Tuesday, 12, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Reliance General Insurance Co. vs Ramalingam
2023 Latest Caselaw 2960 Mad

Citation : 2023 Latest Caselaw 2960 Mad
Judgement Date : 21 March, 2023

Madras High Court
Reliance General Insurance Co. vs Ramalingam on 21 March, 2023
                                                                            C.M.A.No.2941 of 2019

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                DATED:21.03.2023
                                                     CORAM
                                  THE HONOURABLE MR. JUSTICE A.A.NAKKIRAN
                                              C.M.A.No.2941 of 2019
                                                        and
                                               CMP.No.15590 of 2019
                     1.Reliance General Insurance Co.,Ltd.,
                       Rep by its Manager,
                       Sri Lakshmi Complex, First Floor,
                       Bharathi Street, Omalur,
                       Main Road, Swarnapuri
                       Salem – 636 004.

                     2.Reliance General Insurance Co.Ltd.,
                       Rep by its Manager,
                       No.408, 3rd Floor,,
                       Perundurai Road, Erode – 638 011.                     ... Appellants

                                                             ..Vs..
                     1.Ramalingam
                     2.M.Jayashankar
                     3.G.Jayavelu
                     4.Sri Ram General Insurance Co., Ltd.,
                       Rep by its Manager, 10003-E-8,
                       Reko Industrial Area, Siddapura,
                       Jaipur, Rajasthan – 302 022.
                     5.Silambarasan                                        ... Respondents


                     Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor

                     Vehicles Act, 1988, to set aside the judgment and decree dated 30.09.2015

                     1/8


https://www.mhc.tn.gov.in/judis
                                                                                  C.M.A.No.2941 of 2019

                     made in MCOP.No.264 of 2011 on the file of the Motor Accidents Claims

                     Tribunal (IV Additional District Court, Bhavani, Erode District)

                                       For Appellants          : Mr.S.Arunkumar
                                       For Respondents         : Mr.K.Poomalai for R4


                                                   JUDGMENT

This Civil Miscellaneous Appeal has been filed by the

appellants to set aside the impugned award dated 30.09.2015 passed in

MCOP.No.264 of 2011 by the Motor Accident Claims Tribunal (IV

Additional District Court, Bhavani, Erode District).

2. On 29.03.2011 at 12.00 p.m., when the claimant who was driver-

cum-cleaner of a Eicher Van bearing Registration No.TN-29-AW-0334

proceeding from Sankari to Erode on the main road, near Ottamethai

Sullikadu at Pallipalayam with loaded turmeric bags, a lorry bearing Regn.

No.TN-30-S-4788 going in front of the van, the second respondent, who is

the driver of the lorry suddenly stopped the lorry on the middle of the road

due to which the claimant, though applied brake, dashed the van behind the

lorry. Due to the said accident, the claimant sustained simple and grievous

https://www.mhc.tn.gov.in/judis C.M.A.No.2941 of 2019

injuries all over the body. Thereafter, he has been taken to the Government

Hospital, Erode for first aid treatment and admitted in Dharun Hospital

Salem as in-patient. Claiming compensation of a sum of Rs.5,00,000/-, the

claimant has filed a petition in MCOP.No.264 of 2011 before the Motor

Accidents Claims Tribunal, IV Additional District Court, Bhavani, Erode

District.

3.The Tribunal considering the pleadings, oral and documentary

evidence held that the accident occurred only due to rash and negligent

driving by the driver of the lorry belonging the third respondent and

directed the appellants 1 and 2 and 5th respondent to pay jointly and

severally a sum of Rs.2,00,950/- as compensation to the first

respondent/claimant.

4.Aggrieved against the said award dated 30.09.2015 made in

M.C.O.P.No..264 of 2011, the appellants-Insurnace Companies have come

out with the present appeal.

https://www.mhc.tn.gov.in/judis C.M.A.No.2941 of 2019

5. The learned counsel appearing for the appellants/Insurance

Companies contended that the award and decree of the Tribunal is contrary

to law, weight of evidence and probabilities of the case. It has failed to note

PW2 is not a competent expert witness to assist the court in arriving at

correct assessment. It erred in relying on the exaggerated assessment of

PW2 as he has failed to annex the working sheet and guidelines followed

enabling to testify the disablement certified by him. It failed to note that the

alleged injuries do not result to permanent disability muchless to the extent

of 40%. It has also erred in awarding Rs.1,20,000/- towards permanent

disability on assumptions and presumptions. Thus, the award of the

Tribunal is irrational, unjust and excessive and liable to be set aside.

Hence, they pray for setting aside the award passed by the Tribunal.

6. Per contra, the learned counsel appearing for the first respondent

contended that the driver of the lorry suddenly stopped the lorry on the

middle of the road without any signal and indication at night time and hence

the claimant/first respondent is unable to escape from the mishap and

dashed the van behind the lorry though he applied brake. The accident

https://www.mhc.tn.gov.in/judis C.M.A.No.2941 of 2019

occurred only due to rash and negligent driving by the driver of the lorry

belonging to the third respondent. The appellants has not let in any

evidence to prove their contention that accident has occurred due to rash

and negligent driving of the driver of the van. The Tribunal has granted only

a sum of Rs.2,00,950/- as compensation and the same is not excessive and

prayed for dismissal of the appeal.

7.Heard the learned counsel for the appellants as well as the learned

counsel for the fourth respondent and perused the entire materials available

on record.

8. From the materials available on record, it is seen that the first

respondent/claimant has contended that the accident has occurred only due

to rash and negligent driving of the driver of the lorry belonging to the third

respondent. To substantiate his contention, first respondent was examined

as P.W.1, who deposed the manner of the accident. To corroborate the

evidence of P.W.1, the first respondent marked Ex.P1/F.I.R. and Ex.P2/copy

of Observation Mahazar. The 5th respondent gave complaint in the

https://www.mhc.tn.gov.in/judis C.M.A.No.2941 of 2019

Pallipalayam Police Statoin which was marked as Ex.P5. According to

Ex.P5, the driver of the lorry is made responsible for the accident. The 5th

respondent has submitted that he possess valid driving license at the time of

accident and insurance policy coverage from 15.12.2010 to 14.12.2011.

Thus the evidence of 5th respondent corroborated with the deposition of

RW1. Hence the driver of the lorry caused the accident by suddenly

stopping the lorry without any signal and indication. In the absence of any

contra evidence, the Tribunal accepted the evidence of P.W.1 which was

corroborated with the Ex.P1 and Ex.P2 and deposition of RW1 and held that

the accident has occurred only due to rash and negligent driving by the

driver of the lorry belonging to the third respondent. There is no error in the

above finding of the Tribunal warranting interference by this Court.

9.As far as quantum of compensation is concerned, the

Tribunal has awarded a total sum of Rs.2,00950/- as compensation for the

injuries sustained by the claimant/first respondent, which is not excessive.

There is no error in the award passed by the Tribunal warranting

interference by this Court.

https://www.mhc.tn.gov.in/judis C.M.A.No.2941 of 2019

10.In the result, this Civil Miscellaneous Appeal is dismissed

and sum of Rs.2,00,950/- awarded by the Tribunal as compensation to the

first respondent/claimant along with interest and costs is confirmed. The

appellants 1 and 2 and 5th respondent are directed to deposit the award

amount along with interest and costs, less the amount already deposited, if

any, within a period of six weeks from the date of receipt of a copy of this

judgment to the credit of M.C.O.P.No.264 of 2011 on the file of the Motor

Accident Claims Tribunal, IV Additional District Jude, Bhavani, Erode. On

such deposit, the Tribunal is directed to transfer the amount to the account

of the claimant/first respondent within two weeks thereafter. No costs.

Consequently, connected Miscellaneous Petition is closed.

                     Index:Yes/No                                                  21.03.2023
                     Internet : Yes/No
                     gv







https://www.mhc.tn.gov.in/judis
                                                                   C.M.A.No.2941 of 2019




                                                                 A.A.NAKKIRAN, J.
                                                                                     gv
                     To


                     1.The Motor Accidents Claims Tribunal
                     (Special Sub- Court No.1, Villupuram).


                     2. The Section Officer
                       V.R.Section,
                        High Court of Madras.
                                                              C.M.A.No.2941 of 2019
                                                                                and
                                                              CMP.No.15590 of 2019




                                                                           21.03.2023







https://www.mhc.tn.gov.in/judis

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter