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National Insurance Company ... vs M.Praveen Kumar
2021 Latest Caselaw 10295 Mad

Citation : 2021 Latest Caselaw 10295 Mad
Judgement Date : 22 April, 2021

Madras High Court
National Insurance Company ... vs M.Praveen Kumar on 22 April, 2021
                                                                                 CMA No. 2031 of 2013

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                    Date : 22.04.2021

                                                         Coram :

                                   THE HONOURABLE MRS. JUSTICE S.KANNAMMAL

                                       Civil Miscellaneous Appeal No. 2031 of 2013

                  National Insurance Company Limited
                  Main Road, Gobi Branch, Gobi Town.
                                                                                 .. Appellant
                                                         Versus

                  1.        M.Praveen Kumar
                  2.        K.Madhes
                  3.        K.Ruthiramoorthy
                  4.        K.Moorthy
                  5.        Tamil Nadu State Transport Corporation Ltd.,
                            Coimbatore Division-II, Erode Region
                            Chennimalai Road, Erode
                            by its Managing Director.                            .. Respondents

                            Civil Miscellaneous Appeal filed under Section 173 of The Motor
                  Vehicles Act, 1988 against the Order and Decreetal order dated 18.09.2012
                  made in MACTOP No.161 of 2010 on the file of the Motor Accident Claims
                  Tribunal (Subordinate Court), Bhavani.


                            For Appellant            :    Mrs.N.B.Surekha
                            For Respondent-1         :    M/s.E.P.Senniyangiri
                            For Respondents 2-4      :    No appearance
                            For Respondent-5         :    M/s.A.Sundaravadhanam
https://www.mhc.tn.gov.in/judis/


                  1/9
                                                                                  CMA No. 2031 of 2013



                                                      JUDGMENT

Not being satisfied with the quantum of compensation awarded by the

Tribunal in and by the award dated 18.09.2012 made in MACTOP No.161 of

2010 on the file of Motor Accident Claims Tribunal (Subordinate Court),

Bhavani, the third respondent in the claim petition/National Insurance

Company has preferred this appeal challenging the liability and quantum of

compensation.

2. On 20.08.2009 at about 7.45pm, while the claimant was travelling

as a passenger and sitting at right side back portion of a bus bearing

registration No.TN-33-N-1994 belonging to the fifth respondent-Transport

Corporation, which was driven by its driver/fourth respondent herein on

Bhavani-Anthiyur main road from south to north towards Anthiyur at the left

side of the main road, the tipper lorry bearing registration No.TN-36-K-6594,

belonging to third respondent and insured with appellant herein, came in the

same direction, in a rash and negligent manner and hit the right side back

portion of the bus, due to which, the claimant/first respondent herein sustained

multiple grievous injuries and hence, the claimant/first respondent herein

claimed a sum of Rs.20,00,000/- as compensation.

https://www.mhc.tn.gov.in/judis/

CMA No. 2031 of 2013

3. The claim petition filed by the claimant was resisted by the

Insurance Company/appellant disputing the involvement of the vehicle, the

manner of the accident and the injuries sustained by the claimant and also

disputed the quantum of compensation sought by the claimant.

4. In order to prove the claim, on the side of claimant, PW.1 to PW.4

were examined and Exs.P1 to P16 were marked. On the side of respondents,

before the Tribunal, no oral or documentary evidence was adduced.

5. The Tribunal, after analysing the entire evidence available on

record, came to the conclusion that the accident was due to the rash and

negligent driving of the driver of the lorry and passed an award for a sum of

Rs.5,73,900/- and directed the Insurance Company/insurer of the offending

vehicle to pay the same with interest at 7.5% p.a. On careful perusal though

the Tribunal fixed the liability on the offending vehicle lorry and directed the

third respondent to pay the compensation mistakenly noted the registration

number of the bus instead of the registration number of lorry.

                     Sl.           Head under which the      Amount awarded by
                     No             amount is awarded        the Tribunal(in Rs.)
                   1          Loss of future earnings        Rs.3,02,400/-
                   2          Pain and Suffering             Rs. 20,000/-
https://www.mhc.tn.gov.in/judis/



                                                                                    CMA No. 2031 of 2013


                     Sl.           Head under which the      Amount awarded by
                     No             amount is awarded        the Tribunal(in Rs.)
                   3          Medical expenses              Rs.2,30,000/-
                   4          Extra nourishment             Rs.   5,000/-
                   5          Transportation                Rs.   2,000/-
                   6          Damages to clothes            Rs.   1,000/-
                   8          Attendant charges             Rs. 13,500/-
                                                 Total      Rs.5,73,900/-


6. Though the appellant/Insurance Company preferred the appeal

questioning the liability and quantum, the learned counsel for the

appellant/Insurance Company would mainly contend that the compensation

awarded by the Tribunal under the head 'loss of future earning' is on the

higher side. It is contended that the Tribunal misdirected itself in fixing the

income of the injured at Rs.4,500/- per month. It is further contended that the

Tribunal ought not to have adopted multiplier method, when there is no

evidence to conclude that the injured cannot do any avocation and earn income

in future. Therefore, the learned counsel submitted that the interference of this

Court is required to reduce the compensation.

7. Per contra, the learned counsel for the first respondent/claimant

would submit that the Tribunal, after considering the nature of injuries,

disability and treatment taken by the claimant and also considering the age of https://www.mhc.tn.gov.in/judis/

CMA No. 2031 of 2013

the claimant, awarded a correct compensation and the same requires no

interference by this Court.

8. Though much force was not put forth with regard to the liability, no

oral or documentary evidence was let in by the appellant/Insurance Company

to prove the liability on the part of the driver of the bus. The Tribunal has also

rightly fixed the liability on the driver of the tipper lorry and the same is

hereby confirmed.

9. Coming to the point of compensation awarded by the Tribunal it

is seen from Ex.P10-Discharge summary that the claimant sustained major

crush injury in the right elbow with compound lateral condyle humerus

fracture, radial head subluxation and loss of lateral joint ligament of elbow,

composite tissue loss from postero lateral aspect of right elbow and upper ¼ of

posterior forearm. The claimant underwent treatment as inpatient for 35 days

in a private hospital. Doctor opined that the claimant suffered 35% functional

disability. Considering the nature of injuries sustained by the claimant, this

Court is of the opinion that Rs.3,000/- per disability would be just and fair and

the award under the head 'loss of future earning' has to be modified as

Rs.1,05,000/- (35 x 3000). The Tribunal has awarded Rs.20,000/- for pain and https://www.mhc.tn.gov.in/judis/

CMA No. 2031 of 2013

suffering and that has to be enhanced to Rs.50,000/- considering the nature of

injuries sustained by the claimant. The Tribunal has awarded only Rs.5,000/-

for extra-nourishment, which in the considered view of this Court, is meagre

and the same is enhanced to Rs.10,000/-. This Court is of the view that the

compensation awarded under the head 'transportation', 'damages to clothes' and

'attender charges' are on the lesser side and the same have to be enhanced and

accordingly, this Court award a sum of Rs.10,000/- towards 'transportation'

and Rs.5,000/- towards 'damages to clothes' and Rs.15,000/- towards 'attender

charges'. For 'loss of amenities', the Tribunal has not awarded any amount.

This Court is of the view that Rs.30,000/- is a reasonable amount towards 'loss

of amenities' and the same is awarded by this Court. Since the compensation

awarded by the Tribunal under the head 'medical bills' is based on medical

bills submitted by the claimant and the same is hereby confirmed.

Accordingly, the compensation awarded by the Tribunal is modified as

follows:-

                     Sl.           Head under which the    Amount     Amount now
                     No             amount is awarded     awarded by awarded by this
                                                              the     Court (in Rs.)
                                                          Tribunal(in
                                                              Rs.)
                   1          Loss of future earnings     Rs.3,02,400/- Rs.1,05,000/-
                   2          Pain and Suffering
https://www.mhc.tn.gov.in/judis/
                                                          Rs. 20,000/- Rs. 50,000/-


                                                                                    CMA No. 2031 of 2013


                     Sl.           Head under which the       Amount     Amount now
                     No             amount is awarded        awarded by awarded by this
                                                                 the     Court (in Rs.)
                                                             Tribunal(in
                                                                 Rs.)
                   3          Medical expenses              Rs.2,30,000/- Rs.2,30,000/-
                   4          Extra nourishment             Rs.     5,000/- Rs. 10,000/-
                   5          Transportation                Rs.     2,000/- Rs. 10,000/-
                   6          Damages to clothes            Rs.     1,000/- Rs.   5,000/-
                   7          Attendant charges             Rs. 13,500/- Rs. 15,000/-
                   8          Loss of Amenities                   ---      Rs. 30,000/-
                                                 Total      Rs.5,73,900/- Rs.4,55,000/-


10. In the result, this Civil Miscellaneous Appeal is partly allowed,

reducing the amount of compensation awarded by the Tribunal from

Rs.5,73,900/- to Rs.4,55,000/- (Rupees Four Lakhs and Fifty Five Thousand

only), which carries interest at 7.5% per annum from the date of claim petition

till the date of deposit, except for the default period, if any. No costs in this

CMA. Consequently, connected miscellaneous petition is closed.

11. It is represented that as per the order of this Court made in

M.P.No.1 of 2013 dated 23.07.2013, the appellant had deposited a sum of

Rs.4,00,000/- and the claimant was permitted to withdraw a sum of

Rs.2,00,000/-. The appellant/Insurance Company is directed to deposit the

award amount, as assessed by this Court, together with interest at 7.5% p.a., https://www.mhc.tn.gov.in/judis/

CMA No. 2031 of 2013

less the amount already deposited, to the credit of MACTOP No.161 of 2010

on the file of the Motor Accident Claims Tribunal (Subordinate Court),

Bhavani, within a period of four weeks from the date of receipt of a copy of

this Judgment. On such deposit being made, the Tribunal is directed to

transfer the award amount directly to the bank account of the claimant/first

respondent herein, through RTGS, within a period of two weeks thereafter.

                  mra                                                          22.04.2021
                  To

                  1.        The Subordinate Judge
                            Motor Accident Claims Tribunal
                            Bhavani.

                  2.        The Section Officer
                            Vernacular Records Section
                            High Court, Madras.




                                                                         S.KANNAMMAL, J
https://www.mhc.tn.gov.in/judis/



                                         CMA No. 2031 of 2013

                                                        mra




                                   CMA. No. 2031 of 2013




                                               22.04.2021




https://www.mhc.tn.gov.in/judis/



 
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