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Reliance General Insurance ... vs Premalatha
2023 Latest Caselaw 9859 Mad

Citation : 2023 Latest Caselaw 9859 Mad
Judgement Date : 8 August, 2023

Madras High Court
Reliance General Insurance ... vs Premalatha on 8 August, 2023
                                                                           C.M.A.No.1580 of 2023

                                   THE HIGH COURT OF JUDICATURE AT MADRAS
                                                DATED: 08.08.2023
                                                      CORAM:
                                  THE HONOURABLE MR JUSTICE R.SUBRAMANIAN
                                                   AND
                                   THE HONOURABLE MRS JUSTICE R.KALAIMATHI

                                              C.M.A.No.1580 of 2023
                                                       and
                                              C.M.P.No.15906 of 2023

                     Reliance General Insurance Company Limited,
                     Serving Branch Office,
                     Sri Lakshmi Complex, 1st Floor,
                     Bharathi Street, Omalur Main Road,
                     Swarnapuri, Salem – 636 004.                                ...Appellant

                                                         Vs.

                     1.Premalatha

                     2.Minor R.Kamalanath

                     3.Minor R.Diviya Dharshini
                      (2 & 3 Minor petitioners reprsented by
                       their next friend / mother Premalatha)

                     4.Parvathi

                     5.Tamil Selvan

                     6.Royal Sundaram General Insurance Company Limited,
                       Branch Office No.8/1, Mangalam Building,
                       4 Roads, Salem – 636 009.                              ...Respondents

                     1/8


https://www.mhc.tn.gov.in/judis
                                                                                  C.M.A.No.1580 of 2023

                     Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor
                     Vehicles Act, 1988, against the judgment and decree made in
                     M.C.O.P.No.414 of 2020 dated 11.01.2020 on the file of the MACT, Special
                     District Court, Dharmapuri.
                                    For Appellant     : Mr.P.Suresh Srinivasan




                                                     JUDGMENT

(Judgment of the Court was made by R.SUBRAMANIAN, J.)

The Insurance Company is on appeal, challenging the award of a

sum of Rs.39,58,167/- as compensation for the death of one Ramachandran

in a motor accident that took place on 25.09.2009.

2.According to the claimants, while the said Ramachandran

driving his TATA Indigo car bearing Registration No.TN-29-H-4669 at

Vellore-Chennai National Highway towards Chennai at about 6.45 a.m, a

lorry bearing Registration No.KA-02-AD-4577, which was proceeding

ahead of the Car, suddenly turned towards left side and stopped in the

middle of the road almost suddenly without any signal. Though the driver

of the Car was unable to stop the vehicle despite his best efforts, hit against

https://www.mhc.tn.gov.in/judis C.M.A.No.1580 of 2023

the backside of the lorry. As a result of the impact, the driver sustained

injuries and died on 06.10.2009. Claiming that the rash and negligence

driving on the part of the lorry driver was cause for the accident and that the

deceased was working as Audit Superintendent in Hindu Religious &

Charitable Endowment Department drawing a salary of Rs.28,000/- per

month, the claimants sought for a compensation of Rs.50,00,000/-.

3.The owner of the lorry remained exparte. The Insurer namely,

the 2nd respondent resisted the petition contending that the accident did not

happened in the manner suggested by the claimants and it was the

negligence on the part of the car driver that was caused the accident. The

fact that the First Information Report was filed against the driver of the car

was also projected as a defence. It was also claimed that the driver of the

lorry did not have a valid driving license. It was further claimed that the

lorry had come to all of sudden abruptly due to a tire burst.

4.At trial, the wife of the deceased was examined as P.W.1 and

one Rajeswari was examined as P.W.2. Exs.P1 to P18 were marked. The 3rd

https://www.mhc.tn.gov.in/judis C.M.A.No.1580 of 2023

respondent one, Tamilselvan was examined as R.W.2. One Venkatraman

was examined as R.W.2. They supported the case of the claimants. R.W.3

is the Officer of the Insurance Company. Exs.R1 and R2 were marked on

the side of the Insurance Company.

5.The Tribunal, upon a consideration, believed the evidence of

R.W.1 and R.W.2, while rejecting the claim of the Insurance Company based

on the First Information Report. The rejection was because of the fact that it

was the driver of the lorry, who gave the First Information Report. On his

complaint, the First Information Report was registered. The Tribual found

that the accident occurred due to the negligence on the part of the lorry. The

plea that there was a tire burst raised as a reason was noticed by the Tribunal

in coming to such conclusion.

6.On the quantum, the Tribunal took into account the

unimpeachable evidence by way of salary certificate issued by the

Government Department and fixed the monthly income at Rs.27,527/-. It

added 30% towards future products, deducted ¼ towards personal expenses

https://www.mhc.tn.gov.in/judis C.M.A.No.1580 of 2023

of the deceased and by applying multiplier of 13, arrived at the pecuniary

loss at Rs.37,68,167/-. The Tribunal, awarded a sum of Rs.40,000/- towards

loss of consortium to the 1st petitioner, Rs.80,000/- towards loss of parental

consortium to the petitioners 2 and 3, who are the children of the deceased

and Rs.40,000/- to the 4th claimant / mother of the deceased towards loss of

filial consortium and it also awarded Rs.15,000/- each towards loss of estate

and funeral expenses. Thus, the Tribunal arrived at a total compensation of

Rs.39,58,157/-.

7.We have heard Mr.P.Suresh Srinivasan, learned counsel for the

appellant.

8.Despite his best efforts, the learned counsel for the appellant is

unable to pick holes in the award of the Tribunal. As we have adverted to

the counter itself, there is a pleading that there was a tire burst, which

caused the lorry to stop midway. That by itself would be sufficient to

upheld the claim of negligence on the part of the lorry driver. Apart from

that, the evidence of R.W.1 & R.W.2 has been believed by the Tribunal and

https://www.mhc.tn.gov.in/judis C.M.A.No.1580 of 2023

we do not see any reason to interfere with the conclusions of the Tribunal

based on the evidence of R.W.1 and R.W.2. On the quantum,

unimpeachable evidence of income is available and the Tribunal is only

adopted the guidelines of the Hon'ble Supreme Court National Insurance

Company Limited Vs. Pranay Sethi and Others reported in (2017) 16

SCC 680 in arriving at the compensation. The learned counsel for the

claimant is unable to assail the award of the Tribunal.

9.We are therefore, unable to fault the Tribunal for having arrived

at the compensation of Rs.39,58,167/-. We therefore, see do not see no

reason to interfere with the award of the Tribunal. This Civil Miscellaneous

Appeal is therefore, dismissed. No costs. Consequently, connected

miscellaneous petition is closed.

                                                                       (R.S.M.,J.)     (R.K.M.,J.)
                                                                               08.08.2023
                     kkn
                     Internet:Yes
                     Index:No
                     Speaking
                     Nuetral Citation : No





https://www.mhc.tn.gov.in/judis
                                                           C.M.A.No.1580 of 2023




                     To:-

                     The Motor Accident Claims Tribunal,
                     Special District Court,
                     Dharmapuri.







https://www.mhc.tn.gov.in/judis
                                        C.M.A.No.1580 of 2023




                                  R.SUBRAMANIAN, J.
                                               and
                                    R.KALAIMATHI, J.

                                                      KKN




                                  C.M.A.No.1580 of 2023
                                                     and
                                  C.M.P.No.15906 of 2023




                                               08.08.2023






https://www.mhc.tn.gov.in/judis

 
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