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M/S.United India Insurance ... vs Nirmala
2023 Latest Caselaw 5378 Mad

Citation : 2023 Latest Caselaw 5378 Mad
Judgement Date : 5 June, 2023

Madras High Court
M/S.United India Insurance ... vs Nirmala on 5 June, 2023
                                                                         C.M.A(MD)No.168 of 2019



                           BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                                 DATED: 05.06.2023

                                                     CORAM

                                  THE HON'BLE MR.JUSTICE R.VIJAYAKUMAR

                                            C.M.A(MD)No.168 of 2019
                                                     and
                                            C.M.P(MD)No.2226 of 2019

                     M/s.United India Insurance Company Limited,
                     No.280, Main Road,
                     1st Floor, Mettupalayam-641 301.        ... Appellant/2nd Respondent

                                                        Vs.

                     1.Nirmala                                ... Respondent/1st Petitioner

                     2.Banumathi                              ... Respondent/2nd Petitioner

                     3.Ruba                                   ... Respondent/3rd Petitioner

                     4.Jeganathan                             ... Respondent/1st Respondent


                     PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of
                     Motor Vehicles Act, to set aside order of the tribunal of Motor Accident
                     Claims Tribunal cum Special District Court, Thiruchirapalli made in
                     M.C.O.P.No.395 of 2013 dated 24.11.2015 and allow the appeal.


                                     For Appellant    : Mr.C.Jawahan Ravindran

                                     For R1-R3        : M/s.J.Balameenakshi


https://www.mhc.tn.gov.in/judis




                     1/8
                                                                              C.M.A(MD)No.168 of 2019



                                                        JUDGMENT

The present appeal has been filed by the insurance company

challenging an award passed by the Motor Accident Claims Tribunal,

Madurai in M.C.O.P.No.395 of 2013.

2. According to the claimants, the deceased was travelling as a

pillion rider in a two wheeler. At about 4.30 p.m on 28.02.1995, a lorry

belonging to the 1st respondent and insured with the 2nd respondent was

driven in a rash and negligent manner and dashed against the two

wheeler. As a result of the said impact, he sustained grievous injuries. He

was originally admitted to Government Hospital Kunnur on 28.02.1995

and thereafter, he was admitted to Ramakrishna Hospital, Coimbatore.

According to the claimants, the deceased had passed away on 09.01.2000

at Trichy. The claimants sought for a compensation of Rs.15,00,000/-.

3. The owner of the offending vehicle had remained ex parte and

the insurance company had filed a counter contending that the death is

not relatable to the injuries said to have been sustained by the deceased

person in the accident. Though the accident is said to have taken place in

the year 1995, only after the death, the claim petition has been filed. The https://www.mhc.tn.gov.in/judis

insurance company also disputed the quantum of compensation.

C.M.A(MD)No.168 of 2019

4. The tribunal after considering the oral and documentary

evidence, came to a conclusion that the deceased had passed away only

due tot he injury sustained by him in the vertebral column and due to the

said injury, he was bed ridden and he was infected and thereafter he

passed away.

5. The tribunal awarded a sum of Rs.3,36,000/- towards loss of

dependency, a sum of Rs.30,000/- towards loss of love and affection, a

sum of Rs.20,000/- towards loss of consortium, a sum of Rs.10,000/-

towards funeral expenses and a sum of Rs.10,000/- towards

transportation charges. Totally, a sum of Rs.4,06,000/- was awarded by

the tribunal. Challenging the same, the present appeal has been filed.

6. According to the learned counsel appearing for the insurance

company, the claimant is said to have sustained grievous injuries while

he was travelling as a pillion rider in a two wheeler on 28.02.1995. The

deceased was admitted to the Government hospital and later, he is said to

have been treated in Ramakrishna Hospital, Coimbatore for a period of 5

days. Thereafter, there are no medical records whatsoever to establish the

fact that the claimant was taking continuous treatment from the date of https://www.mhc.tn.gov.in/judis

the accident. There are no records to establish that the deceased could not

C.M.A(MD)No.168 of 2019

recover from his injuries till his death. He further contended that P.W.2

who is the doctor, is said to have given treatment only from Novermber

1999 onwards. No medical records are placed before the Court for the

treatment taken by the deceased from the date of accident till his death.

Therefore, there is no connection whatsoever to the death of the deceased

person with the injury sustained by him at the time of the accident.

Therefore, the tribunal was not right in considering the accident as a

death case and proceeded to award compensation. He further pointed out

that for the death of the said Chithambaram, the claim petition has been

filed after a period of 10 years, namely 19.02.2010.

7. Per contra, the learned counsel appearing for the

respondents/claimants had contended that the deceased has sustained

grievous injuries in the accident that happened on 28.02.1995. He was

taking continuous treatment in the private hospital and he is succumbed

to the injuries on 09.01.2000. This could be proved from the examination

of P.W.2 and Exhibit P.23 medical records. When the death is relatable

to the accident and the injuries sustained in the said accident, the tribunal

was right in awarding compensation for the death of the husband of the

1st claimant. Hence, he prayed for confirming the award passed by the

tribunal.

https://www.mhc.tn.gov.in/judis

C.M.A(MD)No.168 of 2019

8. I have carefully considered the submissions made on either side.

9. Admittedly, the deceased had sustained grievous injuries in a

road traffic accident while he was travelling as a pillion rider in a two

wheeler on 28.02.1995. In fact, he himself has lodged an F.I.R before

Wellington Taluk Police station on 28.02.1995 at about 06.30 p.m. In the

said F.I.R, he had pointed out that he had sustained injuries in the hip,

vertebral coloumn and in the hands. Exhibit P.2 reveals that he was

admitted to Ramakrishna Hospital, Coimbatore on 01.03.1995 and

discharged on 06.03.1995. However, the dates have been wrongly noted

as 01.05.1995 and 06.05.1995. Therefore, it is clear that the said

Chithambaram had sustained injuries in a road traffic accident and he

was originally admitted to Government hospital, Kunnur and later,

admitted to Ramakrishna Hospital, Coimbatore.

10. The said Chithambaram had passed away on 09.01.2000.

However, the claimants have not filed a single document to establish the

fact that he was taking treatment from March 1995 till 09.01.2000.

Though they have examined a doctor as P.W.2, his evidence does not

evince confidence of the Court. Even as per the deposition of the said

doctor, he had attended to the deceased only from November 1999. In his https://www.mhc.tn.gov.in/judis

cross-examination, he had deposed that the deceased had undergone a

C.M.A(MD)No.168 of 2019

surgery in Ramakrishna hospital. However, no such record has been

placed before the Court. Exhibit P.23 is the prescription said to have

been issued by the said doctor which is a notebook. A perusal of the said

document indicates that he was given treatment from 01.11.1999

onwards which indicates that the patient was conscious and bed ridden.

A perusal of the said prescription does not reveal that the said

Chithambaram was suffering from any injuries which he had sustained at

the time of accident. Though Exhibit P.23 reveals that the doctor has

recommended for a post-mortem, for the reasons best known, it has not

been conducted. Therefore, this Court is of the opinion that the said

Chithambaram had not died due to the injuries sustained by him at the

time of the accident.

11. From the perusal of the records, it is clear that the said

Chithambaram had sustained some grievous injuries at the time of the

accident on 28.02.1995 as a pillion rider in a two wheeler, which is

covered by a package policy. Therefore, certainly he is entitled to receive

compensation for the injuries sustained by him. However, the said claim

petition has not been filed when he was alive. But only 10 years after his

death, the said claim petition has been filed.

https://www.mhc.tn.gov.in/judis

C.M.A(MD)No.168 of 2019

12. The claimants have not placed on record any medical bills

relating to the expenses incurred by the family towards the treatment of

the deceased person. Therefore, this Court is inclined to award a sum of

Rs.1,00,000/- which will carry interest at the rate of of 7.5% from the

date of the claim petition. The award of the tribunal, namely

Rs.4,06,000/- is hereby modified and reduced to Rs.1,00,000/- with 7.5%

interest. The 1st claimant shall be entitled to Rs.50,000/- and the

claimants 2 and 3 shall be entitled to Rs.25,000/- each.

13. With the said observations, this Civil Miscellaneous Appeal

stands allowed to the extent as stated above. No costs. Consequently,

connected Civil Miscellaneous Petition is closed.




                                                                         05.06.2023
              NCC         :    Yes / No
              Index       :    Yes / No
              Internet    :    Yes / No
              gbg

              To

              1.The Motor Accident Claims Tribunal
                 cum Special District Court,
                Thiruchirapalli.

                    2.The Section Officer,
                        Vernacular Section,
                        Madurai Bench of Madras High Court,
                        Madurai.
https://www.mhc.tn.gov.in/judis





                                        C.M.A(MD)No.168 of 2019

                                     R.VIJAYAKUMAR,J.

                                                          gbg




                                         Judgment made in
                                  C.M.A(MD)No.168 of 2019




                                                  05.06.2023




https://www.mhc.tn.gov.in/judis





 
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