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United India Insurance Co. Ltd. vs Smt. Manjulabai
2024 Latest Caselaw 21561 MP

Citation : 2024 Latest Caselaw 21561 MP
Judgement Date : 8 August, 2024

Madhya Pradesh High Court

United India Insurance Co. Ltd. vs Smt. Manjulabai on 8 August, 2024

Author: Anil Verma

Bench: Anil Verma

                                                            1                             MA-3232-2024
                             IN     THE      HIGH COURT OF MADHYA PRADESH
                                                    AT INDORE
                                                        BEFORE
                                            HON'BLE SHRI JUSTICE ANIL VERMA
                                                 ON THE 8 th OF AUGUST, 2024
                                                MISC. APPEAL No. 3232 of 2024
                                            UNITED INDIA INSURANCE CO. LTD.
                                                         Versus
                                               SMT. RACHNA AND OTHERS
                           Appearance:
                                  Shri Mayank Upadhyay, learned counsel for the appellant.
                                  Shri Akshat Pahadia, learned counsel for the respondent [R-1].
                                                                WITH
                                                MISC. APPEAL No. 3234 of 2024
                                            UNITED INDIA INSURANCE CO. LTD.
                                                         Versus
                                             SMT. MANJULABAI AND OTHERS
                           Appearance:
                                  Shri Mayank Upadhyay, learned counsel for the appellant.
                                  Shri Akshat Pahadia, learned counsel for the respondent [R-1].

                                                              ORDER

This judgment shall govern disposal of Miscellaneous Appeal No.3232/2024 and Miscellaneous Appeal No.3234/2024 as both the appeals arise out of the common award dated 25.01.2024.

02. Miscellaneous Appeal No.3232/2024 is filed against the award dated 25.01.2022 passed in Claim Case No.110/2021 by the First Member, MACT, Alirajpur, whereby claim petition filed by the respondents /

2 MA-3232-2024 claimants has been partly allowed and awarded compensation of sum of Rs.14,56,840/- with interest @ 6% per annum in favour of the claimants.

03. Miscellaneous Appeal No.3234/2024 is filed against the same award dated 25.01.2024 in Claim Case No.109/2021 passed by the First Member, MACT, Alirajpur, whereby claim petition has been partly allowed and awarded compensation of sum of Rs.11,11,880/- alongwith interest @ 6% per annum in favour of the claimants.

04. The brief facts of the case are taken from MA No.3232/2024 (United India Insurance Co. Ltd. V/s Smt. Rachna and others). That on 19.07.2019 at about 06.30 pm at village Kala Dagda, Khandwa-Baroda Road, Giriraj Singh driven the offending vehicle bearing registration No.MP- 43-C-5773 rashly and negligently and dashed the deceased Narendra Singh

and Rakesh who were traveling on a motorcycle, due to which both of them sustained serious injuries on the vital part of the bodies and during the treatment, both of them died. In incident was witnesses by Bachhusingh and Mukesh. Respondent Nitesh is the owner of the vehicle and at the time of accident, it was duly insured with appellant / Insurance Company (in MA No.3234/2024).

05. Legal heirs of Narendra filed a Claim Case No.110/2021 by submitting that the deceased Narendra was conducting a grocery shop and earned more than Rs.50,000/- per month, his legal heirs are deprived from his income, therefore, claimed compensation of Rs.21,00,000/-.

06. Appellant / Insurance Company (in MA No.3232/2024) denied all the claim averments before below Tribunal by stating that at the time of

3 MA-3232-2024 accident, owner and driver of the offending vehicle were not having any valid document of the vehicle, they have violated the terms and conditions of the insurance policy, vehicle was not insured with the Insurance Company. Hence, Insurance Company is not liable for any claim.

07. On the basis of the aforesaid, the below Tribunal has framed the issues and after recording and appreciating the evidence available on record, partly allowed both the claims. Being aggrieved by the same, Insurance Company has filed these two Miscellaneous Appeals.

08. During the pendency of this appeal, both the parties have filed a joint compromise petition i.e. I.A. No.4962/2024 (in MA No.3234/2024) by stating that both the parties have entered into the compromise and agreed to pay the amount of Rs.11,11,880/- with interest @ 3% per annum from the date of application till the date of filing application to the respondent Nos.1 to 3. It is also agreed that in favour of the deposition of the said amount within 4 weeks, the appellant Insurance Company would be liable to pay the entire said amount alongwith interest @ 6% as awarded by the below Tribunal.

09. Similarly, both the parties filed I.A. No.4964/2024 (in MA No.3232/2024) by stating that both the parties have entered into the compromise and agreed to pay the amount of Rs.14,56,840/- with interest @ 3% per annum from the date of application till the date of filing application to the respondent Nos.1 to 3. It is also agreed that in favour of the deposition of the said amount within 4 weeks, the appellant Insurance Company would

be liable to pay the entire said amount alongwith interest @ 6% as awarded

4 MA-3232-2024 by the below Tribunal.

10. Verification has been made from the counsel of both the parties and they have agreed that both the parties have entered into compromise which is just, valid and lawful. Therefore, on the basis of the aforesaid compromise, an award is passed in the following terms:

i. In Miscellaneous Appeal No.3232/2024, appellant / Insurance Company is liable to pay the amount of Rs.14,56,840/- alongwith interest @ 3% from the date of application to the respondent Nos.1 to 3 / claimants within 4 weeks then the appellant would be liable to pay the entire amount of Rs.14,56,840/- alongwith the interest @ 6% per annum.

ii. In Miscellaneous Appeal No.3234/2024, appellant / Insurance Company is liable to pay the amount of Rs.11,11,880/- alongwith interest @ 3% from the date of application to the respondent Nos.1 to 3 / claimants within 4 weeks then the appellant would be liable to pay the entire amount of Rs.11,11,880/- alongwith the interest @ 6% per annum.

11. With the aforesaid, both the Miscellaneous Appeals are disposed of. Both the parties shall bear their own expenses.

Certified copy as per rules.

(ANIL VERMA) JUDGE

Divyansh

5 MA-3232-2024

 
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