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The Oriental Insurance Company ... vs B.Goutham
2021 Latest Caselaw 10442 Mad

Citation : 2021 Latest Caselaw 10442 Mad
Judgement Date : 23 April, 2021

Madras High Court
The Oriental Insurance Company ... vs B.Goutham on 23 April, 2021
                                                                                     C.M.A. No.717 of 2020

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                     DATED 23.04.2021

                                                           CORAM

                                     THE HONOURABLE MR. JUSTICE R.SUBBIAH
                                                    and
                                   THE HONOURABLE MRS.JUSTICE S.KANNAMMAL

                                                    C.M.A. No.717 of 2020
                                                            and
                                                    CMP.No.4384 of 2020


                  The Oriental Insurance Company Limited
                  Branch Office, No.W-115
                  I Floor, S.B. Complex, 3rd Avenue
                  Next to D.K.Kalyana Mandapam
                  Near Rountana, Anna Nagar
                  Chennai 600 040.                                                     .. Appellant

                                                            Versus

                  1. B.Goutham
                  2. G.S.Mohan                                                         .. Respondents

                       Civil Miscellaneous Appeal filed under Section 173 of Motor Vehicles
                  Act, 1988 against the judgment and decree dated 03.09.2019 made in
                  MCOP.No.3323 of 2016 on the file of the Motor Accident Claims Tribunal /
                  IV Court of Small Causes, Chennai.

                  For appellant                         : Mr. B. Raghavan
                  For respondents                       : Mr. C. Prabakaran for R1
                                                        : Mr. S.K. Marthandam for R2

                                                      JUDGMENT

(The Judgment of the Court was delivered by R.Subbiah, J)

The appeal is heard through video conferencing.

https://www.mhc.tn.gov.in/judis/

C.M.A. No.717 of 2020

2. Challenging the quantum of compensation awarded by the Motor

Accident Claims Tribunal/IV Court of Small Causes, Chennai in

MCOP.No.3323, dated 03.09.2019, the present appeal has been filed by the

Insurance Company.

3. It is the case of the first respondent/claimant that on 17.12.2016,

when he was riding a Motor Bike bearing Registration No. TN 10 AL 6611 on

the extreme left side of the Arumbakkam-Porur Road near Pushpa Nagar,

Nungambakkam, a Hundai Verna Car bearing Registration No.TN 06 D 0477

belonging to the second respondent and insured with the appellant/Insurance

Company came in a rash and negligent manner, being driven by its driver and

dashed on the rear side of the bike . Due to the impact, the first

respondent/claimant fell down and the Car ran over him. He sustained

grievous injuries for which he was treated in the Government Medial College

Hospital, Kilpauk where he took treatment as an in-patient. Hence, the first

respondent/claimant filed a claim petition claiming a compensation of

Rs.50,00,000/-.

4. The said claim petition was resisted by the appellant / Insurance

Company by filing a counter statement denying the manner of accident as https://www.mhc.tn.gov.in/judis/

C.M.A. No.717 of 2020

projected by the claimant in the claim petition. They also denied the avocation

and income mentioned in the claim petition. Thus, they sought for dismissal of

the claim petition.

5. Before the Tribunal, the first respondent/claimant examined himself

as PW1 and one Vivek was examined as PW2. He produced 19 documents

which were marked on his side as Exhibits P1 to P19. On behalf of the

respondents, no one was examined, however, the Disability Certificate issued

by the Medical Board for the claimant was marked as Ex.R1.

6. The Tribunal after analysing the entire evidence came to the

conclusion that the accident had occurred due to the rash and negligent driving

of the Car bearing Registration No.TN 06 D 0477. By coming to such

conclusion, the Tribunal passed an award for a sum of Rs.46,40,000/- and

directed the appellant/Insurance Company to pay the said amount. The break-

up details of the amount awarded by the Tribunal under various heads are as

follows:

S. Amounts awarded under the heads Amount in Rs.

No.

                            1.     Loss of Earning Power                         36,29,000
                            2.     Medical Expenses                               7,30,000
                            3.     Transport Expenses                             1,59,000
https://www.mhc.tn.gov.in/judis/



                                                                                    C.M.A. No.717 of 2020


                            S.           Amounts awarded under the heads       Amount in Rs.
                            No.
                            4.     Transport, Nutrition and attender charges          20,000
                            5.     Pain and Sufferings                                50,000
                            6.     Loss of Amenities and Enjoyment of Life            50,000
                            7.     Damages to clothing and Articles                     2,000
                            8.                                Total                 46,40,000



7. Though very many contentions have been raised in this appeal, the

main contention of the learned counsel for the appellant/Insurance Company is

that the Tribunal has awarded a sum of Rs.7,30,000/- under the head "Medical

Expenses". The Tribunal did not consider the fact that out of the total amount

incurred by the claimant towards medical expenses, his employer has

reimbursed a sum of Rs.1,00,000/- and hence, the compensation awarded by

the Tribunal under the head "Medical Expenses" may be reduced to

Rs.6,30,000/-. Except this submission, the counsel for the appellant-Insurance

Company has not raised any other grounds for our consideration in this appeal.

8. In view of the above submissions, we are not inclined to dwell into

any other grounds raised by the appellant in this appeal. The learned counsel

for the respondent/claimant submitted that the first respondent/claimant was

employed as a Junior Engineer (Designing) in M/s. Prothious Engineering

Services Private Limited at Arumbakkam, Chennai and that his employer had https://www.mhc.tn.gov.in/judis/

C.M.A. No.717 of 2020

reimbursed a sum of Rs.1,00,000/- to meet his medical expenses. In the light

of the above submission, the sum of Rs.7,30,000/- awarded by the Tribunal

under the head "Medical Expenses" is hereby reduced to Rs.6,30,000/-. The

amounts awarded by the Tribunal under all the other heads shall remain

unaltered and they are confirmed. The total compensation amount payable to

the claimant/first respondent is re-determined as mentioned below:

S. Heads under which the Amounts awarded by Amounts awarded No compensation is awarded the Tribunal in Rs. by this Court in Rs.

                      1      Loss of Earning Power                       36,29,000            36,29,000
                      2      Medical Expenses                             7,30,000              6,30,000
                      3      Transport Expenses                           1,59,000              1,59,000
                      4      Transport, Nutrition and attender              20,000               20,000
                             charges
                      5      Pain and Sufferings                            50,000               50,000
                      6      Loss of Amenities and Enjoyment                50,000               50,000
                             of Life
                      7      Damages to clothing and Articles                2,000                 2,000
                      8                                 Total            46,40,000            45,40,000


9. Insofar as interest part is concerned, this Court is of the view that the

rate of interest fixed by the Tribunal at 9% appears to be excessive and hence,

the same is hereby reduced to 7.5%.

10. Thus, the total compensation of Rs.46,40,000/- awarded by the

Tribunal is hereby reduced to Rs.45,40,000/-, which shall carry interest at

7.5% from the date of claim petition till the date of payment. The

appellant/Insurance Company is directed to deposit the total compensation https://www.mhc.tn.gov.in/judis/

C.M.A. No.717 of 2020

awarded by this Court before the Tribunal, after adjusting the amount if any

already deposited, within a period of six weeks from the date of receipt of a

copy of this judgment. On such deposit, the claimant is permitted to withdraw

the entire amount.

11. With the above observations and directions, the Civil Miscellaneous

Petition is partly allowed. No costs. Consequently, connected miscellaneous

petition is closed.

                                                                          [R.P.S., J]       [S.K., J]

                                                                                  23.04.2021
                  Speaking Order : Yes / No
                  Index          : Yes / No
                  pvs

                  To
                  1. The Motor Accident Claims Tribunal /
                     IV Court of Small Causes, Chennai
                  2. The Section Officer,
                     V.R.Section, High Court, Madras.




https://www.mhc.tn.gov.in/judis/



                                           C.M.A. No.717 of 2020

                                           R.SUBBIAH, J.
                                                 and
                                       S.KANNAMMAL, J.

                                                           pvs




                                      C.M.A. No.717 of 2020
                                   and CMP.No.4384 of 2020




                                                  23.04.2021




https://www.mhc.tn.gov.in/judis/



 
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