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Sreejesh vs United India Insurance Co. Ltd
2025 Latest Caselaw 4142 Ker

Citation : 2025 Latest Caselaw 4142 Ker
Judgement Date : 17 February, 2025

Kerala High Court

Sreejesh vs United India Insurance Co. Ltd on 17 February, 2025

                                                    2025:KER:14835


             IN THE HIGH COURT OF KERALA AT ERNAKULAM

                               PRESENT

            THE HONOURABLE MR.JUSTICE JOBIN SEBASTIAN

     MONDAY, THE 17TH DAY OF FEBRUARY 2025 / 28TH MAGHA, 1946

                        MACA NO. 4077 OF 2018

      AGAINST THE AWARD DATED 15.05.2018 IN OP(MV) NO.708 OF 2015

           OF MOTOR ACCIDENT CLAIMS TRIBUNAL, VATAKARA

APPELLANT/PETITIONER:

          SREEJESH,​
          AGED 23 YEARS​
          S/O. JANARDHANAN, PARAMBATH (H),
          KAVIL (P.O), KOZHIKODE-673 614,
          (NOW RESIDING AT KUTTAMBATH (H),
          KAVIL (P.O), KOZHIKODE-673 614


          BY ADV A.V.M.SALAHUDDEEN

RESPONDENT/2ND RESPONDENT:

          UNITED INDIA INSURANCE CO. LTD.,​
          DIVISIONAL OFFICE, HAPPY TOWER,
          EAST ROAD, KOYILANDI,
          KOZHIKODE-673 305

          BY ADV. SRI.P.K.MANOJ KUMAR, SC.

     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD
ON 17.02.2025, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 MACA No.4077 of 2018
                                      2



                                                                    2025:KER:14835


                                    JUDGMENT

​ This is an appeal filed by the petitioner in O.P.(MV)No.708/2015 on the file of

the Motor Accidents Claims Tribunal, Vatakara, seeking enhancement of

compensation awarded by the Tribunal on account of the injuries sustained by him

in a motor accident that occurred on 28.05.2015.

​     2.​     The case of the petitioner in brief is as follows:-


​     On 28.05.2015 at 8.30 p.m., while the petitioner was riding a motorcycle

bearing Registration No. KL-56-H-9141, another motorcycle bearing Registration

No. KL-56-K-9626, owned and ridden by the 1st respondent in a rash and negligent

manner hit against the motorcycle ridden by the petitioner. Due to the impact of

the hit, the petitioner was thrown to the road causing him severe injuries.

3.​ The owner cum rider of the offending motorcycle was arrayed as 1st

respondent, whereas, the insurer of the said motorcycle was arrayed as 2nd

respondent. The 2nd respondent contested the petition by filing a written statement

mainly disputing the quantum of compensation claimed, despite admitting

insurance coverage for the motorcycle. The petitioner's evidence consists of Exts.A1

2025:KER:14835

to A4. From the side of the respondent, no evidence was produced.

4.​ After trial, the learned Tribunal entered into a conclusion that the

accident occurred solely due to the rash and negligent driving of the rider of the

motorcycle bearing Registration No.KL-56-K-9626, and the 2nd respondent, being

the insurer, was held liable to pay the compensation. The quantum of

compensation was fixed at Rs.1,02,800/- with 9% interest from the date of petition

till realisation and with proportionate costs. Aggrieved by the quantum of

compensation awarded the petitioner has come up with this appeal.

​ 5.​ Heard Sri. A.V.M. Salahuddeen, the learned counsel appearing for the

appellant, and Sri. P.K. Manoj Kumar, the learned counsel appearing for the second

respondent, the Insurance Company.

​ 6.​ From the rival contention raised it is gatherable that, the main dispute

that revolves around this appeal is with respect to the quantum of compensation

awarded by the Tribunal. The learned counsel for the appellant would submit that

the compensation awarded under various heads is too meager and will not be

sufficient to compensate the actual injuries, hardships, and inconveniences caused

2025:KER:14835

to the petitioner due to the accident. Per contra, the learned counsel for the

respondent would submit that the compensation awarded by the Tribunal is

appropriate, reasonable, and just and hence, warrants no interference.

​ 7.​ On a perusal of the impugned award, it is discernable that, for the

purpose of determining compensation under the head of loss of earnings, the

Tribunal assessed the monthly income of the petitioner at Rs.7,000/-. Though in the

petition, it was claimed that the petitioner was a coolie earning a monthly income

of Rs.15,000/-, no evidence, whatsoever, was produced from the side of the

petitioner to substantiate his claim regarding his occupation and income. Anyhow,

irrespective of the claim made in the petition, it was the duty of the Tribunal to

ensure that the compensation awarded under various heads is just, fair, and

reasonable. In this regard, I am fortified by the decision in Rajesh & others v.

Rajbir Singh & Others [2013 (3) KLT 89 (SC)]. The accident in this case is

admittedly occurred in the year 2015. Therefore, in view of the decision in

Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance

Company Ltd. [( 2011) 13 SCC 236], the Tribunal ought to have assessed the

monthly income of the petitioner at Rs.10,000/- notionally.​

8.​ The medical records indicate that due to the accident, the petitioner

2025:KER:14835

had sustained an injury of Fracture tibia (R), and another Lacerated wound 10 x

6cm in the right leg. Anyhow, no documents are produced to show that the

petitioner had suffered any disability due to the said injuries. Apparently, the injury

is a serious one which will tell much upon the earnings of the petitioner, for a

considerable period. The learned Tribunal took five months period of loss of

earnings. However, I am of the view that the five months period of loss of earnings

taken by the Tribunal is not reasonable when compared with the nature of the

injuries sustained. As the petitioner had sustained tibia fracture, he would have

been prevented from doing any job or earning any income at least for seven

months. Hence, the petitioner is found entitled to get an amount of Rs. 70,000/-

(7 x 10,000/-) under the head of loss of earnings. Already an amount of

Rs.35,000/- is seen awarded by the Tribunal under the said head and after

deducting the said amount the petitioner is found entitled to get an amount of Rs.

35,000/- (Rupees Thirty Five Thousand only) (Rs. 70,000 - Rs. 35,000) as

additional compensation under the head of loss of earnings.

​ 9.​ A perusal of the Award shows that an amount of Rs. 40,000/- is

awarded by the tribunal under the head of pain and suffering. Evidently, the

2025:KER:14835

petitioner sustained a tibia fracture and he underwent four days of inpatient

treatment. The nature of the injury sustained and the treatment procedure

undergone by the petitioner could not be overlooked while awarding compensation.

Hence, considering the pain and suffering endured by the petitioner, I am of the

view that Rs. 15,000/- (Rupees Fifteen Thousand only) can be awarded under the

head of pain and sufferings.

10.​ Under the head of loss of amenities and enjoyment of life, only a

meager amount of Rs.20,000/- is seen awarded by the Tribunal. The hardships and

inconveniences caused to the petitioner, due to the injuries sustained in the

accident, cannot go unnoticed while awarding compensation under the head of loss

of amenities and enjoyment of life also. I am of the view that an amount of

Rs.30,000/- can be awarded under the head of loss of amenities. After deducting

the already awarded amount of Rs.20,000/- under the head of loss of amenities,

the petitioner is entitled to get an amount of Rs.10,000/- (Rupees Ten Thousand

only) as additional compensation under the head of loss of amenities.

11.​ Hence the petitioner is found entitled to get an amount of Rs. 60,000/-

(Rs.35,000/- + Rs. 15,000 + Rs.10,000/-) as additional compensation.

2025:KER:14835

​ In the light of the aforesaid observations and findings, the appeal is allowed

by enhancing the compensation by a further amount of Rs. 60,000/- (Rupees Sixty

Thousand only) with interest at the rate of 7% per annum on the enhanced

compensation from the date of claim petition till the date of deposit after deducting

interest for a period of 86 days, i.e., the period of delay in preferring this appeal

and as directed by this Court on 11.08.2021 in C.M. Appln. No.1/2018. The

respondent insurance company is ordered to deposit the enhanced compensation

with interest before the tribunal with proportionate costs within a period of three

months from the date of receipt of a certified copy of the judgment.

​       ​        ​     ​      ​     ​        ​   ​     ​      ​     ​     SD/-

                                                                  JOBIN SEBASTIAN,
​       ​        ​     ​      ​     ​        ​   ​     ​      ​     ​   JUDGE


HKH/17.02.2025
 

 
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