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Santosh vs The New India Insurance Co. Ltd.
2026 Latest Caselaw 2436 MP

Citation : 2026 Latest Caselaw 2436 MP
Judgement Date : 12 March, 2026

[Cites 3, Cited by 0]

Madhya Pradesh High Court

Santosh vs The New India Insurance Co. Ltd. on 12 March, 2026

         NEUTRAL CITATION NO. 2026:MPHC-IND:6631




                                                              1                                 MA-710-2025
                              IN      THE     HIGH COURT OF MADHYA PRADESH
                                                     AT INDORE
                                                          BEFORE
                                        HON'BLE SHRI JUSTICE BINOD KUMAR DWIVEDI
                                                  ON THE 12 th OF MARCH, 2026
                                                   MISC. APPEAL No. 710 of 2025
                                                        SANTOSH
                                                          Versus
                                      THE NEW INDIA INSURANCE CO. LTD. AND OTHERS
                           Appearance:
                                 Ms. Archana Maheshwari - Advocate for the appellant.
                                 Ms. Priti Keshwani - Advocate for respondent no.1.
                                 Shri Harish Pawar - Advocate for respondent no.2.

                                                               ORDER

This Misc. Appeal under Section 173(1) of the Motor Vehicles Act, 1988 has been filed by the appellant assailing the impugned award dated 20.09.2024 passed by I Additional Member, Motor Accident Claims Tribunal, Mandleshwar, district Khargone (M.P.) in Claim Case No.13/2023, whereby an amount of Rs.6,25,000/- has been awarded to the injured/appellant, aged about 25 years along with interest.

2. Learned counsel for the appellant submits that the Claims Tribunal has

taken the income has Rs.8,975/- which is on the lower side, whereas as per the circular issued under the Minimum Wages Act by the Labour Department of State of Madhya Pradesh the income of an unskilled labour on the date of incident is Rs.9,325/-. Counsel further submits that appellant has suffered grievous injuries and also disablement. Disability certificate Ex.P-18 has been given by Dr. Ashish Malhotra (AW-2) and the same has been proved by the doctor and even after that the learned Claims Tribunal has reduced the disability to the extent of 20%

NEUTRAL CITATION NO. 2026:MPHC-IND:6631

2 MA-710-2025 without any basis. Looking to the over all evidence and even in the proportion of the whole body, disability should have been treated atleast 25%. In the head of special diet meager amount has been awarded which needs to be enhanced. On these submissions prays for allowing the appeal by enhancing the award amount.

3. Learned counsel for the Insurance Company opposes the prayer on the ground that income as well as disability has been properly assessed by the learned Claims Tribunal, therefore no enhancement is required and prays for dismissal of the appeal.

4. It is not in dispute that in cases where satisfactory evidence to prove income of the injured or deceased has not been filed, then the circular issued under the Minimum Wages Act comes into play as held by the Apex Court in the case of Chandra @ Chanda @ Chandraram & Anr. Vs. Mukesh Kumar Yadav reported in

(2022) 1 SCC 198 : 2021 SCC OnLine SC 3093. Thus, in this case, the income of the injured taking him as unskilled labourer comes to Rs.9,325/-. As per the evidence with regard to the injuries and disability is concerned, sufficient evidence has been produced on record. The appellant suffered fracture of femur in the right leg and also suffered various grievous injuries on the body. Taking into account the whole of the effect of the injuries, disability certificate Ex.P-18 given by Dr.Ashish Malhotra (AW-2) as 55% in the affected body party right leg and if the disability is calculated in proportion of whole body then atleast 25% should have been taken looking to the nature of work of the appellant as labourer. Thus,

the disability taken by the learned Claims Tribunal as 20% is increased to 25%. In

the head of special diet, an amount of Rs.10,000/- is awarded. Accordingly, the just and proper compensation comes as under:-

NEUTRAL CITATION NO. 2026:MPHC-IND:6631

3 MA-710-2025

Rs.9,325/- per month + Rs.3,730/- (40% Future Permanent Prospects) = Rs.13,055/-x 12 x 18 (Multiplier) disability =Rs.28,19,880/- x 25% (PD)=Rs.7,04,970/-

Pain and Rs.50,000/-

suffering Medical expenses and Rs.10,000/-

transportation Special diet Rs.10,000/-

Loss of Rs.17,950/-

                                     income
                                     Total:         Rs.7,92,920/-
                                     MACT
                                                    Rs.6,25,000/-
                                     Award:
                                     Enhanced
                                                    Rs.1,67,920/-
                                     Amount

5. The appeal is valued as Rs.1,00,000/- and for the rest of the amount the claimant will pay the requisite Court fees within a period of 30 days from today and only thereafter enhanced amount will be disbursed. It is made clear, in case the court fees is not paid within the stipulated period, the appellant will not be entitled for claiming interest on the enhanced amount beyond 30 days' period.

6. Accordingly, the appeal is partly allowed to the extent indicated herein above. The other terms and conditions of the impugned award including rate of interest shall remain intact.

(BINOD KUMAR DWIVEDI) JUDGE

RJ

 
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