased person, as opposed to

special DC rates notified by the Deputy Commissioner of a

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District, and, therefore, would only be applicable to that

particular district. Further, it was observed that with

respect to the age at the time of death, the Aadhar Card of

the deceased records his date of birth to be 1st January

1969; thus, the age comes to 47 years. Hence, the

multiplier applicable would be 13.

6. The claimant-appellants, aggrieved by the

reduction, have approached this Court. Before us, it was

contended that the multiplier applicable would be 14

since, in the School Leave Certificate the date of birth of

the deceased is shown as 7th October, 1970. His age, then

at the time of the accident was 45 years. They were further

aggrieved by the calculation of monthly income to be

Rs.5,886/-.

7. Notice was issued on 17th October, 2023. The

matter was then sent to Lok Adalat by way of an order

dated 23rd July 2024. A subsequent order dated 2nd

August 2024 records that the matter could not be settled.

8. We have heard the learned counsel for the parties

and also perused the record. The questions arising for

consideration are - (a) in case of conflict of the dates of

birth between the two documents, as in this case between

the School Leaving Certificate and the Aadhar Card,

which of the two is to be taken as authoritative; and (b)

whether in the facts of the case, the High Court's reduction

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of the compensation awarded by the learned MACT, was

justified and in accordance with law?

9. This Court is of the view that the High Court erred

in undertaking the reduction as it has. The reasons

therefore are recorded in the following paragraphs.

9.1 The general rule insofar as appellate proceedings

are concerned is that a Court sitting in appeal is not to

substitute its view for that of the Court below. It is only to

see that the decision arrived at is not afflicted by

perversity, illegality or any other such vice which may

compromise it beyond redemption.

9.2 It is also well settled that an order is not to be

interfered with simply because another view is possible,

which, in the impugned order the High Court seems to

have done.

9.3 The question before the High Court was not as to

which yardstick to use to determine the notional income of

the deceased was 'better'. Since there is nothing on record

to establish that the rates notified by the District

Commissioner, Rohtak, would not apply to the deceased,

we find no reason to interfere with the finding of the

Tribunal. Further, the testimonies of PWs 2, 5 and 6 show

that he is an agriculturist who owned his own tractor and

a JCB machine."

10. This Court finds no merit in the contention raised by the

appellant-Insurance Company on the ground that the learned Tribunal erred in

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assessing the monthly income of the deceased at ₹15,680/- by placing reliance

upon the wage notification issued by the Deputy Commissioner, Kurukshetra,

applicable to skilled labour/heavy vehicle drivers, instead of adopting the

minimum wages for skilled labour in the State of Haryana i.e. ₹8,245/-.

11. In view of the foregoing discussion and the law laid down by the

Hon'ble Supreme Court, this Court is of the considered opinion that the

findings recorded by the learned Tribunal qua the assessment of the monthly

income of the deceased do not suffer from any infirmity or illegality. The

same are, therefore, hereby affirmed.

12. Consequently, the present appeal is dismissed.

13. The statutory amount of Rs.25,000/- deposited by the appellant-

Insurance Company at the time of admission of the appeal, is ordered to be

refunded to them.

14. Pending application (s), if any, also stand disposed of.





18.12.2025                               (SUDEEPTI SHARMA)
Gaurav Arora                                  JUDGE

               Whether speaking/non-speaking :         Yes/No
               Whether reportable           :          Yes




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