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National Insurance Company Ltd. vs Deenalal
2026 Latest Caselaw 314 MP

Citation : 2026 Latest Caselaw 314 MP
Judgement Date : 13 January, 2026

[Cites 3, Cited by 0]

Madhya Pradesh High Court

National Insurance Company Ltd. vs Deenalal on 13 January, 2026

Author: Hirdesh
Bench: Hirdesh
         NEUTRAL CITATION NO. 2026:MPHC-GWL:1521




                                                               1                              MA-363-2012
                               IN     THE      HIGH COURT OF MADHYA PRADESH
                                                     AT GWALIOR
                                                          BEFORE
                                                HON'BLE SHRI JUSTICE HIRDESH
                                                  ON THE 13th OF JANUARY, 2026
                                                   MISC. APPEAL No. 363 of 2012
                                            NATIONAL INSURANCE COMPANY LTD.
                                                         Versus
                                                  DEENALAL AND OTHERS
                            Appearance:
                                    Shri Shrinivas Gajendragadkar - Advocate for the appellant.

                                                                   ORDER

Learned counsel for the appellant/Insurance Company submitted that the wrong impugned award of the Claims Tribunal has been annexed in the first part of the instant appeal; however, the correct impugned award has been annexed in Part-B of the instant appeal. Therefore, it is prayed that the impugned award annexed in Part-B may kindly be considered.

2. Prayer accepted.

3. This appeal under Section 173(1) of the Motor Vehicles Act has been filed by the appellant/Insurance Company, taking exception to the impugned award dated 09.02.2012 passed by Seventh Motor Accident Claims Tribunal, Gwalior (M.P.) in Claim Case No.84/2010, whereby the Claims Tribunal has directed the Insurance Company to pay the compensation to the claimant and thereafter recover the same from owner and driver of the offending vehicle.

4. The date of the accident and the issue of negligence are not in dispute; however, the dispute pertains only to the liability.

5. As per the findings recorded by the Claims Tribunal in the case of

NEUTRAL CITATION NO. 2026:MPHC-GWL:1521

2 MA-363-2012

injury to the claimant due to the motor accident, the Claims Tribunal has awarded compensation to the tune of Rs.47,750/- along with interest.

6. Learned counsel for the appellant/Insurance Co. has filed the present appeal on the ground that at the time of the accident, the driver of the offending vehicle was holding a valid and effective driving licence for a light motor vehicle (LMV), and the driving licence was not endorsed to permit him to drive a transport/commercial vehicle. Therefore, it is contended that the Claims Tribunal has committed an error in imposing liability upon the Insurance Company, and accordingly, setting aside of the impugned award against the Insurance Company is sought.

7. None for the respondents.

8. Heard the arguments advanced by learned counsel for the appellant and perused the record of the claims tribunal

9. It is not disputed that at the time of the accident, the driver of the offending Vikram Auto bearing registration No.MP 07 T 3910, was holding a licence to drive a light motor vehicle. It is also not disputed that at the time of the accident, he was driving the offending vehicle, the weight of which was less than 7,500 kgs.

10. In this regard, reliance can be placed upon the judgment of the Hon'ble Supreme Court in Mukund Dewangan vs. Oriental Insurance Co. Ltd., AIR 2017 SC 3668, wherein the Apex Court has held as under:

"(ii) A transport vehicle and omnibus, the gross vehicle weight of either of which does not exceed 7,500 kg, would be a light motor vehicle and also motor car or tractor or a road roller, the 'unladen weight' of which does not exceed 7,500 kg; and the holder of a driving licence to drive the class of 'light motor vehicle' as provided in Section 10(2)(d) is competent to drive a transport vehicle or omnibus, the

NEUTRAL CITATION NO. 2026:MPHC-GWL:1521

3 MA-363-2012 gross vehicle weight of which does not exceed 7,500 kg."

11. So far as the contention of the appellant that a separate endorsement on the licence is required to drive a transport light motor vehicle is concerned, in view of the law laid down by the Hon'ble Supreme Court in the case of Mukund Dewangan (supra), this Court does not find any substance on merits in this regard. The Claims Tribunal has rightly held the Insurance Company to first pay the compensation to the claimant and thereafter recover the same from owner and driver of the offending vehicle. Accordingly, no interference is warranted in the impugned award passed by the Claims Tribunal.

12. In view of the foregoing discussion, the instant miscellaneous appeal fails and is hereby dismissed.

(HIRDESH) JUDGE

*VJ*

 
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