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The New India Assurance Co.Ltd vs S.Rani
2021 Latest Caselaw 10543 Mad

Citation : 2021 Latest Caselaw 10543 Mad
Judgement Date : 26 April, 2021

Madras High Court
The New India Assurance Co.Ltd vs S.Rani on 26 April, 2021
                                                                             C.M.A.No.596 of 2011

                                    IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                  DATED: 26.04.2021

                                                           CORAM:

                                   THE HONOURABLE MR.JUSTICE G.K.ILANTHIRAIYAN

                                                 C.M.A.No.596 of 2011
                                                         and
                                                   MP.No.1 of 2011


                     The New India Assurance Co.Ltd.,
                     145, Moore Street, Chennai-01                                   ... Appellant


                                                           Versus

                     1.S.Rani
                     2.A.Kumar                                               ... Respondents


                     Prayer:
                               Civil Miscellaneous Appeal filed under Section 173 of the Motor
                     Vehicles Act, against the judgment and decree made in MACTOP.No.5717
                     of 2005 on the file of the Motor Accidents Claims Tribunal (Chief Judge,
                     Court of Small Causes) at Chennai dated 30.08.2010.


                                           For Appellant     : Mr.M.Krishnamoorthy

                                           For Respondents : No Appearance


                     Page 1 of 8


https://www.mhc.tn.gov.in/judis/
                                                                                   C.M.A.No.596 of 2011


                                                        JUDGMENT

This appeal has been laid as against the judgment and decree made in

MACTOP.No.5717 of 2005 on the file of the Motor Accidents Claims

Tribunal (Chief Judge, Court of Small Causes) at Chennai dated 30.08.2010,

thereby awarded the compensation to the tune of Rs.3,50,000/-.

2. For the sake of convenience, the parties are referred to

hereunder according to their litigative status before the Tribunal.

3. The case of the claimants is that the deceased was riding the

motor cycle as pillion rider. The rider of the vehicle one, Sekar was driving

the motor cycle in a rash and negligent manner. While being so, one bullock

cart suddenly crossed east coast road and due to which the rider of the motor

cycle could not control his motor cycle and hit a tree which is located on the

left hand side of the road, thereby the pillion rider of the motor cycle

sustained grievous injuries and died. Therefore, the claimants filed claim

petition seeking compensation at Rs.7,00,000/-.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.596 of 2011

4. Resisting the same, the second respondent filed counter stating

that the deceased only rode the motor cycle and he himself hit the tree and

sustained grievous injuries and died. The insurance policy was taken by the

first respondent for two wheeler only and it is act only policy and it covers

only third parties and owner cum driver of the motor cycle. The deceased is

being pillion rider of the vehicle he is a tort feaser and insurer i.e. the

second respondent is not at all held to be liable to pay any compensation

and sought for dismissal of the claim petition.

5. On the side of the claimants, they examined P.W.1 to P.W.3 and

marked Ex.P.1 to Ex.P.10. On the side of the respondents they examined

R.W.1 and marked Ex.R.1 to Ex.R.3. On the basis of the evidence available

on records and also considering the submission made by the learned counsel

appearing on either side, the Tribunal fixed liability on the second

respondent and awarded a sum of Rs.3,50,000/- as compensation payable by

the respondents 1 and 2 jointly and severally with interest at the rate of

7.5%. Aggrieved by the same, the second respondent has filed the present

appeal.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.596 of 2011

6. The learned counsel for the appellants would submit that the

investigation report is marked as Ex.R2, and it categorically revealed that

the deceased only rode the motor cycle and he himself hit the tree, due to

which he sustained injuries and died. The father of the deceased lodged

complaint i.e. the second petitioner therein / claimant alleging that the rider

of the motor cycle drove the motor cycle in a rash and negligent manner and

hit the tree due to which the pillion rider i.e. the deceased sustained

grievous injuries and died. The investigation done by the second respondent

revealed that the deceased only rode the motorcycle and due to his rash and

negligent driving, the accident took place. Due to which, he sustained

grievous injuries and died. The Police registered FIR in Cr.No.386 of 2005

for the offences under Sections 277, 337 and 304(a) of IPC as against the

rider of the motor cycle. Since one, Raja who is the deceased in the present

case rode the motor cycle and died, therefore, the entire charges were abated

as against the rider of the motor cycle. He further submitted that even

assuming that the deceased is a pillion rider, he is not entitled for any

compensation since the policy which is marked as Ex.R3 on the side of the

https://www.mhc.tn.gov.in/judis/ C.M.A.No.596 of 2011

second respondent and marked as Ex.P7 on the side of the claimants meant

act only policy and it does not cover pillion rider of the vehicle. The

deceased being rider of the motor cycle, the rider of the motor cycle is not

also entitled for compensation since policy covers under compulsory

personal accident to owner cum driver. Admittedly, the rider of the motor

cycle is not the owner of the two wheeler and the first respondent is the

owner of the vehicle. Without even considering the same, the Tribunal fixed

the entire liability on the vehicle owned by the first respondent and awarded

compensation payable by both the respondents.

7. Though notice was served and the counsel also entered

appearance, no one appeared on behalf of the first respondent today.

8. Heard, Mr.M.Krishnamoorthy, the learned counsel for the

appellants.

9. On perusal of the investigation report which is marked as

Ex.R2, revealed that one, Raja, the rider of the motor cycle drove the motor

https://www.mhc.tn.gov.in/judis/ C.M.A.No.596 of 2011

cycle in a rash and negligent manner and hit the tree. Therefore, he died on

the spot and the pillion rider one, Sekar sustained grievous injuries. The

claimants filed the present claim petition on the death of the said Raja, who

is none other than their son. The insurance policy is marked as Ex.R3 and it

revealed that the policy does not cover the pillion rider of the motor cycle

and it is only act only policy. The personal accident also covers the owner

cum driver of the motor cycle. Admittedly, the rider of the motorcycle is not

the owner of the motor cycle which is owned by the first respondent. Even

assuming that the deceased either driver of the motor cycle or pillion rider

of the motor cycle, he is not entitled for any compensation. Therefore, the

second respondent is not held to be liable to pay any compensation as

awarded by the Tribunal.

10. In view of the above, this civil miscellaneous appeal is allowed

and the order passed in MACTOP.No.5717 of 2005 on the file of the Motor

Accidents Claims Tribunal (Chief Judge, Court of Small Causes) at Chennai

dated 30.08.2010 is set aside. Consequently, connected miscellaneous

petition is closed. No costs. The second respondent / appellant is not held to

https://www.mhc.tn.gov.in/judis/ C.M.A.No.596 of 2011

be liable for any compensation. Further the deceased is being tort feaser, the

first respondent / second petitioner herein is also not held to be liable to pay

compensation. The amount already deposited by the second respondent /

appellant before the Tribunal is permitted to be withdrawn with accrued

interest, if any.

26.04.2021 Index:Yes/No Internet: Yes/no Speaking/Non-speaking Order

lok

https://www.mhc.tn.gov.in/judis/ C.M.A.No.596 of 2011

G.K.ILANTHIRAIYAN, J.

lok To

1. The Chief Judge, Court of Small Causes, The Motor Accidents Claims Tribunal, Chennai

2.The Section Officer, V.R.Section, Madras High Court, Chennai.

C.M.A.No.596 of 2011

26.04.2021

https://www.mhc.tn.gov.in/judis/

 
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