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Balakrishnan vs The New India Assurance Company Ltd
2025 Latest Caselaw 6811 Ker

Citation : 2025 Latest Caselaw 6811 Ker
Judgement Date : 17 June, 2025

Kerala High Court

Balakrishnan vs The New India Assurance Company Ltd on 17 June, 2025

M.A.C.A.No.1067 of 2020
                                    1

                                                  2025:KER:43018

             IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                 PRESENT

              THE HONOURABLE MRS. JUSTICE C.S. SUDHA

  TUESDAY, THE 17TH DAY OF JUNE 2025 / 27TH JYAISHTA, 1947

                          MACA NO. 1067 OF 2020

        AGAINST THE AWARD DATED 01.10.2019 IN OPMV NO.1701 OF

2016 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, PERUMBAVOOR

APPELLANT/PETITIONER:

             BALAKRISHNAN,
             AGED 66 YEARS,
             S/O. KUMARAN, KARIKULAM HOUSE,
             NEAR JUNCTION, KURUMASSERY P.O.


             BY ADV SHRI.A.N.SANTHOSH


RESPONDENT/3RD RESPONDENT:

             THE NEW INDIA ASSURANCE COMPANY LTD.,
             2ND FLOOR, JRJ COMPLEX, MAIN ROAD,
             OTTAPALAM-679 101.
             REPRESENTED BY ITS BRANCH MANAGER.


             BY ADV SHRI.PMM.NAJEEB KHAN


       THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 17.06.2025, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
 M.A.C.A.No.1067 of 2020
                                        2

                                                             2025:KER:43018




                               C.S.SUDHA, J.
               ----------------------------------------------------
                         M.A.C.A.No.1067 of 2020
               ----------------------------------------------------
                  Dated this the 17th day of June 2025

                                 JUDGMENT

This appeal has been filed under Section 173 of the

Motor Vehicles Act, 1988 (the Act) by the claim petitioner in

O.P.(MV) No.1701/2016 on the file of the Motor Accidents

Claims Tribunal, Perumbavoor (the Tribunal), aggrieved by the

amount of compensation granted by Award dated 01/10/2019.

The sole respondent herein is the 3rd respondent in the petition. In

this appeal, the parties and the documents will be referred to as

described in the original petition.

2. According to the claim petitioner, on

20/08/2016 at about 03:45 p.m., while he was riding motorcycle

bearing registration no.KL-41-B-7041 through Angamaly-

Chalakudy road and when reached the place by name

Kothakulangara, car bearing registration no.KL-07-BL-456

2025:KER:43018

driven by the second respondent in a rash and negligent manner

knocked him down, as a result of which he sustained grievous

injuries.

3. The first respondent-owner remained ex parte.

4. The second respondent-driver filed written

statement admitting the accident but denying negligence on his

part. Compensation claimed under various heads was also

challenged.

5. The third respondent/insurer filed written

statement admitting the policy, but disputing negligence on the

part of the second respondent. The amount of compensation

claimed was contended to be excessive.

6. Before the Tribunal, no oral evidence was

adduced by either side. Exts.A19 to A22 and Ext.C2 were marked

on the side of the claim petitioner. No documentary evidence was

adduced by the respondents.

7. The Tribunal on consideration of the

documentary evidence and after hearing both sides, found

negligence on the part of the second respondent-driver of the

2025:KER:43018

offending vehicle resulting in the incident and hence awarded an

amount of ₹2,93,652/- together with interest at the rate of 8% per

annum from the date of the petition till realisation along with

proportionate costs. Aggrieved by the Award, the claim petitioner

has come up in appeal.

8. The only point that arises for consideration in

this appeal is whether there is any infirmity in the findings of the

Tribunal calling for an interference by this Court.

9. Heard both sides

10. The award of compensation by the Tribunal

under the following heads are challenged by the claim petitioner-

Notional income

It is submitted by the learned counsel for the claim

petitioner that the latter, a 62 year old man was an agriculturist

earning ₹30,000/- per month. The Tribunal fixed the notional

income at ₹9,000/- only, which is quite low even going by the

dictum in Ramachandrappa v. Manager, Royal Sundaram

Alliance Insurance Co. Ltd, (2011) 13 SCC 236.

As pointed out by the learned counsel for the third

2025:KER:43018

respondent/insurer, there is no evidence either oral or

documentary to substantiate the allegation that the claim

petitioner was an agriculturist earning ₹30,000/- per month.

However, going by the dictum in Ramachandrappa (Supra) the

notional income can be fixed at ₹10,500/-, which would be just

and reasonable.

Loss of earnings

The materials on record show that the following are the

injuries sustained by the claim petitioner -

          •      Mild periorbital edema.
          •      Multiple abrasions over right zygoma   region.
          •      Laceration over philtrum region and upper labial
                mucosa.
          •      Mild step deformity in relation to right infra
                orbital rim.

In the light of the nature of injuries sustained to the claim

petitioner, he probably may have been unable to work for a period

of 4 months. Hence, compensation for loss of earnings would be

₹10,500 x 4 = ₹42,000/-.

11. The impugned Award is modified to the

2025:KER:43018

following extent:

Sl. Head of claim Amount Amount Modified in No. claimed Awarded by appeal Tribunal

1. Loss of ₹5,00,000/- ₹27,000/- ₹42,000/-

           earnings                                        (₹10,500/- x 4)
2.      Partial loss of   ₹1,00,000/-           Nil              Nil
          earnings                                         (No modification)
3.       Transport to     ₹1,00,000/-        ₹3,500/-         ₹3,500/-
           hospital                                        (No modification)
4.          Extra         ₹1,00,000/-        ₹3,500/-         ₹3,500/-
         nourishment                                       (No modification)
5.         Medical        ₹3,00,000/-        ₹49,140/-        ₹49,140/-
           expenses                                        (No modification)
6.         Pain and       ₹3,00,000/-        ₹60,000/-        ₹60,000/-
           suffering                                       (No modification)
7.        Loss of         ₹3,00,000/-        ₹50,000/-        ₹50,000/-
        amenities etc.                                     (No modification)
8.        Permanent       ₹3,00,000/-        ₹96,012/-       ₹1,12,014/-
           disability                                     (₹10,500/- x 12 x 7
                                                               x 12.7%)
9.       Attendance       ₹2,00,000/-        ₹3,500/-         ₹3,500/-
          charge                                           (No modification)
10.       Damage to       ₹1,00,000/-        ₹1,000/-         ₹1,000/-
          clothes etc                                      (No modification)
11.         Future        ₹1,00,000/-           Nil              Nil
          prospects                                        (No modification)
12.        Loss of        ₹1,00,000/-          Nil               Nil
        earning power                                      (No modification)

13.     Disfiguration     ₹1,00,000/-           Nil              Nil
                                                           (No modification)
            Total         ₹26,00,000/-      ₹2,93,652/-      ₹3,24,654/-
                           Limited to
                           ₹5,00,000/-



                                                    2025:KER:43018

In the result, the appeal is allowed by enhancing the

compensation by a further amount of ₹31,002/- (total

compensation ₹3,24,654/- that is, ₹2,93,652/- granted by the

Tribunal + ₹31,002/- granted in appeal) with interest at the rate of

8% per annum from the date of petition till date of realization

(excluding the period of 129 days delay in filing the appeal) and

proportionate costs. The third respondent/insurance company is

directed to deposit the aforesaid amount before the Tribunal

within a period of 60 days from the date of receipt of a copy of

the judgment. On deposit of the amount, the Tribunal shall

disburse the amount to the claim petitioner at the earliest in

accordance with law after making deductions, if any.

Interlocutory applications, if any pending, shall stand closed.

Sd/-

C.S.SUDHA JUDGE

Jms

 
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