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The National Insurance Company ... vs Subbulakshmi
2022 Latest Caselaw 14857 Mad

Citation : 2022 Latest Caselaw 14857 Mad
Judgement Date : 6 September, 2022

Madras High Court
The National Insurance Company ... vs Subbulakshmi on 6 September, 2022
                                                                        C.M.A.No.2969 of 2021


                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED: 06.09.2022

                                                    CORAM:

                                  THE HONOURABLE MS.JUSTICE V.M.VELUMANI
                                                   and
                                  THE HONOURABLE MR.JUSTICE V.SIVAGNANAM

                                            C.M.A.No.2969 of 2021 and
                                             C.M.P.No.16932 of 2021

                     The National Insurance Company Limited,
                     Old No.144, New No.46,
                     III Floor,
                     Moore Street,
                     Chennai – 600 001.                              .. Appellant

                                                       Vs.

                     1.Subbulakshmi
                     2.Ishwariya
                     3.Minor. Shree Lokesh
                     (Minor 3rd respondent represented by
                     his mother and natural guardian,
                     Subbulakshmi, 1st respondent herein)

                     4.Sankar                                        .. Respondents

                     Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of
                     Motor Vehicles Act, 1988, against the judgment and decree dated
                     04.12.2019, made in M.C.O.P.No.325 of 2017, on the file of the Motor
                     Accident Claims Tribunal, Additional District Court - Fast Track Court,
                     Kancheepuram.
https://www.mhc.tn.gov.in/judis


                     1/12
                                                                                  C.M.A.No.2969 of 2021



                                               For Appellant        : Mr.J.Michael Visuvasam
                                               For RR 1 to 4        : No appearance

                                                       JUDGMENT

(Judgment of the Court was delivered by V.M.VELUMANI, J.)

This Civil Miscellaneous Appeal has been filed by the appellant /

New India Insurance Company Limited against the judgment and decree

dated 04.12.2019, made in M.C.O.P.No.325 of 2017, on the file of the

Motor Accident Claims Tribunal, Additional District Court - Fast Track

Court, Kancheepuram.

2.The appellant is the 2nd respondent in M.C.O.P.No.325 of 2017,

on the file of the Motor Accident Claims Tribunal, Additional District

Court - Fast Track Court, Kancheepuram. The respondents 1 to 3 /

claimants filed the said claim petition, claiming a sum of

Rs.1,00,00,000/- as compensation for the death of one Iyappan, who died

in the accident that took place on 26.03.2017.

3.According to the respondents 1 to 3, on 26.03.2017 at about

06.30 a.m., while the deceased Iyappan was walking opposite to

Narayana Mastry House on the Ozalur – Chengalpet Road, the rider of https://www.mhc.tn.gov.in/judis

C.M.A.No.2969 of 2021

the motorcycle bearing Registration No.TN 19 E 4742 belonging to 4th

respondent, drove the same at a colossal speed without following the

Motor Vehicle Rules, dashed against the said Iyappan and caused the

accident. In the accident, the said Iyappan sustained multiple injuries and

immediately after the accident, the said Iyappan was taken to Chengalpet

Medical College Hospital. Thereafter he was referred to Global Hospital

for further treatment. Insptie of medical treatment, the said Iyappan

succumbed to injuries on 28.03.2017. Hence, the respondents 1 to 3 filed

the claim petition claiming compensation against the 4th respondent and

appellant.

4.The 4th respondent - owner of the motorcycle remained exparte

before the Tribunal.

5.The appellant-Insurance Company filed counter statement and

denied all the averments made by the respondents 1 to 3 in the claim

petition. The appellant denied the manner of accident as alleged by the

respondents 1 to 3. According to appellant, as per the AR copy, it was

very clear that a cow attacked the said Iyappan and therefore, it is not a

road accident case. The respondents 1 to 3, 4th respondent and the Police

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C.M.A.No.2969 of 2021

Official have colluded together with a view to get compensation from the

appellant, filed claim petition with false averments. The 4th respondent /

owner – cum – rider of the motorcycle was not possessing valid driving

license to drive the motorcycle at the time of accident and the motorcycle

was not insured with the appellant. Hence, the appellant is not liable to

pay any compensation to the respondents 1 to 3. The respondents 1 to 3

have wantonly and willingly caused delay in conducting the trial and

filing the case records. The interest for the period of delay from the date

of filing the counter till the date of judgment shall be waived. The

respondents 1 to 3 have to prove that they are the legal heirs of the

deceased. The appellant denied the age, avocation and income of the

deceased. In any event, the quantum of compensation claimed by the

respondents 1 to 3 is highly excessive and prayed for dismissal of the

claim petition as against the appellant.

6.Before the Tribunal, the 1st respondent examined herself as

P.W.1, one Murali, eyewitness to the accident was examined as P.W.2 and

one Lawrance Daniel, Accountant of K.K.Corporation Ltd., was

examined as P.W.3 and 15 documents were marked as Exs.P1 to P15. The

appellant did not let in any oral and documentary evidence.

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C.M.A.No.2969 of 2021

7.The Tribunal considering the pleadings, oral and documentary

evidence, held that the accident occurred due to rash and negligent

driving by the rider of the motorcycle belonging to 4th respondent and

directed the appellant-Insurance Company to pay a sum of

Rs.28,78,312/- as compensation to the respondents 1 to 3.

8.To set aside the said award dated 04.12.2019, made in

M.C.O.P.No.325 of 2017, the appellant has come out with the present

appeal.

9.The learned counsel appearing for the appellant-Insurance

Company contended that the deceased Iyappan sustained grievous

injuries only due to the attack of the cow and not due to road traffic

accident caused by the motorcycle belonging to 4th respondent. The

Tribunal failed to consider the fact that F.I.R. was registered after delay

of 36 hours of the accident by lodging a false complaint stating that the

accident has occurred only due to rash and negligent driving by the rider

of the motorcycle belonging to 4th respondent. Since the 4th respondent

and the victim hailed from the same village, the wife of the 4th respondent

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C.M.A.No.2969 of 2021

who was riding as pillion rider in the motorcycle, after much deliberation

was persuaded to give a false account of the alleged incident to the

Police as if their motorcycle dashed against the victim and the cow also

attacked the victim. The Tribunal failed to consider the credibility of the

evidence of eyewitness / P.W.2 with regard to the alleged accident. The

total compensation awarded by the Tribunal is highly excessive and

prayed for setting aside the award passed by the Tribunal.

10.Though notice has been served on the respondents 1 to 4 and

their names are printed in the cause list, there is no representation for

them, either in person or through counsel.

11.Heard the learned counsel appearing for the appellant –

Insurance Company and perused the entire materials on record.

12.From the materials on record, it is seen that it is the case of the

respondents 1 to 3 that while the deceased Iyappan was walking opposite

to Narayana Mastry House on the Ozalur – Chengalpet Road, the rider of

the motorcycle bearing Registration No.TN 19 E 4742 belonging to 4th

respondent, drove the same at a high speed without following the Motor

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C.M.A.No.2969 of 2021

Vehicle Rules, dashed against the said Iyappan and caused the accident.

In the accident, the said Iyappan sustained multiple injuries and inspite of

medical treatment, he died on 28.03.2017. To substantiate their case, the

1st respondent examined herself as P.W.1. She deposed as that of the

averments in the claim petition. She also relied on Ex.P1/FIR, which was

registered against the 4th respondent / rider – cum – owner of the

motorcycle. P.W.1 is not an eyewitness to the accident. The respondents 1

to 3 also examined one Murali, eyewitness to the accident as P.W.2, who

deposed that the accident has occurred only due to rash and negligent

driving by the 4th respondent – rider of the motorcycle.

12(i). On the other hand, it is the case of the appellant that 4 th

respondent was not responsible for the accident and the deceased

Iyappan was not injured in the alleged accident caused by the 4th

respondent. According to appellant, the deceased got injured by a cow

and he died due to the said injuries. They have not marked any document

and not examined any Doctor who recorded the statement based on

which the Accident Register was recorded. The appellant has not

produced any material to show as to who took the injured victim to the

Hospital and admitted him. There is nothing on record to show that who

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C.M.A.No.2969 of 2021

gave the statement to the Hospital. It is on record that both the 4 th

respondent and his wife, who was riding as pillion in the motorcycle are

also admitted in the Hospital for the injuries sustained by them. It is not

the case of the appellant that the 4th respondent and his wife were also got

injured by attack of cow. It is the further case of the appellant that the 4th

respondent and respondents 1 to 3 are residing in the same village,

colluded together and made a false claim against the appellant to get the

compensation. The appellant has stated that they are going to take

criminal action against the respondents for making a false claim. The

appellant has not examined any witness to show that the deceased was

injured when the cow attacked him. The appellant also failed to prove

that the respondents 1 to 4 colluded together and made a false claim

against the appellant. Even though the appellant has stated that they are

going to take action against the respondents, they have not produced any

materials to show that they lodged a complaint with the concerned Police

against the respondents 1 to 4.

12(ii). Considering the evidence of P.W.2 / eyewitness and in the

absence of any evidence to disprove the evidence of P.W.2, the Tribunal

has held that the accident has occurred only due to rash and negligent

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C.M.A.No.2969 of 2021

driving by the 4th respondent. There is no error in the said finding of the

Tribunal warranting interference by this Court.

13.As far as quantum of compensation is concerned, it is the case

of the respondents 1 to 3 that at the time of accident, the deceased was

working as Deputy Manager at K.K.Corporation Company Ltd., and was

earning a sum of Rs.40,000/- per month. To prove their case, the

respondents 1 to 3 examined one Lawrance Daniel, who was working as

Accountant at K.K.Corporation Company Ltd., as P.W.3 and marked

Ex.P12 / salary certificate of the deceased, Ex.P14 / Bank statement of

the deceased. P.W.3 in his evidence has deposed that the deceased was

getting a sum of Rs.21,000/- per month as salary. As per Ex.P14 / Bank

statement, the monthly income of the deceased was Rs.21,602/-. The

Tribunal considering the evidence of P.W.3 and Ex.P14, fixed a sum of

Rs.21,602/- as monthly income of the deceased and the same is proper.

The deceased was aged 47 years at the time of accident and the Tribunal

has rightly granted 25% enhancement towards future prospects and

applied multiplier '13' and awarded a sum of Rs.28,08,312/- towards loss

of dependency and the same is not excessive. The Tribunal considering

the entire materials on record, has awarded a sum of Rs.28,78,312/- as

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C.M.A.No.2969 of 2021

compensation to the respondents 1 to 3, which is not excessive and

hence, the same is hereby confirmed.

14.In the result, this Civil Miscellaneous Appeal is dismissed and a

sum of Rs.28,78,312/- awarded by the Tribunal as compensation to the

respondents 1 to 3, along with interest and costs is confirmed. The

appellant-Insurance Company is directed to deposit the award amount

along with interest at the rate of 7.5% per annum from the date of

petition till the date of deposit, less the amount already deposited, if any,

within a period of six weeks from the date of receipt of a copy of this

judgment, to the credit of M.C.O.P.No.325 of 2017, on the file of the

Motor Accident Claims Tribunal, Additional District Court - Fast Track

Court, Kancheepuram. On such deposit, the respondents 1 & 2 are

permitted to withdraw their respective share of the award amount now

determined by this Court as per the ratio of apportionment fixed by the

Tribunal, along with proportionate interest and costs, less the amount if

any, already withdrawn by making necessary applications before the

Tribunal. The share of the minor 3rd respondent is directed to be

deposited in any one of the Nationalized Banks, till the minor 3rd

respondent attains majority. On such deposit, the 1st respondent, being the

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C.M.A.No.2969 of 2021

Mother of the minor 3rd respondent is permitted to withdraw the accrued

interest once in three months for the welfare the minor 3rd respondent.

Consequently the connected Miscellaneous Petition is closed. No costs.



                                                                (V.M.V., J)   (V.S.G., J)
                                                                        06.09.2022


                     krk

                     Index           : Yes / No
                     Internet        : Yes / No




                     To

                     1.The Additional District Judge,
                       Motor Accidents Claims Tribunal,
                       Fast Track Court,
                       Kancheepuram.

                     2.The Section Officer,
                       VR Section,
                       High Court,
                       Madras.




https://www.mhc.tn.gov.in/judis



                                   C.M.A.No.2969 of 2021



                                    V.M.VELUMANI, J.
                                               and
                                   V.SIVAGNANAM, J.

                                                    krk




                                  C.M.A.No.2969 of 2021




                                             06.09.2022


https://www.mhc.tn.gov.in/judis



 
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