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United India Insurance Co.Ltd vs Gowthami @ Vaideki
2022 Latest Caselaw 16637 Mad

Citation : 2022 Latest Caselaw 16637 Mad
Judgement Date : 19 October, 2022

Madras High Court
United India Insurance Co.Ltd vs Gowthami @ Vaideki on 19 October, 2022
                                                                                C.M.A.No.2357 of 2014

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                    DATED: 19.10.2022

                                                        CORAM:

                                     THE HONOURABLE Ms. JUSTICE P.T.ASHA

                                                C.M.A.No.2357 of 2014
                                                        and
                                                  M.P.No.1 of 2014

                  United India Insurance Co.Ltd.,
                  Divisional Office No.I,
                  104-A, Peramanur Main Road,
                  Salem-7.                                           ... Appellant

                                                          vs.
                  1.Gowthami @ Vaideki

                  2.G.Duraisamy                                     ... Respondents

                  PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of the

                  Motor Vehicles Act, against the Judgment and Decree dated 11.02.2014 in

                  M.C.O.P.No.1744 of 2009 on the file of the Motor Accident Claims

                  Tribunal, Special Subordinate Judge, No.2, Salem.

                                    For Appellant        : Mrs.R.Sree Vidhya

                                    For Respondents      : Mr.K.Varadha Kamaraj [R1]
                                                           R2 - Served – No Appearance




                  1/6
https://www.mhc.tn.gov.in/judis
                                                                             C.M.A.No.2357 of 2014



                                                   JUDGMENT

The Insurance Company has challenged the award passed by the

Motor Accident Claims Tribunal, Special Subordinate Judge, No.2, Salem in

M.C.O.P.No.1744 of 2009.

2. The learned counsel for the appellant/Insurance Company would

submit that the 1st respondent/claimant who was the rider of the two wheeler

TVS Champ which had met with an accident did not possess a driving

licence which is evident from a perusal of Ex.P3. The Tribunal has

overlooked this violation of road safety Rules and has failed to fasten the

liability on the 1st respondent/claimant as well.

3. As regards the quantum of compensation, the learned counsel for

the insurance company would submit that though compensation has been

granted under the head of permanent disability, Rs.40,000/- has been

awarded under the head of loss of amenities which is on the higher side.

4. The learned counsel for the 1st respondent/claimant would submit

https://www.mhc.tn.gov.in/judis C.M.A.No.2357 of 2014

that the petitioner was riding pillion which is seen from the F.I.R., and

therefore, no liability can be mulcted on her and further the compensation

granted was very reasonable.

5. Heard the learned counsel on either side and perused the materials

on record.

6. A perusal of the claim petition in column 23 would show that the

1st respondent herself has stated that she was riding TVS Champ. Further,

Ex.P3, the report of the Motor Vehicle Inspector would also indicate that

the driver was the 1st respondent. Therefore, the argument of the counsel for

the 1st respondent was riding pillion and not as the rider has to be rejected.

7. Considering the fact that the 1st respondent herein had driven the

vehicle without a valid driving licence, 10% liability has to be mulcted on

her. As pointed out by the learned counsel for the appellant/Insurance

Company, a sum of Rs.40,000/- granted under the head of loss of amenities

is hereby reduced to Rs.30,000/- and Rs.1,000/- is enhanced under the head

of extra nourishment. In all other aspects, the award of Tribunal remains

https://www.mhc.tn.gov.in/judis C.M.A.No.2357 of 2014

unaltered. Therefore, the Compensation awarded by the Tribunal is

reworked as below:

                   S.No.             Description          Amount          Amount           Award
                                                         awarded by     awarded by       confirmed
                                                          Tribunal       this Court          or
                                                                                         enhanced
                                                                                         or granted
                                                                                         or reduced
                        1         Permanent            Rs.52,000/-     Rs.52,000/-       Confirmed
                                  disability
                        2         Pain             and Rs. 50,000/-    Rs.50,000/-       Confirmed
                                  Sufferings
                        3         Medical Expenses Rs.1,02,000/-       Rs.1,02,000/-     Confirmed
                        4         Transportation       Rs.10,000/-     Rs.10,000/-       Confirmed
                        5         Extra Nourishment Rs.10,000/-        Rs.11,000/-       Enhanced
                        6         Attender Charges     Rs.20,000/-     Rs.20,000/-       Confirmed
                        7         Loss of amenities    Rs.40,000/-     Rs.30,000/-       Reduced
                        8         Damage to clothes Rs.15,000/-        Rs.15,000/-       Confirmed
                                  and loss of income
                                  for 5 months
                                       TOTAL           Rs.3,00,000/-   Rs.2,90,000/-
                                     Less 10%                          Rs.2,90,000/- -
                                    contributory                       Rs.29,000/- =
                                     negligence                        Rs.2,61,000/-


8. In the result, this Civil Miscellaneous Appeal is partly allowed and

the compensation of Rs.3,00,000/- awarded by the Tribunal is hereby

reduced to a sum of Rs.2,61,000/-. Therefore, the Appellant / Insurance

https://www.mhc.tn.gov.in/judis C.M.A.No.2357 of 2014

Company is directed to deposit the modified award amount now determined

by this Court to the credit of M.C.O.P.No.1744 of 2009 on the file of the

Motor Accident Claims Tribunal, the Special Subordinate Judge, No.2,

Salem, together with interest @ 7.5% per annum from the date of claim

petition till the date of deposit and costs, less, the amount, if any already

deposited, within a period of four weeks from the date of receipt of a copy

of this Judgement. On such deposit being made, the claimant is permitted to

withdraw the amount now determined by this Court, as apportioned by the

Tribunal, along with interest and costs, after adjusting the amount, if any

already withdrawn, by filing necessary application before the Tribunal. No

costs. Consequently, connected miscellaneous petition is closed.

19.10.2022 Index : Yes/No Speaking / Non-speaking order ssn

To:

1. The Motor Accident Claims Tribunal, Special Subordinate Judge, No.2, Salem.

2. The Section Officer, V.R.Section, High Court of Madras, Chennai.

https://www.mhc.tn.gov.in/judis C.M.A.No.2357 of 2014

P.T.ASHA, J.,

ssn

C.M.A.No.2357 of 2014 and M.P.No.1 of 2014

19.10.2022

https://www.mhc.tn.gov.in/judis

 
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