Thursday, 07, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Vysakh vs The National Insurance Company Ltd
2026 Latest Caselaw 169 Ker

Citation : 2026 Latest Caselaw 169 Ker
Judgement Date : 8 January, 2026

[Cites 1, Cited by 0]

Kerala High Court

Vysakh vs The National Insurance Company Ltd on 8 January, 2026

                                              2026:KER:1010

MACA NO. 2465 OF 2020

                                1


         IN THE HIGH COURT OF KERALA AT ERNAKULAM

                             PRESENT

      THE HONOURABLE MRS. JUSTICE SHOBA ANNAMMA EAPEN

 THURSDAY, THE 8TH DAY OF JANUARY 2026 / 18TH POUSHA, 1947

                    MACA NO. 2465 OF 2020

     AGAINST THE AWARD DATED 21.01.2020 IN OPMV NO.815 OF

2017 OF MOTOR ACCIDENT CLAIMS TRIBUNAL ,PERUMBAVOOR

APPELLANT/PETITIONER:

         VYSAKH
         AGED 21 YEARS, S/O. AJAYAN,
         PERIYAPURAM, HOUSE, AMINURY,
         KOOVAPPADY.


         BY ADV SHRI.A.N.SANTHOSH

RESPONDENT/2ND RESPONDENT:

         THE NATIONAL INSURANCE COMPANY LTD
         2ND FLOOR, MULLAPPALLY BUILDINGS,
         A.M. ROAD, PERUMBAVAOOR 683 542,
         REPRESENTED BY ITS MANAGER.


         BY ADVS.
                                              2026:KER:1010

MACA NO. 2465 OF 2020

                            2


         SRI.P.G.JAYASHANKAR - STANDING COUNSEL
         SMT.P.K.RESHMA (KALARICKAL)
         SMT.STEFIN THOMAS



     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY
HEARD ON 08.01.2026, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
                                                       2026:KER:1010

MACA NO. 2465 OF 2020

                                  3



                            JUDGMENT

The appellant is the claimant in O.P.(MV) No.815 of

2017 on the file of the Motor Accidents Claims Tribunal,

Perumbavoor. The said claim petition was filed by the appellant

claiming an amount of ₹9,37,000/-, which is limited to

₹8,00,000/- as compensation for the injuries sustained by him in

a motor accident on 22.10.2016. The tribunal awarded an

amount of ₹8,95,855/- as compensation under different heads,

directing the respondent insurer to deposit the said amount

along with interest at the rate of 8% per annum from the date

of filing the claim petition till realization. Being dissatisfied with

the compensation awarded, the appellant has come up in

appeal.

2. Today, when the matter came up for consideration,

the learned counsel for the appellant as well as the learned

Standing Counsel for the respondent insurer submitted that 2026:KER:1010

MACA NO. 2465 OF 2020

they have filed a joint statement dated 12.12.2025, wherein it is

stated that the claim of the appellant have been settled by the

respondent insurer, agreeing to deposit a further amount of

₹2,00,000/- inclusive of all interest and cost to the appellant by

way of full and final settlement of all the claims of the appellant

against the respondent, within a period of two months from the

date of receipt of a copy of this judgment, failing which, the

said amount will carry interest at the rate of 8% per annum

from the date of default.

3.In the light of the joint statement filed by the parties,

the impugned award is modified by directing the respondent

insurer to deposit an amount of ₹2,00,000/- (Rupees Two Lakh

Only) inclusive of all interest and cost to the appellant by way

of full and final settlement of all the claims of the appellant

against the respondent, within a period of two months from the

date of receipt of a copy of this judgment, failing which, the 2026:KER:1010

MACA NO. 2465 OF 2020

said amount will carry interest at the rate of 8% per annum

from the date of default. The appellant shall furnish copies of

the PAN Card, AADHAAR Card and bank details before the

respondent insurer within a period of one month from the date

of receipt of a certified copy of this judgment so as to enable

the insurance company to make the deposit as ordered above.

In case of failure to furnish details as above, it shall be open for

the insurance company to deposit the said amount before the

Tribunal.

The appeal is disposed of, in terms of the joint

statement as above. The joint statement will form part of the

judgment.

Sd/-

SHOBA ANNAMMA EAPEN JUDGE

RK BEFORE THE HONOURABLE HIGH COURTOF KERALA AT ERNAKULAM

Vysakh : Appellant Vs. The National Insurance Company Ltd : Respondent

JOINT STATEMENT FILEfi BY THE APPELLANT AND THE RESPONDENT '

1. The above appeal is filed lagainst the award in OP (MV) No. 815/2017 which was disposed of by the Motor Accidents Claims Tribunal, Perumbavoor by award dated 21/1/2020. The original petition is filed by the appellant claiming compensation in respect of the personal injuries sustained by him in a road traffic accident occurred on 22/10/2016 at about 2.00 pm while the appellant was traveling as a pillion rider in a motor cycle bearing No. KL-40-K-5548 through Angamaly-Perumbavoor road and when the vehicle reached at Marotichode, a lorry bearing No. KL-07-AW-8873 came in a rash and negligent manner and hit upon the motor cycle. As a result of the accident the appellant sustainéd serious injuries The Tribunal had granted Rs. 8,95,855/-as compensation along with interest @ 8% p.a. from the date of claim petition. It is challenging the quantum of compensation that the above appeal is filed. Since the respondent had admitted the coverage of the insurance policy in respect of the

-offending vehicle, the liability to pay the compensation is on the respondent. Hence the settlement is arrived at between the appellant and the respondent.

Appellant :

Vysakh            ;',
                                                     TR T
                                                 Eldho Titus
                                                     WEEH D
                                               Assistant Manager

Respondent: National Insuranée Company Ltd § | l

2. The appellant above nlamed and the respondent have negotiated the matter out otf' court and willingly arrived at a compromise settlement in full and final settlement of all the claims of the appellant against the resp%mdent arising out of the accident and the original petition mentioqed above. It is agreed that the respondent insurance company "Sshall pay an additional amount of Rs. 2,00,000/- (Rupees Two Lakhs §My) inclusive of all interest and cost to the appellant by way of full a'i-nd final settlement of all the claims of the appellant against the respondent.

3. The respondent herebyilagrees to deposit the above amount before the Tribunal within a period of 2 months from the date of receipt of a copy of the judgmenfi from the Hon'ble High Court, in case of default as stated above the Zrespondent is liable to pay interest @ 8% from the date of default.

4. There is no threat coercion or undue influence in arriving at the above settlement. This settlement will form part of the judgment of the Hon'ble High court of Kerala.

i!

Dated this the 12t day of December 2025.

Appellant :                                  \

Vysakh @                                     {                         Eldho Titus
                                                                               T
                                             }{                       Assistant Mana

Respondent: National lnsurandé Company Ltd

&vD

A.N.Santhosh Counsel for the Appellant

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter