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The Manager Life Insurance Corporation ... vs James Mathew
2025 Latest Caselaw 154 Ker

Citation : 2025 Latest Caselaw 154 Ker
Judgement Date : 13 May, 2025

Kerala High Court

The Manager Life Insurance Corporation ... vs James Mathew on 13 May, 2025

Author: N.Nagaresh
Bench: N.Nagaresh
                                             2025:KER:32655


        IN THE HIGH COURT OF KERALA AT ERNAKULAM

                         PRESENT

          THE HONOURABLE MR.JUSTICE N.NAGARESH

 TUESDAY, THE 13TH DAY OF MAY 2025 / 23RD VAISAKHA, 1947

                   RP NO. 1138 OF 2024

   AGAINST THE JUDGMENT IN WP(C) NO.41613 OF 2018 OF

                  HIGH COURT OF KERALA

REVIEW PETITIONER/4th RESPONDENT:

         THE MANAGER LIFE INSURANCE CORPORATION OF INDIA
         LIFE INSURANCE CORPORATION OF INDIA LIMITED
         DIVISIONAL OFFICE,
         PENSION DIVISION ERNAKULAM, PIN - 682011


         BY ADV.
         SRI.ABRAHAM P.MEACHINKARA
RESPONDENTS/PETITIONER AND RESPONDENTS 1 TO 3:

    1    JAMES MATHEW
         AGED 59 YEARS
         KADAVUMBHAGOM, PATHANAPURAM P.O.,
         PAMPADY, KOTTAYAM DISTRICT,
         PIN - 686501

    2    P.K. MATHEW
         AGED 59 YEARS
         PALLIPARAMBIL, THATTARATHU P.O.,
         KARUKUNNAM, PIN - 686585

    3    O.K.SATHESSAN
         AGED 58 YEARS
         OLAKATHILEDAYA P.O., KOOTHATTUKULAM,
         ERNAKULAM DISTRICT, PIN - 686662
                                             2025:KER:32655
RP Nos.1138 of 2024 & 60 of 2025

                               2


    4     JOSE JOSEPH
          AGED 59 YEARS
          KARINGADA HOUSE
          KOORACHUNDUP.O., KOZHIKODE DISTRICT,
          PIN - 673527

    5     STATE OF KERALA
          REPRESENTED BY SECRETARY TO GOVERNMENT
          GOVERNMENT SECRETARIAT
          THIRUVANANTHAPURAM, PIN - 695001

    6     THE SECRETARY ANIMAL HUSBANDRY DEPARTMENT
          ANIMAL HUSBANDRY DEPARTMENT
          2ND FLOOR, ANNEX-II SECRETARIAT,
          THIRUVANANTHAPURAM, PIN - 695001

    7     THE MANAGING DIRECTOR,
          MEAT PRODUCTS OF INDIA
          EDAYAR P.O, KOOTHATTUKULAM, PIN - 686662

          BY ADVS.
          SMT.K.L.LAKSHMI RANI,STANDING COUNSEL
          SMT.VINAYAKUMARI-R1-R4

     THIS REVIEW PETITION HAVING COME UP FOR ADMISSION ON
28.02.2025 ALONG WITH RP.60/2025, THE COURT ON 13.05.2025
DELIVERED THE FOLLOWING:
                                              2025:KER:32655
RP Nos.1138 of 2024 & 60 of 2025

                               3




         IN THE HIGH COURT OF KERALA AT ERNAKULAM

                           PRESENT

           THE HONOURABLE MR.JUSTICE N.NAGARESH

 TUESDAY, THE 13TH DAY OF MAY 2025 / 23RD VAISAKHA, 1947

                      RP NO. 60 OF 2025

    AGAINST THE JUDGMENT IN WP(C) NO.41613 OF 2018 OF

                    HIGH COURT OF KERALA

REVIEW PETITIONER/3RD RESPONDENT

          THE MANAGING DIRECTOR
          MEAT PRODUCTS OF INDIA EDAYAR P.O.,
          KOOTHATTUKULAM, PIN - 686662


          BY ADV.
          K.L.LAKSHMI RANI


RESPONDENTS/PETITIONER:

    1     JAMES MATHEW
          S/O. K.P. MATHEW, KADAVUMBHAGOM,
          PATHANAPURAM P.O., PAMPADY,
          KOTTAYAM DISTRICT, PIN - 686501

    2     P.K. MATHEW
          S/O. P.C. KORAH,
          PALLIPARAMBIL THATTARATHU P.O.,
          KARUKUNNAM, PIN - 686585
                                               2025:KER:32655
RP Nos.1138 of 2024 & 60 of 2025

                               4




    3     O.K. SATHESSAN
          S/O. P.A. KRISHNAN, OLAKKATHIL,
          EDAYAR P.O., KOOTHATTUKULAM,
          ERNAKULAM DISTRICT, PIN - 686662

    4     JOSE JOSEPH
          S/O. JOSEPH, KARINGADA HOUSE,
          KOORACHUNDU P.O., KOZHIKODE DISTRICT,
          PIN - 673527

    5     STATE OF KERALA
          REPRESENTED BY SECRETARY TO GOVERNMENT,
          GOVERNMENT SECRETARIAT,
          THIRUVANANTHAPURAM, PIN - 695001

    6     THE SECRETARY,
          ANIMAL HUSBANDRY DEPARTMENT
          2ND FLOOR, ANNEX II, SECRETARIAT,
          THIRUVANANTHAPURAM, PIN - 695001

    7     THE MANAGER, LIFE INSURANCE CORPORATION OF
          INDIA LIMITED,
          DIVISIONAL OFFICE, PENSION DIVISION,
          ERNAKULAM, PIN - 682011


          BY ADVS.
          SRI.ABRAHAM P.MEACHINKARA
          SRI.PAILY MEACHINKARA
          SRI.V.VENUGOPAL, GOVERNMENT PLEADER

     THIS REVIEW PETITION HAVING COME UP FOR ADMISSION ON
28.02.2025   ALONG  WITH   RP.1138/2024,  THE  COURT   ON
13.05.2025 DELIVERED THE FOLLOWING:
                                                2025:KER:32655
RP Nos.1138 of 2024 & 60 of 2025

                               5




                             ORDER

Dated this the 13th day of May, 2025 [RP Nos.1138/2024 & 60/2025]

Respondents 3 and 4 in W.P.(C) No.41613 of 2018

have filed these Review Petitions alleging errors apparent on

the face of the records in the judgment dated 29.08.2024 in

W.P.(C) No.41613 of 2018.

2. W.P.(C) No.41613 of 2018 was filed by retired

employees of Meat Products of India Limited stating that they

were enrolled by the employer in a Group Gratuity Scheme

framed by the Life Insurance Corporation and that the entire

amounts in the Group Gratuity Scheme has not been

disbursed to the petitioners. The petitioners sought to direct

respondents 2 to 4 to pay the balance amount of Gratuity due 2025:KER:32655 RP Nos.1138 of 2024 & 60 of 2025

from the Life Insurance Corporation with interest to the

petitioners.

3. This Court found that the legal issue involved in the

writ petition had come up for consideration before this Court

and before the Hon'ble Apex Court and the Hon'ble Apex

Court has laid down the law in this regard. This Court

therefore disposed of the writ petition following Exts.P18 to

P21 judgments directing the 4th respondent to pay the

petitioners the balance amount of Gratuity along with 6%

interest.

4. In the judgment in Chandrasekharan Nair G. and

others v. Kerala State Co-operative Agricultural and Rural

Development Bank Limited [2017 (4) KLT 276], a Full Bench

of this Court held that an employee is entitled to the higher

amount of Gratuity if he has opted in terms of Section 4 (5) of

the Payment of Gratuity (Central) Act, 1972 even if a lesser

amount is due under Section 4(2) thereof. Any amount in 2025:KER:32655 RP Nos.1138 of 2024 & 60 of 2025

excess of the Gratuity due would also go to the employee

since the contract of insurance would fall within the ambit of

Section 4(5) of the Payment of Gratuity (Central) Act. Any

deficit in the amount due as Gratuity to the employee, after

payment by the insurer has to be met by the employer only,

as the liability squarely rests on him. The Full Bench judgment

which dealt with the employees of Co-operative Societies was

followed in respect of the employees of Public Sector

Undertakings also in Ext.P21 judgment in W.P.(C) No. 20057

of 2018. It was following those judgments, that the writ petition

was disposed of.

5. The review petitioner-insurer in RP No.1138/2024

would urge that contributions are made to the fund to secure

Gratuity liability to the extent and required by the employer.

The quantum of Gratuity payable to the employee by the

employer at the time of retirement is decided by the employer

as per the terms and conditions of employment. It is the duty 2025:KER:32655 RP Nos.1138 of 2024 & 60 of 2025

of the employer to pay the balance amount, if any, due

towards Gratuity to its employees and the Life Insurance

Corporation has no further role in this matter.

6. In RP No.60/2025, the 3rd respondent-employer

would urge that respondents 1 to 4 retired during the period

between 19.05.2016 and 19.02.2018 and they have received

wages as on the respective dates of their retirement.

Therefore, the judgment relied on by this Court will not apply

to them. The ceiling on Gratuity was revised with effect from

29.03.2018. Therefore, respondents 1 to 4 are not entitled to

get any amount over and above ₹10 lakhs as Gratuity as

claimed by them. On these premises, the revision petitioners

seek to review the judgment.

7. From the judgment sought to be reviewed, I find

that this Court as per Ext.P16 judgment has held that an

employee is entitled to higher amount of Gratuity, if he has

opted in terms of Section 4(5) of the Payment of Gratuity 2025:KER:32655 RP Nos.1138 of 2024 & 60 of 2025

(Central) Act. For payment of Gratuity, the employer had

availed a policy from the insurer and the premium were paid

on behalf of the employees. Therefore, at the time of

retirement, the employees are entitled to get full accrued

amount as Gratuity. The maturity value from master policy

would go to the credit of the dues of the employees.

Therefore, I do not find any error on the face of the

records of the case, warranting review of the judgment in

W.P.(C) No.41613/2018. The Review Petitions are therefore

dismissed.

Sd/-

N.NAGARESH JUDGE hmh 2025:KER:32655 RP Nos.1138 of 2024 & 60 of 2025

PETITIONER'S ANNEXURES

Annexure 1 CERTIFIED COPY OF THE JUDGMENT DATED 29-08-2024 IN WPC NO. 41613 OF 2018 OF THIS HON'BLE COURT 2025:KER:32655 RP Nos.1138 of 2024 & 60 of 2025

PETITIONER'S ANNEXURES

Annexure 1 TRUE COPY OF THE G.O. M.S. NO.

304/97/AD DATED 25.11.1997 ALONG WITH STAFF REGULATIONS OF MEAT PRODUCTS OF INDIA LTD.

Annexure 2 TRUE COPY OF THE OFFICE MEMORANDUM NO.W-02/0020/2018- DPE (WC)-GL- XII/I8 DATED 11.04.2018 ISSUED BY THE GOVERNMENT OF INDIA, MINISTRY OF HEAVY INDUSTRIES & PUBLIC ENTERPRISES

 
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