Saturday, 02, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

M/S.Oriental Insurance Company ... vs K.Ponnammal
2021 Latest Caselaw 34 Mad

Citation : 2021 Latest Caselaw 34 Mad
Judgement Date : 4 January, 2021

Madras High Court
M/S.Oriental Insurance Company ... vs K.Ponnammal on 4 January, 2021
                                                                              C.M.A.No.1903 of 2019


                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                    DATED: 04.01.2021

                                                           CORAM:

                                    THE HONOURABLE MS.JUSTICE V.M.VELUMANI

                                                 C.M.A.No.1903 of 2019
                                                           and
                                       C.M.P.Nos.6584, 14830 of 2019 & 1019 of 2020

                   M/s.Oriental Insurance Company Limited,
                   No.707, Avinashi Road,
                   Coimbatore – 641 018.                                        .. Appellant
                                                     Vs.
                   1.K.Ponnammal
                   2.A.Thangaraj
                   3.A.Ganesan
                   4.B.Manju                                                    .. Respondents

                   Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of the
                   Motor Vehicles Act, 1988, against the Judgment and Decree dated
                   06.10.2016 made in M.C.O.P.No.177 of 2012 on the file of the Motor
                   Accidents Claims Tribunal, IV Additional District Court, Coimbatore.

                                           For Appellant     : Mrs.C.Harini
                                                               for Mr.N.Vijayaraghavan
                                           For R1            : Mr.A.S.Vijayaragavan


                                                     JUDGMENT

The matter is heard through "Video Conferencing".

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1903 of 2019

2.This Civil Miscellaneous Appeal has been filed against the award

dated 06.10.2016 made in M.C.O.P.No.177 of 2012 on the file of the Motor

Accidents Claims Tribunal, IV Additional District Court, Coimbatore.

3.The appellant is the 3rd respondent in M.C.O.P.No.177 of 2012 on the

file of the Motor Accidents Claims Tribunal, IV Additional District Court,

Coimbatore. The 1st respondent filed the said claim petition claiming a sum of

Rs.25,00,000/- as compensation for the death of her son viz., Thamburaj, who

died in the accident that took place on 17.06.2002.

4.According to 1st respondent, on 17.06.2002 at about 06.30 P.M.,

while the deceased Thamburaj was riding his Maruthi Car bearing

Registration No.TN 37 K 9600 from West to East on Coimbatore – Trichy

Main Road near Irugur Pirivu, Chinthamanipudur, the driver of the lorry

bearing Registration No.TAG 7416 belonging to 3rd respondent who was

driving the lorry from the opposite direction in a rash and negligent manner

without making any signal or sound, hit against the car driven by the

deceased and caused the accident. In the accident, the said Thamburaj

sustained fatal injuries and immediately he was taken to Coimbatore Medical

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1903 of 2019

College Hospital and was admitted in ICU for treatment. Inspite of treatment,

the said Thamburaj succumbed to injuries. Therefore, the 1st respondent being

the mother of the deceased Thamburaj filed the said claim petition claiming a

sum of Rs.25,00,000/- as compensation against the respondents 2, 3 and

appellant-Insurance Company, being the driver, owner and insurer of the

lorry respectively. The 4th respondent is the wife of the deceased Thamburaj.

5.The respondents 2 and 3, being the driver and owner of the lorry

remained exparte before the Tribunal.

6.The appellant-Insurance Company, being the insurer of the lorry

belonging to 3rd respondent filed counter statement and denied all the

averments made by the 1st respondent. According to the appellant, the

accident has not occurred as alleged by the 1st respondent, whereas, the

deceased only drove his car in a rash and negligent manner without seeing the

traffic of the road, unable to control his car and dashed against the lorry and

caused the accident. Hence, the accident has occurred only due to the

negligence on the part of the deceased and therefore, the appellant is not

liable to pay any compensation. The 1st respondent has to prove that the 3rd

respondent's lorry was insured with the appellant at the time of accident. The

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1903 of 2019

3rd respondent has not intimated the appellant about the accident. The 3rd

respondent has not furnished the R.C., Permit, Insurance Policy details and

driving license particulars of the 2nd respondent as per the terms and

conditions of the policy. The 3rd respondent has to prove that the 2nd

respondent was possessing valid driving license at the time of accident. The

1st respondent has to prove that she is the only legal heir of the deceased by

producing valid documents. The appellant denied the age, avocation and

income of the deceased. In any event, the quantum of compensation claimed

by the 1st respondent is highly excessive and prayed for dismissal of the claim

petition.

7.Before the Tribunal, the 1st respondent examined herself as P.W.1

and one Ramasamy, eyewitness to the accident was examined as P.W.2 and

15 documents were marked as Exs.P1 to P15. The appellant-Insurance

Company did not let in any oral and documentary evidence.

8.The Tribunal, considering the pleadings, oral and documentary

evidence, held that the accident occurred only due to rash and negligent

driving by the driver of the lorry belonging to 3rd respondent and directed the

3rd respondent and appellant to jointly and severally pay a sum of

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1903 of 2019

Rs.13,50,000/- as compensation to the respondents 1 and 4.

9.Against the said award dated 06.10.2016 made in M.C.O.P.No.177 of

2012, the appellant has come out with the present appeal.

10.The learned counsel appearing for the appellant contended that the

Tribunal failed to see that at the time of passing of the award, the 4th

respondent, wife of the deceased died and compensation awarded in favour of

dead person is not valid. The Tribunal erred in returning the review petition

filed by the appellant enclosing copy of the death certificate as not

maintainable. The 4th respondent died on 08.03.2016 and the date of award

passed in the present M.C.O.P.No.177 of 2012 is 06.10.2016. The appellant

produced death certificate dated 14.03.2016 of the 4th respondent. There can

be no award against a dead person or in favour of the deceased and hence, a

sum of Rs.3,50,000/- awarded by the Tribunal in favour of the 4th respondent

is unsustainable and the same is liable to be set aside and prayed for allowing

the appeal.

11.Per contra, the learned counsel appearing for the 1st respondent

contended that 1st respondent-mother of the deceased informed the death of

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1903 of 2019

the 4th respondent to the notice of the Tribunal during trial, but could not file

death certificate before the Tribunal. The learned counsel appearing for the 1st

respondent before the Tribunal contended that 4th respondent has remarried

and she is not entitled to any compensation for the death of 1st respondent's

son. Now the appellant themselves have contended that 4th respondent died

during the trial and hence, prayed for a direction to the appellant to pay the

sum of Rs.3,50,000/- also to the 1st respondent, which was granted to the 4th

respondent.

12.Heard the learned counsel appearing for the appellant as well as the

learned counsel appearing for the 1st respondent and perused the entire

materials on record.

13.From the materials available on record, it is seen that the 1st

respondent has filed claim petition in M.C.O.P.No.177 of 2012 on the file of

the Motor Accidents Claims Tribunal, IV Additional District Court,

Coimbatore, claiming compensation for the death of her son viz., Thamburaj.

The 1st respondent arrayed the wife of her son as 4th respondent in the claim

petition filed by her. In the claim petition, the 1st respondent contended that

4th respondent earlier filed M.C.O.P.No.911 of 2005 before the EC Court,

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1903 of 2019

Coimbatore and the same was dismissed for default. The 4th respondent

remarried and living separately and hence, 4th respondent is not entitled to

compensation. During trial, the 1st respondent contended that 4th respondent

died. The 1st respondent has filed legal heirship certificate of the deceased

Thamburaj dated 16.08.2002 as Ex.P4. The respondents 1 and 4 were shown

as legal representatives of the deceased Thamburaj. The 1st respondent has

not filed any death certificate of the 4th respondent. Hence, the Tribunal did

not accept the contention of the 1st respondent that 4th respondent died. The

Tribunal considering the avocation and age of the deceased Thamburaj, fixed

monthly income and awarded compensation under loss of dependency and

other heads, totaling a sum of Rs.13,50,000/- as compensation directing the

appellant to pay a sum of Rs.10,00,000/- to the 1 st respondent and

Rs.3,50,000/- to the 4th respondent. Now according to the appellant, the 4th

respondent died and hence, no award can be passed against a dead person. In

view of the death of the 4th respondent, the 1st respondent is entitled to entire

compensation awarded by the Tribunal. From the award of the Tribunal, it is

seen that the Tribunal has granted a sum of Rs.50,000/- to the 4th respondent

towards loss of consortium. The 1st respondent-mother of the deceased is not

entitled to any amount towards loss of consortium and hence, the sum of

Rs.50,000/- awarded by the Tribunal towards loss of consortium is liable to

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1903 of 2019

be set aside and it is hereby set aside. The amounts awarded by the Tribunal

under other heads are just and reasonable and hence, the same are hereby

confirmed. Therefore, the 1st respondent is entitled to only Rs.13,00,000/- as

compensation. Thus, the compensation awarded by the Tribunal is modified

as follows:

                   S.              Description          Amount awarded Amount awarded                  Award
                   No                                    by Tribunal    by this Court               confirmed or
                                                                                                    enhanced or
                                                               (Rs)                (Rs)
                                                                                                      granted
                   1. Loss of dependency                       12,35,200/-          12,35,200/-      Confirmed
                   2. Loss of love and affection                  20,000/-               20,000/-    Confirmed
                      to 1st respondent
                   3. Loss of consortium to 4th                   50,000/-           -                Set aside
                      respondent
                   4. Funeral expenses                            20,000/-               20,000/-    Confirmed
                   5. Mental agony                                25,000/-               25,000/-    Confirmed
                         Total                           Rs.13,50,200/-        Rs.13,00,200/-        Reduced by
                                                         rounded off to        rounded off to        Rs.50,000/-
                                                         Rs.13,50,000/-        Rs.13,00,000/-



14.In the result, this Civil Miscellaneous Appeal is partly allowed

and the compensation awarded by the Tribunal at Rs.13,50,000/- is

hereby reduced to Rs.13,00,000/- together with interest at the rate of

7.5% per annum from the date of petition till the date of

deposit, excluding interest for the periods from 16.11.2012 to 21.02.2013

and 11.12.2014 to 11.09.2015. The 3rd respondent and the appellant-

Insurance Company are jointly and severally directed to deposit the

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1903 of 2019

modified award amount now determined by this Court, along with interest

and costs, less the amount if any already deposited, within a period of six

weeks from the date of receipt of a copy of this judgment to the credit of

M.C.O.P.No.177 of 2012 on the file of the Motor Accidents Claims Tribunal,

IV Additional District Court, Coimbatore. On such deposit, the 1st respondent

is permitted to withdraw the award amount now determined by this Court,

along with interest and costs, after adjusting the amount, if any already

withdrawn, by filing necessary applications before the Tribunal.

Consequently, the connected Miscellaneous Petitions are closed. No costs.



                                                                                      04.01.2021

                   krk

                   Index           : Yes / No
                   Internet        : Yes / No


                   To

                   1.The IV Additional District Judge,
                     Motor Accidents Claims Tribunal,
                     Coimbatore.

                   2.The Section Officer,
                     VR Section,
                     High Court,
                     Madras.



https://www.mhc.tn.gov.in/judis/
                                    C.M.A.No.1903 of 2019



                                    V.M.VELUMANI, J.
                                                krk




                                   C.M.A.No.1903 of 2019




                                              04.01.2021




https://www.mhc.tn.gov.in/judis/

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter