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M/S.Reliance General Insurance ... vs V. Elizabeth
2021 Latest Caselaw 19367 Mad

Citation : 2021 Latest Caselaw 19367 Mad
Judgement Date : 22 September, 2021

Madras High Court
M/S.Reliance General Insurance ... vs V. Elizabeth on 22 September, 2021
                                                                            C.M.A.No.2727 of 2017

                              IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED: 22.09.2021

                                                     CORAM:

                             THE HON'BLE MR. JUSTICE ABDUL QUDDHOSE

                                             C.M.A.No.2727 of 2017
                                                     and
                                             CMP No.15354 of 2017


                      M/s.Reliance General Insurance Co. Ltd.,
                      Reliance House, 6th Floor,
                      Nungambakkam,
                      Chennai – 600 006.                             .... Appellant

                                                    Versus

                      G. Vijaya Thanapal (Since died)
                      1. V. Elizabeth
                      2. V. Evangelin Annaberyl
                      3. Ebenezer Paul
                      (Amendment carried out as per
                             order in MP No.2962 of 2012
                             dated 10.01.2013)
                      4. G. Rangadurai                               ....   Respondents


                             Civil Miscellaneous Appeal filed under Section 173 of Motor
                      Vehicles Act, 1988 against the award and decree dated 16.02.2017 made
                      in MCOP No.2700 of 2012 on the file of the Motor Accidents Claims
                      Tribunal, II Court of Small Causes, Chennai.

                      For Appellant                 : Mr.S. Arunkumar
                      For Respondents               : Mr.C. Munusamy for R1
                                                      R2 to R4 – Served – No appearance

http://www.judis.nic.in
                      1/8
                                                                                 C.M.A.No.2727 of 2017

                                                       JUDGMENT

(Heard video conference)

This appeal has been filed by the Insurance Company challenging

the Award dated 16.02.2017 passed by the Motor Accidents Claims

Tribunal, II Court of Small Causes, Chennai in MCOP No.2700 of 2012.

2. Heard Mr.S. Arunkumar, learned counsel for the appellant /

Insurance Company and Mr.C. Munusamy, learned counsel for the 1 st

respondent. Despite service of notice on the 2nd to 4th respondents, there

is no representation on their side.

3. This Court has perused and examined the impugned award

before the Tribunal.

4. The appellant /Insurance Company has challenged the impugned

award on the following grounds :

a) There was no nexus between the case of the death of G. Vijaya Thanapal and the accident which happened on 21.04.2012. According to the appellant, the deceased did not die as a result of the injuries sustained by him due to the accident which happened on 21.04.2012.

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C.M.A.No.2727 of 2017

b) The quantum of compensation awarded by the Tribunal is excessive.

5. With regard to the first contention raised by the appellant, the

Tribunal has rightly rejected the same by giving the following reasons :-

The Tribunal has considered the evidence of PW1 and Exs.P3 and

P4, the Discharge summaries and Ex.P5-Medical bills amounting to

Rs.11,48,177.50 and also given due consideration to the fact that the

deceased died within three months from the date of the accident. As

seen from the discharge summaries issued by the hospital, ever since the

date of the accident, the deceased has been continuously getting medical

treatment as an inpatient in the hospital. Only three days prior to the date

of the death, the deceased was discharged from the hospital. After

considering the evidence available on record and the nature of injuries

sustained by the deceased and his continuous period of hospitalisation, it

can be inferred that the death has happened only due to the injuries

sustained by him due to the accident.

6. Insofar as the second contention raised by the appellant with

regard to the quantum of compensation awarded by the Tribunal is

concerned excepting for modification of the compensation awarded by the

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C.M.A.No.2727 of 2017

Tribunal under the heads loss of consortium, loss of love and affection,

loss of estate and funeral expenses are concerned, the compensation

awarded by the Tribunal towards loss of pecuniary benefits at

Rs.3,63,972/- and Rs.11,48,200/- towards medical expenses cannot be

considered to be excessive as it has been awarded only in accordance

with the medical bills provided by the claimants which have been marked

as Exhibits before the Tribunal and the avocation and the age of the

deceased as well as the year of the accident.

7. Insofar as the compensation awarded by the Tribunal towards

loss of consortium at Rs.1,00,000/- is concerned, it is on the higher side

as it is not in accordance with settled law which fixes the same at

Rs.40,000/-. Accordingly, this Court reduces the compensation from

Rs.1,00,000/- to Rs.40,000/- towards loss of consortium.

8. Insofar as the compensation awarded by the Tribunal towards

loss of love and affection at Rs.1,00,000/- is concerned, it is also on the

higher side and it has to be reduced, since there are only two children to

the deceased, who are each entitled to Rs.40,000/- in accordance with

settled law. Therefore, this Court reduces the compensation towards loss http://www.judis.nic.in

C.M.A.No.2727 of 2017

of love and affection to Rs.80,000/- instead of Rs.1,00,000/- erroneously

fixed by the Tribunal.

9. Similarly, the Tribunal has awarded a higher compensation of

Rs.50,000/- towards loss of estate though the claimants are only entitled

to Rs.15,000/- as per the settled law. Accordingly, this Court reduces the

compensation towards loss of estate from Rs.50,000/- to Rs.15,000/-.

10. Similarly, the Tribunal has awarded a higher compensation

towards funeral expenses at Rs.25,000/-, which is not in accordance with

the settled law. In accordance with the settled law, this Court reduces the

compensation towards funeral expenses to Rs.15,000/- instead of

Rs.25,000/- erroneously fixed by the Tribunal.

11. For the foregoing reasons, the award of the Tribunal is hereby

modified in the following manner :

                                      Heads              Amount awarded      Amount reduced
                                                          by the Tribunal     by this Court
                                                               (Rs.)              (Rs.)
                            Loss of Pecuniary Benefits          3,63,972/-            3,63,972/-
                            Loss of Consortium                  1,00,000/-              40,000/-
                            Loss of Love and affection          1,00,000/-              80,000/-
                            * Rs.40,000/- each                                                *

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                                                                                C.M.A.No.2727 of 2017


                                      Heads             Amount awarded        Amount reduced
                                                         by the Tribunal       by this Court
                                                              (Rs.)                (Rs.)


                            Loss of Estate                         50,000/-              15,000/-
                            Medical expenses                    11,48,200/-          11,48,200/-
                            Funeral expenses                       25,000/-              15,000/-
                            Total                               17,87,172/-          16,62,172/-


12. In the result, the appeal filed by the appellant / Insurance

Company, stands partly allowed by reducing the compensation from

Rs.17,87,172/- to Rs.16,62,172/- as indicated above. No costs.

Consequently, connected miscellaneous petition is closed.

13a. The appellant / Insurance Company is directed to deposit the

reduced award amount, as assessed by this Court together with interest at

7.5% p.a. from the date of claim petition till the date of realization, less

the amount, if any, already deposited to the credit of MCOP No.2700 of

2012 on the file of the Motor Accidents Claims Tribunal, (II Court of

Small Causes), Chennai, within a period of four weeks from the date of

receipt of a copy of this Judgment. It is made clear that the appellant /

Insurance Company is permitted to withdraw excess amount, if any paid

by them.

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C.M.A.No.2727 of 2017

13b.On such deposit being made, the Tribunal is directed to

transfer the award amount directly to the bank account of the respondents

1,2 and 3 /claimants, as per the same ratio of apportionment made by the

Tribunal, through RTGS, within a period of two weeks thereafter.

22.09.2021

Index: Yes/No Internet: Yes/No Speaking Order/Non-Speaking Order

vsi2

To

1. The Judge, Motor Accidents Claims Tribunal, II Court of Small Causes, Chennai.

2.The Section Officer, V.R. Section, High Court of Madras, Chennai – 104.

http://www.judis.nic.in

C.M.A.No.2727 of 2017

ABDUL QUDDHOSE, J.

vsi2

C.M.A.No.2727 of 2017

22.09.2021

http://www.judis.nic.in

 
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