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New India Assurance Company Ltd vs C.Shanthi
2022 Latest Caselaw 5985 Mad

Citation : 2022 Latest Caselaw 5985 Mad
Judgement Date : 24 March, 2022

Madras High Court
New India Assurance Company Ltd vs C.Shanthi on 24 March, 2022
                                                                         C.M.A.No.2155 of 2012

                        IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                DATED: 24.03.2022

                                                        CORAM

                                THE HON'BLE MR.JUSTICE J.NISHA BANU

                                          C.M.A.No.2155 of 2012
                                                  and
                                            M.P.No.1 of 2012

               New India Assurance Company Ltd.,
               Pillars Gate, Ballanore Road,
               Nagercoil.                                                    ... Appellant

                                                         Vs.

               1.C.Shanthi
               2.Darvin Bright
               3.Sarala
               4.N.Balakrisnan
               5.Rubby
               6.Thangaiah
               (Amended as per Order I.A.No.974/2006
               dated 01/09/2006)                                         ... Respondents



                      Civil Miscellaneous Appeal filed under Section 173 of Motor
               Vehicles Act, 1988, to set aside the Judgment and Decree dated
               14.12.2011 passed in M.C.O.P.No.431 of 2004 on the file of the Motor
               Accident Claims Tribunal (Principal Subordinate Judge) Chengalpattu.



                                For Appellant       :    M/s.Elveera Ravindran

                    ____________
https://www.mhc.tn.gov.in/judis
               Page No 1 of 8
                                                                           C.M.A.No.2155 of 2012


                                   For R1 to R3, R5 & R6 :    Mr.K.Varadhakamaraj


                                                JUDGMENT

Challenging the judgment and decree dated 04.09.2012 passed by

the Motor Accidents Claims Tribunal (Principal Subordinate Judge)

Chengalpattu, in M.C.O.P.No. 431 of 2004, the Insurance Company has

come up with the present Appeal.

2. The first respondent/claimant is the wife, second and third

respondents/claimant are the daughters and fifth and sixth

respondents/claimants are the mother and father of the deceased

T.Chandran, who died in a motor accident. The accident is said to have

taken place on 16.06.2004 at about 2.00 p.m while the deceased was

riding on his motor cycle bearing Registration Number TN-05 A 3050

from Chetty Kulam to Beach Road, near Saralur Junction, an auto

bearing Registration No.TN-74-C-3528 insured with the appellant

Insurance Company belonging to the 4th respondent, which was standing

on the left side of the road, suddenly taken by its driver, who drove the

same in a rash and negligent manner and dashed against the motorcycle.

____________ https://www.mhc.tn.gov.in/judis Page No 2 of 8 C.M.A.No.2155 of 2012

As a result of which, the deceased fell down and sustained fatal injuries

on his head.

3. The appellant- Insurance Company has filed a counter affidavit

in which it was stated that the deceased was riding his motor cycle on the

proper side of the road and that the driver of the auto owned by the 4th

respondent has driven the vehicle in a rash and negligent manner without

following the traffic rules and regulations and had hit the deceased. It is

further stated that the driver of the 4th respondent's vehicle was not

having valid and effective driving licence at the time of accident and also

the 4th respondent's vehicle was not insured with the appellant Insurance

Company and hence, the appellant is not liable to pay any compensation

to the respondents 1 to 3, 5 and 6.

4. After considering the pleadings, oral and documentary evidence

on record, the Tribunal has awarded a sum of Rs.3,88,200/- under the

following heads:-

____________ https://www.mhc.tn.gov.in/judis Page No 3 of 8 C.M.A.No.2155 of 2012

Amount awarded S.No. Heads by the Tribunal (Rs.) 1 Loss of earning power 3,12,000/-

(Rs.2,000x12 x13) 2 Medical Expenses 39,200/-

                        3          Loss of Consortium                         15,000/-
                        4          Loss of love and affection                 20,000/-
                        5          Transport and funeral expenses              2,000/-
                                                Total                       3,88,200/-


5. Aggrieved by the same, the appellant – Insurance Company

has filed this Civil Miscellaneous Appeal.

6. The Tribunal after considering the pleadings, oral and

documentary evidence, held that the accident occurred due to rash and

negligent driving by the driver of the goods vehicle belonging to the 4 th

respondent and directed the appellant Insurance Company being insurer

of the said vehicle to pay a sum of Rs.3,88,200/- as compensation

together with interest at the rate of 7.5% and cost from the date of the

claim petition to the Respondent Nos.1 to 3, 5 and 6 herein who were the

claimants before the Lower Court.

____________ https://www.mhc.tn.gov.in/judis Page No 4 of 8 C.M.A.No.2155 of 2012

7. The learned counsel for the appellant Insurance Company

would submit that the Tribunal failed to note that as per Ex.P.1 - FIR, the

accident was caused by the rash and negligent act of the deceased, who

drove his motor cycle in a rash and negligent manner and dashed against

the compound wall and that there was no reason as to how the vehicle

bearing Registration No.TN-74-C-3528 came to be identified as the

vehicle which caused the accident. The learned Tribunal failed to note

that as per Ex.P.2/ Form A.I.R, which clearly shows that the insured

vehicle had no damages. Hence, it clearly proves that the insured

vehicle was not involved in the accident.

8. Per contra, the learned counsel for the respondents/claimants 1

to 3, 5 and 6 would submit that the impugned Judgment and Decree was

a well reasoned one and requires no interference.

9. I have considered the arguments advanced by the learned

counsel for the appellant Insurance Company and the learned counsel for

respondents/claimants 1 to 3, 5 and 6 and I have also perused the

____________ https://www.mhc.tn.gov.in/judis Page No 5 of 8 C.M.A.No.2155 of 2012

evidence on record and the impugned Judgment and Decree passed by

the Tribunal.

10. From a reading of the impugned Judgment and Decree passed

by the Tribunal, it is noticed that the Tribunal had held that the police,

after investigation, laid charge sheet against the driver of the 4th

respondent Auto regarding his negligent act. The driver of the Auto was

acquitted on the reason of benefit of doubt and therefore, the acquittal

has no effect in this case. The Tribunal has came to a conclusion that the

accident had taken place due to rash and negligent driving of the insured

Auto belonging to the 4th respondent.

11. Considering the above, I find no merits in the present Civil

Miscellaneous Appeal filed by the appellant Insurance Company.

Therefore, the amount awarded in the impugned Judgment and Decree by

the Tribunal is confirmed.

12. Therefore, the appellant Insurance Company is directed to

deposit the entire compensation awarded by the Tribunal together with

____________ https://www.mhc.tn.gov.in/judis Page No 6 of 8 C.M.A.No.2155 of 2012

interest and costs as directed by the Tribunal, less any amount already

deposited, within a period of eight weeks from the date of receipt of a

copy of this Judgment.

13. On such deposit, respondents/claimants 1 to 3, 5 and 6 are

permitted to withdraw the same together with interest and costs in the

same proportion as directed by the Tribunal in the impugned Judgment

and Decree, less the amount already withdrawn if any, by filing suitable

applications before the Tribunal.

14. Accordingly, this Civil Miscellaneous Appeal is dismissed. No

cost. Consequently, connected Miscellaneous Petition is closed.



                                                                            24.03.2022
               Index    : Yes/No
               Internet : Yes/No
               Speaking : Non speaking order
               kkd

               To

               The Motor Accident Claims Tribunal

(Principal Subordinate Judge) Chengalpattu.

____________ https://www.mhc.tn.gov.in/judis Page No 7 of 8 C.M.A.No.2155 of 2012

J.NISHA BANU,J.

kkd

C.M.A.No.2155 of 2012

24.03.2022

____________ https://www.mhc.tn.gov.in/judis Page No 8 of 8

 
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