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Shriram General Insurance Co vs Kasinathan
2025 Latest Caselaw 8080 Mad

Citation : 2025 Latest Caselaw 8080 Mad
Judgement Date : 27 October, 2025

Madras High Court

Shriram General Insurance Co vs Kasinathan on 27 October, 2025

                                                                                           C.M.A.No.3059 of 2025

                                    IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                       DATED         : 27.10.2025

                                                               CORAM:

                                    THE HONOURABLE Mrs. JUSTICE R.KALAIMATHI

                                                  C.M.A.No.3059 of 2025
                                                          and
                                                  CMP.No.25717 of 2025

                     Shriram General Insurance Co., Ltd.,
                     I Floor, Plot No.5, Ramachandran Street,
                     Saravana Nagar, Seevaram, Perungudi,
                     Chennai 600 096.                                                       ... Appellant

                                                                  vs.
                     1.Kasinathan
                     2.Edith Gilles                                                        ... Respondents

                     PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of the
                     Motor Vehicles Act, to set aside the Order and Decretal order dated
                     06.01.2025 passed in M.C.O.P.No.67 of 2021 on the file of the Motor
                     Accident Claims Tribunal, Special District Court No.1, Cuddalore.


                                       For Appellant       :     Mr.Siva Kolappan.B


                                                          JUDGMENT

This Civil Miscellaneous Appeal has been preferred by the

Insurance Company against the Award dated 06.01.2025 made in

M.C.O.P.No.67 of 2021 on the file of Special Subordinate Court No.1( to

deal with MCOP cases) Cuddalore as regards quantum.

https://www.mhc.tn.gov.in/judis ( Uploaded on: 06/11/2025 04:02:28 pm )

2. The only ground putforth by the learned counsel for the

appellant/Insurance Company is that the claimant would suffer fracture

over right leg, fracture of left clavicle 2 to 5 and the District Medical

Board assessed his disability as 55%. For pain and suffering, a sum of

Rs.3,00,000/- is granted by the Tribunal is on the higher side.

3. As per Ex.P.2 – Accident Register issued by the Government

Head Quarters Hospital, Cuddalore soon after the accident, the claimant

had been admitted at the Government Hospital, Cuddalore. Thereafter

the claimant was admitted on 01.12.2020 as an inpatient and discharge

summary issued by Kannan Hospital, Cuddalore and he was discharged

on 07.12.2020. Due to road traffic accident, he has suffered

subarachnoid hemorrhage over right frontal and right temporal and

suffered fracture of 2 to 5 rib bones on the left side.

4. As per Ex.P4 – Discharge summary issued by Lakshmi

Hospital, Cuddalore, the claimant also suffered fracture of tibial condylar

fracture of right knee. It appears that external fixator was done and on

20.01.2021 the same was removed through surgery. For all the injuries

and rib fractures on the left side, the District Medical Board assessed

the disability as 55%. The Tribunal has taken the above said disability

as functional disability and granted a sum of Rs.5,000/- per percentage

https://www.mhc.tn.gov.in/judis ( Uploaded on: 06/11/2025 04:02:28 pm )

since the claimant had undergone surgery is twice in respect of fracture

of leg and the relevant point of time, the claimant was aged about 75

years.

5. In consideration of the above said injuries, the Tribunal has

granted a sum of Rs.3,00,000/- for pain and suffering, which is

reasonable and acceptable, and it needs no interference by this Court.

6. This Court is of the considered view that the amounts awarded

by the Tribunal, in consideration of the above said details, does not

warrant any interference by this Court. This Court also does not find

any infirmity or perversity in the findings of the Tribunal.

7. In the result,

(i) The Civil Miscellaneous Appeal stands dismissed.

(i) Sequel to this, the Award dated 06.01.2025 passed by the Motor Accident Claims Tribunal, Special Subordinate Court No.1, Cuddalore in M.C.O.P.No.67 of 2021 stands confirmed.

(ii) The Appellant / Insurance Company is directed to deposit the award amount i.e., Rs.9,07,000/- (less the amount already deposited if any)

https://www.mhc.tn.gov.in/judis ( Uploaded on: 06/11/2025 04:02:28 pm )

R.KALAIMATHI, J.

kkd

together with interest at the rate of 7.5% per annum from the date of claim petition till the date of deposit to the credit of M.C.O.P.No.67 of 2021 on the file of Special District Court No.1, (to deal with MCOP cases) Cuddalore, within a period of eight weeks from the date of receipt of a copy of this Judgment.

(iii)On such deposit being made, the first respondent/claimant may withdraw the same along with interest and costs by filing necessary application before the Tribunal.

(iv)There is no order as to costs. Consequently, connected miscellaneous petition if any, stands closed.

27.10.2025 Index : Yes/No Speaking / Non-speaking order kkd

To:

The Motor Accident Claims Tribunal, Special District Court No.1, Cuddalore.

https://www.mhc.tn.gov.in/judis ( Uploaded on: 06/11/2025 04:02:28 pm )

 
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