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M/S.Reliance General Insurance ... vs Vasanthi
2021 Latest Caselaw 9890 Mad

Citation : 2021 Latest Caselaw 9890 Mad
Judgement Date : 19 April, 2021

Madras High Court
M/S.Reliance General Insurance ... vs Vasanthi on 19 April, 2021
                                                                               C.M.A.No.54 of 2019



                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                DATED: 19.04.2021

                                                    CORAM:

                                     THE HONOURABLE MR. JUSTICE R.SUBBIAH

                                                       and

                                   THE HONOURABLE TMT.JUSTICE S.KANNAMMAL

                                               C.M.A.No.54 of 2019
                                                      and
                                               C.M.P.No.308 of 2019


                   M/s.Reliance General Insurance Co.Ltd.,
                   Sri Lakshmi Complex, 1st Floor,
                   Bharathi Street, Omalur Main Road,
                   Swarnapuri, Salem-636 004.                         .. Appellant

                                                        Vs.


                   1.Vasanthi
                     W/o.Late Karate Palanisamy @ I.Palanisamy
                   2.Minor P.Praveen
                     S/o.Late Karate Palanisamy @ I.Palanisamy
                   3.Dhanakodi
                     W/o.Iyyannan
                   4.C.Iyyannan
                     S/o.Chandragounder
                   5.Minor P.Ramya
                     D/o.Late Karate Palanisamy @ I.Palanisamy

                   1/12


https://www.mhc.tn.gov.in/judis/
                                                                                   C.M.A.No.54 of 2019

                      (Minor respondents 2 and 5 are represented by mother
                      and next friend, Vasanthi/1st respondent
                      herein)

                   6.K.Ramesh
                     S/o.Kulanthaivel                                    .. Respondents

                   Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of the
                   Motor Vehicles Act, 1988, against the Judgment and Decree dated
                   18.01.2018 made in M.C.O.P.No.389 of 2011 on the file of the Motor
                   Accidents Claims Tribunal, Sub Court, Sankari.


                                           For Appellant   :       Mr.S.Arun Kumar
                                           For R1 to R5        :   Mr.B.Vijaya kumar
                                                                   for T.Senthil Kumar
                                           For R6              :   Ex-parte


                                                     JUDGMENT

(Judgment of the Court was made by S.KANNAMMAL,J.)

This Civil Miscellaneous Appeal has been filed against award dated

18.01.2018 made in M.C.O.P.No.389 of 2011 on the file of the Motor

Accidents Claims Tribunal, Sub Court, Sankari.

2.The appellant is the second respondent in M.C.O.P.No.389 of 2011

https://www.mhc.tn.gov.in/judis/ C.M.A.No.54 of 2019

on the file of the Motor Accidents Claims Tribunal, Sub Court, Sankari. The

respondents 1 to 5 herein have filed the above said claim petition, claiming a

sum of Rs.50,00,000/- as compensation for the death of one Palanisamy, who

died in the accident that took place on 17.03.2011.

3.According to the claimants, the deceased Palanisamy was riding in

his Honda Shine Bike bearing Registration No.TN-52-B-3471 from Sankari

to Bhavani Main Road after delivering his Civil Construction Labors Salary

East to West on the Sangari to Kumarapalayam Road, near India Cement

Mill, Vinayagar Kovil. At that time, the rider of the Yamaha Crux Bike

bearing Registration No.TN-34-C-1184 belonging to the 6th respondent drove

the same in a rash and negligent manner and hit against the vehicle which

was driven by the deceased. Due to the said impact, the deceased sustained

grievous injuries on his back head and injuries all over the body. Immediately

he was taken to the Government Hospital, Sankari through 108 Ambulance.

The Government Hospital Doctor was declared that the Palanisamy was died

on the way itself.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.54 of 2019

4.The 6th respondent remained ex parte before the Tribunal.

5.The appellant/Insurance Company filed counter statement and

denied the averments made in the claim petition. The appellant contended

that the respondents 1 to 5 have to prove the age, occupation and income of

the deceased and that they are the dependants of the deceased. In any event,

the total compensation claimed is excessive and prayed for dismissal of the

claim petition.

6.Before the Tribunal, the wife of the deceased was examined as P.W.1

and one Mr.Jagadeeswaran @ Iswaran was examined as P.W.2 and marked

18 documents as Exs.P1 to P18. No oral or documentary evidence was

adduced on the side of the appellant/Insurance Company.

7.The Tribunal considering the pleadings, oral and documentary

evidence, held that the accident occurred due to the rash and negligent riding

by the rider of the Yamaha Crux belonging to the 6 th respondent and directed

the appellant-Insurance Company to pay a sum of Rs.44,10,000/- as

https://www.mhc.tn.gov.in/judis/ C.M.A.No.54 of 2019

compensation to the respondents 1 to 5/claimants.

8.Against the said award dated 18.01.2018 made in M.C.O.P.No.389 of

2011, the appellant/Insurance Company has come out with the present appeal.

9.Mr.S.Arun Kumar, learned counsel appearing for the

appellant/Insurance Company contended that the Tribunal without properly

appreciating the evidence on record, has erroneously awarded huge

compensation which is liable to be reduced. According to the learned

counsel, the Tribunal merely relying on the self-serving testimony of P.W.1,

fixed the monthly income of the deceased at Rs.25,000/- p.m. (Rs.3,00,000/-

per annum). He would point out that as regards the avocation of the deceased,

the respondents 1 to 5 have not adduced any documentary evidence to prove

the same. However, the learned counsel would submit that the Tribunal

relying on the evidence of P.W.1 came to the erroneous conclusion that the

deceased might have earned Rs.500/- per day being Mason and also earning

Rs.1,50,000/- per annum from agriculture. Thereby, the Tribunal has wrongly

fixed the total income at Rs.3,00,000/- per year and further added 25%

https://www.mhc.tn.gov.in/judis/ C.M.A.No.54 of 2019

towards future prospects. Therefore, the learned counsel would seek

modification of the award amount. The learned counsel would further

contend that towards loss of love and affection, the Tribunal has excessively

awarded the compensation at Rs.4,00,000/- which is liable to be reduced.

10.Per contra, Mr.B.Vijaya kumar, for T.Senthil Kumar, the learned

counsel appearing for the respondents 1 to 5 would submit that on

consideration of both oral and documentary evidence in proper perspective,

the Tribunal has rightly awarded the compensation which requires no

modification. Hence, the learned counsel sought for dismissal of the appeal.

11.Heard the learned counsel appearing for the appellant/Insurance

Company as well as the learned counsel appearing for the respondents 1 to 5

and perused the materials available on record.

12.It is the case of the claimants that the deceased was a contractor of

Civil Construction Contract works of Sankari Union and he was also a

Politician (District Counsellor Ward No.2 of Sankari Union) and was

https://www.mhc.tn.gov.in/judis/ C.M.A.No.54 of 2019

possession 8.28 acres of land and by way of agriculture, he was earning a sum

of Rs.4,00,000/- per year. But, there is no documentary evidence regarding

his income and avocation available on record. The Tribunal considering the

materials on record and evidence of P.W.1 and P.W.2, fixed a sum of

Rs.3,00,000/- per annum as notional income of the deceased relying upon

Ex.P12 which shows that the deceased was in possession of 8.28 acres of

agricultural land. The Tribunal has fixed Rs.500/- towards income per day of

the deceased by doing civil construction works. The accident is of the year

2011. In the absence of documentary evidence regarding the specific earning

of the deceased, the notional income fixed by the Tribunal, in the opinion of

this Court, is excessive. Considering the fact that the deceased was

possessing 8.28 acres of land (as per Ex.P12) and also undertaking civil

contract works, though no documentary evidence is available regarding

income of the deceased, this Court feels it appropriate to fix the monthly

income at Rs.22,500/- p.m. Considering the age mentioned in transfer

certificate marked as Ex.P8, the Tribunal fixed the age of the deceased as 45

years at the time of accident. The Tribunal has awarded 25% enhancement

towards future prospects is proper. There are 5 dependants of the deceased.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.54 of 2019

Deducting 1/4th towards personal expenses of the deceased and the Tribunal

applying proper multiplier as '14' as per the ruling of the Hon'ble Apex Court

in Sarla Verma & others vs. Delhi Transport Corporation & another,

reported in 2009 (2) TNMAC 1 SC, the amount granted by the Tribunal

towards loss of dependency is reduced to Rs.35,43,750/- {[Rs.22,500/- +

Rs.5,625/- (25% of Rs.22,500/-)] x 12 x 14 x 3/4}.

13.The Tribunal awarded a sum of Rs.4,00,000/- towards loss of love

and affection for the respondents 1 to 5 which, in the opinion of this Court, is

excessive and the same is reduced to Rs.1,60,000/- (Rs.40,000/- X 4) for the

respondents 2 to 5 alone since the the wife of the deceased was awarded

consortium. The Tribunal has not awarded any amount towards transportation

and mental agony. This Court granted a sum of Rs.16,000/- and Rs.10,000/-

towards transportation and mental agony respectively. The amounts awarded

by the Tribunal under other heads are just and reasonable and hence, the same

are confirmed. Thus, now the compensation is worked out as follows:







https://www.mhc.tn.gov.in/judis/
                                                                                  C.M.A.No.54 of 2019


                    S.       Description      Amount              Amount             Award
                    No                       awarded by        awarded by this    confirmed or
                                              Tribunal             Court          enhanced or
                                                (Rs)                (Rs)            granted
                   1. Loss of                    39,38,000/-        35,43,750/-          Reduced
                      dependency
                   2. Loss of                       40,000/-           40,000/-          Reduced
                      Consortium to
                      1st respondent
                   3. Loss of love                4,00,000/-         1,60,000/-          Reduced
                      and affection to
                      respondents 2
                      to 5
                   4. Loss of estate                15,000/-           15,000/-        Confirmed
                   5. Funeral                       15,000/-           15,000/-        Confirmed
                      expenses
                   6. Transportation                       -           16,000/-           Granted
                   7. Mental agony                         -           10,000/-           Granted
                          Total                Rs.44,08,000/-   Rs.37,99,750/-    reduced by
                                             (Rounded off to (Rounded off to     Rs.6,10,000/-
                                               Rs.44,10,000/-   Rs.38,00,000/-

14.In the result, this Civil Miscellaneous Appeal is partly

allowed and the compensation awarded by the Tribunal at Rs.44,10,000/- is

hereby modified to Rs.38,00,000/- with interest at the rate of 7.5% per annum

from the date of petition till the date of deposit. The appellant-Insurance

Company is directed to deposit the modified award amount now determined

by this Court, together with interest and costs, less the amount already

https://www.mhc.tn.gov.in/judis/ C.M.A.No.54 of 2019

deposited, if any, within a period of six weeks from the date of receipt of a

copy of this judgment. On such deposit, the respondents 1, 3 and 4 are

permitted to withdraw their respective share of the modified award amount as

per the ratio of apportionment fixed by the Tribunal, along with proportionate

interest and costs, less the amount if any, already withdrawn by making

necessary applications before the Tribunal. The appellant/Insurance Company

is permitted to withdraw the excess amount if any lying in the deposit to the

credit of M.C.O.P.No.389 of 2011, if the entire award amount has already

been deposited by them. The share of the minors, namely the respondents 2

and 5 are directed to be deposited in any one of the Nationalized Banks, till

the minors/respondents 2 and 5 attains majority. On such deposit, the 1st

respondent, being the mother of the minors, respondents 2 and 5, is permitted

to withdraw the accrued interest once in three months for the welfare of the

minors/respondents 2 and 5. No costs. Consequently, connected

miscellaneous petition is closed.

                                                                         (R.P.S.J.)        (S.K.J.)
                                                                                 19.04.2021
                   gbi
                   Index           : Yes / No
                   Internet        : Yes/ No





https://www.mhc.tn.gov.in/judis/
                                                        C.M.A.No.54 of 2019




                   To

                   1.The Sub Judge,
                     Motor Accidents Claims Tribunal,
                     Sankari.

                   2.The Section Officer,
                     VR Section,
                     High Court,
                     Madras.







https://www.mhc.tn.gov.in/judis/
                                        C.M.A.No.54 of 2019



                                       R.SUBBIAH, J.

                                                      and

                                   S.KANNAMMAL, J.

                                                       gbi




                                   C.M.A.No.54 of 2019




                                             19.04.2021







https://www.mhc.tn.gov.in/judis/

 
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