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National Insurance Company Limited vs Kuruvalakshmi
2024 Latest Caselaw 7713 Mad

Citation : 2024 Latest Caselaw 7713 Mad
Judgement Date : 16 April, 2024

Madras High Court

National Insurance Company Limited vs Kuruvalakshmi on 16 April, 2024

Author: R.Vijayakumar

Bench: R.Vijayakumar

                                                                         C.M.A(MD)No.455 of 2020



                           BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                              DATED: 16.04.2024

                                                   CORAM

                                  THE HON'BLE MR.JUSTICE R.VIJAYAKUMAR

                                          C.M.A(MD)No.455 of 2020
                                                   and
                                          C.M.P(MD)No.5204 of 2020

                     National Insurance Company Limited,
                     Through its Branch Manager,
                     B.11 Vardhman Plaza,
                     2nd Floor Sector-16, Noida 201 301,
                     Gautam Budha Nagar,
                     Uttar Pradesh State.                     ... Appellant/2nd respondent

                                                      Vs.

                     1.Kuruvalakshmi

                     2.Devi

                     3.Sundar

                     4.Rajagopal                                 ... Respondents/Petitioners

                     5.M/s.Dinesh Transport Service,
                       Through its Manager,
                       Sector 17/18, Divider Road Sardha,
                       In front of MGF Toyota Gurgoan,
                       Gurgoan, Haryana State.                ... Respondent/1st Respondent


                     PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of
                     Motor Vehicles Act, to set aside the judgment and decree passed by the
                     Motor Accident Claims Tribunal, Special Sub Court, Tirunelveli in
https://www.mhc.tn.gov.in/judis

                     M.C.O.P.No.954 of 2014, dated 13.06.2017.

                     1/7
                                                                                C.M.A(MD)No.455 of 2020

                                         For Appellant      : Mr.D.Sivaraman

                                         For R1-R3          : Mr.S.Ganapathyraman


                                                         JUDGMENT

The Insurance Company is the appellant herein.

2. The present appeal has been filed challenging the quantum fixed

by the tribunal in M.C.O.P.No.954 of 2014 on the file of Motor Accident

Claims Tribunal, Tirunelveli.

3. According to the claimants, the deceased was a lorry driver and

he was aged 46 years on the date of accident which took place on

13.06.2012. The tribunal has fixed the notional income at Rs.7,000/- with

the future prospects at 30%. The tribunal has further awarded a sum of

Rs.1,00,000/- towards loss of consortium to the wife of the deceased, Rs.

2,00,000/- to both the minor children, Rs.50,000/- to the father and Rs.

1,00,000/- towards loss of love and affection to the wife. A sum of Rs.

20,000/- has been awarded towards transport, Rs.25,000/- has been

awarded towards funeral expenses, Rs.1,300/- towards loss of estate and

a sum of Rs.9,000/- towards pain and suffering. In total, a sum of Rs.

15,70,000/- has been awarded. Challenging the said award, the present https://www.mhc.tn.gov.in/judis

appeal has been filed.

4. According to the learned counsel appearing for the

appellant/Insurance company, the deceased being aged about 46 years

and working in an un-organized sector, future prospects can be fixed

only at 20% and not 30%. He further pointed out that each one of the

claimant would only be entitled to Rs.40,000/- towards loss of love and

affection and in total a sum of Rs.1,60,000/- alone can be awarded.

However, a sum of Rs.4,50,000/- has been awarded by the tribunal. The

learned counsel appearing for the appellant also questioned the rationale

behind awarding a sum of Rs.9,000/- towards pain and suffering in the

case of fatal accident.

5. Per contra, the learned counsel appearing for the claimants had

contended that as per the judgment of the Hon'ble Supreme Court

reported in 2014 1 TN MAC 459 SC (Syed Sadiq & Others Vs. The

Divisional Manager, United India Insurance Company Limited) the

notional income was fixed at Rs.6,500/- for an accident that has taken

place in the year 2008. In the present case, the accident having taken

place in the year 2012, monthly notional income should not have been

fixed at Rs.7,000/-, but at Rs.10,000/-. He further prayed for

enhancement of the award on the ground that just compensation has not

been awarded by the tribunal.

https://www.mhc.tn.gov.in/judis

6. I have carefully considered the submissions made on either side

and perused the material records.

7. As rightly contended by the learned counsel appearing for the

appellant, as per the judgment of the Hon'ble Supreme Court reported in

2017 (16) SCC 680 (National Insurance Company Limited Vs. Pranay

Sethi & Others), the deceased being a driver, he would be entitled to

only 25% towards future prospects. Therefore, the said percentage

should be reduced from 30% to 25%. The tribunal has also awarded a

huge sum towards loss of love and affection and loss of consortium to

each one of the claimants without considering the judgment of the

Hon'ble Supreme Court, wherein it is held that each one of the claimant

is entitled to receive only a sum of Rs.40,000/- towards loss of love and

affection. Further, in the case of fatal accident, a sum of Rs.9,000/- could

not have been awarded towards pain and suffering. Considering the

above said facts, this Court is inclined to re-assess the award amount as

follows:

                                  Monthly notional income         : Rs.8,000/-

                                  25% towards future prospects     : Rs.2,000/-

                                  Monthly notional income         : Rs.10,000/-

8. Considering the fact that there are 4 claimants, 1/4th is deducted https://www.mhc.tn.gov.in/judis

towards personal expenses, which results in Rs.7,500/-. The total

compensation under the head of loss of income would be Rs.11,70,000/-

(7,500x12x13).

                      S.No. Head                                 Award by        the Award by        the
                                                                 tribunal            High Court
                      1.           Loss of income                Rs.10,64,700/-     Rs.11,70,000/-
                      2.           Loss of love & affection                         In total,
                                   To wife                       Rs.1,00,000/-      Rs.1,60,000/-
                                   To children                   Rs.2,00,000/-
                                   To father                     Rs.50,000/-
                                   Loss of consortium to wife    Rs.1,00,000/-
                      3.           Transportation                Rs.20,000/-        Rs.20,000/-
                      4.           Funeral expenses              Rs.25,000/-        Rs.25,000/-
                      5.           Loss of estate                Rs.1,300/-         Rs.1,300/-
                      6.           Pain and suffering            Rs.9,000/-         Nil
                                   Total                         Rs.15,70,000/-     Rs.13,76,300/-



9. In view of the above said deliberations, the award of the tribunal

is modified from Rs.15,70,000/- (Rupees Fifteen Lakh Seventy Thousand

only) to Rs.13,76,300/- (Rupees Thirteen Lakh Seventy Six Thousand

and Three Hundred only). It is brought to the notice of the Court that the

father of the deceased had passed away pending appeal. The

apportionment shall be on the same proportion as that of the tribunal.

Any excess amount deposited by the Insurance Company shall be

refunded along with accrued interest.

https://www.mhc.tn.gov.in/judis

10. This Civil Miscellaneous Appeal is partly allowed to the extent

as stated above. No costs. Consequently, connected Civil Miscellaneous

Petition is closed.




                                                                                     16.04.2024
                     NCC              :   Yes / No
                     Index            :   Yes / No
                     Internet         :   Yes / No

                     gbg

                     To

                     1.The Motor Accident Claims Tribunal,
                        Special Sub Court,
                       Tirunelveli.

                     2.The Section Officer,
                       Vernacular Section,
                       Madurai Bench of Madras High Court,
                       Madurai.




https://www.mhc.tn.gov.in/judis







                                     R.VIJAYAKUMAR,J.

                                                          gbg




                                         Judgment made in





                                                  16.04.2024



https://www.mhc.tn.gov.in/judis





 
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