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A.Manickam vs R.Periyasamy
2021 Latest Caselaw 14001 Mad

Citation : 2021 Latest Caselaw 14001 Mad
Judgement Date : 14 July, 2021

Madras High Court
A.Manickam vs R.Periyasamy on 14 July, 2021
                                                                                  AS (MD) NO.43 OF 2012


                        BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                                 DATED : 14 / 07 / 2021

                                                          CORAM:

                                   THE HONOURABLE MR.JUSTICE M.GOVINDARAJ

                                                AS (MD) NO.43 OF 2012


                    A.Manickam                                    ...      Appellant / Defendant

                                                            Vs.

                    1.R.Periyasamy
                    2.P.Meenakumari                               ...      Respondents / Plaintiffs


                    PRAYER: First Appeal filed under Section 96 CPC against the decree and
                    judgment passed in O.S.No.4 of 2007 dated 02.06.2010 on the file of the
                    Principal District Judge, Tirunelveli.

                                    For Appellant     :           Mr.T.Selvakumaran
                                    For Respondents   :           Mr.B.Vijay Karthikeyan


                                                      JUDGMENT

The present First Appeal has been preferred against the

judgment and decree dated 02.06.2010 passed in O.S.No.4 of 2007 by the

learned Principal District Judge, Tirunelveli.

https://www.mhc.tn.gov.in/judis/ AS (MD) NO.43 OF 2012

2.The defendant is the appellant. The respondents / plaintiffs

filed a Suit for recovery of money on the basis of two promissory notes

executed by the appellant / defendant. According to the respondents, the

appellant approached the second respondent and borrowed a sum of Rs.

5,00,000/- on 01.09.2004, to meet out his family expenses and agreed to

repay the same with interest @ Rs.1/- for Rs.100/- and also executed a

promissory note in favour of the second respondent.

3.Likewise, the appellant has approached the first respondent

and borrowed a sum of Rs.4,50,000/- on 12.08.2005 and executed a

promissory note in favour of the first respondent. He failed to repay the

principal as well as interest amount and therefore, the respondents have

issued a legal notice dated 30.12.2006 to the appellant.

4.The Trial Court, based on the pleadings, framed the following

issues:-

(1)Whether the two suit pronotes are true, valid and supported by consideration?

https://www.mhc.tn.gov.in/judis/ AS (MD) NO.43 OF 2012

(2)Whether the plaintiffs are entitled to the suit amount?

(3)To what reliefs?”

5.Before the Trial Court, the plaintiffs have examined five

witnesses as P.W.1 to P.W.5 and marked nine documents as Exs.A1 to A9.

On the side of the defendant, two witnesses were examined as D.W.1 and

D.W.2 and marked two documents as Exs.B1 and B2.

6.The Trial Court, after considering the evidence, has come to

the conclusion that the execution of promissory notes and passing of

consideration has been validly and cogently proved by the plaintiffs and

that the appellant is bound to repay the amount borrowed. However, the

prayer for interest was rejected. Against which, the defendant has

preferred the present appeal on the ground that the Trial Court failed to

consider that the appellant herein never secured any loan on 01.09.2004

from the second plaintiff and never executed a promissory note on

01.09.2004 in her favour. The promissory note is a fabricated one and

created for the purpose of the Suit. The evidence of the wife of the

defendant, who is said to be an attesting witness has categorically stated

https://www.mhc.tn.gov.in/judis/ AS (MD) NO.43 OF 2012

that she has not signed the alleged promissory note and Exs.B1 and B2

clearly states that the appellant has not signed the alleged promissory note.

7.The learned Trial Judge has failed to consider the report of the

Forensic Sciences Department which clearly stated that there is some

significant difference available in the signature. Instead of dismissing the

Suit on the basis of the report submitted by the expert regarding the

signature, the Trial Court has decreed the Suit on the basis of the evidence

of an attested witness P.W.3.

8.Now that, the point for consideration in the present appeal is

that whether the valid execution of the promissory note and passing of

consideration are proved or not?

9.From the perusal of the records placed before this Court, it is

seen that the respondents 1 and 2 / plaintiffs in the Suit have deposed as

P.W.1 and P.W.2. They have cogently deposed that the promissory notes

were executed by the plaintiffs on two occasions and that the money was

paid in cash with denomination to that effect. This evidence of P.W.1 and

P.W.2 could not be discredited during the cross examination. P.W.3 who is

https://www.mhc.tn.gov.in/judis/ AS (MD) NO.43 OF 2012

a witness to the transaction would clearly depose that the appellant has

executed the promissory notes and received the consideration. D.W.1 in

his cross examination has deposed that the first respondent was running a

Finance business as well as chit among the Teachers. Since the appellant

did not join the chit run by the first respondent, the plaintiffs forged and

created the promissory notes during the year 2000 itself and declared that

they will take revenge against him. Due to the previous animosity, he has

filed the frivolous litigation. But the Trial Court has rightly discussed the

evidence as unreliable for nothing was pleaded in the written statement

about the previous enmity between the appellant and the first respondent.

Without such pleading, the evidence given by D.W.1 that the promissory

note is forged and fabricated on this count, cannot be accepted.

10.Likewise, the defendant has taken out an application to

compare the signatures found on the promissory notes with the public

documents. The evidence of D.W.2 – Thamarai Selvan, who is an expert

from the Forensic Sciences Department has reported that the signatures are

made by different persons and not of the same person. The Trial Court

discussed that Exs.B1 and B2 are reports sent by the Forensic Sciences

Department comparing the disputed signatures with the admitted

signatures and arrived at the conclusion that they were not signed by the

https://www.mhc.tn.gov.in/judis/ AS (MD) NO.43 OF 2012

same person. The report was duly signed by one Kumar. In the cross

examination, D.W.2 has deposed that through the Video Spectral

Comparator Instrument and magnification of the photography, the

examination was done by him. However, the examination done through

Video Spectral Comparator Instrument was mentioned in his report as well

as the two times magnification of the signatures through photography. But,

the details about the photographer and signature of the photographer were

not found in the report. Therefore, the Trial Court has come to the

conclusion that Ex.B1 does not reflect the scientific method of

examination adopted by D.W.2 and therefore, it is found that it is not a

conclusive one. But, it is important to note that the appellant relied on the

sale deed executed in his favour. Even though he was having the original

of the sale deed, he has produced only a photostat copy. The examination

and the comparison of the signatures were made with the photocopy of the

signatures. The appellant has failed to produce the original document

wherein the admitted signature was found.

11.In the considered opinion of this Court, when the comparison

of the signatures were taken from the photocopies of the documents, it will

not lead to a conclusive proof. There can be manipulation in the

https://www.mhc.tn.gov.in/judis/ AS (MD) NO.43 OF 2012

photocopies. The appellant / defendant must have produced the originals

of the admitted signatures found in the registered sale deed. Therefore, as

rightly found by the Trial Court, the evidence of the expert of the Forensic

Sciences Department cannot be construed as the conclusive proof that the

signatures were not of the same person. It is not proved beyond doubt that

the signature is forged or fabricated.

12.One more crucial aspect of this matter is that the appellant

has taken a specific denial that his wife has not affixed the signature in the

promissory notes. But, he has not examined his wife as a witness to prove

the fact. In that event, it shall be construed that the signature of the wife of

the appellant, who stood as an attesting witness, stands proved. Therefore,

the findings of the Trial Court that the promissory notes were validly

executed and valid consideration has been passed, does not require any

interference, as it is based on valid evidence. The appellant has failed to

disprove the valid execution and passing of consideration. On the other

hand, the respondents have proved the same.

13.In fine, the judgment and decree dated 02.06.2010 passed in

O.S.No.4 of 2007 by the learned Principal District Judge, Tirunelveli, is

confirmed and the First Appeal stands dismissed. No costs.





https://www.mhc.tn.gov.in/judis/
                                                   AS (MD) NO.43 OF 2012




                                                       14 / 07 / 2021

                    Index    : Yes/No
                    Internet : Yes/No
                    TK


                    To

                    The Principal District Judge
                    Tirunelveli.





https://www.mhc.tn.gov.in/judis/
                                   AS (MD) NO.43 OF 2012





https://www.mhc.tn.gov.in/judis/
                                          AS (MD) NO.43 OF 2012


                                     M.GOVINDARAJ, J.

                                                           TK




                                   AS (MD) NO.43 OF 2012




                                              14 / 07 / 2021





https://www.mhc.tn.gov.in/judis/

 
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