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The Reliance General Insurance ... vs C.Alamelu
2022 Latest Caselaw 15912 Mad

Citation : 2022 Latest Caselaw 15912 Mad
Judgement Date : 10 October, 2022

Madras High Court
The Reliance General Insurance ... vs C.Alamelu on 10 October, 2022
                                                                             C.M.A.No.1877 of 2018

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED : 10.10.2022

                                                           CORAM :

                                   THE HONOURABLE MR. JUSTICE S.S. SUNDAR
                                                            AND
                                    THE HONOURABLE MRS. JUSTICE N. MALA

                                               C.M.A.No.1877 of 2018
                                                        and
                                               C.M.P.No.14483 of 2018

                     The Reliance General Insurance Co. Ltd.,
                     No.6, Haddows Road,
                     Nungambakkam, Chennai - 600 034.                        ... Appellant


                                                             Vs.

                     1.C.Alamelu
                     2.V.Chellappan
                     3.M.Kumaran                                             ... Respondents



                     Prayer : Civil Miscellaneous Appeal filed under Section 173 of the Motor
                     Vehicles Act, 1988, against the judgment and decree, dated 10.11.2017, in
                     M.C.O.P.No.16 of 2017 on the file of the Motor Accident Claims Tribunal,
                     Special District Court, Tiruvallur.



                     Page 1 of 6


https://www.mhc.tn.gov.in/judis
                                                                                   C.M.A.No.1877 of 2018




                                        For Appellant    :     Mr.P.Vijayalakshmi
                                                               for M/s.S.Arun Kumar

                                        For R1           :     No appearance

                                       R2                :     Service awaited

                                       R3                :     Notice dispensed with
                                                               vide order dated 19.09.2022


                                                        JUDGMENT

(Judgment was delivered by S.S. SUNDAR, J.)

As against the award of compensation by the Motor Accident Claims

Tribunal-I, Special District Court, Tiruvallur (“the Tribunal” for brevity),

dated 10.11.2017, in M.C.O.P.No.16 of 2017, the above appeal is preferred

by the Insurance Company.

2.The respondents 1 and 2 are the claimants in M.C.O.P.No.16 of

2017, who are the parents of the deceased, who met with a fatal accident on

09.11.2016 and died as a result of the accident. On the fateful day, the

deceased was driving his two-wheeler. It is stated that, due to the rash and

https://www.mhc.tn.gov.in/judis C.M.A.No.1877 of 2018

negligent driving of the vehicle belonging to the 3 rd respondent, the accident

took place, as a result of which, the son of the claimants (respondents 1 and

2 in this appeal), suffered grievous injuries on his head and ultimately, he

succumbed to the injuries, while he was taking treatment in the Hospital for

the injuries sustained by him.

3.The claimants examined the 2nd respondent/mother of the deceased

as P.W.1. The fact that the deceased was aged about 21 years at the time of

the accident was proved by documentary evidence, apart from the oral

evidence of P.W.1. Though it was contended by the Insurance Company that

the deceased was not holding a valid driving licence at the time of the

accident, no oral or documentary evidence was produced by the Insurance

Company before the Tribunal to substantiate the same. The postmortem

certificate (Ex.P4) and the driving licence of the deceased (Ex.P10) were

relied upon by the Tribunal. The Tribunal held that the accident occurred

due to the rash and negligent driving of the driver of the vehicle that belongs

to the 3rd respondent. Therefore, the Tribunal held that the

appellant/Insurance Company is liable to pay the entire compensation.

https://www.mhc.tn.gov.in/judis C.M.A.No.1877 of 2018

4.As regards the quantum of compensation, the deceased was working

in the Marketing Section of a Security Company, namely, Axis Security

Limited. It was claimed by the claimants that the deceased was earning a

sum of Rs.16,000/- per month. P.W.3, Senior Head of the employer of the

deceased, deposed to the effect that the deceased was a permanent employee

of M/s.Axis Security Limited and he was drawing a salary of Rs.24,594/-

per month, however, in the cross-examination, he has stated that the basic

salary of the deceased was Rs.10,000/- and the remaining amount was given

as additional allowance for his efficiency. Therefore, the Tribunal safely

fixed the monthly salary of the deceased at Rs.15,000/- and having regard to

the increments which the deceased would have got if he was alive, 50% of

the actual salary was added towards future prospects and the monthly

income of the deceased was fixed by the Tribunal at Rs.22,500/-. Since the

deceased died at the age of 21 years as a bachelor, 50% of the monthly

salary was deducted towards the deceased's personal expenses and his take

home salary for the purpose of calculating the loss of income was arrived at

Rs.11,250/-. After adopting 18 as multiplier, a sum of Rs.24,30,000/- was

https://www.mhc.tn.gov.in/judis C.M.A.No.1877 of 2018

fixed towards loss of income. Further, a sum of Rs.25,000/- was allowed

towards funeral expenses and a sum of Rs.50,000/- alone was granted

towards loss of love and affection. The Tribunal awarded a compensation of

Rs.25,05,000/-, in all. The Tribunal has only awarded interest @ 7.5% p.a.

from the date of the petition, i.e., 02.02.2017 till the date of deposit. The

claimants have no grievance on the apportionment.

5.This Court is unable to find any irregularity or legal infirmity in the

award of the Tribunal, fixing the compensation at Rs.25,05,000/- with

interest @ 7.5% p.a. This Court finds no merit in this appeal. Accordingly,

this Civil Miscellaneous Appeal is dismissed. However, there shall be no

order as to costs. Consequently, connected miscellaneous petition is closed.




                                                                             (S.S.S.R., J.)   (N.M., J.)
                     mkn                                                             10.10.2022

                     Internet : Yes
                     Index : Yes / No

                     To

                     The Special District Judge,




https://www.mhc.tn.gov.in/judis
                                                               C.M.A.No.1877 of 2018

                     (Motor Accident Claims Tribunal),
                     Tiruvallur.

                                                              S.S. SUNDAR, J.
                                                                         and
                                                                  N. MALA, J.

                                                                              mkn




                                                         C.M.A.No.1877 of 2018




                                                                     10.10.2022




https://www.mhc.tn.gov.in/judis

 
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