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National Insurance Company Ltd vs R.Esakkimuthu
2023 Latest Caselaw 3139 Mad

Citation : 2023 Latest Caselaw 3139 Mad
Judgement Date : 24 March, 2023

Madras High Court
National Insurance Company Ltd vs R.Esakkimuthu on 24 March, 2023
                                                                            CMA(MD).N0.124 of 2020

                       BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                                         Dated 24.03.2023

                                                             CORAM

                                  THE HONOURABLE MR.JUSTICE R.VIJAYAKUMAR

                                               C.M.A(MD)No.124 of 2010

                     National Insurance Company Ltd.,
                     3rd North Veli Street
                     Madurai                                                ... Appellant

                                                         vs.
                     1.R.Esakkimuthu

                     2.S.Padmavathi                                         ....Respondents

                     PRAYER:- Civil Miscellaneous Appeal filed under Section 173 of the
                     Motor Vehicles Act, to set aside the award passed in MCOP.No.250 of
                     2017 dated 29.03.2019 on the file of the Motor Accident Claims
                     Tribunal/Chief Judicial Magistrate, Thoothukudi and allow this appeal.


                                             For Appellant     : Mr.A.S.Mathialagan

                                             For Respondents : No appearance

                                                      JUDGMENT

The present appeal has been filed by the Insurance Company

https://www.mhc.tn.gov.in/judis CMA(MD).N0.124 of 2020

challenging the award passed by the Motor Accident Claims Tribunal,

Thoothukudi in MCOP.No.250 of 2017.

2.According to the claimant, he was driving a Maruthi Wagon.R

Car on 05.03.2015. A Mini-Bus belonging to the first respondent herein

came from the rear side and hit against the vehicle and caused huge

damage to the rear side of the Wagon.R Car. For the said damages, the

petitioner claimant had made a claim of Rs.24,000/- based upon the

policy to the insurance company.

3.However, out of the said amount, only a sum of Rs.15,799/- was

paid by the second respondent insurance company. The petitioner had

also claimed a sum of Rs.5,400/- for loss of income for a period of 18

days and another sum of Rs.8,000/- towards shock and mental agony.

Further, the claimant had sought for a sum of Rs.92,132/- towards

damages caused to the vehicle and a sum of Rs.18,000/- for engaging a

private vehicle for the said date and a sum of Rs.50,000/- towards mental

agony.

https://www.mhc.tn.gov.in/judis CMA(MD).N0.124 of 2020

4.The Tribunal after considering the oral and documentary

evidence has awarded a sum of Rs.8,000/- towards damages to the

vehicle, Rs.5400/- was awarded for engaging a private vehicle and

Rs.8,000/- for mental agony and shock.

5.The learned counsel for the appellant/insurance company had

contended that the insurance company had already paid the amount for

repair and damages caused to the vehicle and therefore, the claim petition

is not maintainable. They further contended that a sum of Rs.5,400/-

cannot be awarded for engaging the private vehicle for the said period. A

sum of Rs.8,000/- cannot be awarded towards mental shock and agony.

6. Though the claimant has been served, there is no appearance

either in person or through counsel.

7.A perusal of the records would indicate that the claimant has

placed before the Court Exhibits P4 and P5 relating to the accident

incurred by the claimant towards repair of the vehicle. Out of the said

amount, a sum of Rs.15,799/- has already been paid by the insurance

company. The Tribunal has awarded the balance sum of Rs.8,000/- for

https://www.mhc.tn.gov.in/judis CMA(MD).N0.124 of 2020

repairing the damages incurred to the said vehicle. Therefore, there is no

infirmity or illegality in the award of the Tribunal under the said head.

8.However, the claimant prayed for a sum of Rs.18,000/- for

engaging a private taxi during the period when the vehicle was under

repair. However, no document has been produced on the side of the

claimant for establishing the fact that he has engaged a private vehicle

for the said period. For the damages incurred to the vehicle, the question

of payment of compensation under the head of mental agony and shock

would not arise. Therefore, this Court is of the view that awarding Rs.

5,400/- towards engaging a private taxi and awarding a sum of

Rs.8,000/- under the head of mental agony and shock are liable to set

aside.

9.In view of the above said deliberations, the award is confirmed

to an extent of Rs.8,000/- towards damages incurred to the vehicle and

the rest of the award is hereby set aside. The appellant Insurance

Company is directed to deposit the modified compensation of

https://www.mhc.tn.gov.in/judis CMA(MD).N0.124 of 2020

Rs.8000/- with 7.5% interest per annum from the date of claim petition

till the date of deposit, less the amount already deposited, if any, to the

credit of the claim petition within a period of eight weeks from the date

of receipt of a copy of this judgment. On such deposit, the claimant is

permitted to withdraw the entire amount with interest by filing a formal

permission petition before the Tribunal.

10.This Civil Miscellaneous Appeal is allowed to the extent as

stated above. No costs.

                                                                                 24.03.2023

                     Index             : Yes/No
                     Internet          : Yes/No
                     NCC:              : Yes/No
                     msa

                     To
                     1. The Motor Accident Claims Tribunal
                     /Chief Judicial Magistrate,
                     Thoothukudi

                     2.The Section Officer,
                       E.R.Section/V.R.Section,

Madurai Bench of Madras High Court, Madurai.

https://www.mhc.tn.gov.in/judis CMA(MD).N0.124 of 2020

R.VIJAYAKUMAR,J.

msa

Pre-delivery order made in C.M.A(MD)No.124 of 2010

24.03.2023

https://www.mhc.tn.gov.in/judis

 
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