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M/S.United India Insurance Co. ... vs M.Subramaniam
2021 Latest Caselaw 399 Mad

Citation : 2021 Latest Caselaw 399 Mad
Judgement Date : 6 January, 2021

Madras High Court
M/S.United India Insurance Co. ... vs M.Subramaniam on 6 January, 2021
                                                             1                     CMA No.224 of 2017




                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                     DATED : 06.01.2021

                                                         CORAM:

                                   THE HONOURABLE DR. JUSTICE G.JAYACHANDRAN

                                                  C.M.A.No.224 of 2017
                                                         and
                                                 C.M.P.NO.1467 of 2017


                     M/s.United India Insurance Co. Ltd.,
                     Branch Office,
                     3, 4th Floor, BOB Buildings,
                     State Bank Road,
                     Coimbatore.                                                   ....Appellant

                                                            Vs
                     1.M.Subramaniam
                     2.O.V.Rajendran                                               ...Respondents

                     PRAYER: Civil Miscellaneous Appeal filed under Section 173 of Motor
                     Vehicles Act, 1988, against the judgment and decree dated 11.07.2012 made
                     in M.C.O.P.No.387 of 2009 on the file of the Motor Accidents Claims
                     Tribunal, III Additional District Judge, Erode at Gobichettipalayam.
                                     For Appellant           : M/s.I.Malar
                                     For Respondents         : Mr.Ma.P.Thangavel




https://www.mhc.tn.gov.in/judis/
                                                              2                      CMA No.224 of 2017


                                                      JUDGMENT

(This case has been heard through Video Conferencing)

Heard the learned counsel for the appellant and the respondents.

2.The appeal is filed by the Insurance Company being aggrieved by

the quantum of compensation awarded by the Tribunal and the percentage

of contribution fixed on the driver of the vehicle which is insured under the

appellant.

3. The facts of the case is that on 02.07.2009, the first respondent

herein while riding his two wheeler beariing Registration No. TN-36E-2088

near Udaiyagounder palayam pirivu, Sathyamangalam-Gobipalayam main

road, the accident occurred due to collision with Jeep bearing Registration

No.TSC 3419.

4. According to the claimant, the jeep driver turned right side with

high speed in rash and negligent manner without observing road rules and

hit the first respondent two wheeler. In the said accident, the first

respondent sustained grievous injury on the left clavicle, head, knee, right

https://www.mhc.tn.gov.in/judis/

elbow, chest and other parts of the body. He was taken to Gobipalayam

Government Hospital and later shifted to Coimbatore Medical College

Hospital. A case was registered against the jeep driver in Kadathur Police

Station in Crime No.165/2009. A claim petition for a sum of Rs.5,00,000/-

was filed by the first respondent before the MACT, Erode at Gobipalayam.

5. The Insurance Company as the appellant herein has filed the

counter stating that the accident as narrated in the claim petition is not true

and it was the negligence of the claimant which has caused the accident.

The jeep driver was cautiously and carefully driving his vehicle whereas the

claimant dashed against the jeep rash and negligently and caused the

accident. Also, it was contended that the claimant had no valid driving

license and the two wheeler was not duly insured.

6. Before the Tribunal, the claimant examined himself and the

Dr.Thambiraj as P.W.1 and P.W.2. 9 Exhibits were marked. On behalf of

the respondent, the final report of the police, which has closed the FIR as

mistake of fact was marked as Ex.R1 and 2 witnesses were marked on

behalf of the Insurance Company.

https://www.mhc.tn.gov.in/judis/

7. The Tribunal, after appreciating the evidence, held that there is a

contributory negligence on the part of the claimant also for the accident,

therefore, apportioned the negligence between the jeep driver and the

claimant and awarded a sum of Rs.1,50,528/- after deducting 25% towards

contributory negligence.

8. The present appeal is filed stating that the Tribunal failed to take

note of the final report filed by the police after investigation wherein the

eyewitness has specifically stated that the accident occurred due to the

negligence of the claimant, who dashed against the jeep recklessly due to

his rash driving. Though the appellant has established the fact that the

accident occurred due to the fault of the claimant, apportioning only 25% of

the award amount for his contributory negligence is unfair and the

negligence ought to have been equally distributed among the claimant and

the jeep driver.

9. Learned counsel for the claimant/first respondent would submit

that Ex.R1 the final report and Section 161 Cr.P.C. statement relied by the

appellant Insurance Company are not admissible in evidence unless the

https://www.mhc.tn.gov.in/judis/

person who has made the statement is examined by the Court. Further, the

learned counsel would submit that the Tribunal after considering the

evidence of P.W1 and P.W.2 and the facts elicited in the cross-examination

of R.W.1, had rightly come to the conclusion that the contribution on the

part of the claimant was 25% and for injuries sustained in the accident,

adequate medical records and bills have been produced to justify the award.

Furthermore, he would submit that the allegation of want of driving license

for the claimant and insurance coverage for two wheeler not been

established through adequate evidence by the Insurance Company and

therefore, no adverse inference could be drawn against the claimant.

10. On perusing the records in the light of the rival submissions made

by the counsel, this Court finds that the Tribunal has rightly assessed the

negligence as well as the quantum of compensation. Based on the available

material, the Tribunal has held that the contribution on the part of the

claimant is only 25%. There is no need to distribute the ratio of negligence

among the jeep driver and the claimant in the absence of contra evidence.

Hence, this Court confirms the award of the Tribunal and the Civil

Miscellaneous Appeal is dismissed.

https://www.mhc.tn.gov.in/judis/

DR.G.JAYACHANDRAN,J.

Vri

11. The appellant is directed to deposit the award amount within a

period of eight weeks from the date of receipt of the copy of this order. On

such deposit, the claimant is permitted to withdraw the award amount on

appropriate application. No order as to costs. The connected miscellaneous

petition is closed.

06.01.2021

Speaking/Non Speaking Index :Yes/No vri

To The Motor Accidents Claims Tribunal, III Additional District Judge, Erode at Gobichettipalayam.

CMA No.224 of 2017

https://www.mhc.tn.gov.in/judis/

 
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