Friday, 01, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Dhanalakshmi vs National Insurance Company Ltd
2025 Latest Caselaw 357 Ker

Citation : 2025 Latest Caselaw 357 Ker
Judgement Date : 5 June, 2025

Kerala High Court

Dhanalakshmi vs National Insurance Company Ltd on 5 June, 2025

M.A.C.A.No.453 of 2020
                                  1


                                                2025:KER:39902

             IN THE HIGH COURT OF KERALA AT ERNAKULAM

                               PRESENT

              THE HONOURABLE MRS. JUSTICE C.S. SUDHA

  THURSDAY, THE 5TH DAY OF JUNE 2025 / 15TH JYAISHTA, 1947

                         MACA NO. 453 OF 2020

         AGAINST THE AWARD DATED IN OPMV NO.111 OF 2018 ON THE

FILE OF THE MOTOR ACCIDENT CLAIMS TRIBUNAL, PALAKKAD

APPELLANTS/PETITIONERS:

     1       DHANALAKSHMI,
             AGED 46 YEARS,
             W/O. MURUKESAN, 8/407,
             P. N. CHALLA, EDUPPUKULAM,
             ELAPULLY P. O., MENONPARA,
             PALAKKAD DISTRICT - 678 556.

     2       MURUKESAN
             AGED 56 YEARS
             S/O. CHINNASWAMY MUTHALI,
             P. N. CHALLA, EDUPPUKULAM,
             ELAPULLY P. O.,
             MENONPARA,
             PALAKKAD DISTRICT - 678 556.

     3       ANEESHKUMAR
             AGED 20 YEARS
             S/O. MURUKESAN,
             P. N. CHALLA,
             EDUPPUKULAM,
             ELAPULLY P. O.,
             MENONPARA,
             PALAKKAD DISTRICT - 678 556.


             BY ADV SRI.BABY MATHEW
 M.A.C.A.No.453 of 2020
                                2


                                                2025:KER:39902

RESPONDENT/3RD RESPONDENT:

             NATIONAL INSURANCE COMPANY LTD.
             REP. BY ITS BRANCH MANAGER, 3RD FLOOR,
             EAST FORT RESORT, FORT MAIDAN,
             KUNNATHURMEDU P .O., PALAGHAT - 678 013.
             INSURER OF EICHER LORRY K L-45-P-6811,
             POLICY NO.5710002/31/17/6300002187,
             VALID FROM 27.05.2017 TO 26.05.2018.


             BY ADV SRI.P.G.GANAPPAN


       THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 05.06.2025, THE COURT ON THE SAME DAY DELIVERED
THE FOLLOWING:
 M.A.C.A.No.453 of 2020
                                         3


                                                              2025:KER:39902




                                C.S.SUDHA, J.
                ----------------------------------------------------
                          M.A.C.A.No.453 of 2020
                ----------------------------------------------------
                    Dated this the 5th day of June 2025

                                  JUDGMENT

This appeal has been filed under Section 173 of the

Motor Vehicles Act, 1988 (the Act) by the claim petitioners in

O.P.(MV) No.111/2018 on the file of the Motor Accidents Claims

Tribunal, Palakkad (the Tribunal), aggrieved by the amount of

compensation granted by Award dated 25/09/2019. The sole

respondent herein is the 3rd respondent in the petition. In this

appeal, the parties and the documents will be referred to as

described in the original petition.

2. The claim petitioners are the parents and

brother of deceased Arumughan. According to the claim

petitioners, on 25/10/2017 at about 08:30 a.m., while the deceased

was riding a motorcycle through Almaram - Menonpara public

2025:KER:39902

road, lorry bearing registration no.KL-45 P-6811 driven by the

second respondent knocked him down causing grievous injuries

to which he succumbed.

3. The first respondent owner and the second

respondent driver remained ex parte.

4. The third respondent/insurer filed written

statement admitting the policy and disputing the negligence on

the part of the second respondent. The age, occupation and

monthly income of the deceased were disputed. The amount of

compensation claimed was contended to be excessive.

5. Before the Tribunal, no oral evidence was

adduced by either side. Exts.A1 to A12 were marked on the side

of the claim petitioners. No documentary evidence was adduced

by the respondents.

6. The Tribunal on consideration of the

documentary evidence and after hearing both sides, found

negligence on the part of the second respondent-driver of the

2025:KER:39902

offending vehicle resulting in the incident and hence awarded an

amount of ₹13,89,600/- together with interest @ 7.5% per annum

from the date of the petition till realisation along with

proportionate costs. Aggrieved by the Award, the claim

petitioners have come up in appeal.

7. The only point that arises for consideration in

this appeal is whether there is any infirmity in the findings of the

Tribunal calling for an interference by this Court.

8. Heard both sides

9. The award of compensation by the Tribunal

under the following heads are challenged by the claim petitioners-

Notional income

It is submitted by the learned counsel for the claim

petitioners that a mistake occurred in drafting the claim petition,

in which the deceased was stated to be a construction worker

earning ₹15,000/- per month. Actually, he was a qualified

Draftsman Civil, who had successfully completed Vocational

2025:KER:39902

Training Course in 2017 from the Hindustan Institute of

Technology Private Industrial Training, Palakkad. However, this

fact was omitted to be pleaded in the petition. I.A.No.1 of 2025

has been filed for receiving Annexure-A1, which is the National

Trade Certificate issued to the deceased by the National Council

for Vocational Training.

It is submitted by the third respondent/insurer that

Annexure -A1 was never produced before the Tribunal and the

pleadings was also not in consonance with Annexure-A1. That

being the position, there is no infirmity calling for an interference

by this Court, goes the argument.

The specific pleadings in the petition is that the deceased

was a construction worker earning about ₹15,000/- per month.

Even going by the dictum in Ramachandrappa v. Manager,

Royal Sundaram Alliance Insurance Co. Ltd, (2011) 13 SCC

236, the notional income of even a coolie was liable to be fixed at

the rate of ₹11,000/- per month. That being the position, I find

2025:KER:39902

that an amount of ₹12,000/- would be just and reasonable to be

fixed as the notional income.

The learned counsel for the claim petitioners also

submitted that the compensation that has been awarded under the

other heads by the Tribunal is also low and that it requires to be

enhanced. However, on going through the impugned Award, I do

not find any reasons for interference.

10. The impugned Award is modified to the

following extent:

Sl. Head of claim Amount Amount Modified in No. claimed Awarded by appeal Tribunal

1. Transport to ₹10,000/- ₹5,000/- ₹5,000/-

           hospital                                      (No modification)
2.          Funeral       ₹25,000/-         ₹15,000/-       ₹15,000/-
           expenses                                      (No modification)
3.      Compensation     ₹1,00,000/-        ₹15,000/-       ₹15,000/-
         for loss of                                     (No modification)
           estate
4.          Filial           Nil            ₹80,000/-       ₹80,000/-
        consortium to                                    (No modification)
          P1 and P2
5.      Compensation      ₹25,000/-         ₹15,000/-       ₹15,000/-
         for pain and                                    (No modification)
           suffering




                                                          2025:KER:39902

6.      Loss of love     ₹3,00,000/-        ₹50,000/-         ₹50,000/-
        and affection                                      (No modification)
7.      Compensation     ₹20,00,000/-      ₹12,09,600/-     ₹18,14,400/-
          for loss of                                     [12000 + (12000
         dependency                                       x 40%) x 12 x 18
                                                              x 50/100]
            Total                          ₹13,89,600/-     ₹19,94,400/-




In the result, the appeal is allowed by enhancing the

compensation by a further amount of ₹6,04,800/- (total

compensation ₹19,94,400/- that is, ₹13,89,600/- granted by the

Tribunal +₹6,04,800/- granted in appeal) with interest at the rate

of 8% per annum from the date of petition till date of realization

(excluding the period of 74 days delay in filing the appeal) and

proportionate costs. The third respondent/insurance company is

directed to deposit the aforesaid amount before the Tribunal

within a period of 60 days from the date of receipt of a copy of

the judgment. On deposit of the amount, the Tribunal shall

disburse the amount to the claim petitioners at the earliest in

accordance with law after making deductions, if any.

2025:KER:39902

Interlocutory applications, if any pending, shall stand closed.

Sd/-

C.S.SUDHA JUDGE

Jms

2025:KER:39902

PETITIONER ANNEXURES

Annexure A1 NATIONAL TRADE CERTIFICATE DATED 12/01/2018 ISSUED BY THE NATIONAL COUNCIL FOR VOCATIONAL TRAINING, MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIPS, GOVERNMENT OF INDIA

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter