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Royal Sundaram General Insurance Co. ... vs Kamlesh Kaur And Others
2024 Latest Caselaw 9551 P&H

Citation : 2024 Latest Caselaw 9551 P&H
Judgement Date : 3 May, 2024

Punjab-Haryana High Court

Royal Sundaram General Insurance Co. ... vs Kamlesh Kaur And Others on 3 May, 2024

Author: Alka Sarin

Bench: Alka Sarin

                                                                                  2024:PHHC:061649

                                    IN THE HIGH COURT OF PUNJAB AND HARYANA AT
                                                   CHANDIGARH

                         109                                            FAO-1208-2024 (O&M)
                                                                        Date of Decision : 03.05.2024

                         ROYAL SUNDARAM GENERAL INSURANCE CO. LTD.                           ....Appellant

                                                            VERSUS

                         KAMLESH KAUR & ORS.                                              .... Respondents

                         CORAM : HON'BLE MRS. JUSTICE ALKA SARIN

                         Present :      Mr. D.K. Prajapati, Advocate for the appellant.

                                        Mr. Jagjit Singh Chatrath, Advocate for respondents No.1 to 4.

                         ALKA SARIN, J. (ORAL)

CM-4822-CII-2024

1. This is an application under Section 5 of the Limitation Act,

1963 for condonation of delay of 16 days in filing the appeal.

2. For the reasons stated in the application, the same is allowed

and delay of 16 days in filing the appeal is condoned.

CM-7249-CII-2024

3. This is an application for passing an appropriate order in the

application for stay of execution of the award dated 15.11.2023 passed by

the Motor Accident Claims Tribunal, SAS Nagar (Mohali).

4. Mr. Jagjit Singh Chatrath, Advocate has appeared and has filed

his memorandum of appearance on behalf of respondents No.1 to 4. The

same is taken on record.

5. Learned counsel for the parties are ad idem that instead of

hearing the application for stay the main case itself be heard. With the

consent of counsel for the parties, main case is taken on Board today itself.

integrity of this judgment/order.

2024:PHHC:061649

109 FAO-1208-2024 (O&M) -2-

FAO-1208-2024

6. Present appeal has been preferred by the Insurance Company

aggrieved by the award dated 15.11.2023 passed by the Motor Accident

Claims Tribunal, SAS Nagar (Mohali).

7. The brief facts relevant to the present case are that on

05.12.2021 Gurmeet Singh along with wife, namely, Kamlesh Kaur, who is

the claimant-respondent No.1, after meeting their relatives at Kharar were

going to their house at Village Kathgarh, District Shaheed Bhagat Singh

Nagar (Nawanshahr) on a motorcycle bearing registration No.PB-32-U-

5232. Gurmeet Singh (since deceased) was stated to have been riding the

motorcycle at a slow speed and on the correct side of the road. Ajit Singh

(brother of Gurmeet Singh) was coming behind them on his own motorcycle

and at about 4:30 pm when they reached near Village Chakla on

Chandigarh-Ropar Highway, a car bearing registration No.HR-01-AD-7032

came from behind which was being driven at a high speed and in a rash and

negligent manner and after overtaking Ajit Singh struck the motorcycle of

Gurmeet Singh. Due to the accident Gurmeet Singh fell on the sewerage

manhole and received head injuries as well as other injuries. The pillion

rider, who was the wife of the deceased, was also injured in the said

accident. The driver of the car did not stop and he sped away. The injured

were taken to Civil Hospital, Rupnagar from where Gurmeet Singh (since

deceased) was referred to PGI, Chandigarh where he succumbed to his

injuries on the next date i.e. 06.12.2021. On the basis of the statement of Ajit

integrity of this judgment/order.

2024:PHHC:061649

109 FAO-1208-2024 (O&M) -3-

Singh, FIR No.92 dated 06.12.2021 under Section 279, 304-A, 427, 337

Indian Penal Code, 1860 was registered at Police Station Singh

Bhagwantpura, District Rupnagar. Claim petition was preferred by the

claimants. The Tribunal, on the basis of the pleading of the parties, awarded

the following compensation :

                          Sr. No.                  Heads               Compensation Awarded
                                    1   Monthly income         Rs.71,013/-
                                    2   Annual income          [Rs.71,013/- x 12] = Rs.8,52,156/-
                                    3   Income Tax             [Rs.8,52,156/- - Rs.80,000/-] =
                                                               Rs.7,72,156/-

4 Future prospects 15% [Rs.7,72,156/- + Rs.1,15,823/-] = Rs.8,87,979/-

5 Deduction 1/4th [Rs.8,87,979/- - Rs.2,21,995/-] = Rs.6,65,984/-

6 Multiplier of 11 [Rs.6,65,984/- x 11] = Rs.73,25,824/- 7 Funeral expenses Rs.15,000/-

8 Loss of estate Rs.15,000/-

9 Loss of consortium Rs.40,000/-

10 Total Compensation Rs.73,95,824/-

Interest 7% per annum

8. Aggrieved by the same, the Insurance Company has preferred

the present appeal.

9. Learned counsel for the appellant-Insurance Company would

contend that the present was a hit and run case and that the number of the

vehicle was introduced in collusion with the driver and owner of the vehicle

involved. It is further the contention that the FIR was registered on the next

day and that in the criminal case the prosecution witnesses have not

supported the prosecution version.

integrity of this judgment/order.

2024:PHHC:061649

109 FAO-1208-2024 (O&M) -4-

10. Per contra, learned counsel for the claimant-respondents No.1

to 4 would contend that in the present case the wife of the deceased, namely,

Kamlesh Kaur had stepped into the witness box as PW-1. She was an eye-

witness to the said accident and after being subjected to lengthy cross-

examination nothing could be elicited. It is further the contention of the

learned counsel for the claimant-respondents No.1 to 4 that RW-2 i.e. HC

Sandeep Kumar also stepped into the witness box and stated that information

regarding the accident was received at the Police Station on 05.12.2021

itself. The FIR was recorded on the statement of Ajit Singh son of Sohan

Singh against an unknown person driving car bearing registration No.HR-

01-AD-7032. It is further the contention that the Hon'ble Supreme Court in

the case of Sunita & Ors. Vs. Rajasthan State Road Transport

Corporation & Anr. [(2020) 13 SCC 486] has held that while deciding

cases arising out of motor vehicle accidents, the standard of proof to be

borne in mind must be of preponderance of probability and not the strict

standard of proof beyond all reasonable doubt which is followed in criminal

cases.

11. Heard.

12. In the present case the argument of the learned counsel for the

appellant-Insurance Company that it was a hit and run case and that the

vehicle was involved at a later stage since it was insured deserves to be

rejected. HC Sandeep Kumar, a witness produced by the respondents

themselves, stepped into the witness box as RW-2 and clearly stated that the

integrity of this judgment/order.

2024:PHHC:061649

109 FAO-1208-2024 (O&M) -5-

information of the accident was received at the Police Station on 05.12.2021

and that the FIR was recorded against an unknown person, however, the car

was stated to be bearing registration No.HR-01-AD-7032. Hence, the

argument of the learned counsel for the appellant-Insurance Company that

the car number was introduced later on cannot be accepted. Still further, the

wife of the deceased, namely, Kamlesh Kaur who was riding as a pillion

rider along with the deceased, stepped into the witness box as PW-1. She

was subjected to lengthy cross-examination and nothing could be elicited in

the cross-examination to even remotely suggest that the present was a hit

and run case and that the offending vehicle was introduced later.

13. The Hon'ble Supreme Court in the case of Sunita & Ors.

(supra) has held as under :

"It is thus well settled that in motor accident claim

cases, once the foundational fact, namely, the actual

occurrence of the accident, has been established, then the

Tribunal's role would be to calculate the quantum of just

compensation if the accident had taken place by reason

of negligence of the driver of a motor vehicle and, while

doing so, the Tribunal would not be strictly bound by the

pleadings of the parties. Notably, while deciding cases

arising out of motor vehicle accidents, the standard of

proof to be borne in mind must be of preponderance of

probability and not the strict standard of proof beyond

integrity of this judgment/order.

2024:PHHC:061649

109 FAO-1208-2024 (O&M) -6-

all reasonable doubt which is followed in criminal

cases."

In the case of N.K.V. Bros (P) Ltd. Vs. M. Karumai Ammal

[(1980) 3 SCC 457] the case set up was that since the criminal case in

relation to the accident had ended in acquittal, hence, the claim under the

Motor Vehicles Act, 1988 should also be rejected. The Supreme Court

negated the said argument and held as under :

"3. Road accidents are one of the top killers in our

country, specially when truck and bus drivers operate

nocturnally. This proverbial recklessness often persuades

the courts, as has been observed by us earlier in other

cases, to draw an initial presumption in several cases

based on the doctrine of res ipsa loquitur. Accidents

Tribunals must take special care to see that innocent

victims do not suffer and drivers and owners do not

escape liability merely because of some doubt here or

some obscurity there. Save in plain cases, culpability

must be inferred from the circumstances where it is fairly

reasonable. The court should not succumb to niceties,

technicalities and mystic maybes. We are emphasising

this aspect because we are often distressed by transport

operators getting away with it thanks to judicial laxity,

despite the fact that they do not exercise sufficient

integrity of this judgment/order.

2024:PHHC:061649

109 FAO-1208-2024 (O&M) -7-

disciplinary control over the drivers in the matter of careful

driving. The heavy economic impact of culpable driving of

public transport must bring owner and driver to their

responsibility to their neighbour. Indeed, the State must

seriously consider no-fault liability by legislation. A second

aspect which pains us is the inadequacy of the

compensation or undue parsimony practised by tribunals.

We must remember that judicial tribunals are State organs

and Article 41 of the Constitution lays the jurisprudential

foundation for State relief against accidental disablement

of citizens. There is no justification for niggardliness in

compensation. A third factor which is harrowing is the

enormous delay in disposal of accident cases resulting in

compensation, even if awarded, being postponed by several

years. The States must appoint sufficient number of

tribunals and the High Courts should insist upon quick

disposals so that the trauma and tragedy already sustained

may not be magnified by the injustice of delayed justice.

Many States are unjustly indifferent in this regard."

In Krishan Vs. Tarawati [2011 (3) PLR 29] it was held :

"It is also stated that in the criminal case the witnesses

contradicted themselves in their versions to what they

stated before the Tribunal. This cannot make the position

better, for, a criminal Court's judgment acquitting a driver

would have no relevance in a case before the Tribunal. The

integrity of this judgment/order.

2024:PHHC:061649

109 FAO-1208-2024 (O&M) -8-

standards of proof of a criminal case are different from

tortious claims for accident victims that are required to

be established before the Tribunal and the Tribunal will

consider the issue of negligence by the evidence adduced

before it, uninfluenced by the fact of pendency of the

criminal case or acquittal given by the criminal Court. It

will be relevant no more than the fact that a criminal

case had been registered and that it had concluded

before the criminal Court."

In Harjinder Kaur & Ors. Vs. Pushpinder Kumar & Ors.

[2017 (4) ACC 395] this Court held that "It is settled law that the Tribunal

decides the claim cases on the basis of preponderance of probabilities and

strict Rules of evidence are not applicable. It is further settled beyond any

doubt that the outcome of a criminal trial is not binding on the Tribunal".

14. Keeping in view the law laid down by the Hon'ble Supreme

Court and the fact that the wife of the deceased who was pillon riding the

motorcycle had stepped into the witness box and despite lengthy cross

examination her testimony could not be shaken, this Court finds no merit in

the present appeal. The same being devoid of any merit is accordingly

dismissed. Pending applications, if any, also stand disposed off.



                         03.05.2024                                          (ALKA SARIN)
                         Aman Jain                                              JUDGE
                                      NOTE:        Whether speaking/non-speaking: Speaking
                                                   Whether reportable: Yes/No



integrity of this judgment/order.

 
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