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Bhageerathi Amma B vs The Union Territory Of Andaman And ...
2025 Latest Caselaw 3976 Ker

Citation : 2025 Latest Caselaw 3976 Ker
Judgement Date : 12 February, 2025

Kerala High Court

Bhageerathi Amma B vs The Union Territory Of Andaman And ... on 12 February, 2025

Author: Amit Rawal
Bench: Amit Rawal
               IN THE HIGH COURT OF KERALA AT ERNAKULAM

                                PRESENT

                THE HONOURABLE MR. JUSTICE AMIT RAWAL

                                   &

              THE HONOURABLE MR.JUSTICE K. V. JAYAKUMAR

    WEDNESDAY, THE 12TH DAY OF FEBRUARY 2025 / 23RD MAGHA, 1946

                       OP (CAT) NO. 146 OF 2023

        AGAINST THE ORDER DATED 07.03.2023 IN OA NO.384 OF 2018 OF

THE CENTRAL ADMINISTRATIVE TRIBUNAL, ERNAKULAM BENCH

PETITIONER/APPLICANT IN THE O.A.:

            BHAGEERATHI AMMA B.,
            AGED 67 YEARS
            W/O. LATE G. RAVEENDRA KURUP, RESIDING AT RAVI VILAS,
            PULIYURKONAM P.O., MADAVOOR, PALLICKAL, KILIMAANOOR,
            THIRUVANANTHAPURAM, PIN - 695604


            BY ADVS.
            C.R.SIVAKUMAR
            S.SOORYA GAYATHRY


 RESPONDENTS/RESPONDNETS IN O.A.:

    1       THE UNION TERRITORY OF ANDAMAN AND NICOBAR ISLANDS,
            GOVERNMENT SECRETARIAT, PORT BLAIR, ANDAMANS,
            REP BY CHIEF SECRETARY, PIN - 744101

    2       THE PAY AND ACCOUNTS OFFICER - II,
            ANDAMAN AND NICOBAR ISLANDS ADMINISTRATION,
            SOUTH ANDAMAN, PORT BLAIR, PIN - 744101

    3       THE MANAGER,
            STATE BANK OF INDIA, PALLICKAL BRANCH, MADAVOOR,
            PALLICKAL P.O., THIRUVANATHAPURAM DISTRICT,
            PIN - 695604



     THIS OP (CAT) HAVING BEEN FINALLY HEARD ON 12.02.2025, THE
COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 OP (CAT) NO. 146 OF 2023      -2-

                                                2025:KER:18046

                            JUDGMENT

K. V. JAYAKUMAR, J.

Feeling aggrieved by the order of the Central

Administrative Tribunal dated 07.03.2023 in O.A.No.384

of 2018, the applicant preferred this O.P.(CAT).

2. Facts necessary for disposal of the O.P.

(CAT), in brief, are stated hereunder:

The petitioner/applicant, Smt.Bhageerathi Amma, is a

family pensioner, being the widow of Sri.G.Raveendra

Kurup, who had retired from service on 28.02.2005 from

the post of Tahsildar in the Andaman and Nicobar

Islands. Later he died on 16.01.2008.

3. The applicant was getting a monthly

pension of Rs.7,566/- from February, 2008 onwards

through the third respondent Bank.

4. From January, 2014 onwards she was

receiving pension at Rs.15,159/-. Thereafter, from June

2014 she was sanctioned pension of Rs.15,956/- and in

October, 2014 it was enhanced to Rs.18,192/-. However,

from 30.09.2015 the monthly pension was reduced to

Rs.8,192/-, again it was reduced to Rs.7,614/- on

2025:KER:18046

30.01.2015. Thereafter, she got Annexure A5

communication dated 25.10.2017 informing that the

deduction from pension has been enhanced to Rs.4,289/-

from the existing deduction of Rs.2,929/-, from October,

2017. It was also informed that recovery was being made

in terms of RBI Circular dated 17.03.2016 (Annexure-A6).

The petitioner/applicant challenged Annexure-A5 and

Annexure-A6 orders. The petitioner/applicant further

contended that, while disbursing the pension in 2008, the

third respondent bank had obtained her signatures on

certain papers including blank papers. Therefore, the

recovery by the Bank is iniquitous and arbitrary. Her

pension was reduced without giving her an opportunity of

being heard.

5. The contention of the third respondent

Bank is that the pension of the applicant was enhanced

erroneously and was paid an excess amount of

Rs.2,25,540/-. The said excess amount was sought to be

recovered from the applicant in seventy-seven(77)

monthly installments which commenced from April, 2015

at the rate of Rs.2,929/- per month until September,

2025:KER:18046

2017. From October, 2017 onwards the recovery amount

was enhanced to Rs.4,289/- per month. The Bank has

already recovered an amount of Rs.1,28,573/- and a sum

of Rs.96,967/- is outstanding. The contention of the Bank

before the tribunal and before us is that the

petitioner/applicant had given Annexure R3(a)

undertaking and therefore cannot resist the recovery of

excess amount received by her. Annexures R3(b) and

R3(c) office memorandum empowering the Bank to effect

the recovery.

6. The Central Administrative Tribunal,

noticing the rival contention of the parties, rejected the

claim of the petitioner. The relevant paragraph extracted

hereunder:

".....17. As rightly pointed out by the learned Standing Counsel, the applicant is not entitled to get the benefit of any of the situations provided in paragraph 12 of Rafiq Masih. The applicant is claiming that she is entitled to get the benefit of clause(iii) that is 'recovery from employees, when the excess payment has been made for a period in excess of five years, before the order of recovery is issued.'

18. The learned counsel for the applicant wanted this Tribunal to believe that the amount was started recovering from 2009 onwards. Then he said that recovery had started from 2012, but there is absolutely no evidence for the

2025:KER:18046

same. There is no positive avement in the O.A. that recovery was started from 2009 or 2012. On the other hand it is very clear from Annexures- A3 and A4 copy of bank account that from January 2008 onwards the bank was crediting the pension amount to her account. Such amount has steadily progressed till they started recovering from April 2015 onwards. Annexure- A4 pass book clearly indicates and supports the version of the 3rd respondent that recoveries were commenced from April 2015 only. As the applicant was paid amounts in excess for three years, by mistake, the bank is entitled to recover the excess amount in easy instalments.

19. As indicated earlier, it is public money, which cannot be disbursed without any basis. When the payment of excess amount was noticed, the bank started recovering the same. Clause(iii) of paragraph 12 of Rafiq Masih is not applicable in the facts of the case.

20. Even though the bank has highlighted Annexure-R3(a) undertaking and R3(d) order of this Tribunal, I do not want to go into such aspects of the matter. I have no doubt that Annexure-R3(a) cannot stand judicial scrutiny. When the learned counsel highlighted the decision in Jagdev Singh, quoted supra, this Tribunal cannot ignore the decision of the Division Bench of the Kerala High Court in State of Kerala and Others v. Vinod Kumar C.R. [2020 KHC 468]. But for the disposal of this case, it is not necessary to go into such an angle.

21. In other words, the applicant was entitled to get enhanced pension during the first seven years of retirement of the pensioner. Even after the expiry of that period, the bank continued to pay her enhanced rate of pension. On realising the mistake, they stopped payment at enhanced rate and started recovering the excess. At that stage, the applicant had no grievance and she approached this Tribunal only

2025:KER:18046

after service of Annexure-A5, after acquiescing the recoveries effected from 2015 to 2017. The applicant has not come before this Tribunal appraising true facts. She knew that recoveries were effected from April 2015 onwards. She is not entitled to get the dictum in Rafiq Masih. The bank is entitled to recover the excess payment made to her."

Reasoning of the Central Administrative Tribunal

is that the petitioner/applicant is not entitled to the

benefit of Clause (iii) of paragraph 12 of the Rafiq

Masih's (supra) case. Moreover, since the petitioner

had given Annexure-R3(a) undertaking to the Bank

agreeing to recover the excess amount of pension, if any

received, the petitioner cannot resist the recovery. Upon

hearing the submissions of the counsel for the parties, we

do not find any good ground for interfere with the

findings of the Central Administrative Tribunal under

Article 227 of the Constitution of India. Thus, the O.P.

(CAT) is dismissed.

Sd/-

AMIT RAWAL JUDGE

Sd/-

K. V. JAYAKUMAR JUDGE vv

2025:KER:18046

APPENDIX OF OP (CAT) 146/2023

PETITIONER EXHIBITS

EXHIBIT P1 A TRUE COPY OF THE ORDER DATED 07.03.2023 IN O.A. NO. 384/2018 OF THE HON'BLE CENTRAL ADMINISTRATIVE TRIBUNAL, ERNAKULAM BENCH

EXHIBIT P2 A TRUE COPY OF THE ORIGINAL APPLICATION NO. 384/2018 FILED BY THE PETITIONER ALONG WITH ANNEXURES

EXHIBIT P2A A TRUE COPY OF THE ADDITIONAL DOCUMENT OF ANNEXURE A7 IS PRODUCED BY THE PETITIONER THROUGH A MISCELLANEOUS APPLICATION NO 880/18 IN THE ABOVE OP (CAT)

EXHIBIT P3 A TRUE COPY OF THE REPLY STATEMENT DATED 01.02.2019 FILED BY THE RESPONDENTS 1 AND 2

EXHIBIT P4 A TRUE COPY OF THE REPLY STATEMENT FILED BY THE 3RD RESPONDENT

EXHIBIT P5 A TRUE COPY OF THE REJOINDER DATED 19.11.2022

EXHIBIT P6 A TRUE COPY OF THE REPLY STATEMENT OF THE 3RD RESPONDENT DATED 27/10/2022

 
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