Citation : 2021 Latest Caselaw 9433 Ori
Judgement Date : 9 September, 2021
IN THE HIGH COURT OF ORISSA AT CUTTACK
MACA No.542 of 2017
Baidyanath Dash .... Appellant
Mr. Dillip Ku. Maharana, Advocate
assisted by Ms. A. Barik, Advocate
-versus-
Balaram Behera & Anr. .... Respondents
Mr. G.P. Dutta, Advocate
(respondent no.2)
Mr. P.R.Nayak, Advocate
(respondent no.1)
CORAM:
JUSTICE BISWANATH RATH
JUDGMENT
Date of Hearing and Judgment:09.09.2021
1. Heard Ms.A. Barik, learned counsel for the appellant, Mr.
P.R. Nayak, learned counsel for the respondent no.1-owner and Mr.
G.P. Dutta, learned counsel for the respondent no.2-Insurance
Company.
2. Short background involving the case is that on 09.08.2008 at
about 12.30 P.M. while the claimant along with his wife-petitioner
waiting on the left side of the road for an auto rickshaw to return back
to their residence, at that point of time, the offending motor cycle
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bearing Registration No.OR-02-AR-5386 came from Tamando side
towards Baramunda and dashed behind the petitioner, resulting the
petitioner sustained severe injuries. Soon after the accident, he was
shifted to Som Hospital, Bhubaneswar with the help of local people
and thereafter to Ayush Hospital, Bhubaneswar for treatment. By filing
the claim application, it is claimed that the claimant was doing grocery
business and earning Rs.6,000/- per month. There is also an FIR
reporting the accident to Khandagiri P.S., which was registered as
Khandagiri P.S. Case No.352, dated 7.10.2008. It appears, the claimant
pleaded that the motor cycle having the insurance policy by giving the
specific policy number. The owner-respondent no.1 initially set ex
parte. Subsequently, though he appeared and filed written statement,
but again he remained absent. Virtually, there was no contest from
owner-respondent no.1. Respondent no.2-Insurnace Company filed
written statement denying the allegation based on the pleading. The
Tribunal framed the following issues:
"1) Whether due to rash and negligent driving of the driver of the offending vehicle bearing Regn. No.OR- 02-AR-5386 (the motor cycle), the alleged accident took place and in that accident the petitioner sustained injuries?
2) Whether the petitioner is entitled to get
compensation? If so what would be the extent?
// 3 //
3) Whether all the Opp. Parties or any of the Opp. Party is/are liable to pay compensation?
4) To what other relief if any, the petitioner is entitled to?
3. On the pleading and the materials support at the instance of
the claimant, the Tribunal ultimately allowing the claim finalizing the
compensation of a sum of Rs.76,000/- (Rupees Seventy six thousand)
to be paid to the petitioner along with interest @7% per annum from
the date of application. But, however, to be paid by the respondent
no.1-the owner.
4. Assailing the impugned judgment, claimant filed the present
appeal. Advancing her submission, Ms.Barik took this Court to the
grounds therein, more particularly to Ground No.3. Learned counsel
for the claimant submitted that once the claim is based on the basis of a
particular policy number, it was the duty of the Insurance Company to
establish their case accordingly. Taking to the findings of the Tribunal
at paragraph-8, argument is advanced under the premises that even
though policy number has been taken note but there has been no asking
of production of such policy in the Tribunal for appropriate
consideration. It is also alleged that even though Insurance Company
denied existence of such policy, the Insurance Company had not even
produced such document to establish the case otherwise. It is therefore
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submitted that there is no appropriate consideration so far the liability
aspect is concerned. It is thus contended that the liability saddled on
respondent no.1 be shifted to respondent no.2.
5. Mr. Nayak, learned counsel appearing for respondent no.1,
owner through the objection contended that the offending motor cycle
had the insurance policy. An attempt is thus made to shift the liability
to Insurance Company for which the offending vehicle had the
insurance policy.
6. At the same time, Mr.Dutta, learned counsel appearing for
the Insurance Company taking this Court to the plea in the written
statement and the recording of such plea in paragraph-8 of the award
involved herein further through the disclosure made in insurance policy
by way of memo dated 24.6.2021 pursuant to a direction of this Court,
contended that there involved no policy to give a direction to the
Insurance Company to make over the compensation. Mr.Dutta taking
this Court to the findings of the Tribunal in paragraph-8 attempted to
justify the award of the Tribunal thereby objected the claim of the
claimant.
7. Considering the rival contentions of the parties, this Court
finds there is no dispute that the petitioner in his claim has provided the
motor cycle number as well as the policy number. It appears even
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though the owner sought for some time to file written statement, it is
unfortunate to say that the owner did not establish its case seeking
coverage of the insurance policy through Insurance Company. This
Court thus finds the owner played hide and seek in spite of giving
fullest opportunity even after recalling the ex parte order. It is at this
stage looking to the pleading of the Insurance Company, this Court
finds there is a clear denial by the Insurance Company on the existence
of the policy claimed by the claimants indicated in the claim
application, so also in the award by specifically saying the Insurance
Company involved had no such insurance policy. Further looking to
the issue no.3 specifically on the question as to whether all opposite
party or any opposite party is liable to pay compensation, Tribunal
through paragraph-8 of the award came to observed as follows:
"8. In view of the aforesaid discussion the petitioner is found entitled to get compensation. Now the point to be decided as to who would be liable to pay the said compensation. Admittedly, as per Exts.3 & 5, the certified copy of the seizure list and Zimanama, it reveals that the R.C. Book of the offending motor cycle stands in the name of the said owner (O.P.No.1), who himself was riding the motor cycle at the relevant time. The D.L. vide No.0220070075171 has also been issued in his favour, but the said seizure list is silent regarding seizure of insurance policy. No doubt, the petitioner has disclosed the insurance policy of the offending motor cycle to be 1502482312002545 valid from 23.1.08 to 22.1.09 in his claim application against Para-16, but
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he discussed no such insurance policy has been seized during investigation. Thus, except the policy number disclosed in the claim application, there is nothing on record to suggest that the offending motor cycle in question was insured with insurance company at the relevant time of accident. It be stated here that O.P. No.2 in its W.S. has specifically denied issuance of any insurance policy in respect of the offending motor cycle. Hence, in absence of any such policy no. liability can be imposed upon the insurance company in relation to the accident in question. However, on the other hand as it has been proved that O.P. No.1 is the registered owner and also riding the offending motor cycle, so it is he who is only liable to pay compensation to the petitioner. Thus, Issue No.(3) is answered accordingly."
8. Reading the aforesaid findings, this Court finds the Tribunal
has a clear finding through the pleading and the argument of the
Insurance Company through its written statement that there is specific
denial on the existence of any such insurance policy involving the
motor cycle involved. Once there is a clear denial by the Insurance
Company of existence of any such policy, responsibility for
establishing such claim shifts to the claimant. Claimant having not
discharged such burden and the owner played hide and seek, there is no
option with the Tribunal to come to such finding. It is in the
circumstance, this Court is in agreement in the finding of the Tribunal
and thereby dismisses appeal. For the reason of a doubt on the specific
plea of the Insurance Company by order dated 24.6.2021, this Court
directed the Insurance Company to produce a copy of the written
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statement. Apart from producing the written statement here, the
Insurance Company through a memo has also filed sample copy of
their policy to demonstrate that the Insurance Company is not engaged
in using such number in issuing policy as claimed by the claimant. In
the circumstance, this Court finds the claimant failed in discharging his
responsibility. This Court in agreement with the order of the Tribunal
dismisses the appeal.
............................................ BISWANATH RATH, J.
Orissa High Court, Cuttack.
Dated the 9th day of September, 2021/Sks/Uks
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