Friday, 15, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Oriental Insurance Co. Ltd vs Senthil Kumar @ Kumar ... Petitioner / ...
2025 Latest Caselaw 3096 Mad

Citation : 2025 Latest Caselaw 3096 Mad
Judgement Date : 21 February, 2025

Madras High Court

Oriental Insurance Co. Ltd vs Senthil Kumar @ Kumar ... Petitioner / ... on 21 February, 2025

                                                                                C.M.A.(MD)No.56 of 2018


                           BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                                DATED : 21.02.2025

                                                      CORAM:

                                  THE HONOURABLE MRS.JUSTICE L.VICTORIA GOWRI

                                              C.M.A.(MD)No.56 of 2018
                                                          and
                                             C.M.P.(MD)No.833 of 2018

                    Oriental Insurance Co. Ltd.,
                    By its branch Manager,
                    South Main Street,
                    Thanjavur Town,
                    Thanjavur.                            ... 2nd Respondent / Appellant


                                                           Vs.

                    1.Senthil Kumar @ Kumar               ... Petitioner / 1st Respondent

                    2.Sekar                               ... 1st Respondent / 2nd Respondent



                    PRAYER: Civil Miscellaneous Appeal filed under Order 43 Rule 1 ® of
                    CPC, 1908, against the award and decreetal award dated 02.02.2005
                    made in M.C.O.P.No.840 of 2002 on the file of the Motor Accident
                    Claims Tribunal (Principal Subordinate Judge), Thanjavur.




                                          For Appellant      : Mr.C.Jawahar Ravindran

                                          For Respondents : Mr.K.R.Manimaran




                    1/8
https://www.mhc.tn.gov.in/judis
                                                                              C.M.A.(MD)No.56 of 2018


                                                     JUDGMENT

This Civil Miscellaneous Appeal has been preferred against the

award and decreetal award dated 02.02.2005 made in M.C.O.P.No.840

of 2002 on the file of the Motor Accident Claims Tribunal (Principal

Subordinate Judge), Thanjavur.

2.For the sake of convenience, the parties herein are referred as

per their ranking before the Trial Court.

3.The case is one of injury. The second respondent insurance

company is the appellant herein. The first respondent is the owner of

the car involved in the accident. On 04.08.2002, the petitioner claimant,

along with his friends Elangovan and Raghukumar, was travelling in a

TVS-50 bearing registration registration No.TN.49.D.8714 across the

Saliamangalam, Thanjavur road. While they were near the Mariamman

Koil by-pass road, the 1st respondent Maruthi Car bearing registration

No.TN.45.N.6399 was driven by its driver in a rash and negligent

manner. As a result of which, one of the pillion riders, namely,

Elangovan, jumped out of the two Wheeler. As a result of which, the

TVS-50 and the car collided against each other. The petitioner

https://www.mhc.tn.gov.in/judis

sustained several injuries in his left and right legs, right shoulder and

right elbow. Following which, he was admitted to the Medical College at

Thanjavur as an inpatient and took treatment for 70 days. At the time

of the accident, he was earning Rs.4500/- (Rupees Four Thousand and

Five Hundred only) per month and was aged 25 years old. He sought

compensation before the Motor Accident Claims Tribunal.

4.The learned Tribunal examined three witnesses on the side of

the petitioner / claimant and marked Ex.P1 to P10. No witnesses were

examined on the side of the respondents, and the documents were also

not marked on the side of the respondents. On the basis of the

arguments put forth by the respective parties, and on the basis of the

evidence deposed and the materials available on record, the learned

Tribunal passed an award of Rs.1,23,000/- (Rupees One Lakh and

Twenty Three Thousand only). Challenging the same, the second

respondent / insurance company has preferred this CMA.

5.The learned counsel for the appellant, Mr.Jawahar Ravindran,

submitted that this is a clear case of contributory negligence which was

not at all duly considered by the learned Tribunal. At the time of the

https://www.mhc.tn.gov.in/judis

accident, the injured travelled along with two others on a two wheeler,

that is, a TVS-50, as mentioned supra, and it is only because one of the

pillion riders jumped out of the two wheeler on seeing a Maruti car

coming from the opposite direction that the accident had happened.

However, the learned Tribunal failed to appreciate this aspect, by not

fixing a contributory negligence on both the parties. Similar grounds

have already been tested before this court in the case of Branch

manager, New India Assurance Company Limited vs. Murugesan

and another reported in 2021 (2) TN MAC 503, in which this Court

was pleased to fix the contributory negligence on the respective parties,

and on that basis, insisted on fixing the contributory negligence of at

least 20% on the injured.

6.Per contra, the learned counsel appearing for the injured /

claimant / 1st respondent, Mr.Manimaran categorically submitted that

this civil miscellaneous appeal ought not to have been numbered at all

for the sole reason that this is a matter of the year 2005; after a period

of 13 years, they have preferred this Civil Miscellaneous Appeal and the

total award is a meager amount of Rs.1,23,000/- (Rupees One Lakh and

Twenty Three Thousand only) which was a meager award in terms of the

injuries sustained by the injured and pressed for dismissal of the

https://www.mhc.tn.gov.in/judis

appeal.

7.Heard the learned counsels on either sides and carefully

perused the materials available on record.

8.No doubt, the injured ought not to have travelled as a first

pillion rider on a two wheeler where the rider made up his mind to

travel along with two pillion riders. Though the learned counsel for the

injured submitted that negligence cannot be fixed on him because it is

only because of the second pillion rider, who jumped out of the vehicle,

the accident had happened. I am of the considered view that the injured

ought not to have travelled as one among the three persons in a two

wheeler and it is an admitted fact that three persons actually travelled

in the said two wheeler.

9.This Court is of the considered view that a compensation of

Rs.1,23,000/- (Rupees One Lakh and Twenty Three Thousand only) has

been awarded by the learned Tribunal as early as in the year 2005

without fixing the contributing negligence on the part of the injured /

claimant. It would be just an equitable to fix a contributory negligence

https://www.mhc.tn.gov.in/judis

of 10% on the part of the injured claimant who opted to travel as the

first pillion rider, following the judgment of this Court reported in 2021

(2) TN MAC 627. Accordingly the compensation amount is modified from

Rs.1,23,000/- (Rupees One Lakh Twenty Three Thousand only) to Rs.

1,10,700/- (Rupees One Lakh Ten Thousand and Seven Hundred only)

(since 10 % contributory negligence arrive at Rs.12,300/-) (Rs.

1,23,000/- - Rs.12,300/- = 1,10,700/-)

10.The learned counsel appearing for the appellant insurance

company submitted that the entire amount of the award is already

deposited before M.C.O.P.No.840 of 2002 on the file of the Motor

Accident Claims Tribunal (Principal Subordinate Judge), Thanjavur.

11.The appellant / Insurance Company is permitted to withdraw

the amount to which they are entitled to. The claimant is permitted to

withdraw the modified award amount, that is, Rs.1,10,700/- (Rupees

One Lakh Ten Thousand and Seven Hundred only), less the amount, if

any already withdrawn, by making necessary application before the

Tribunal.

https://www.mhc.tn.gov.in/judis

12.Accordingly, the Civil Miscellaneous Appeal is allowed. No

costs. Consequently, connected miscellaneous petition is closed.

21.02.2025

NCC : Yes / No Index : Yes / No Internet : Yes Sml

To

The Motor Accident Claims Tribunal (Principal Subordinate Judge), Thanjavur.

Copy to

The Section Officer, Vernacular Records, Madurai Bench of Madras High Court, Madurai.

https://www.mhc.tn.gov.in/judis

L.VICTORIA GOWRI, J.,

Sml

21.02.2025

https://www.mhc.tn.gov.in/judis

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter