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Baby Girija vs M/S. National Insurance Co. Ltd
2024 Latest Caselaw 32257 Ker

Citation : 2024 Latest Caselaw 32257 Ker
Judgement Date : 8 November, 2024

Kerala High Court

Baby Girija vs M/S. National Insurance Co. Ltd on 8 November, 2024

                                Object 4
                                       1
                                       2
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M.A.C.A. No. 3396/2016                     :1




                                                          2024:KER:83016

            IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                 PRESENT

                 THE HONOURABLE MR. JUSTICE JOHNSON JOHN

         FRIDAY, THE 8TH DAY OF NOVEMBER 2024 / 17TH KARTHIKA, 1946

                           MACA NO. 3396 OF 2016

       AWARD DATED 12.08.2015 IN OP(MV) NO.1243 OF 2013 OF IV ADDITIONAL
      M.A.C.T., KOLLAM

APPELLANTS/PETITIONERS:

     1      BABY GIRIJA,
            AGED 51 YEARS
            W/O. GOVINDA PILLAI, BUNGLAVIL VEEDU, KALATHIPACHA,
            VELAMANOOR P.O., PARAIPALLY, KOLLAM.

     2      GIREESH
            AGED 30 YEARS
            S/O. GOVINDA PILLAI, BUNGLAVIL VEEDU, KALATHIPACHA,
            VELAMANOOR P.O., PARAIPALLY, KOLLAM.

     3      HAREESH
            AGED 23 YEARS
            S/O. GOVINDA PILLAI, BUNGLAVIL VEEDU, KALATHIPACHA,
            VELAMANOOR P.O., PARAIPALLY, KOLLAM.

            BY ADVS.
            SRI.PRATHEESH.P
            SMT.RENY ANTO

RESPONDENT/2ND RESPONDENT:

            M/S. NATIONAL INSURANCE CO. LTD
            D.O.X, HERO HONDA VERTICAL, 10-106. BMC HOUSE CONNAUGHT
            PLACE, NEW DELHI-I (INSURER OF MOTOR BIKE WITH REG. NO. KL-02-
            AF-9427) POLICY, NO. 35100731126202697122 VALID FROM 10.1.2013
            TO 09.1.2014)

            BY ADV SMT.RAJI T.BHASKAR


      THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING BEEN FINALLY HEARD ON

      06.11.2024, THE COURT ON 08.11.2024 DELIVERED THE FOLLOWING:
 M.A.C.A. No. 3396/2016             :2




                                                            2024:KER:83016




                            JOHNSON JOHN, J.
           ---------------------------------------------------------
                        M.A.C.A No. 3396 of 2016
            --------------------------------------------------------
               Dated this the 8th day of November, 2024.

                                JUDGMENT

The appellants are the petitioners in O.P (MV) No. 1243 of 2013 on

the file of the Motor Accident Claims Tribunal, Kollam.

2. The appellants are the legal heirs of Sri. Govinda pilla who died

in a motor accident on 01.03.2013. While the deceased was walking

along the western road margin of Thiruvananthapuram-Kollam National

Highway towards south, motor bike driven by the first respondent in a

rash and negligent manner hit him. The deceased who sustained serious

injuries died on the next day while undergoing treatment in the hospital.

The 1st respondent is also the owner of the offending vehicle and the 2 nd

respondent is the insurer.

3. At the time of trial, Exhibits A1 to A12 were marked from the

side of the appellants and no evidence was adduced from the side of the

respondents.

4. After trial and hearing both sides, the Tribunal found that the M.A.C.A. No. 3396/2016 :3

2024:KER:83016

accident occurred due to the negligence on the part of the first

respondent and awarded a total compensation of Rs.5,96,300/- to the

appellants.

5. The appellants are seeking enhancement of compensation on

the ground that the Tribunal has not fixed the monthly income of the

deceased correctly and also failed to grant compensation for future

prospects. It is also argued that the compensation granted by the

Tribunal on other heads are also on the lower side and therefore,

interference in appeal is required.

6. Heard Sri. Pratheesh P., the learned counsel appearing for the

appellants and Smt. Raji T. Bhaskar, the learned counsel appearing for

the 2nd respondent.

7. The learned counsel for the appellants pointed out that the

Tribunal fixed the notional income of the deceased as Rs.5000/- per

month and the same is on the lower side. The accident in this case

occurred in 2013. The principles laid down by the Honourable Supreme M.A.C.A. No. 3396/2016 :4

2024:KER:83016

Court in the decisions in Ramachandrappa v. Royal Sundaram

Alliance Insurance Co. Ltd. [(2011) 13 SCC 236] and Syed Sadiq

and Others v. Divisional Manager, United India Insurance

Company [(2014) 2 SCC 735 = 2014 KHC 4027], shows that even in

the absence of any evidence, the monthly income of an ordinary worker

has to be fixed as Rs.4500/- in respect of the accident occurred in the

year 2004 and for the subsequent years, the monthly income could be

reckoned by adding Rs.500/- each per year. Considering the facts and

circumstances, I am of the view that the monthly income of the

deceased can be calculated by adopting the said method and therefore,

the monthly income of the deceased in the year 2013 can be fixed as

Rs.9000/-.

8. The decisions of the Honourable Supreme Court in National

Insurance Co. Ltd. v. Pranay Sethi [(2017) 16 SCC 680] and

Jagdish v. Mohan [(2018) 4 SCC 571] shows that an addition of 10%

of the established income can be made towards future prospects where

the deceased was between the age of 50-60 years and that the benefit M.A.C.A. No. 3396/2016 :5

2024:KER:83016

of future prospects should not be confined only to those who have a

permanent job and would extend to self employed individuals.

9. The deceased was aged 58 years at the time of the accident

and the Tribunal adopted the multiplier of 9 and deducted one-third

towards the personal expenses of the deceased in accordance with the

decision of the Honourable Supreme Court in Sarla Verma v. DTC

[(2009) 6 SCC 121 = 2010 (2) KLT 802 (SC)]. When the compensation

for loss of dependency is calculated as per the revised national income

fixed, the same would come to Rs.7,12,800/- [(9000 + 10%) x 9 x 12 -

1/3]

10. Towards funeral expenses, the Tribunal granted Rs. 25,000/-.

The decision of the Hon'ble Supreme Court in Pranay Sethi (Supra)

would show that the reasonable amount payable on conventional heads

namely loss of estate, loss of consortium and funeral expenses should be

Rs.15,000/-, Rs.40,000/- and Rs.15,000/- respectively and that the

aforesaid amount should be enhanced by 10% in every three years. The M.A.C.A. No. 3396/2016 :6

2024:KER:83016

Hon'ble Supreme Court in Rojalini Nayak & Ors v. Ajit Sahoo (2024

KHC Online 8300) by adopting the above metric awarded a

compensation of Rs.48,400/- towards loss of consortium and

Rs.18,150/- each towards Funeral Expenses and Loss of Estate.

11. In this case, the Tribunal awarded Rs.25,000 towards funeral

expenses and no amount is awarded towards loss of estate and I find

that the same can be modified and the appellants can be allowed

Rs.18,150/- (Rupees Eighteen Thousand One Hundred and Fifty only)

each towards funeral expenses and loss of estate.

12. The Tribunal awarded Rs.1,00,000/- to the appellants towards

loss of consortium. But, in view of the principles laid down by the

Honourable Supreme Court in the above referred decisions, I find that

the same requires modification and that the appellants can be allowed

Rs.48,400/- towards loss of consortium.

13. It is in evidence that the deceased died on the next day of the

accident. The appellants cited the decision of this Court in Janu P.P and M.A.C.A. No. 3396/2016 :7

2024:KER:83016

others v. T.V. Abdul Salam and another [2022 KHC Online 2328] and

argued that the appellants are also entitled for compensation towards

pain and sufferings of the deceased. Therefore, considering the facts

and circumstances, I find that a sum of Rs. 5000/- can be allowed to the

appellants under the head 'pain and sufferings'.

14. In conclusion, the enhanced amount of compensation, as

modified as a result of the above discussion is encapsulated, in a tabular

format herein below:

Sl Particulars Compensation Final Amount Payable No awarded by the Tribunal (Rs.)

1 Conveyance Rs.3,000/- Rs.3000/- 2 Damages to clothing and articles Rs.1,000/- Rs.1000/- 3 Funeral expenses Rs.25,000/- Rs.18150/- 4 Medical expenses Rs.1,07,254/- Rs.1,07,254/- 5 Compensation for pain and Nil Rs.5000/- sufferings 6 Compensation for loss of estate Nil Rs.18,150/- 7 Compensation for loss of consortium Rs.1,00,000/- Rs.48,400/- 8 Compensation for loss of dependency Rs.3,60,000/- Rs.7,12,800/--

Total Amount Payable Rs. 5,96,300/- Rs.9,13,754/-

 M.A.C.A. No. 3396/2016            :8




                                                         2024:KER:83016

15. Accordingly, the total amount of compensation payable to the

appellants is determined as Rs.9,13,754/- (Rupees Nine Lakhs Thirteen

Thousand Seven Hundred and Fifty Four only).

In the result, this appeal is allowed and the appellants/petitioners

are allowed to recover the compensation amount of Rs.9,13,754/- with

interest @ 9% per annum from the date of the claim petition till the date

of realization (excluding the period of delay of 324 days in filing the

appeal) with proportionate costs from the respondents. The respondent

insurance company shall deposit the said amount together with interest

and costs before the Tribunal within a period of three months from the

date of receipt of a certified copy of this judgment.

sd/-

JOHNSON JOHN, JUDGE.

Rv

 
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