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National Insurance Company Ltd vs M.Megavarnam : 1St
2021 Latest Caselaw 5009 Mad

Citation : 2021 Latest Caselaw 5009 Mad
Judgement Date : 25 February, 2021

Madras High Court
National Insurance Company Ltd vs M.Megavarnam : 1St on 25 February, 2021
                                                         1

                          BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                            DATED : 25.02.2021

                                                   CORAM:

                            THE HONOURABLE MRS.JUSTICE T.KRISHNAVALLI

                                          C.M.A(MD)No.1575 of 2013
                                                    and
                                             MP(MD)No.2 of 2013

                      National Insurance Company Ltd.,
                      Rep. By its Divisional Manager,
                      33, Bharathidasan Salai,
                      Tiruchirapalli-1.                       : Appellant/2nd Respondent

                                                       Vs.

                      1.M.Megavarnam                          : 1st Respondent/Petitioner
                      2.S.Sakthivel                           : 2nd Respondent/R1

                             PRAYER: Civil Miscellaneous Appeal has been filed under
                      Section 173 of Motor Vehicles Act against the award, dated
                      09.02.2012 made in MCOP No.131 of 2007 on the file of Motor
                      Accident Claims Tribunal (Sub Court), Kulithalai.


                                  For Appellant          : Mr.N.Murugesan

                                  For 1st Respondent     : Mr.N.Sudhagar Nagaraj

                                 For 2nd Respondent      : Ex-parte




http://www.judis.nic.in
                                                       2

                                                 JUDGMENT

Challenge made in this appeal is to the award, dated

09.02.2012 made in MCOP No.131 of 2007 on the file of Motor

Accident Claims Tribunal (Sub Court), Kulithalai.

2.The brief facts of the case are that on 19.03.2004 at about

10.30 pm, when the claimant was travelling in the motor cycle TVS

Suzuki TAK-2441 as a pillion rider, while driving by his friend

Mr.Raja @ Rajadurai, near Trichy Cauvery (Old) Bridge, the

Ambassador Car TNE-1443 came from the opposite direction in a

rash and negligent manner and dashed against the motor cycle. In

the accident, the claimant had sustained fracture of the right leg

and immediately, he was taken to KMC Hospital, Trichy and

thereafter, he took treatment in Bone and Joint Clinic at Woraiyur,

Trichy. A claim petition was filed by the claimant seeking

compensation of Rs.4,00,000/- on the ground that the offending

vehicle caused the accident.

3.The claim was opposed by the appellant Insurance

Company disputing the manner of accident and their liability to pay

compensation.

http://www.judis.nic.in

4.The Tribunal, upon consideration of oral and documentary

evidence, came to the conclusion that the driver of the Car was

responsible for the accident and awarded compensation of Rs.

3,87,750/- together with interest @ 7.5 % p.a. Aggrieved by the

award of the tribunal, the appellant Insurance Company is before

this court.

5.Heard the learned counsel appearing on either side and

perused the materials available on record.

6.It is mainly contended by the learned counsel for the

appellant that the Ambassador Car has no fitness certificate at the

time of the accident and the multiplier adopted by the tribunal is

not correct and the quantum of compensation awarded by the

tribunal is on the higher side and that the tribunal ought to have

held for pay and recovery, since the offending vehicle has no fitness

certificate at the time of accident, so the quantum is to be reduced.

On the other hand, the learned counsel for the 1st

respondent/claimant submitted that the award is reasonable, which

does not warrant any interference of this court.

http://www.judis.nic.in

7.It is seen from the records that at the time of accident, the

offending vehicle was insured with the appellant Insurance

Company. It is the main contention of the appellant Insurance

Company that at the time of accident, the offending vehicle has no

fitness certificate. In this case, an official of the Appellant

Insurance Company was examined as RW1. RW1 during his cross

examination stated that at the time of accident, the offending

vehicle was insured with their Company and the claimant is the 3rd

party and there was no proof to the effect that the offending vehicle

has no fitness certificate. As there was no reliable document

produced on the side of the Insurance Company, the tribunal has

rightly held that since the Insurance Company has not proved that

at the time of accident, the offending vehicle has no fitness

certificate, the Appellant Insurance Company is liable to pay the

compensation to the claimant.

8.PW1 is the injured as well as the eye witness to the

accident. A criminal case was registered against the driver of the

offending vehicle. Ex.P1 FIR stands registered based on the

complaint given by PW1. Ex.P10 charge sheet would show that

after investigation, the police filed a final report against the Driver

http://www.judis.nic.in

of the Car. PW1 has given evidence stating that due to the accident,

he sustained 60% disability due to fracture on the left side hip

bone and head injury and he could not walk or stand for a prolong

time and he was not able to do his regular work. To prove the

above fact, on the side of the claimants, Ex.P13 Disability

Certificate and Ex.P14 X-ray were marked.

9.It is not in dispute that at the time of accident, the age of

the claimant was 33. The tribunal, based on his age and taking his

monthly income as Rs.4,000/- and by applying the multiplier 16,

has awarded Rs.2,30,400/- (Rs.4,000/- x 12 x 16 x 30/100) towards

loss of earning capacity and future loss of income. Further, the

Tribunal awarded Rs.95,350/- towards medical expenses, based on

Exs.P4 and P5; Rs.12,000/- towards actual loss of income; Rs.

20,000/- towards transportation and extra nourishment and Rs.

30,000/- towards pain and sufferings and continuing permanent

disability. In total, the tribunal has awarded Rs.3,87,750/- together

with interest at the rate of 7.5% p.a. In the considered view of this

court, the award is fair and reasonable and therefore, it is

confirmed.

http://www.judis.nic.in

10.In the result, the Civil Miscellaneous Appeal is dismissed,

confirming the award of the tribunal. No costs. Consequently,

connected Miscellaneous Petition is closed.

.

25.02.2021 Index:Yes/No Internet:Yes/No er

To

1.The Motor Accidents Claims Tribunal/ The Subordinate Judge, Kulithalai, Karur District.

2.The Record Keeper, V.R Section, Madurai Bench of Madras High Court, Madurai.

http://www.judis.nic.in

T.KRISHNAVALLI.J.,

er

C.M.A(MD)No.1575 of 2013

25.02.2021

http://www.judis.nic.in

 
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