Citation : 2025 Latest Caselaw 10121 Ker
Judgement Date : 27 October, 2025
2025:KER:80525
MACA NO. 1179 OF 2013
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IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT
THE HONOURABLE MRS. JUSTICE SHOBA ANNAMMA EAPEN
MONDAY, THE 27TH DAY OF OCTOBER 2025 / 5TH KARTHIKA, 1947
MACA NO. 1179 OF 2013
[AGAINST THE AWARD DTD.15.09.2011 IN OP(MV) NO.626 OF 2009
OF MOTOR ACCIDENT CLAIMS TRIBUNAL ,KOLLAM]
APPELLANT/PETITIONER:
PRAKASH
AGED 40 YEARS
S/O.KOCHUCHERUKKAN, PLAKKADU, CHEKKALAYAZHIKAM
VEEDU,ADICHANALLOOR, KOLLAM
BY ADV SHRI.SYAM J SAM
RESPONDENTS/RESPONDENTS:
1 SANTHOSH KUMAR
S/O.KRISHNANKUTTY PILLAI, SANTHOSH BHAVAN, NEDUNGOLAM
P O, KOLLAM - 691 001
2 SAJEEV
S/O.RAVEENDRAN PILLAI, ARIKKANALAZHIKOM, KALAKKODU P
O, KOLLAM - 691 001
3 THE MANAGER
NATIONAL INSURANCE CO LTD, KOLLAM BRANCH, KOLLAM - 691
001
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
ADMISSION ON 27.10.2025, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
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MACA NO. 1179 OF 2013
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JUDGMENT
This appeal has been filed by the claimant in OP(MV)
No.626 of 2009 on the files of the Motor Accidents Claims
Tribunal, Kollam. The respondents herein were the respondents
before the tribunal.
2. The case of the appellant/claimant is that on 7-10-2008 at
4.50 pm, while he was riding a motor cycle (KL-04 M 9964)
through Paravoor-Chathannoor public road and when it reached
Vinayakar junction, a car (KL-02 AB 3921) driven by the second
respondent suddenly turned to the right side without any signal
and the rear portion of the car hit on the motor cycle of the
petitioner, whereby he sustained serious injuries. He approached
the tribunal claiming compensation.
3. Respondents 1 and 2, who are the owner and rider of the
offending vehicle respectively, remained ex parte before the
tribunal. The third respondent insurer filed a written statement,
admitting the policy coverage for the offending vehicle, but
disputing the liability and quantum of compensation claimed.
PW1 was examined and Exts.A1 to A13 were marked. The
tribunal, after analysing the pleadings and materials on record, 2025:KER:80525 MACA NO. 1179 OF 2013
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held that the accident took place on account of the negligence of
the driver of the offending vehicle and awarded a sum of
₹2,39,700/- as compensation under different heads with interest
@ 7.5% per annum from the date of petition till realization,
against the third respondent being the insurer and in default of
payment as above, penal interest @ 9% per annum was also
awarded. Dissatisfied with the quantum of compensation awarded
by the tribunal, the claimant has come up in appeal.
4. I have heard the learned counsel for the appellant and the
learned Standing Counsel for the respondent insurer.
5. The learned counsel for the appellant claims
enhancement under the following heads:
Notional income :- The learned counsel for the appellant
submitted that the injured was a Police Constable at the time of
accident and the salary drawn by the injured was ₹11,982/-. The
tribunal has fixed ₹4,000/- which appears to be on the lower side.
The petitioner has produced EXt.A13 payslip, which shows the
monthly income of the petitioner as ₹11,982/-. Hence, the notional
income of the appellant is fixed at ₹11,980/-. The learned Counsel
for the appellant/ insurer submitted that following the judgment
of this court in Raju Sebastian v. United India Insurance 2025:KER:80525 MACA NO. 1179 OF 2013
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Co.Ltd [(2021) 6 KLT 136], this Court held that for a Government
employee, at least 50% of the monthly salary as on the date of
accident has to be taken for awarding compensation for
permanent disability. Accordingly, following the judgment in Raju
Sebastian (supra), I deem it appropriate to take ₹5,990/- being
50% of ₹11,980/-, rounded off to ₹6000/-, as the monthly notional
income for calculating permanent disability (₹11,980 x 50%).
Extra nourishment - The learned counsel for the appellant
submits that the appellant was hospitalized for a period of twenty
six days, however, the tribunal awarded only an amount of
₹1,000/- towards extra nourishment, which is on the lower side.
Considering the afore facts, I deem it appropriate to take ₹150/-
per day for 26 days towards extra nourishment. Accordingly, he
will be entitled to get a total compensation of ₹3,900/- (150 x 26)
towards extra nourishment. Thus, there will be an additional
compensation of ₹2900/- under this head.
Pain and suffering - The learned counsel for the appellant
submits that the tribunal awarded only ₹20,000/- for pain and
suffering. Considering the injuries sustained by him and the
sufferings that he had undergone, I am inclined to grant a total
amount of ₹30,000/- to the appellant as total compensation 2025:KER:80525 MACA NO. 1179 OF 2013
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towards pain and suffering. Thus, the appellant will be entitled to
get an additional amount of ₹10,000/- as compensation towards
pain and suffering.
Loss of amenities - The tribunal awarded only an amount
of ₹19,200/-, which, according to the appellant, is on the lower
side. Considering the injuries sustained by the appellant
i.e.,Lacerated wound over the left knee, Multiple abrasions over
face, fracture of the lateral wall of left orbit, fracture of left
maxilla, byfrontal fractures and basifrontal contusion, and loss of
enjoyment in life I deem it appropriate to award a total
compensation of ₹30,000/- towards loss of amenities. Thus, the
appellant will be entitled to get an additional amount of ₹10,800/-
towards loss of amenities.
Permanent disability :- The learned counsel for the
appellant submitted that the tribunal in paragraph 19 has noted
that the appellant has produced the disability certificate issued
from the Ananthapuri Hospital wherein his visual disability as
20%. However, the whole body disability was not assessed by the
Doctor nor the Doctor who issued the certificate was examined.
However, the tribunal has taken disability as 8% which appears to
be on the lower side.
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The appellant testified that the vision difficulty in his eye
significantly impairs his performance as a police constable.
Considering his occupation as a Police Constable, I find that the
percentage of disability in his eye contributes to his overall whole
body disability. Accordingly, I find it appropriate to re-fix the
percentage of disability at 20%. The insurer has not filed any
appeal challenging the award passed.
Since, the permanent disability of the appellant has been re-
fixed at 20%, following the judgment of the Apex Court in
National Insurance Co.Ltd. v. Pranay Sethi [2017(4) KLT
662(SC)] and Sarla Verma v. Delhi Transport Corporation
[2010(2) KLT 802(SC)], the compensation payable under the head
permanent disability is re-calculated by adding the modified
income and multiplier thus: ₹2,16,000/- (6000 x 12 x 15 x 20/100).
The tribunal has awarded an amount of ₹57,600/- under the afore
head. Thus, there will be an additional amount of ₹1,58,400/-
under the head permanent disability.
6. Though the appellant claimed enhancement of
compensation under other heads as well, on a perusal of the
records available and the impugned award, I am not inclined to
interfere with the same, since it appears to be just and 2025:KER:80525 MACA NO. 1179 OF 2013
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reasonable. SInce the appeal is of the year 2013, I find it
appropriate to fix the interest @ 7% per annum on the enhanced
amount.
7. On a perusal of the impugned award, it is seen that the
tribunal awarded penal interest at the rate of 9%, which is not
legally sustainable in view of the judgment of the apex court in
National Insurance Co. Ltd. v. Keshav Bahadur [2004 (2)
SCC 370]. Accordingly, the direction of the tribunal awarding
penal interest @ 9% per annum is hereby set aside.
8. Thus, the impugned award of the tribunal is modified as
follows:
Sl.
No. Head of Claim Amount Modified Total
awarded in appeal compensation
by the (in ₹) (in ₹)
tribunal
(in ₹)
(a) Loss of Earning nil nil nil
(b) Partial loss of nil nil nil
Earning
(c) Transport to the 3000 nil 3,000
hospital
(d) Extra 1000 2900 3,900
nourishment
(e) Damage to nil nil nil
clothing and
articles
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MACA NO. 1179 OF 2013
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(f) Others- 3900 nil 3,900
Bystander
expenses
(g) Medical and 135000 nil 1,35,000
miscellaneous
expenses
(h) Pain and 20,000 10,000 30,000
Suffering
(i) Permanent 57,600 1,58,400 2,16,000
Disability
Loss of amenities 19,200 10,800 30,000
(j) in life
TOTAL 2,39,700 1,82,100 4,21,800
rounded as
2,40,000
Accordingly, the appeal is allowed in part and the appellant
is awarded an additional compensation of ₹1,82,100/- (Rupees
one lakh eighty two thousand and one hundred only) over and
above the compensation awarded by the tribunal with interest @
7% per annum from the date of petition till realization and
proportionate costs. The respondent insurer shall deposit the said
amount together with interest and costs within a period of two
months from the date of receipt of a certified copy of this
judgment. The direction of the tribunal awarding penal interest @
9% per annum is hereby set aside. The appellant shall furnish
copies of the PAN Card, AADHAAR Card and bank details before
the respondent insurer within a period of one month so as to
enable the insurance company to make the deposit as ordered 2025:KER:80525 MACA NO. 1179 OF 2013
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above. In case of failure to furnish details as above, it shall be
open for the insurance company to deposit the said amount
before the tribunal. Upon such deposit being made, the entire
amount shall be disbursed to the appellant at the earliest in
accordance with law. However, it is made clear that the enhanced
compensation will not carry interest for the period of delay of
1094 days (537 + 557) in filing the appeal.
Sd/-
SHOBA ANNAMMA EAPEN JUDGE MBS/
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