Friday, 15, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Johnson.A vs The Manager, New India Assurance ...
2025 Latest Caselaw 4017 Ker

Citation : 2025 Latest Caselaw 4017 Ker
Judgement Date : 13 February, 2025

Kerala High Court

Johnson.A vs The Manager, New India Assurance ... on 13 February, 2025

                                            2025:KER:13126
​    ​    ​

MACA NO. 461 OF 2018
                               1



         IN THE HIGH COURT OF KERALA AT ERNAKULAM

                            PRESENT

         THE HONOURABLE MR.JUSTICE JOBIN SEBASTIAN

THURSDAY, THE 13TH DAY OF FEBRUARY 2025/24TH MAGHA, 1946

                     MACA NO. 461 OF 2018

          AGAINST THE AWARD DATED 17.08.2017 IN OP(MV)

NO.2152 OF 2015 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, KOLLAM

APPELLANTS/PETITIONERS:

     1        JOHNSON.A​
              AGED 58 YEARS, S/O. ANTONY,
              RESIDING AT SHIBIN SADANAM, RAJAGIRI,
              SASTHAMCOTTA, KOLLAM - 690 521.

     2        VALSALA​
              AGED 47 YEARS, W/O. JOHNSON,
              RESIDING AT SHIBIN SADANAM, RAJAGIRI,
              SASTHAMCOTTA, KOLLAM - 690 521.


           BY ADVS. ​
           SRI.PRATHEESH.P​
           SMT.RENY ANTO​
                                          2025:KER:13126
​    ​    ​

MACA NO. 461 OF 2018
                            2


RESPONDENTS/THIRD RESPONDENT:

           THE MANAGER, NEW INDIA ASSURANCE COMPANY,
           KOTTIYAM​
           1ST FLOOR SAS COMPLEX, KANNANALLOOR ROAD,
           NEAR BUS STOP KOTTIYAM, KERALA, INDIA - 691 571,
           REPRESENTED BY DIVISIONAL MANAGER, KOLLAM.


           BY ADVS. ​
           LAL K. JOSEPH​
           SURESH SUKUMAR(K/634/1997)​
           ANZIL SALIM(K/000447/2018)​


     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP
FOR ADMISSION ON 13.02.2025, THE COURT ON THE SAME DAY
DELIVERED THE FOLLOWING:
                                                2025:KER:13126
​    ​       ​

MACA NO. 461 OF 2018
                                   3




                                JUDGMENT

​ This appeal is filed by the claimants in O.P.(MV)

No.2152/2015 challenging the inadequacy of compensation

awarded by the Motor Accident Claims Tribunal, Kollam.

2.​ The claimants two in number are the legal heirs of

the deceased named Sri.Jaison, who died in a motor accident

that occurred on 05.06.2015.

3.​ The case of the petitioners, in brief, is that on

05.06.2015, while the deceased Jaison was riding a

motorcycle bearing registration No. KL-24-8632 through

Sasthamcotta - Padappakkara road, a private bus bearing

Registration No.KL-02-AC-9797 driven by the first respondent

in a rash and negligent manner hit on the motorcycle ridden

by Jaison. Due to the impact of the hit, Jaison fell down to the

road causing him severe injuries. Though the injured was

rushed to hospital, he succumbed to the injuries later while 2025:KER:13126 ​ ​ ​

MACA NO. 461 OF 2018

undergoing treatment.

4.​ The driver and owner of the offending bus were

arrayed as the 1st and 2nd respondents respectively and the

Insurer was arrayed as 3rd respondent in the petition. The 3rd

respondent insurer filed written statement, mainly contesting

the quantum of compensation claimed despite admitting the

insurance coverage for the bus involved in the accident. The

evidence in this case consists of Exts. A1 to A9 from the side

of the claimants. From the side of the 3rd respondent, no

evidence, whatsoever, has been adduced.

5.​ After trial, the Tribunal came to a conclusion that

the accident was occurred solely due to the rash and negligent

driving of the first respondent, the driver of the bus bearing

Reg.No.KL-02-AC-9797 and being the insurer, the 3rd

respondent was held liable to pay the compensation. The

quantum of compensation was fixed at Rs.9,66,000/-, with

interest at the rate of 7% per annum from the date of petition 2025:KER:13126 ​ ​ ​

MACA NO. 461 OF 2018

till realisation with proportionate costs. Aggrieved by the

compensation amount awarded, the petitioners came up with

this appeal.

​ 6.​ Heard Sri. P. Pratheesh, the learned counsel

appearing for the appellants and Sri.Lal K.Jospeh, the learned

counsel appearing for the respondent Insurance Company.

​ 7.​ From the rival contentions raised, it is gatherable

that the sole dispute revolves around in this appeal is with

respect to the quantum of compensation awarded by the

Tribunal under various heads. The main challenge raised from

the side of the appellant is regarding the inadequacy of

compensation awarded under the head of loss of dependency.

A perusal of the impugned award indicates that for the

purpose of determining compensation under the head of loss

of dependency, the Tribunal has assessed an amount of

Rs.6,000/-, as the monthly income of the deceased. After

adding 50% towards the future prospects, the monthly 2025:KER:13126 ​ ​ ​

MACA NO. 461 OF 2018

income of the deceased was fixed at Rs.9,000/- The learned

counsel for the petitioners strenuously contended that the

income taken by the Tribunal is on the lower side when

compared with the occupation of the deceased. According to

the learned counsel, the deceased was a fisherman by

profession and was earning a monthly income of Rs.20,000/-

per month. While considering the said contention, it is to be

noted that though the petitioners had succeeded in producing

documents to substantiate the contention regarding the

occupation of the deceased, no materials, whatsoever, are

seen produced from the side of the petitioners to prove the

deceased's actual income. Anyhow, it is an accident of the

year 2015. Therefore, the Tribunal ought to have assessed the

income of the deceased at Rs. 10,000/-, in view of the

decision in Ramachandrappa v. Manager, Royal

Sundaram Alliance Insurance Company Ltd. [(2011) 13

SCC 236]. Furthermore, in view of the decision in National 2025:KER:13126 ​ ​ ​

MACA NO. 461 OF 2018

Insurance Company Ltd. v. Pranay Sethi [2017(4) KLT

662], an addition to the income towards future prospects has

to be made. As the deceased was not a permanent employee

or not working in a Government sector, 40% of addition has to

be made to the income towards future prospects. Hence, the

income of the deceased can be reasonably and legally

assessed at Rs. 14,000/-. The age of the deceased at the time

of the accident was 26 and applying the principle laid down in

Sarla Verma v. Delhi Transport Corporation [2010 (2)

KLT 802 (SC)], the multiplier to be reckoned is 17.

Consequently, the amount of compensation awardable under

the head of loss of dependency will come to Rs. 28,56,000/-

(Rupees Twenty Eight Lakhs Fifty Six Thousand Only)

[Rs.14,000/- x 17 x 12]. As the deceased was a bachelor,

50% of the said amount has to be deducted towards his

personal expenses. After deducting the said amount the total

amount awardable under the head of loss of dependency is 2025:KER:13126 ​ ​ ​

MACA NO. 461 OF 2018

Rs.14,28,000/-.(Rupees Fourteen Lakhs Twenty Eight

Thousand Only). After deducting the already awarded amount

of Rs.9,18,000/-, under the head of loss of dependency, the

additional compensation for which the petitioners are entitled

under the head of loss of dependency will come to

Rs. 5,10,000/- (Rupees Five Lakhs and Ten Thousand only)

(Rs. 14,28,000 - Rs. 9,18,000).

8.​ The petitioners herein are none other than the

parents of the deceased. Therefore, they are entitled to get

compensation under the head of loss of consortium also. The

tribunal omitted to award any amount under the said head as

compensation. Therefore, I am of the considered view that an

amount of Rs. 40,000/- each has to be awarded to the

petitioners as compensation under the head of loss of

consortium. Hence an amount of Rs.80,000/- (Rupees Eighty

Thousand only) is awarded under the head of loss of

consortium.

                                                   2025:KER:13126
​    ​     ​

MACA NO. 461 OF 2018


​    9.​   Under the head of funeral expenses, an amount of

Rs.25,000/- is seen awarded by the Tribunal.              The said

amount is exorbitant in view of the law laid down in Pranay

Sethi (supra). Only an amount of Rs. 15,000/- can be

awarded under the said head and hence, Rs.10,000/- (Rupess

Ten Thousand only) has to be deducted from the amount

already awarded under the said head.

​ 10.​ Further, an amount of Rs.5,000/- is seen awarded

under the head of loss of estate. The said amount is on the

lower side. In view of the law laid down in Pranay Sethi

(supra), the petitioners are entitled to get an amount of

Rs.15,000/- under the said head also. Hence, an amount of

Rs.10,000/- (Rupees Ten Thousand Only) has to be added as

additional compensation under the said head.

​ 11.​ Therefore, an amount of Rs. 10,000/- (Rupees Ten

Thousand only) has to be deducted from the total

compensation awarded by the Tribunal and Rs. 6,00,000/-

                                                        2025:KER:13126
​    ​       ​

MACA NO. 461 OF 2018


(Rupees Six Lakhs Only) (Rs.5,10,000/- + Rs.80,000/- +

Rs.10,000/-) has to be added towards the total compensation

awarded.

​ In the light of the aforesaid observations and findings,

the appeal is allowed by enhancing the compensation by a

further amount of Rs. 5,90,000/- (Rupees Five Lakhs and

Ninety Thousand only) (Rs.6,00,000 - Rs.10,000) with

interest at the rate of 7% per annum on the enhanced

compensation from the date of claim petition till the date of

deposit. The respondent insurance company is ordered to

deposit the enhanced compensation with interest before the

tribunal with proportionate costs within a period of three

months from the date of receipt of a certified copy of the

judgment.

​    ​       ​     ​    ​      ​        ​   sd/-

​    ​       ​     ​    ​      ​        JOBIN SEBASTIAN

                                            JUDGE
                                          2025:KER:13126
​     ​   ​

MACA NO. 461 OF 2018


DCS






PETITIONER ANNEXURES

Annexure A1            THE COPY OF THE G.O(ORD)NO.56/2017/FIN
                       DT.28.4.2017

Annexure A2            THE COPY OF THE G.O(P)NO. 16/2021/LBR
                       DT.27.01.2021
 

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter