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The National Insurance Co.Ltd vs Rajendran Pillai
2025 Latest Caselaw 5287 Ker

Citation : 2025 Latest Caselaw 5287 Ker
Judgement Date : 19 March, 2025

Kerala High Court

The National Insurance Co.Ltd vs Rajendran Pillai on 19 March, 2025

                                               2025:KER:26920



          IN THE HIGH COURT OF KERALA AT ERNAKULAM
                            PRESENT

            THE HONOURABLE MR. JUSTICE EASWARAN S.

WEDNESDAY, THE 19TH DAY OF MARCH 2025 / 28TH PHALGUNA, 1946

                     MACA NO. 1898 OF 2021

        AGAINST THE AWARD DATED 02.04.2019 IN OPMV NO.1117 OF

2013 OF MOTOR ACCIDENT CLAIMS TRIBUNAL,ATTINGAL

APPELLANT/3RD RESPONDENT IN OP(MV)NO.1117/2013:

           THE MANAGER
           NATIONAL INSURANCE COMPANY LIMITED,DIVISIONAL
           OFFICE,ST.JOSEPH PRESS BUILDING,
           VAZHUTHACADU,THIRUVANANTHAPURAM,REPRESENTED BY
           ITS ASSISTANT MANAGER(LEGAL),REGIONAL OFFICE,
           OMANA TOWERS,M.G.ROAD, ERNAKULAM,COCHIN-682016.

           BY ADVS.
           GEORGE A.CHERIAN
           GEORGE CHERIAN (SR.)(G-81)
           SOUMYA FRANCIS(K/000605/2020)


RESPONDENT/PETITIONERS 1, 2 & 3 AND RESPONDENTS 1,2,4,5 & 6
IN OP(MV)NO.1117/2013:

    1      DEVAKI AMMA
           SHAJI BHAVAN,AMATHARA,MYLAMOODU.P.O,
           PANGODE,THIRUVANANTHAPURAM, PIN-695609.

    2      SUNDARAN PILLAI,
           AGED 67 YEARS
           SHAJI BHAVAN,AMATHARA,MYLAMOODU.P.O,
           PANGODE,THIRUVANANTHAPURAM, PIN-695609.

    3      MONISHA,
           SHAJI BHAVAN,AMATHARA,MYLAMOODU.P.O,
           PANGODE,THIRUVANANTHAPURAM, PIN-695609.
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                      2
                                                        2025:KER:26920

     4      DHANEESH,
            S/O PUSHPAKUMARI,SHAJI BHAVAN,KOKKANIKKARA,
            PANGODE,THIRUVANANTHAPURAM, PIN-695609.

     5      M.G.GEORGE,
            (AGE AND FATHER'S NAME NOT KNOWN TO THE
            APPELLANT)MARANGADKURUPANADAM,
            MADAPPALLY,CHANGANACHERRY, KOTTAYAM,PIN-686101.

     6      THE MANAGING DIRECTOR
            KERALA STATE ROAD TRANSPORT
            CORPORATION,THIRUVANANTHAPURAM, PIN-695035.

     7      SUKUMARAN.C.T,
            S/O.THIRUAN MYLAN,CHARUMMOOTTIL
            VEEDU,KATCODE,THIRUVALLA, PIN-689101.

     8      THE MANAGER
            NEW INDIA ASSURANCE COMPANY LIMITED, BRANCH
            OFFICE,ATTINGAL,PIN-695101.

            BY ADVS.
            G.RADHAKRISHNAN
            ALEX ANTONY SEBASTIAN P.A.
            RAJAN P.KALIYATH


THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON   19.03.2025,       ALONG   WITH   MACA.1803/2021,   1861/2021   AND
CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                 3
                                                 2025:KER:26920


            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

              THE HONOURABLE MR. JUSTICE EASWARAN S.

WEDNESDAY, THE 19TH DAY OF MARCH 2025 / 28TH PHALGUNA, 1946

                       MACA NO. 1803 OF 2021

         AGAINST THE AWARD DATED 02.04..2019 IN OPMV NO.1115

OF 2013 OF MOTOR ACCIDENT CLAIMS TRIBUNAL,ATTINGAL

APPELLANT/3RD RESPONDENT IN OP(MV)NO.1115/2013:

            THE MANAGER
            NATIONAL INSURANCE COMPANY LIMITED, DIVISIONAL
            OFFICE, ST. JOSEPH PRESS BUILDING, VAZHUTHACADU,
            THIRUVANANTHAPURAM, REPRESENTED BY ITS ASSISTANT
            MANAGER (LEGAL), REGIONAL OFFICE, OMANA TOWERS,
            M.G ROAD, ERNAKULAM, COCHIN 682 016

            BY ADVS.
            GEORGE A.CHERIAN
            SOUMYA FRANCIS(K/000605/2020)
            GEORGE CHERIAN (SR.)(G-81)



RESPONDENT/PETITIONERS 1 & 2 AND RESPONDENTS 1,2,4,5 & 6 IN
OP(MV)NO.1115/2013:

     1      SUNDARAN PILLAI
            AGED 67 YEARS
            SHAJI BHAVAN, AMATHARA, MYLAMOODU P.O, PANGODE,
            THIRUVANANTHAPURAM, PIN 695 609

     2      MONISHA
            AGED 33 YEARS
            SHAJI BHAVAN, AMATHARA, MYLAMOODU P.O, PANGODE,
            THIRUVANANTHAPURAM, PIN 695 609
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                      4
                                                       2025:KER:26920



     3      DHANEESH
            S/O. PUSHPAKUMARI, SHAJI BHAVAN, KOKKANIKKARA,,
            PANGODE, THIRUVANANTHAPURAM, PIN 695 006

     4      M.C GEORGE
            MARANGADKURUPANDAM, MADAPPALLY, CHANGANACHERRY,
            KOTTAYAM, PIN 686 101

     5      THE MANAGING DIRECTOR
            KERALA STATE ROAD TRANSPORT CORPORATION,
            THIRUVANANTHAPURAM, PIN 695 035

     6      SUKUMARAN C.T,
            CHARUMMOOTTIL VEEDU, KATCODE, THIRUVALLA, PIN 689
            101

     7      THE MANAGER
            NEW INDIA ASSURANCE COMPANY LIMITED, BRANCH
            OFFICE, ATTINGAL, PIN 695 101

            BY ADVS.
            G.RADHAKRISHNAN
            R.ANILKUMAR
            P.C.CHACKO(PARATHANAM)
            RAJAN P.KALIYATH
            ALEX ANTONY SEBASTIAN P.A.


THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON   19.03.2025,       ALONG   WITH   MACA.1898/2021   AND   CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                 5
                                                 2025:KER:26920


            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

              THE HONOURABLE MR. JUSTICE EASWARAN S.

WEDNESDAY, THE 19TH DAY OF MARCH 2025 / 28TH PHALGUNA, 1946

                       MACA NO. 1861 OF 2021

         AGAINST THE AWARD DATED 07.08.2020 IN OPMV NO.135 OF

2014 OF MOTOR ACCIDENT CLAIMS TRIBUNAL,PUNALUR

APPELLANT/4TH RESPONDENT IN OP(MV)NO.135/2014:

            THE NATIONAL INSURANCE COMPANY LIMITED
            PARAKADAVIL COMPLEX, PALACE ROAD, CHANGANASSERY,
            KOTTAYAM DISTRICT, REPRESENTED BY ITS MANAGER,
            NATIONAL INSURANCE COMPANY, REGIONAL OFFICE,
            OMANA TOWERS, M.G. ROAD, ERNAKULAM,
            COCHIN-682 016

            BY ADVS.
            GEORGE A.CHERIAN
            GEORGE CHERIAN (SR.)(G-81)
            SOUMYA FRANCIS(K/000605/2020)


RESPONDENT/PETITIONER & RESPONDENTS 1, 2 AND 3 IN
OP(MV)NO.135/2014:

     1      KOCHUNARAYANAN PILLAI
            AGED 76 YEARS
            S/O. KRISHNA PILLAI, SASI VILASAM, CHARIPARAMBU
            P.O, ITTIVA VILLAGE, KOTTARAKKARA TALUK,
            PIN-691 536

     2      DANEESH,
            S/O. PUSHPAKUMARI, AGE NOT KNOWN TO THE
            APPELLANT, SHAJI BHAVAN, PANGODE P.O,
            NEDUMANGADU, THIRUVANANTHAPURAM DISTRICT,
            PIN-695 006
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                      6
                                                       2025:KER:26920



     3      M.C. GEORGE,
            AGE AND FATHER'S NAME NOT KNOWN TO THE APPELLANT,
            MARANGAD KURUMPANADOM, MANDANAPPALLY P.O,
            CHENGANASSERY, KOTTAYAM DISTRICT, PIN-686 546

     4      MANEESH (DIED),
            S/O. SASIDHARAN, SHAJI BHAVAN, AMATHARA,
            MYLAMOODU P.O, NEDUMANGADU, THIRUVANANTHAPURAM
            DISTRICT, LIJI, N D/O. MURALEEDHARAN, PANAVILA
            PUTHEN VEEDU, ETTINKADAVU, KADAKKAL P.O, KADAKKAL
            VILLAGE, KOTTARAKKARA TALUK, PIN-691 536

            BY ADVS.
            LIJU. M.P
            R.ANILKUMAR


THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON   19.03.2025,       ALONG   WITH   MACA.1898/2021   AND   CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                 7
                                                 2025:KER:26920


            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

              THE HONOURABLE MR. JUSTICE EASWARAN S.

WEDNESDAY, THE 19TH DAY OF MARCH 2025 / 28TH PHALGUNA, 1946

                       MACA NO. 2565 OF 2021

         AGAINST THE AWARD DATED 07.08.2020 IN OPMV NO.134 OF

2014 OF MOTOR ACCIDENT CLAIMS TRIBUNAL ,PUNALUR

APPELLANT/4TH RESPONDENT IN OP(MV)NO.134/2014:

            THE NATIONAL INSURANCE COMPANY LTD
            PARAKADAVIL COMPLEX, PALACE ROAD, CHANGANASSERY,
            KOTTAYAM DISTRICT,REPRESENTED BY ITS MANAGER
            NATIONAL INSURANCE COMPANY, REGIONAL OFFICE,
            OMANA TOWERS, M.G ROAD, ERNAKULAM, PIN-682 016

            BY ADVS.
            GEORGE A.CHERIAN
            GEORGE CHERIAN (SR.)(G-81)
            SOUMYA FRANCIS(K/000605/2020)


RESPONDENT/PETITIONER & RESPONDENTS 1 TO 7 IN
OP(MV)NO.134/2014:

     1      KOCHUNARAYANAN PILLAI
            AGED 76 YEARS
            S/O. KRISHAN PILLAI, SASI VILASAM, CHARIPARAMBU
            P.O., ITTIVA VILLAGE, KOTTARAKKARA TALUK,
            PIN-691 536

     2      RAJENDRA PILLAI
            AGED 53 YEARS
            S/O. KOCHUNARAYAN PILLAI, NEETHU BHAVAN,
            CHARIPARAMBU P.O., ITTIVA VILLAGE,
            KOTTARAKKARA TALUK, PIN-691 536.
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                      8
                                                       2025:KER:26920

     3      SASI KUMAR
            AGED 50 YEARS
            S/O. KOCHUNARAYANAN PILLAI, SASI VILASAM,
            CHARIPARAMBU P.O., ITTIVA VILLAGE, KOTTARAKKARA
            TALUK, PIN-691 536

     4      ANIL KUMAR
            AGED 48 YEARS
            S/O. KOCHUNARAYANAN PILLAI, SASI VILASAM,
            CHARIPARAMBU P.O., ITTIVA VILLAGE, KOTTARAKKARA
            TALUK, PIN-691 536

     5      DANESH
            S/O. PUSHPAKUMARI,SHAJI BHAVAN, PANGODE P.O.,
            NEDUMANGADU, THIRUVANANTHAPURAM DISTRICT,PIN-695
            006

     6      M.C GOERGE
            MARANGAD KURUMPANADOM, MANDANAPPALLY P.O.,
            CHENGANASSERY ,KOTTAYAM DISTRICT ,PIN-686 546

     7      MANEESH (DIED),
            S/O. SASIDHARAN, SHAJI BHAVAN, AMATHARA,
            MYLAMOODU P.O., NEDUMANGADU, THIRUVANANTHAPURAM
            DISTRICT,LIJI,N D/O. MURALEEDHARRAN, PANAVILA
            PUTHEN VEEDU, ETTINKADAVU, KADAKKAL P.O.,
            KADAKKAL VILLAGE, KOTTARAKARA TALUK, PIN-691 536

            BY ADV LIJU. M.P
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON   19.03.2025,       ALONG   WITH   MACA.1898/2021   AND   CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                 9
                                                 2025:KER:26920


            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

              THE HONOURABLE MR. JUSTICE EASWARAN S.

WEDNESDAY, THE 19TH DAY OF MARCH 2025 / 28TH PHALGUNA, 1946

                       MACA NO. 2598 OF 2021

         AGAINST THE AWARD DATED 07.08.2020 IN OPMV NO.136 OF

2014 OF MOTOR ACCIDENT CLAIMS TRIBUNAL,PUNALUR

APPELLANT/4TH RESPONDENT IN OP(MV)NO.136/2014:

            THE NATIONAL INSURANCE COMPANY LIMITED
            PARAKADAVIL COMPLEX, PALACE ROAD, CHANGANASSERY,
            KOTTAYAM DISTRICT, REPRESENTED BY ITS MANAGER,
            NATIONAL INSURANCE COMPANY, REGIONAL OFFICE,
            OMANA TOWER, M.G.ROAD, ERNAKULAM, COCHIN-682016.


            BY ADVS.
            GEORGE A.CHERIAN
            GEORGE CHERIAN (SR.)(G-81)
            SOUMYA FRANCIS(K/000605/2020)



RESPONDENTS/PETITIONERS 1 TO 3 & RESPONDENTS 1 TO 3 IN
OP(MV)NO.136/2014:

     1      RAJENDRAN PILLAI
            AGED 53 YEARS
            S/O.KOCHUNARAYANA PILLAI, NEETHU BHAVAN,
            CHARIPARAMBU P.O., ITTIVA VILLAGE, KOTTARAKKARA
            TALUK, KOLLAM DISTRICT, PIN-691536, REPRESENTED
            BY ANIL KUMAR, AGED 48 YEARS, S/O.KOCHUNARAYANA
            PILLAI, SASI VILASOM, CHARIPARAMBU P.O., ITTIVA
            VILLAGE, KOTTARAKKARA TALUK, KOLLAM DISTRICT-
            691536.
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                      10
                                                       2025:KER:26920



     2      NITHIN RAJ,
            AGED 18 YEARS
            S/O.DECEASED RUGMINIAMMA, NEETHU BHAVAN,
            CHARIPARAMBU P.O., ITTIVA VILLAGE, KOTTARAKKARA
            TALUK, KOLLAM DISTRICT, PIN-691536.

     3      ANIL KUMAR,
            AGED 48 YEARS
            S/O.KOCHUNARAYANA PILLAI, SASI VILASOM,
            CHARIPARAMBU P.O., ITTIVA VILLAGE, KOTTARAKKARA
            TALUK, KOLLAM DISTRICT, PIN-691536.

     4      DANEESH,
            S/O.PUSHPA KUMARI, AGE NOT KNOWN TO THE
            APPELLANT, SHAJI BHAVAN, PANGODE P.O.,
            NEDUMANGADU, THIRUVANANTHAPURAM DISTRICT, PIN-
            695006.

     5      M.C.GEORGE,
            AGE ANDFATHER'S NAME NOT KNOWN TO THE APPELLANT,
            MARANGAD KURUMPANADOM, MANDANAPPALLY P.O.,
            CHENGANASSERY, KOTTAYAM DISTRICT, PIN-686546.

     6      MANEESH (DIED),
            S/O.SASIDHARAN, SHAJI BHAVAN, AMATHARA, MYLAMOODU
            P.O., NEDUMANGADU, THIRUVANANTHAPURAM DISTRICT,
            LIJI.N, D/O.MURALEEDHARAN, PANAVILA PUTHEN VEEDU,
            ETTINKADAVU, KADAKKAI P.O., KADAKKAL VILLAGE,
            KOTTARAKKARA TALUK, KOLLAM DISTRICT, PIN-691536.

            BY ADV LIJU. M.P
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON   19.03.2025,       ALONG   WITH   MACA.1898/2021   AND   CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                11
                                                 2025:KER:26920



            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

              THE HONOURABLE MR. JUSTICE EASWARAN S.

WEDNESDAY, THE 19TH DAY OF MARCH 2025 / 28TH PHALGUNA, 1946

                       MACA NO. 2828 OF 2021

         AGAINST THE AWARD DATED 07.08.2020 IN OPMV NO.133 OF

2014 OF MOTOR ACCIDENT CLAIMS TRIBUNAL,PUNALUR

APPELLANT/4TH RESPONDENT IN OP(MV)NO.133/2014:

            THE NATIONAL INSURANCE CO.LTD
            PARAKADAVIL COMPLEX, PALACE ROAD, CHANGANASSERY,
            KOTTAYAM DISTRICT, REPRESENTED BY ITS MANAGER,
            NATIONAL INSURANCE COMPANY, REGIONAL OFFICE,
            OMANA TOWERS, M. G. ROAD, ERNAKULAM,
            COCHIN - 682 016.

            BY ADVS.
            GEORGE A.CHERIAN
            GEORGE CHERIAN (SR.)(G-81)
            SOUMYA FRANCIS(K/000605/2020)


RESPONDENT/PETITIONER & RESPONDENTS 1, 2 AND 3 IN
OP(MV)NO.133/2014:

     1      KOCHUNARAYANAN PILLAI
            AGED 76 YEARS
            S/O. KRISHNA PILLAI, SASI VILASAM, CHARIPARAMBU
            P. O., ITTIVA VILLAGE, KOTTARAKKARA TALUK,
            PIN - 691536.

     2      DANEESH
            S/O. PUSHPA KUMARI, AGE NOT KNOWN TO THE
            APPELLANT, SHAJI BHAVAN, PANGODE P. O.,
            NEDUMANGADU, THIRUVANANTHAPURAM DISTRICT,
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                      12
                                                       2025:KER:26920

            PIN- 695006.

     3      M. C. GEORGE
            AGE AND FATHER'S NAME NOT KNOWN TO THE APPELLANT,
            MARANGAD KURUMPANADOM, MANDANAPPALLY P. O.,
            CHENGANASSERY, KOTTAYAM DISTRICT, PIN - 686 546.

     4      MANEESH (DIED)
            S/O. SASIDHARAN, SHAJI BHAVAN, AMATHARA,
            MYLAMOODU P. O., NEDUMANGADU, THIRUVANANTHAPURAM
            DISTRICT., LIJI N., D/O. MURALEEDHARAN, PANAVILA
            PUTHEN VEEDU, ETTINKADAVU, KADAKKAL P. O.,
            KADAKKAL VILLAGE, KOTTARAKKARA TALUK, PIN - 691
            536., (RESPONDENT NO.3, DRIVER OF THE OFFENDING
            VEHICLE DIED IN THE ACCIDENT. DUE TO THAT THE
            LEGAL HEIR OF R3 HIS WIFE IMPLEADED).

            BY ADV LIJU. M.P
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON   19.03.2025,       ALONG   WITH   MACA.1898/2021   AND   CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                13
                                                 2025:KER:26920


            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

              THE HONOURABLE MR. JUSTICE EASWARAN S.

WEDNESDAY, THE 19TH DAY OF MARCH 2025 / 28TH PHALGUNA, 1946

                       MACA NO. 2839 OF 2021

         AGAINST THE ORDER/JUDGMENT DATED IN OPMV NO.137 OF

2014 OF MOTOR ACCIDENT CLAIMS TRIBUNAL ,PUNALUR

APPELLANT/4TH RESPONDENT IN OP(MV)NO.137/2014:

            THE NATIONAL INSURANCE CO.LTD
            PARAKADAVIL COMPLEX, PALACE ROAD, CHANGANASSERY,
            KOTTAYAM DISTRICT, REPRESENTED BY ITS MANAGER,
            NATIONAL INSURANCE COMPANY, REGIONAL OFFICE,
            OMANA TOWERS, M.G ROAD, ERNAKULAM, COCHIN-682
            016.

            BY ADVS.
            GEORGE A.CHERIAN
            GEORGE CHERIAN (SR.)(G-81)
            SOUMYA FRANCIS(K/000605/2020)




RESPONDENT/PETITIONER 1 TO 3 RESPONDENTS 1, 2, 3 IN
OP(MV)NO.137/2014:

     1      RAJENDRAN PILLAI
            AGED 53 YEARS
            S/O KOCHUNARAYANA PILLAI, NEETHU BHAVAN,
            CHARIPARAMBU P.O, ITTIVA VILLAGE, KOTTARAKKARA
            TALUK, KOLLAM DISTRICT, PIN-691 536, REPRESENTED
            BY ANIL KUMAR, AGED 48 YEARS, S/O KOCHUNARAYANA
            PILLAI, SASI VILASOM, CHARIPARAMBU P.O.ITTIVA
            VILLAGE, KOTTARAKKARA TALUK,
            KOLLAM DISTRICT-691 536.
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                      14
                                                       2025:KER:26920



     2      NITHIN RAJ,
            AGED 18 YEARS
            S/O RAJENDRAN PILLAI, NEETHU BHAVAN, CHARIPARAMBU
            P.O, ITTIVA VILLAGE, KOTTARAKKARA TALUK,
            KOLLAM DISTRICT, PIN-691 536,

     3      ANIL KUMAR,
            AGED 48 YEARS
            S/O KUCHUNARAYANA PILLAI, SASI VILASOM,
            CHARIPARAMBU P.O, ITTIVA VILLAGE, KOTTARAKKARA
            TALUK, KOLLAM DISTRICT, PIN-691 536,

     4      DANEESH,
            S/O PUSHPA KUMAR, AGE NOT KNOWN TO THE APPELLANT,
            SHAJI BHAVAN, PANGODE P.O.NEDUMANGADU,
            THIRUVANANTHAPURAM DISTRICT, PIN-695 006.

     5      M.C.GEORGE,
            AGE AND FATHERS NAME NOT KNOWN TO THE APPELLANT,
            MARANGAD KURUMPANADOM, MANDANAPPALLY
            P.O.CHENGANASSERY, KOTTAYAM DISTRICT, PIN-686
            546.

     6      MANEESH (DIED),
            S/O SASIDHARAN, SHAJI BHAVAN, AMATHARA, MYLAMOODU
            P.O.NEDUMANGADU, THIRUVANANTHAPURAM DISTRICT,
            LIJI N, D/O MURALEEDHARAN, PANAVILA PUTHEN VEEDU,
            ETTINKADAVU, KADAKKAR P.O.KADAKKAL VILLAGE,
            KOTTARAKKARA TALUK, KOLLAM DISTRICT, PIN-691 536,
            (RESPONDENT NO 3 DRIVER OF THE OFFENDING VEHICLE
            DIED IN THE ACCIDENT, DUE TO THAT THE LEGAL HEIR
            OF R3 HIS WIFE IMPLEADED)

            BY ADV Liju MP
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON   19.03.2025,       ALONG   WITH   MACA.1898/2021   AND   CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                15
                                                 2025:KER:26920

            IN THE HIGH COURT OF KERALA AT ERNAKULAM

                              PRESENT

              THE HONOURABLE MR. JUSTICE EASWARAN S.

WEDNESDAY, THE 19TH DAY OF MARCH 2025 / 28TH PHALGUNA, 1946

                       MACA NO. 2855 OF 2021

         AGAINST THE AWARD DATED 07.08.2020 IN OPMV NO.138 OF

2014 OF MOTOR ACCIDENT CLAIMS TRIBUNAL,PUNALUR

APPELLANT/4TH RESPONDENT IN OP(MV)NO.138/2014:

            THE NATIONAL INSURANCE COMPANY LIMITED,
            PARAKADAVIL COMPLEX, PALACE ROAD, CHANGANASSERY,
            KOTTAYAM DISTRICT, REPRESENTED BY ITS MANAGER,
            NATIONAL INSURANCE COMPANY, REGIONAL OFFICE,
            OMANA TOWERS, M.G. ROAD, ERNAKULAM,
            COCHIN-682 016.

            BY ADVS.
            SEBASTIAN VARGHESE(K/141/2000)
            GEORGE A.CHERIAN
            GEORGE CHERIAN (SR.)(G-81)
            SOUMYA FRANCIS(K/000605/2020)


RESPONDENT/PETITIONERS & RESPONDENTS 1 TO 3 IN
OP(MV)NO.138/2014:

     1      KOCHUNARAYANA PILLAI,
            AGED 75 YEARS
            S/O.KRISHNA PILLAI, SASI VILASAM, CHARIPARAMBU
            P.O., ITTIVA VILLAGE, KOTTARAKAKRA TALUK, KOLLAM
            DISTRICT, PIN-691 536.

     2      RAJENDRAN PILLAI,
            AGED 52 YEARS
            S/O.KOCHUNARAYANA PILLAI, SASI VILASAM,
            CHARIPARAMBU P.O., ITTIVA VILLAGE, KOTTARAKAKRA
            TALUK, KOLLAM DISTRICT, PIN-691 536.
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                      16
                                                       2025:KER:26920



     3      SASI KUMAR,
            AGED 49 YEARS
            S/O.KOCHUNARAYANA PILLAI, SASI VILASAM,
            CHARIPARAMBU P.O., ITTIVA VILLAGE, KOTTARAKAKRA
            TALUK, KOLLAM DISTRICT, PIN-691 536.

     4      ANIL KUMAR,
            AGED 47 YEARS
            S/O.KOCHUNARAYANA PILLAI, SASI VILASAM,
            CHARIPARAMBU P.O., ITTIVA VILLAGE, KOTTARAKAKRA
            TALUK, KOLLAM DISTRICT, PIN-691 536.

     5      DANEESH,
            S/O.PUSHPA KUMARI, SHAJI BHAVAN, PANGODE P.O.,
            NEDUMANGADU, THIRUVANANTHAPURAM DISTRICT, PIN-695
            006.

     6      M.C.GEORGE,
            MARANGAD KURUMPANADOM, MANDANAPPALLY P.O.,
            CHENGANASSERY, KOTTAYAM DISTRICT, PIN-686 546.

     7      MANEESH(DIED),
            S/O.SASIDHARAN, SHAJI BHAVAN, AMATHARA, MYLAMOODU
            P.O., NEDUMANGADU, THIRUVANANTHAPURAM DISTRICT.
            LIJI, D/O.MURALEEDHARAN. PANAVILA PUTHEN VEEDU,
            ETTINKADAVU, KADAKKAL P.O., KADAKKAL VILLAGE,
            KOTTARAKKARA TALUK, PIN-691 536, (RESPONDENT NO.3
            DRIVER OF THE OFFENDING VEHICLE DIED IN THE
            ACCIDENT. DUE TO THAT THE LEGAL HEIR OF R3 HIS
            WIFE IMPLEADED).

            BY ADV LIJU. M.P
THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON   19.03.2025,       ALONG   WITH   MACA.1898/2021   AND   CONNECTED
CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021
                                      17
                                                            2025:KER:26920



                            EASWARAN S., J.
           ---------------------------------------------------------
            MACA Nos.1898, 1803, 1861, 2565, 2598,
                2828, 2839, and 2855 of 2021
           ----------------------------------------------------------
               Dated this the 19th day of March, 2025

                                JUDGMENT

These appeals raise a common question and hence being

considered together by this common judgment. One accident lead

to nine claim petitions being filed before two different Motor

Accidents Claims Tribunal. OP(MV)Nos.133/2014 to 138/2014 was

filed before the Motor Accidents Claims Tribunal, Punalur, whereas

OP(MV)Nos.1115/2013, 1117/2013 and 1123/2013 were preferred

before the Motor Accidents Claims Tribunal, Attingal.

2. The brief facts necessary for the disposal of these

appeals are as follows:

On 28.12.2012 at about 6.35 AM, a Qualis car bearing

Reg.No.KL-07AP/4365 was travelling from Thiruvananthapuram -

Chariparambu through MC road from south to north direction and

when it reached Nilamel Junction, in front of Sree Dharma Sastha

Temple, it dashed against a KSRTC bus bearing Reg.No.KL-

15/7951. Due to the impact, eight persons travelling in the Qualis

car succumbed to the injury, whereas only one co-passenger MACA Nos.1898, 1803, 1861, 2565, 2598, 2828, 2839, and 2855 of 2021

2025:KER:26920

survived with severe injuries. OP(MV)Nos.133/2014 to 138/2014

were preferred before the Motor Accidents Claims Tribunal, Punalur.

In the same set of accident, three other claim petitions were also

lodged before the Motor Accidents Claims Tribunal, Attingal. In all

the cases, the Insurance Company took a common defence that

they are not liable to indemnify the owner in respect of claims

arising out of the vehicle bearing Reg.No.KL-07AP/4365, for the

reason that the vehicle was initially registered as a taxi vehicle and

an insurance policy was issued, and later on 30.10.2012, the

vehicle was converted into a private vehicle and the transfer,

registration and conversion to the vehicle was not intimated to the

insurer. Therefore no vehicle was converted to a private vehicle,

the policy will not cover the passengers of the private vehicle, since

they are considered to be gratuitous passengers. The Motor

Accidents Claims Tribunal negated these contentions on the ground

that there is a deemed transfer of the insurance policy and

proceeded to consider the case on merits and allowed the claim

petitions.

3. In one of the appeals, MACA No.1803/2021, the

Insurance Company has questioned the award passed by the Motor

Accidents Claims Tribunal, Attingal, on the ground that the claim on MACA Nos.1898, 1803, 1861, 2565, 2598, 2828, 2839, and 2855 of 2021

2025:KER:26920

account of the death of one late Sunisha was already pending

before the Motor Accidents Claims Tribunal, Punalur, in

OP(MV)No.135/2014 at the instance of Kochunarayana Pillai the

father-in-law of the deceased victim sunisha and therefore the

claim petition preferred by her father and sister namely, Sundaran

Pillai and Monisha, is not maintainable. In support of the said

contention, the Insurance Company also placed reliance on the

settlement arrived between the parties before this Court in

W.P(C)No.23737/2013, wherein Sundaran Pillai had relinquished

his claim. However, despite this objection, the Tribunal had

proceeded to consider the claims on merits and allowed the claim

petitions and therefore, there is duplication. In all other appeals, a

common ground is raised as stated above, stating that once the

vehicle is converted to a private vehicle then the passengers inside

the private vehicle are not covered, since they become gratuitous

passengers.

4. Heard, Sri.George A.Cherian - learned Senior Counsel,

assisted by Smt.Latha Susan Cherian appearing for the appellant;

Sri.Rajan P.Kaliyath - learned counsel appearing for the respondent

New India Assurance Company Ltd. in MACA Nos.1803/2021, and

1898/2021; Sri.Alex Antony Sebastian P.A. - learned counsel MACA Nos.1898, 1803, 1861, 2565, 2598, 2828, 2839, and 2855 of 2021

2025:KER:26920

appearing for the KSRTC in MACA Nos.1803/2021 and 1898/2021;

Sri.R.Anilkumar - learned counsel appearing for the 3 rd respondent

in MACA Nos.1803/2021 and 2nd respondent in MACA

Nos.1861/2021; and Sri.Liju M.P. - learned counsel appearing for

respondents 1 to 4 in MACA Nos.2855/2021 and 2565/2021,

respondents 1 to 3 in MACA Nos.2598/2021 and 2839/2021 and 1st

respondent in MACA Nos.1861/2021 and 2828/2021.

5. On a consideration of the rival submissions raised across

the Bar, it becomes imperative for this Court to hold that the

contention raised on behalf of the Insurance Company has to fail

for the reason that the original contract of insurance entered

between the parties in respect of the vehicle covered the eight

number of passengers. It is admitted that when the accident

occurred, there were no excess passengers inside the vehicle. The

question to be considered by this Court is as to whether, when the

nature of the vehicle is changed from that of a taxi vehicle to that

of a private vehicle, whether the contract of insurance would also

automatically change. At the first blush, the argument raised on

behalf of the Insurance Company may be appealing. However, on

a close scrutiny it is not so. When the contract of insurance was

initially entered into between the parties, the insurance company MACA Nos.1898, 1803, 1861, 2565, 2598, 2828, 2839, and 2855 of 2021

2025:KER:26920

consciously allowed the coverage of the vehicle along with eight

passengers. It is true that on 30.10.2012, the nature of the vehicle

was changed from a taxi to that of a private vehicle. Even if it is

assumed that the nature of the vehicle has been changed, unless

there is a corresponding change in the contract of insurance

limiting the liability of the Insurance Company, it cannot escape the

liability under the original contract of insurance. It is admitted

that, when the accident took place there was a valid insurance

policy covering the vehicle. If that be so, the contention of the

Insurance Company becomes untenable and accordingly, the same

is liable to be rejected.

6. However, having said so, insofar as MACA

No.1803/2021 is concerned, the inescapable conclusion is that

there is a duplication of claim on account of the death of late

Sunisha. It is admitted that there was dispute among the legal

heirs of deceased Sunisha as regards the entitlement to claim the

compensation on account of her death. The claimant in OP(MV)

No.1115/2013 filed W.P.(C)No.23737/2013 questioning the

issuance of legal heirship certificate to father-in law of late Sunisha.

When the writ petition was pending, the issues were settled among

themselves in the mediation and settlement was recorded by this MACA Nos.1898, 1803, 1861, 2565, 2598, 2828, 2839, and 2855 of 2021

2025:KER:26920

Court and writ petition was disposed of in terms of the settlement,

finding that Sundaram Pillai, the claimant in OP(MV)No.1115/2013

before the Motor Accidents Claims Tribunal, Attingal, has

relinquished his claim. This settlement was recorded on 24.07.

2014. Thereafter, it was open for him to have the claim contested

before the Tribunal on merits. It is pertinent to mention that

Kochunarayana Pillai, the father-in-law of late Sunisha, had by that

time preferred OP(MV)No.135/2013 before the Motor Accidents

Claims Tribunal, Punalur and thus the father of late Sunisha could

not have proceeded further before the Motor Accidents Claims

Tribunal, Attingal. Hence, this court is of the view that MACA

No.1803/2021 is liable to be allowed and the award passed in

OP(MV)No.1115/2013 on the file of Motor Accidents Claims

Tribunal, Attingal is liable to be dismissed.

7. Although this Court has rejected the contention raised

on behalf of the Insurance Company that the liability under the

contract of insurance cannot be mulcted on them because of the

nature of the policy, this Court cannot but notice the fact that even

while considering the claim on merits, the Tribunal has ignored the

principles laid down by the Hon'ble Supreme Court in

Ramachandrappa v. Manager, Royal Sundaram Alliance MACA Nos.1898, 1803, 1861, 2565, 2598, 2828, 2839, and 2855 of 2021

2025:KER:26920

Insurance Company Ltd. [(2011) 13 SCC 236] and fixed the

income much less than that of which ought to have been fixed by

the Tribunal. Still further as regards the claim under

OP(MV)No.135/2014, the Tribunal did not notice the fact that late

Sunisha was survived by her husband and father-in-law and thus

deducted one-half of the amount towards personal expenses which

is impermissible going by the decision of the Hon'ble Supreme

Court in Sarla Verma v. Delhi Transport Corporation [2010

(2) KLT 802 (SC)].

8. Therefore it becomes inevitable for this court to enhance

the compensation. It is true that the claimants have not preferred

any appeal against the award passed by the Tribunal, but that by

itself will not deter this Court from invoking the powers under Order

XLl Rule 33 of the Code of Civil Procedure, 1908, and increase the

notional income fixed by the Tribunal and rework the quantum of

compensation to which they are entitled to. This, according to this

Court, is imperative in the nature of the pleadings before the

Tribunal and also considering the findings rendered by the Tribunal

in this regard. Once this Court has found that the fixation of the

notional income is incorrect, and it requires revision, the same had

to be done individually in each case. The option available before MACA Nos.1898, 1803, 1861, 2565, 2598, 2828, 2839, and 2855 of 2021

2025:KER:26920

this Court is to remand the matter back to the Tribunal for refixing

the quantum of compensation in accordance with the principles laid

down by the Hon'ble Supreme Court in Ramachandrappa (supra).

However, considering the fact that the accident took place on

28.12.2012 and that nearly 12 years have been lapsed from the

date of accident, this Court is not inclined to remand the matter

back to the Tribunal and put the claimants to the ordeal of a retrial.

9. Accordingly, this Court is of the view that the reworking

of the compensation is required to be done here itself and hence

this Court proceeds to consider the reworking of the compensation

as per the tables given below:

MACA No.2828/2021 (OP(MV)No.133/2014) Heads Amount Total Enhanced awarded by compensation amount of the awarded in compensation Tribunal appeal Funeral expenses 15,000/- 18,000/- 3,000/-

[18,000-15,000] Compensation for 10,000/- 15,000/- 5,000/- Pain and suffering [15,000-10,000] Loss of estate Nil 18,000/- 18,000/- Loss of 4,05,000/- 10,71,000/- 6,66,000/- dependency/compens [11,900x12x [10,71,000-

 ation for the loss due                15/2]          4,05,000]
 to death
 Total                                                6,92,000/-


MACA No.2565/2021 (OP(MV)No.134/2014) Heads Amount Total Enhanced awarded compensation amount of MACA Nos.1898, 1803, 1861, 2565, 2598, 2828, 2839, and 2855 of 2021

2025:KER:26920

by the awarded in compensation Tribunal appeal Funeral expenses 15,000 18,000/- 3,000/-

[18,000-15,000] Compensation for 10,000/- 15,000/- 5,000/- Pain and suffering [15,000-10,000] Compensation for loss 15,000/- 18,000/- 3,000/-

of estate                                                [18,000-,15,000]
Compensation for loss    1,60,000/-    192,000/-         32,000/-
of consortium                                            [1,92,000-
                                                         1,60,000]
Compensation for loss    2,83,500/-    5,35,500/-        2,52,000/-
of dependency                          [8500x12x7x3/4]   [5,35,500-
                                                         2,83,500]
Total                                                    2,95,000/-



MACA No.1861/2021 [OP(MV)No.135/2014] Heads Amount Total Enhanced awarded compensation amount of by the awarded in compensation Tribunal appeal Funeral expenses 15,000 18,000/- 3,000/-

[18,000-15,000] Compensation for 10,000/- 15,000/- 5,000/- pain and suffering [15,000-10,000] Compensation for loss 15,000/- 18,000/- 3,000/-

of estate                                                [18,000-,15,000]
Loss of dependency       30,13,063/-   40,74,084/-       10,61,021/-
                                       [359478x17x2/3]   [40,74,084-
                                                         30,13,063]
Total                                                    10,72,021/-


MACA No.2598/2021 [OP(MV)No.136/2014] Heads Amount Total Enhanced awarded compensation amount of by the awarded in compensation Tribunal appeal Funeral expenses 15,000 18,000/- 3,000/-

[18,000-15,000] Compensation for 10,000/- 15,000/- 5,000/- pain and suffering [15,000-10,000] Compensation for 15,000/- 18,000/- 3,000/-

loss of estate                                           [18,000-,15,000]
Loss of consortium       80,000/-      96,000/-          16,000/-
 MACA Nos.1898, 1803,
1861, 2565, 2598,
2828, 2839, and
2855 of 2021

                                                                  2025:KER:26920

                                          [48,000X2]         [96,000-80,000]
Loss of dependency          10,50,000/-   11,90,000/-        1,40,000/-
                                          [10,625x12x14x2/   [11,90,000-
                                          3]                 10,50,000]
Total                                                        1,67,000/-


MACA No.2839/2021 [OP(MV)No.137/2014] Heads Amount Total Enhanced awarded compensation amount of by the awarded in compensation Tribunal appeal Funeral expenses 15,000/- 18,000/- 3,000/-

[18,000-15,000] Compensation for 20,000/- 25,000/- 5,000/- pain and suffering [25,000-20,000] Compensation for loss 15,000/- 18,000/- 3,000/-

of estate                                                    [18,000-,15,000]
Loss of consortium          40,000        96,000/-           56,000/-
                                          [48000X2]          [96,000-40,000]
Loss of dependency          6,80,400      12,85,200/-        6,04,800/-
                                          [11900x12x18X1/    [12,85,200-
                                          2]                 6,80,400]
Total                                                        6,71,800/-


MACA No.2855/2021 [OP(MV)No.138/2014] Heads Amount Total Enhanced awarded compensation amount of by the awarded in compensation Tribunal appeal Funeral expenses 15,000/- 18,000/- 3,000/-

[18,000-15,000] Compensation for 10,000/- 15,000/- 5,000/- pain and suffering [15,000-10,000] Compensation for 15,000/- 18,000/- 3,000/-

 loss of estate                                              [18,000-,15,000]
 Loss of consortium         40,000        48,000/-           8,000/-
                                                             [48,000-40,000]
 Loss of dependency         45,49,335     ........
 Total                                                       19,000/-


In the result, MACA No.1803/2021 stands allowed and the MACA Nos.1898, 1803, 1861, 2565, 2598, 2828, 2839, and 2855 of 2021

2025:KER:26920

award passed by the Motor Accidents Claims Tribunal, Attingal, in

OP(MV)No.1115/2013 is set aside. All other appeals, i.e. MACA

Nos.1898, 1861, 2565, 2598, 2828, 2839, and 2855 of 2021 will

accordingly stand dismissed, however the claimants in each case

will be entitled to enhanced compensation as provided in the table

above with proportionate cost and interest as granted by the

Tribunal. The insurance company is directed to deposit the amount

before the Tribunal within a period of two months from the date of

receipt of a copy of this judgment. On deposit, the Tribunal shall

issue notice to the claimants and release the amount in accordance

with law.

Sd/-

EASWARAN S. JUDGE ACR

 
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