Friday, 15, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Safiya A vs The New India Assurance Company Ltd, ...
2025 Latest Caselaw 2902 Ker

Citation : 2025 Latest Caselaw 2902 Ker
Judgement Date : 27 January, 2025

Kerala High Court

Safiya A vs The New India Assurance Company Ltd, ... on 27 January, 2025

                                                 2025:KER:6706

            IN THE HIGH COURT OF KERALA AT ERNAKULAM
                             PRESENT
          THE HONOURABLE MR. JUSTICE C.PRATHEEP KUMAR
    MONDAY, THE 27TH DAY OF JANUARY 2025 / 7TH MAGHA, 1946
                      MACA NO. 922 OF 2015
 AGAINST THE AWARD DATED 20.11.2014 IN OPMV NO.721 OF 2012 OF
    ADDITIONAL MOTOR ACCIDENTS CLAIMS TRIBUNAL, KASARAGODE
APPELLANTS/PETITIONERS :-


    1     SAFIYA A., AGED 41 YEARS
          W/O.LATE NAZAR, RESIDING AT ANCHILLATH HOUSE,
          EAST ELERI VILLAGE, P.O.KADUMENI,
          VIA.CHERUPUZHA,KASARAGOD DISTRICT.

    2     SHAJAHAN A., AGED 24 YEARS
          S/O.LATE NAZAR, RESIDING AT ANCHILLATH HOUSE,
          EAST ELERI VILLAGE, P.O.KADUMENI,
          VIA.CHERUPUZHA,KASARAGOD DISTRICT.

    3     ISHAK A., AGED 19 YEARS
          S/O.LATE NAZAR, RESIDING AT ANCHILLATH HOUSE,
          EAST ELERI VILLAGE, P.O.KADUMENI,
          VIA.CHERUPUZHA,KASARAGOD DISTRICT.

    4     SAHALATH A, AGED 12 YEARS
          (MINOR), REPRESENTED BY HER MOTHER SAFIYA,
          RESIDING AT ANCHILLATH HOUSE, EAST ELERI VILLAGE,
          P.O.KADUMENI, VIA.CHERUPUZHA, KASARAGOD DISTRICT.

          BY ADV SRI.M.V.AMARESAN


RESPONDENT/RESPONDENT NO.3 :-

          THE NEW INDIA ASSURANCE COMPANY LTD,
          THIRUVANANTHAPURAM
          THIRUVANANTHAPURAM, PIN- 695 001.

          BY ADV SMT.JESSY GEORGE

     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY
HEARD ON 27.01.2025, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
 MACA NO. 922 OF 2015
                                         2



                                                                 2025:KER:6706


                                   JUDGMENT

The petitioners in O.P.(M.V.) No.721/2012 on the file of the

Additional Motor Accident Claims Tribunal-III, Kasargod, are the appellant

herein. (For the purpose of convenience, the parties are hereafter referred to as

per their rank before the Tribunal).

2. The O.P. was filed under under Section 166 of the Motor Vehicles

Act, 1988, by the legal representatives of the deceased by name Shakkir, who

died in a motor vehicle accident that occurred on 28.09.2011. According to

them, on 28.09.2011 at about 12.45 p.m., while the deceased was travelling in a

TATA ACE vehicle bearing Registration No.KL/59/D/8616 through Karivellur

to Payyanur, a KSRTC bus bearing Registration No.KL/15/6518 driven by the

2nd respondent came from opposite side in a rash and negligent manner, hit

against the vehicles of the deceased and as a result of which he sustained

serious injuries and later on he succumbed to the injuries, on the same day.

3. The 1st respondent is the owner, the 2nd respondent is the driver

and 3rd respondent is the insurer of the offending vehicle. According to the

petitioners, the accident occurred due to the negligence of the driver of the

offending vehicle. The quantum of compensation claimed in the O.P. was

Rs.6,00,000/-.

MACA NO. 922 OF 2015

2025:KER:6706

4. The insurance company filed a written statement, admitting the

accident as well as policy, but disputing the negligence on the part of the driver

of the offending vehicle.

5. The evidence in the case consists of the documentary evidence

Exts.A1 to A5 on the side of the petitioners. Ext.B1 was marked on the side of

the respondents.

6. After evaluating the evidence on record, the Tribunal found

negligence on the part of the driver of the offending vehicle, awarded a total

compensation of Rs.5,46,800/-and directed the insurer to pay the same.

7. Aggrieved by the quantum of compensation awarded by the

Tribunal, the petitioners preferred this appeal.

8. Now the point that arises for consideration is the following:

Whether the quantum of compensation awarded by the Tribunal is just

and reasonable.

9. Heard Sri.M.V.Amaresan, the learned Counsel appearing for the

petitioners, and Smt.Jessy George, the learned Standing Counsel for the 3rd

respondent.

10. The Point: In this case the accident as well as valid policy of the

offending vehicle are admitted. One of the contentions raised by the learned

counsel for the petitioners is regarding the income of the deceased as fixed by MACA NO. 922 OF 2015

2025:KER:6706

the Tribunal. According to them, the deceased was aged 18 years on the date of

accident. He was a plus two student. The learned counsel for the petitioners

relying upon the decision of the Hon'ble Supreme Court in Mekala v. Malathi

M and Another [2014 (11) SCC 178] would argue that in the above case, the

notional income of a 11th standard student during the year 2005 was fixed by the

Hon'ble Supreme Court at Rs.10,000/- and hence, the notional income of the

deceased may be fixed at least at Rs.10,000/-. As per the dictum laid down by

the Hon'ble Supreme Court in Ramachandrappa v. Manger, Royal Sundaram

Alliance Insurance Co. Ltd. [2011 (13) SCC 236], even the notional income of

a coolie during the year 2011 will come to Rs.8,000/-. In the above

circumstances, the notional income of the deceased is fixed at Rs.10,000/-.

11. On the date of accident, the deceased was aged 18 years.

Therefore, 40% of the monthly income is liable to be added towards future

prospects, as held in the decision in National Insurance Co.Ltd v Pranay

Sethi [(2017) 16 SCC 680] and the multiplier to be applied is 18, as held in

Sarla Verma v. Delhi Transport Corporation, (2009) 6 SCC 121. Since the

deceased was a bachelor who left behind dependants, towards personal and

living expense, 1/2 of the income is liable to be deducted, as held in Sarla

Verma (supra). In the above circumstances, the loss of dependency will come

to Rs.15,12,000/-.

MACA NO. 922 OF 2015

2025:KER:6706

12. The Tribunal has awarded Rs.10,000/- towards loss of estate,

Rs.10,000/- towards funeral expenses, and Rs.50,000/- towards love and

affection. The Tribunal has not granted any compensation under the head loss of

consortium. In the light of the decision in Pranay Sethi (supra), the appellants

are entitled to get a consolidated sum of Rs.15,000/- towards loss of estate,

Rs.15,000/- towards funeral expenses, and each dependent is entitled to get a

sum of Rs.40,000/- towards loss of consortium, with an increase of 10% in

every three years. Therefore, towards loss of estate and funeral expense they are

entitled to get a sum of Rs.18,150/- each. Towards loss of consortium, the 1st

petitioner/ mother is entitled to get a sum of Rs.48,400/-.

13. Since compensation for loss of consortium was given, further

compensation for love and affection cannot be granted, in view of the decision

in New India Assurance Company Ltd. v. Somwati and Others [(2020) 9

SCC 644]. Therefore, the compensation awarded towards love and affection is

to be deducted.

14. Towards the head 'pain and sufferings', the Tribunal has awarded

Rs.10,000/-, which according to the learned counsel for the petitioners, is on the

lower side. In the above circumstances, I hold that the compensation awarded

towards pain and suffering is on the lesser side, and hence, it is enhanced to

Rs.25,000/-.

MACA NO. 922 OF 2015

2025:KER:6706

15. No change is required, in the amounts awarded on other heads, as

the compensation awarded on those heads appears to be just and reasonable.

16. Therefore, the petitioners/ appellants are entitled to get a total

compensation of Rs.16,27,700/-, as modified and recalculated above and given

in the table below, for easy reference.

Sl.

     No.         Head of Claim        Amount awarded by         Amount Awarded
                                          Tribunal (in Rs.)         in Appeal
                                                                     (in Rs.)

      1    Transportation Expenses              5000                  5000
      2    Damage to clothing                   1000                  1000
      3    Funeral expenses                     10000                18150
      4    Pain and suffering                   10000                25000
      5    Love and affection                   50000                  Nil
      6    Loss of estate                       10000                18150
      7    Loss of consortium                    Nil                 48400
      8    Compensation for loss of            4,60,800             15,12,000
           dependency
                     Total                     546800               16,27,700

             Enhanced/reduced                             1080900



17. In the result, this Appeal is allowed in part, and the 3rd

respondent is directed to deposit a total sum of Rs.16,27,700/- (Rupees Sixteen

Lakh Twenty Seven Thousand Seven Hundred Only), less the amount already

deposited, if any, along with interest @ 8% per annum, from the date of the

petition till realisation, with proportionate costs, within a period of two months MACA NO. 922 OF 2015

2025:KER:6706

from today.

18. On depositing the aforesaid amount, the Tribunal shall disburse

the entire amount to the petitioners, in the ratio fixed by the Tribunal, excluding

court fee payable, if any, without delay, as per rules.

Sd/-

C. PRATHEEP KUMAR, JUDGE SMA

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter