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Shriram General Insurance Co. Ltd vs Subbulakshmi
2022 Latest Caselaw 4880 Mad

Citation : 2022 Latest Caselaw 4880 Mad
Judgement Date : 11 March, 2022

Madras High Court
Shriram General Insurance Co. Ltd vs Subbulakshmi on 11 March, 2022
                                                                          C.M.A.Nos.2235 & 2236 of 2016


                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                     Dated : 11.03.2022

                                                         CORAM:

                           THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                               and
                              THE HONOURABLE MR.JUSTICE V.SIVAGNANAM

                                           C.M.A.No.2235 and 2236 of 2016
                                                       and
                                              C.M.P.No.15846 of 2016


                 C.M.A.No.2235 of 2016


                 Shriram General Insurance Co. Ltd.,
                 No.66, II Floor, City Centre Complex,
                 Thirumalai Pillai Road,
                 T.Nagar, Chennai – 17.                                                ... Appellant

                                                            Vs.

                 1.Subbulakshmi
                 2.Minor Prabhu
                 3.Minor Dinesh Kumar
                 (R2 and R3 declared as major vide
                   Judgment dated 11.03.2022)
                 4.Lourdhumary
                 5.Ravichandran
                                                                                      ... Respondents


                 1/10

https://www.mhc.tn.gov.in/judis
                                                                         C.M.A.Nos.2235 & 2236 of 2016


                 PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                 Vehicles Act 1988 to set aside the Judgment and Decree dated 21.01.2014 made
                 in MCOP No.725 of 2011 on the file of the Motor Accident Claims Tribunal (III
                 Additional District Court), Poonamallee.

                                  For Appellant        :    Mr.S.Dhakshnamoorthy

                                  For Respondents :         Mr.K.Varadhakamaraj
                                                            for R1 to R4



                 C.M.A.No.2236 of 2016


                 1.Subbulakshmi

                 2.Minor Prabhu
                 (R2 declared as major vide
                   Judgment dated 11.03.2022)

                 3.Dinesh Kumar
                   (3rd appellant declared as major and his mother
                    next friend Subbulakshmi discharged from
                    Guardianship vide Court order dated 23.08.2021
                    in CMP Nos.12400 & 12406 of 2021)

                 4.Lourdhu Mary                                                    ... Appellants

                                                             Vs.



                 2/10

https://www.mhc.tn.gov.in/judis
                                                                   C.M.A.Nos.2235 & 2236 of 2016


                 1.Ravichandran

                 2.Shriram General Insurance Co. Ltd.,
                   No.66, II Floor, City Centre Complex,
                   Thirumalai Pillai Road,
                   T.Nagar, Chennai – 600 017.                          ... Respondents

                 PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                 Vehicles Act 1988 to set aside the Judgment and Decree dated 21.01.2014 made
                 in MCOP No.725 of 2011 on the file of the Motor Accident Claims Tribunal (III
                 Additional District Court), Poonamallee.

                                  For Appellant   :   Mr.K.Varadhakamaraj

                                  For Respondents :   Mr.S.Dhakshnamoorthy for R2


                                                      *****

COMMON JUDGMENT

(Common Judgment of the Court was made by K.KALYANASUNDARAM.,J)

C.M.A.No.2235 of 2016 has been filed by the Insurance Company

challenging the award passed by the Motor Accident Claims Tribunal, (III

Additional District Court), Poonamallee in MCOP No.725 of 2011. The

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2235 & 2236 of 2016

claimants in the said Original Petition have come up with C.M.A.No.2236 of

2016 seeking enhancement of compensation. Since both the appeals arise out of

the same order passed in the MCOP dated 21.01.2014, both are heard together

and disposed of by its common order. For the purpose of clarity, the parties are

referred to as per their rank before the Tribunal.

2.The facts of the case in nutshell:-

On 22.04.2011, at about 10.30 a.m, the deceased K.Sivaramakrishnan was

riding a motorcycle bearing Reg.No.TN-57-J-2904 at Maduravoyal-Tambaram

Bypass Road, Near '0' point. At that time, the driver of the lorry bearing

Reg.No.PY-01-H-9198 drove it in a rash and negligent manner and suddenly,

applied the brake, resulting, the deceased hit behind the said lorry. In the

accident, he sustained grievous injuries and he was taken to the hospital. Later,

he died on the same day. The claimants are his wife, minor children and mother.

The claimants has stated that the deceased died at the age of 45 years and he was

working a 'Faculty' at State Institute of Rural Development, Maraimalainagar and

he was paid Rs.36,978/- per month. According to the claimants, the accident had

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2235 & 2236 of 2016

occurred only due to the rash and negligent driving of the driver of the lorry and

hence, the owner and insurer of the said lorry are jointly and severally liable to

pay compensation of Rs.30,00,000/-.

3.The claim petition was resisted by the Insurance Company disputing the

averments made in the claim petition.

4.Before the Tribunal, in order to prove the negligence, the claimants

examined P.W.2, Udayakumar, who is said to have witnessed the accident. On the

side of the Insurance Company, Anbu-Sub-Inspector of Police examined as

R.W.1.

5.It is seen that a case was registered against the deceased based on the

complaint given by the Driver of the lorry and First Information Report was

marked as Ex.P.1. Since he died, the criminal case was dropped and the closure

report was marked as Ex.P.2. Believing the evidence of R.W.1 and Ex.P.1, the

Tribunal came to the conclusion that the deceased hit against the stationary lorry

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2235 & 2236 of 2016

and the evidence of P.W.2 was disbelieved by the Tribunal. R.W.1 has further

stated that the vehicle was parked in the non-parking area. Hence, the Tribunal

fixed the negligence on the deceased at 70% and the driver of the lorry at 30%.

6.Though the learned counsels appearing for the Insurance Company and

the claimants have vehemently contended that the negligence fixed by the

Tribunal is not sustainable, after perusing the evidence available on record, we

are of the considered opinion that the Tribunal, on proper appreciation of

evidence of R.W.1 and Ex.P.1, has rightly fixed the negligence at the ratio of

70:30 and the same is confirmed.

7.With regard to the quantum, Ex.P.12-Transfer Certificate shows that the

deceased was born on 30.04.1964, hence, at the time of accident, he was 47 years

old. Income Tax Return was marked as Ex.P.8 and the Salary Certificate was

produced as Ex.P.15, which show that the deceased was paid Rs.36,978/- per

month. As per the recent decision of the Constitution Bench of the Hon'ble

Supreme Court in the case of National Insurance Company Ltd., vs. Pranay

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2235 & 2236 of 2016

Sethi and others reported in 2017 (2) TN MAC 609 (SC), the claimants would

be entitled for 30% addition towards future prospects, but the Tribunal added

15%. Hence, 30% is added towards future prospects and the total income of the

deceased is arrived Rs.48,071/- (36978+11093). Out of which, ¼th is deducted

towards his personal expenses. Hence, contribution to the family comes to

Rs.36,054/- (48071-12071). By applying multiplier '13', the loss of dependency

is assessed as Rs.56,24,424/- (36054x12x13). As per the decision of the Hon'ble

Apex Court in the case of Magma General Insurance Co. Ltd., vs. Nanu Ram

and others reported in 2018(1) TN MAC 452 (SC), the claimants are entitled to

Rs.40,000/- each towards parental and filial consortium, which comes to

Rs.1,20,000/-. Hence, the amount of Rs.20,000/- awarded towards loss of

consortium is enhanced to Rs.1,20,000/-. The amount of Rs.30,000/- towards

loss of love and affection is set aside. The amount of Rs.15,000/- awarded

towards funeral expenses and Rs.3,01,201/- towards medical expenses are

confirmed. Rs.15,000/- is awarded towards loss of estate. The rate of interest

fixed by the Tribunal as 7.5% is also confirmed. Accordingly, the compensation

awarded by the Tribunal to the claimants is re-quantified as follows:-



https://www.mhc.tn.gov.in/judis
                                                                             C.M.A.Nos.2235 & 2236 of 2016


                                                   Amount awarded      Re-quantified
                                  Heads             by the Tribunal    Amount by this     Status
                                                          Rs.            Court Rs.
                      Loss of dependency                 49,75,464/-        56,24,424/- enhanced
                      Medical Expenses                    3,01,201/-         3,01,201/- confirmed
                      Funeral Expenses                      15,000/-           15,000/- confirmed
                      Loss of consortium                    20,000/-         1,20,000/- enhanced
                      Loss of Love and Affection            30,000/-               Nil set aside
                      Loss of Estate                            Nil           15,000/- granted
                                  Total                  53,41,665/-        60,75,625/- enhanced
                        After deducting 70% for
                                                         16,02,500/-        18,22,687/- enhanced
                             his negligence
                              Rounded off to                                18,23,000/-




8.The claim petition is of the year 2011 and at that relevant point of time,

the claimants 2 and 3 were minors and now, they have become major. So, they

are declared as majors and the Tribunal is hereby directed to disburse their share.

It is represented that the fourth claimant/Loordhu Mary died during the pendency

of these appeals.

9. In such view of the matter, CMA No.2236 of 2016 filed by the claimants

is partly allowed and CMA No.2235 of 2016 filed by the Insurance Company is

https://www.mhc.tn.gov.in/judis C.M.A.Nos.2235 & 2236 of 2016

dismissed. The award amount of Rs.16,02,500/- is enhanced to Rs.18,23,000/-.

Out of which, the first claimant is entitled to Rs.10,23,000/- and the claimants 2

and 3 are entitled to Rs.4,00,000/- each. The Insurance Company is directed to

deposit the modified award with accrued interest and costs, less the amount

already deposited, if any, within a period of eight weeks from the date of receipt

of a copy of this Judgment. On such deposit, the claimants 1, 2 & 3 are permitted

to withdraw their share, less the amount already withdrawn, if any, together with

proportionate interest and costs. No costs. Consequently, connected

miscellaneous petition is closed.

                                                                [M.K.K.S.,J.]            [V.S.G.,J.]
                                                                                11.03.2022
                 skn
                 Index : Yes/No
                 Speaking Order: Yes/No
                 To
                 1.Motor Accident Claims Tribunal,
                  (Principal District Court), Perambalur.

                 2.The Section Officer,
                   V.R.Section,
                   Madras High Court,
                  Chennai.




https://www.mhc.tn.gov.in/judis
                                          C.M.A.Nos.2235 & 2236 of 2016




                                       K.KALYANASUNDARAM, J.
                                                         and
                                             V.SIVAGNANAM, J.

                                                                   skn




                                  COMMON JUDGMENT MADE IN
                                    C.M.A.No.2235 and 2236 of 2016
                                                               and
                                           C.M.P.No.15846 of 2016




                                                           11.03.2022






https://www.mhc.tn.gov.in/judis

 
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