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National Insurance Company Ltd vs Rohith
2021 Latest Caselaw 2878 Mad

Citation : 2021 Latest Caselaw 2878 Mad
Judgement Date : 8 February, 2021

Madras High Court
National Insurance Company Ltd vs Rohith on 8 February, 2021
                                                                C.M.A.Nos.3768 and 3930 of 2019

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                DATED: 08.02.2021

                                                    CORAM:

                                   THE HONOURABLE MS.JUSTICE V.M.VELUMANI

                                       C.M.A.Nos.3768 and 3930 of 2019
                                         and C.M.P.No.21636 of 2019
                   C.M.A.No.3768 of 2019
                   National Insurance Company Ltd.
                   No.751, Anna salai
                   Chennai-600 002.                                         .. Appellant

                                                        Vs.

                   1.Rohith

                   2.Jegan S.                                             .. Respondents

C.M.A.No.3930 of 2019 Rohith .. Appellant

Vs.

1.Jegan S.

2.National Insurance Company Ltd.

No.751, Anna salai Chennai-600 002. .. Respondents

Prayer: These Civil Miscellaneous Appeals are filed under Section 173 of

Motor Vehicles Act, 1988, against the judgment and decree dated 24.09.2018

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

made in M.C.O.P.No.6248 of 2013 on the file of the Motor Accidents Claims

Tribunal, III Small Causes Court, Chennai.

                                         In C.M.A.No.3768 of 2019

                                         For Appellant    : Mrs.R.Sreevidhya
                                                           for Mr.R.Ravichandran

                                         For R1           : Mr.K.Varadha Kamaraj

                                         In C.M.A.No.3930 of 2019

                                         For Appellant     : Mr.K.Varadha Kamaraj

                                         For R2            : Mrs.R.Sreevidhya
                                                           for Mr.R.Ravichandran

                                           COMMON JUDGMENT

C.M.A.No.3768 of 2019 is filed by the Insurance Company to set aside

the award dated 24.09.2018 made in M.C.O.P.No.6248 of 2013 on the file of

the Motor Accidents Claims Tribunal, III Small Causes Court, Chennai.

C.M.A.No.3930 of 2019 is filed by the claimant for enhancement of

compensation granted by the Tribunal in the award dated 24.09.2018 made in

M.C.O.P.No.6248 of 2013 on the file of the Motor Accidents Claims

Tribunal, III Small Causes Court, Chennai.

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

2.Both the appeals arise out of the same accident and same award and

hence, they are disposed of by this common judgment. Parties in these

appeals are referred to by their respective ranks in the claim petition for the

sake of convenience.

3.The claimant filed M.C.O.P.No.6248 of 2013 on the file of the Motor

Accidents Claims Tribunal, III Small Causes Court, Chennai, claiming a sum

of Rs.8,00,000/- as compensation for the injuries sustained by him in the

accident that took place on 03.09.2013.

4.According to the claimant, on the date of accident i.e., on 03.09.2013

at about 2.15 p.m., while he was riding in his motorcycle bearing Registration

No.TN-01-AJ-5161 on Poonamallee High Road from West to East direction,

the rider of the motorcycle bearing Registration No.TN-01-AU-7369, who

was coming in the opposite direction, rode the same in a rash and negligent

manner endangering the public safety, hit against the claimant's motorcycle

and caused the accident. In the accident, the claimant sustained grievous

injuries all over the body. Therefore, the claimant has filed the above claim

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

petition claiming compensation as against the 1st respondent, owner of the

motorcycle bearing Registration No.TN-01-AU-7369 and 2nd

respondent/Insurance Company.

5.The 1st respondent, owner of the motorcycle bearing Registration

No.TN-01-AU-7369 filed counter statement denying the averments made by

the claimant and stated that the accident has occurred on 03.09.2013 and the

complaint was lodged by the father of the claimant on 14.09.2013, who is a

Sub-Inspector of Police in Central Reserve Police Department with his

official influence after 11 days from the date of accident. The accident has

occurred only due to negligent riding of the motorcycle by the claimant. The

rider of the motorcycle belonging to the 1st respondent is not responsible for

the accident. The motorcycle belonging to the 1st respondent was insured with

the 2nd respondent/Insurance Company and the policy was in force at the time

of accident. Therefore, the 1st respondent is not liable to pay any

compensation to the claimant and prayed for dismissal of the claim petition.

6.The 2nd respondent/Insurance Company insurer of the motorcycle

bearing Registration No.TN-01-AU-7369 filed counter statement denying the

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

averments made by the claimant and stated that the 1st respondent has been

falsely implicated in this case. The claimant has to prove that the vehicle

involved in the accident was insured with the 2nd respondent/Insurance

Company and the rider of the motorcycle bearing Registration No.TN-01-

AU-7369 had valid driving license to ride the vehicle at the time of accident.

The accident has occurred only due to rash and negligent riding by the

claimant. The rider of the motorcycle bearing Registration No.TN-01-AU-

7369 was not responsible for the accident. Therefore, the 2nd

respondent/Insurance Company is not liable to pay any compensation to the

claimant. The 2nd respondent/Insurance Company has also denied the age,

avocation, income and nature of injuries sustained by the claimant. In any

event, the compensation claimed by the claimant is excessive and prayed for

dismissal of the claim petition.

7.Before the Tribunal, the claimant examined himself as P.W.1,

Dr.Thiyagarajan was examined as P.W.2 and 16 documents were marked as

Exs.P1 to P16. The 2nd respondent/Insurance Company examined the 1st

respondent, owner of the motorcycle bearing Registration No.TN-01-AU-

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

7369 as R.W.1 and Mr.Nadira Nishat, Sub-Inspector of Police as R.W.2 and

marked three documents as Exs.R1 to R3.

8.The Tribunal considering the pleadings, oral and documentary

evidence, held that the accident has occurred due to rash and negligent riding

by the rider of the motorcycle bearing Registration No.TN-01-AU-7369

belonging to the 1st respondent and the claimant has also contributed to the

accident, fixed 10 : 90 contributory negligence on the part of the claimant as

well as the rider of the motorcycle bearing Registration No.TN-01-AU-7369

belonging to the 1st respondent respectively, awarded a sum of Rs.3,27,300/-

as compensation to the claimant and directed the 2nd respondent/Insurance

Company to pay a sum of Rs.2,94,570/- being 90% of the award amount as

compensation to the claimant at the first instance and recover the same from

the 1st respondent.

9.To set aside the said award dated 24.09.2018 made in

M.C.O.P.No.6248 of 2013, the 2nd respondent/Insurance Company has come

out with C.M.A.No.3768 of 2019 challenging 90% negligence fixed on the

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

part of the rider of the motorcycle bearing Registration No.TN-01-AU-7369.

Challenging the portion of the award fixing 10% contributory negligence on

the part of the claimant and not being satisfied with the amounts awarded by

the Tribunal, the claimant has come out with C.M.A.No.3930 of 2019 seeking

enhancement of compensation.

10.The learned counsel appearing for the claimant contended that the

accident has occurred only due to rash and negligent riding by the rider of

the motorcycle bearing Registration No.TN-01-AU-7369 belonging to the 1st

respondent. The claimant is not responsible for the accident. The Tribunal

erroneously fixed 10% negligence on the claimant. The claimant suffered

blow out fracture on left orbit. P.W.2/Doctor after examining the claimant

certified that he suffered 60% disability. The Tribunal erroneously reduced

the disability to 30% and granted lesser compensation towards disability. The

amounts awarded by the Tribunal under different heads are meagre and

prayed for dismissal of the appeal filed by the 2nd respondent/Insurance

Company and for enhancement of compensation.

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

11.Per contra, the learned counsel appearing for the 2nd

respondent/Insurance Company contended that the accident did not occur as

alleged by the claimant. The claimant rode his motorcycle bearing

Registration No.TN-01-AJ-5161 in a rash and negligent manner and dashed

on the back side of the motorcycle bearing Registration No.TN-01-AU-7369

belonging to the 1st respondent. The respondents proved the same by

examining the 1st respondent as R.W.1 and marking the rough sketch, Motor

Vehicle Inspector's reports of both the vehicles as Exs.R1 to R3. From the

reports of the Motor Vehicle Inspector, it reveals that the damages caused to

the 1st respondent's vehicle are on the back side and damages caused to the

claimant's vehicle is on the front side. The Tribunal failed to properly

appreciate the evidence of R.W.1 and Exs.R1 to R3. The place of occurrence

is one way. The contention of the claimant that the 1st respondent came in the

opposite direction and dashed on the claimant's vehicle was disproved by the

respondents by examining R.W.1 and marking Exs.R1 to R3. The Tribunal

ought to have fixed entire negligence on the claimant instead of fixing 10%

on the claimant and 90% on the rider of the motorcycle belonging to the 1 st

respondent. The Tribunal erred in fixing 90% negligence on the rider of the

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

motorcycle belonging to the 1st respondent merely relying on F.I.R. and

charge sheet. The Tribunal failed to independently arrive at with regard to

negligence based on the oral and documentary evidence let in before it. The

Tribunal ought to have given more weightage to the evidence of R.W.1 given

on oath. The Tribunal failed to appreciate the facts that F.I.R. was lodged

belatedly after 11 days of the accident using influence of the father of the

claimant, who is Sub-Inspector of Police and prayed for setting aside the

award of the Tribunal and dismissal of the appeal filed by the claimant.

12.Heard through “Video-conferencing” the learned counsel appearing

for the claimant as well as the 2nd respondent/Insurance Company and perused

the entire materials on record.

13.It is the case of the claimant that while he was riding the motorcycle

bearing Registration No.TN-01-AJ-5161 on Poonamallee High Road from

West to East direction, the rider of the motorcycle bearing Registration

No.TN-01-AU-7369, who was coming in the opposite direction, rode the

same in a rash and negligent manner endangering public safety, hit against the

claimant's motorcycle and caused the accident. In the accident, the claimant

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

suffered injuries and filed claim petition claiming compensation for the

injuries sustained by him. In support of his case, the claimant examined

himself as P.W.1 and marked F.I.R., which was registered against the 1st

respondent as Ex.P1. On the other hand, it is the case of the respondents that

the accident has not occurred as alleged by the claimant. The place of

occurrence is one way. The accident occurred in the one way. The accident

occurred only due to careless riding by the claimant without following the

traffic rules. The 1st respondent was no way responsible for the accident. The

claimant in a rash and negligent manner rode the motorcycle and dashed on

the back side of the motorcycle driven by the 1st respondent, which was going

in front of the claimant. To substantiate their case, the 1 st respondent was

examined as R.W.1 and the Investigation Officer was examined as R.W.2 and

marked the rough sketch, Motor Vehicle Inspector's Reports of both the

vehicles as Exs.R1 to R3. The 1st respondent as R.W.1 deposed that the

accident took place in one way. The claimant rode the motorcycle in a rash

and negligent manner and dashed behind the motorcycle of the 1st respondent,

who was going in front of the claimant. The Tribunal considering the rough

sketch and Motor Vehicle Inspector's reports of both the vehicles, held that

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

the claimant also contributed for the accident. The Tribunal considering the

F.I.R., charge sheet and evidence of claimant as P.W.1, held that the accident

has occurred due to negligent riding by the rider of the motorcycle belonging

to the 1st respondent and claimant also contributed to the accident, fixed 10%

negligence on the claimant and 90% negligence on the 1st respondent.

14.From the award of the Tribunal, it is seen that the Tribunal

considering Ex.R1/rough sketch held that both the vehicles were going in the

same direction. The contention of the respondents that the place of

occurrence is one way is not disputed. From Exs.R2 and R3, it is seen that the

vehicle of the claimant was damaged in the front side and the vehicle of the

1st respondent was damaged on the back side. This shows that the claimant's

vehicle only dashed on the back side of the 1st respondent's vehicle. The

Tribunal without properly appreciating the rough sketch and Motor Vehicle

Inspector's Reports with regard to damage of vehicles, evidence of R.W.1 and

place of occurrence erroneously held that the accident occurred only due to

rash and negligent riding by the rider of the motorcycle belonging to the 1st

respondent.

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

15.From the above materials, it is seen that the case of the claimant that

the 1st respondent came in the opposite direction and dashed on the claimant's

vehicle is not correct. The claimant has also not explained the delay in

lodging the F.I.R. The contention of the 1st respondent that father of the

claimant is the Sub-Inspector of Police is also not denied. The contention of

the 1st respondent that only due to influence of father of the claimant, the

complaint was registered against the 1st respondent has considerable force and

the same is acceptable. The Tribunal independently considering the pleadings

and oral and documentary evidence placed before it, erroneously relied on

F.I.R. and charge sheet and held that the accident occurred due to negligent

riding by the rider of the motorcycle belonging to the 1st respondent. The

erroneous finding is liable to be set aside and is hereby set aside. In view of

the above facts, this Court is of the view that the claimant failed to prove that

the accident has occurred due to negligent riding by the rider of the

motorcycle belonging to the 1st respondent and the 2nd respondent/Insurance

Company, the insurer of the vehicle belonging to the 1 st respondent is not

liable to pay any compensation.

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

16.In the result, C.M.A.No.3768 of 2019 filed by the 2nd

respondent/Insurance Company is allowed. In view of allowing of

C.M.A.No.3768 of 2019, C.M.A.No.3930 of 2019 filed by the claimant is

dismissed. Consequently, M.C.O.P.No.6248 of 2013 filed by the claimant is

also dismissed. The 2nd respondent/Insurance Company is permitted to

withdraw the award amount, if any, lying in the deposit to the credit of

M.C.O.P.No.6248 of 2013 on the file of the Motor Accidents Claims

Tribunal, III Small Causes Court, Chennai, if the entire award amount has

already been deposited by them. Consequently, connected Miscellaneous

Petition is closed. No costs.

08.02.2021

Index : Yes / No Internet : Yes/ No kj

To

1.The III Judge The Motor Accident Claims Tribunal Small Causes Court, Chennai.

2.The Section Officer V.R.Section High Court, Chennai.

https://www.mhc.tn.gov.in/judis/ C.M.A.Nos.3768 and 3930 of 2019

V.M.VELUMANI, J.,

kj

C.M.A.Nos.3768 and 3930 of 2019 and C.M.P.No.21636 of 2019

08.02.2021

https://www.mhc.tn.gov.in/judis/

 
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