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United India Insurance Co Ltd vs Raja ... 1St
2023 Latest Caselaw 14406 Mad

Citation : 2023 Latest Caselaw 14406 Mad
Judgement Date : 21 November, 2023

Madras High Court

United India Insurance Co Ltd vs Raja ... 1St on 21 November, 2023

Author: M.Dhandapani

Bench: M.Dhandapani

                                                                                 C.M.A.No.2880 of 2018

                                    IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                     DATED: 21.11.2023

                                                        CORAM

                                  THE HONOURABLE MR.JUSTICE M.DHANDAPANI

                                                  C.M.A.No.2880 of 2018
                                                and C.M.P.No.21902 of 2018

                   United India Insurance Co Ltd
                   Oriental Theatre Complex
                   77, Arunachala Achari Street
                   Salem                                           ... Appellant/2nd Respondent

                                                            Vs

                   1.Raja                                          ... 1st Respondent/Petitioner

                   2.K.Arulmurugan                                 ... Respondent/1st Respondent


                   Prayer:          Civil Miscellaneous Appeal filed under Section 173 of Motor
                   Vehicles Act, 1988, as against the Decree and Judgment dated 09.07.2018
                   made in MCOP No.694 of 2011 on the file of the Motor Accident Claims
                   Tribunal, Sub Court, Sankari.

                                     For Appellant           ... M/s.C.Paranthaman

                                     For Respondents        ... R1-Died (Steps due)
                                                            ... R2-No Appearance

                   Page No.1 of 8




https://www.mhc.tn.gov.in/judis
                                                                                  C.M.A.No.2880 of 2018



                                                         JUDGMENT

Aggrieved by the impugned award dated 09.07.2018 passed by the

Motor Accident Claims Tribunal, Sub Court, Sankari made in MCOP No.694

of 2011, the Appellant/Insurance Company has filed the present appeal

questioning the liability and quantum of compensation fixed by the Tribunal.

2. On 05.08.2011, at about 2.30 pm, when the claimant was riding a

Two Wheeler bearing Reg.No.TN-28-Y-8125, near Ulagappampalayam

Mechanic Shop, Unjanai Bus Stop on the extreme left side of Namakkal to

Triuchengode Road, a Mahendra Van bearing Reg.No.TN-31-R-3807

belonging to the 2nd respondent, insured with the Appellant/Insurance

Company, driven by its driver in a rash and negligent manner, dashed against

the petitioner's vehicle thereby the claimant fell down and sustained grievous

injuries, all over the body. Immediately after the accident, the claimant was

admitted in the Government Hospital, Tiruchengode and he was given

treatment. Thereafter, the claimant filed a claim petition before the Motor

Accident Claims Tribunal, Sub Court, Sankari in MCOP No.694 of 2011

https://www.mhc.tn.gov.in/judis

claiming compensation towards the injuries sustained by him.

3. Before the Tribunal, the claimant examined himself as P.W.1 and the

Doctor was examined as P.W.2 and marked Ex.P.1 to Ex.P.9. On the side of

the respondents P.W.1, P.W.2 & P.W.3 were examined and Ex.R1 to Ex.R3.

After considering all the oral and documentary evidence, the Tribunal had

awarded the compensation amount a sum of Rs.5,00,000/- as compensation to

the claimant and fastened the liability against the Appellant/Insurance

Company. Challenging the same, the appellant/Insurance Company has filed

the present appeal.

4. Learned counsel appearing for the Appellant/Insurance Company

submitted that though the FIR was registered against the 2 nd respondent/driver

of the Mahendra Van, later, on investigation, having found that the petitioner's

vehicle was driven in a rash and negligent manner resultantly, the petitioner

dashed against the tamarind tree, the said FIR was referred to as mistake of

fact. However, the Tribunal without properly adjudicating the issue, has

https://www.mhc.tn.gov.in/judis

fastened the negligence against the 2nd respondent which is wholly

unsustainable. Further, the compensation awarded by the Tribunal is also

highly execessive which is liable to be interfered with. Accordingly, he prayed

for allowing the appeal.

5. Though the Appeal has been filed in the year 2018, the

Appellant/Insurance Company has not taken any steps to serve notice on the

respondents. Considering the pendency of the Appeal, this Court is inclined to

dispose of the same based on the materials available on record.

6. The factum of the accident is not disputed by the parties. Therefore,

this Court is not entering into the said aspect. However, the Insurance

Company had challenged the liability to pay on account of the negligence fixed

on the 2nd respondent. After elaborately considering all the oral and

documentary evidence, the Tribunal has passed an award based on the

evidence of P.W.1. It is the claim of the appellant that the said accident had

occurred purely due to the negligence on the part of the claimant who drove the

https://www.mhc.tn.gov.in/judis

vehicle in a rash and negligent manner and dashed against the tamarind tree.

To substantiate its contentions, the insurance company placed reliance on the

FIR, which was registered, which was later on referred to a mistake of fact.

7. However, it is to be pointed out that it has been the consistent view of

the Courts that FIR is may not and need not contain all the details. It is settled

law that FIR is not a conclusive proof nor is an encyclopedia for deciding the

case. Further FIR is not a substantive piece of evidence and it has to be

substantiated by acceptable positive legal evidence. The FIR is only to set the

criminal law in motion and no further. Merely because certain information is

not mentioned or wrongly mentioned in the FIR cannot be a ground to doubt

the statement of eye witnesses to the occurrence, when the said statements are

found to be trustworthy. (See Rohtash – Vs – State of Rajasthan (2006 (12)

SCC 64 and Ranjit Singh & Ors. – Vs – State of Madhya Pradesh (JT 2010

(12) SC 167). The view expressed in the aforesaid decision has been reiterated

by the Apex Court in State of UP – Vs – Naresh & Ors. (2011 (4) SCC 324).

https://www.mhc.tn.gov.in/judis

8. During the course of investigation, a rough sketch has been drawn,

which is marked as Ex.P-5. This Court perused Ex.P5, the rough sketch which

shows the tamarind tree being situated on the north side of the road, whereas

the accident had taken place on the right of the bus stop. However, in the final

report, Ex.R1, it is stated that the claimant was driving the vehicle on the south

side of the road without any indicator, but according to Ex.P-5 rough sketch,

the tamarind tree, against which the claimant, is claimed to have dashed is on

the north side of the road. This Court is at a loss to understand as to how a

person driving a vehicle on the south side of the road could dash against a

tamarind tree, which is on the north side of the road. The rough sktech, Ex.P-

5, has not been questioned by the appellant/insurance company. That being

the undisputed case, in the absence of any contra evidence adduced on behalf

of the insurance company, the finding arrived at by the Tribunal fastening the

liability on the 2nd respondent cannot be said to be erroneous.

https://www.mhc.tn.gov.in/judis

9. On the question of compensation, this Court perused the impugned

award passed by the Tribunal whereby the Tribunal, considering the age and

income of the claimant, had fixed the notional income at Rs.8,000/- has

awarded a sum of Rs.3,75,000/- (Rs.8000/- * 12= Rs. 96,000/- * 26% * 15)

under the head Loss of earning capacity by adopting multiplier method which

cannot be said to be excessive. Further, the Tribunal has fixed the disability at

26% on the basis of the deposition of the doctor P.W.2 which cannot be

interfered with. By no stretch the compensation awarded in the appeal could

be said to be excessive or disproportionate. Therefore, this Court is not inclined

to interfere with the impugned award passed by the Tribunal.

8. Further, this Court finds that a sum of Rs.1,000/- towards Medical

Expenses; Rs.75,000/- towards Pain and sufferings; Rs.5,000/- towards

Transportation; Rs.10,000/- towards Attender charges; Rs.25,000/- towards

simple injuries and Rs.4,000 towards loss of amenities are also just and

reasonable which does not require any interference.

https://www.mhc.tn.gov.in/judis

M.DHANDAPANI, J

NHS

9. Accordingly, the Civil Miscellaneous Appeal is dismissed and the

judgment and decree dated 09.07.2018 made in M.C.O.P.No.694 of 2011 is

confirmed. There shall be no order as to costs. Consequently, the connected

miscellaneous petition is closed.

21.11.2023

Index : Yes / No Speaking Order / Non-speaking order Neutral Citation Case : Yes / No

NHS To

1.The Motor Accident Claims Tribunal Sub Court, Sankari.

2.The Section Officer, V.R. Section, High Court, Madras.

21.11.2023

https://www.mhc.tn.gov.in/judis

 
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