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Future Generali India Insurance ... vs Sunitha Sunil
2024 Latest Caselaw 12340 Ker

Citation : 2024 Latest Caselaw 12340 Ker
Judgement Date : 20 May, 2024

Kerala High Court

Future Generali India Insurance ... vs Sunitha Sunil on 20 May, 2024

Author: Mary Joseph

Bench: Mary Joseph

               IN THE HIGH COURT OF KERALA AT ERNAKULAM
                                PRESENT
                THE HONOURABLE MRS. JUSTICE MARY JOSEPH
         MONDAY, THE 20TH DAY OF MAY 2024 / 30TH VAISAKHA, 1946
                         MACA NO. 3991 OF 2018
 AGAINST THE AWARD DATED 29.05.2018 IN O.P(M.V)NO.575 OF 2015 OF
             MOTOR ACCIDENT CLAIMS TRIBUNAL, NORTH PARAVUR
NAME AND ADDRESS OF THE APPELLANTS/CLAIMANTS:

    1        SULEIKHA, AGED 49 YEARS, D/O.HASSAN,
             PUTHENPURAYIL HOUSE, KADAMBETHMOOLA, KARIMUGAL P.O.,
             PUTHENCRUZ VILLAGE, PIN-682 303.
    2        SHEREEF, AGED 30 YEARS, S/O.AMEERJAN,
             PUTHENPURAYIL HOUSE, KADAMBETHMOOLA, KARIMUGAL P.O.,
             PUTHENCRUZ VILLAGE, PIN-682 303.
    3        SHANU, AGED 28 YEARS, S/O.AMEERJAN,
             PUTHENPURAYIL HOUSE, KADAMBETHMOOLA, KARIMUGAL P.O.,
             PUTHENCRUZ VILLAGE, PIN-682 303.
             BY ADV. SMT.AMRIN FATHIMA
NAME AND ADDRESS OF THE RESPONDENTS/RESPONDENTS:


    *1       ARUNKUMAR ( DELETED )
             S/O.SURENDRAN, VATTITTUPARAMBU HOUSE, KEDAMANGALAM,
             NORTH PARAVOOR, PIN-683 513.
    *2       ABRAHAM K OOMEN, (DELETED)
             S/O.OOMEN, 18/447, KADOOPARAMBIL, THRIPUNNITHURA,
             PIN-686613.
    3        FUTURE GENERALI INDIA INSURANCE COMPANY LIMITED
             1ST FLOOR, MUSCAT TOWERS, DOOR NO.28/3318-B1, S.A.ROAD,
             KADAVANTHARA, COCHIN, PIN-682 020.
    *4       AMEERJAN, (DELETED)
             S/O.MOIDEEN, C/O.BEEVI, PUTHUSSARYKUDIYIL HOUSE,
             ENANALLOR P.O., PUNNAMATTOM, MUVATTUPUZHA,PIN-686673.
             *(RESPONDENT NOS. 1,2 AND 4 ARE DELETED FROM THE PARTY
             ARRAY AT THE RISK OF APPELLANT, AS PER ORDER DATED
             20/06/2019 IN IA NO.1/2019 IN MACA 3991/2018.)
             R3 BY ADV.SRI.THOMAS M.JACOB
     THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR HEARING
ON 20.05.2024, ALONG WITH MACA NOS.1356/2019 AND 1598/2019 THE
COURT ON THE SAME DAY DELIVERED THE FOLLOWING:
 M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

                                  2



           IN THE HIGH COURT OF KERALA AT ERNAKULAM
                              PRESENT
            THE HONOURABLE MRS. JUSTICE MARY JOSEPH
   MONDAY, THE 20TH DAY OF MAY 2024 / 30TH VAISAKHA, 1946
                      MACA NO. 1356 OF 2019

  AGAINST THE AWARD DATED 29.05.2018 IN O.P(M.V) NO.550 OF
    2015 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, NORTH PARAVUR
APPELLANT/3RD RESPONDENT IN OP(MV):

          FUTURE GENERALI INDIA INSURANCE COMPANY LIMITED,
          A COMPANY INCORPORATED UNDER THE COMPANIES ACT,
          HAVING ITS REGISTERED OFFICE AT INDIA BULLS
          FINANCE CENTRE, TOWER 3, 6TH FLOOR, SENAPATI BAPAT
          MARG, ELPHINSTONE (W), MUMBAI, PIN-400013 AND
          REGIONAL OFFICE AT 3RD FLOOR, CENTRAL WAREHOUSING
          CORPORATION BUILDING, MAVELI ROAD, KADAVANTHARA,
          KOCHI, PIN-682020,
          REPRESENTED BY ITS ASSISTANT MANAGER-LEGAL,
          ALICE JOHN, AGED 40 YEARS, W/O.RONIO BABU.
          BY ADV.SRI.THOMAS M.JACOB
RESPONDENTS/PETITIONERS AND 1ST AND 2ND RESPONDENTS IN
OP(MV):
    1     SUNITHA SUNIL,AGED ABOUT 42 YEARS,
          W/O.LATE SUNIL, PALIATHPARAMBU, PONNARIMANGALAM,
          MULAVUKAD VILLAGE, ERNAKULAM, PIN-682 504.
    2     PARVATHY, AGED ABOUT 18 YEARS,
          D/O.LATE SUNIL, PALIATHPARAMBU, PONNARIMANGALAM,
          MULAVUKAD VILLAGE, ERNAKULAM, PIN-682 504.
    3     ARUNKUMAR, AGE NOT KNOWN, S/O.SURENDRAN,
          VATTITTUPARAMBU HOUSE, KEDAMANGALAM,
          NORTH PARAVOOR, PIN-683513.
    4     ABRAHAM K.OOMMEN, AGE NOT KNOWN, S/O.OOMMEN,
          18/447, KADOOPARAMBIL, THRIPUNITHURA, PIN-686613.
          BY ADVS.SMT.AMRIN FATHIMA
                  SRI.PETER THARAKAN
                  SRI.FRANCIS PETER THARAKAN
      THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 20.05.2024, ALONG WITH MACA NOS.3991/2018 AND
1598/2019, THE COURT ON THE SAME DAY DELIVERED THE
FOLLOWING:
 M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

                                  3



          IN THE HIGH COURT OF KERALA AT ERNAKULAM
                              PRESENT
           THE HONOURABLE MRS. JUSTICE MARY JOSEPH
  MONDAY, THE 20TH DAY OF MAY 2024 / 30TH VAISAKHA, 1946
                      MACA NO. 1598 OF 2019
AGAINST THE AWARD DATED 29.05.2018 IN O.P(M.V) NO.575 OF
2015 OF MOTOR ACCIDENT CLAIMS TRIBUNAL, NORTH PARAVUR
APPELLANT/3RD RESPONDENT IN OP(MV):

           FUTURE GENERALI INDIA INSURANCE COMPANY LIMITED
           A COMPANY INCORPORATED UNDER THE COMPANIES ACT,
           HAVING ITS REGISTERED OFFICE AT INDIA BULLS
           FINANCE CENTRE, TOWER 3, 6TH FLOOR, SENAPATI
           BAPT MARG, ELPHINSTONE (W), MUMBAI, PIN - 400013
           AND REGIONAL OFFICE AT 3RD FLOOR, CENTRAL
           WAREHOUSING CORPORATION BUILDING, MAVELI ROAD,
           KADVANTHARA, KOCHI, PIN - 682020,
           REPRESENTED BY ITS ASSISTANT MANAGER-LEGAL,
           ALICE JOHN, AGED 40 YEARS, W/O.RONIO BABU
           BY ADV THOMAS M.JACOB


RESPONDENTS/PETITIONERS AND 1ST, 2ND AND 3RD RESPONDENTS
IN OP(MV):

     1     SULAIKHA, AGED ABOUT 50 YEARS,
           D/O. HASSAN, PUTHENPURAYIL HOUSE,
           KADAMBETHMOOLA, KARIMUGAL P. O.,
           PUTHENCURIZ VILLAGE, PIN - 682303
     2     SHEREEF, AGED 31 YEARS, S/O. AMEERJAN,
           RESIDING AT PUTHENPURAYIL HOUSE, KADAMBETHMOOLA,
           KARIMUGAL P.O., PUTHENCURIZ VILLAGE,
           PIN - 682303
     3     SHANU, AGED 29 YEARS, S/O.AMEERJAN,
           RESIDING AT PUTHENPURAYIL HOUSE, KADAMBETHMOOLA,
           KARIMUGAL P.O., PUTHENCURIZ VILLAGE,
           PIN - 682303
 M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

                                  4



     4       ARUNKUMAR, AGE NOT KNOWN, S/O. SURENDRAN,
             VATTITTUPARAMBU HOUSE, KEDAMANGALAM,
             NORTH PARAVOOR, PIN - 683513
     5       ABRAHAM K. OOMMEN, AGE NOT KNOWN,
             S/O.OOMMEN, 18/447, KADOOPARAMBIL,
             THRIPUNITHURA, PIN - 686613
     6       AMEERJAN, AGED NOT KNOW, S/O. MOIDEEN,
             C/O. BEEVI, PUTHUSSARYKUDIYIL HOUSE,
             ENANALLOOR P.O., PUNNAMATTOM, MUVATTUPUZHA,
             PIN - 686 673
             BY ADV R1, R2, R3 BY SMT.AMRIN FATHIMA


         THIS MOTOR ACCIDENT CLAIMS APPEAL HAVING COME UP FOR
HEARING ON 20.05.2024, ALONG WITH MACA NOS.3991/2018 AND
1356/2019,     THE   COURT   ON   THE     SAME   DAY   DELIVERED   THE
FOLLOWING:
 M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

                                  5




                             JUDGMENT

Dated this the 20th day of May, 2024

All these appeals are originated from an award

passed by Motor Accidents Claims Tribunal, North Paravur

(for short 'the Tribunal') in O.P(M.V) Nos.575/2015 and

550/2015 respectively. The award has been passed on

29.05.2018.

2. Claims have been raised seeking compensation

by the rider as well as the pillion rider of a motorcycle

bearing registration No.KL 39C 2687 against the driver,

the owner and the insurer of a container lorry bearing

registration No.KL 36B 3009. MACA Nos.1356/2019 and

1598/2019 have been filed by the 3rd respondent before

the Tribunal in O.P(M.V.) Nos.550/2015 and 575/2015

challenging the liability fixed on the driver of the container

lorry bearing registration No.KL 36B 3009 and M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

consequently on the insurer, to indemnify the insured for

the compensation arrived at as payable. M.A.C.A

No.3991/2018 was filed challenging the quantum of

compensation stood awarded by the Tribunal in favour of

the petitioners in O.P(M.V.) No.575/2015. O.P(M.V)

No.575/2015 was filed by the legal representatives of the

rider of the motorcycle who died in the motor accident in

question.

3. The facts of the case in brief are narrated

hereunder:

On 16.05.2015 at about 11 p.m one Mr.Sheffin was

riding a motorcycle bearing registration No.KL 39 C 2687

along Seaport-Airport road with one Ms.Shreya as pillion

rider, it hit on the back of a container lorry bearing

registration No.KL 36B 3009 which was parked on the side

of the road in violation of the traffic rules and regulations.

Both of them sustained serious injuries in the motor

accident and succumbed to those at the accident spot M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

itself. Claiming compensation for the death of the rider as

well as the pillion rider in the motor accident the legal

representatives of each of them have approached the

Tribunal. The driver, the owner and the insurer of the

container lorry were arrayed as respondents in the

Original Petitions seeking compensation.

4. All respondents were served with notice from

the Tribunal but respondent No.1 in both Original Petitions

and respondent No.4 in O.P(M.V) No.575/2015 remained

absent and therefore, were declared as ex parte.

Respondents 2 and 3 entered appearance and filed

written statements before the Tribunal. Separate written

statements were filed by the 2nd respondent in both the

Original Petitions. It was contended that the claim petition

is not maintainable either in law or on facts, that the

monthly income claimed by the petitioners are incorrect,

that the motor accident was occurred solely due to the

negligence of the rider of the motorcycle, that negligence M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

cannot be attributed to the driver of the container lorry

who was arrayed as the 1st respondent, since it was

parked on the side of the road, that the rider of the

motorcycle had ridden it without holding a driving licence

at the relevant time and that the compensation claimed

under various heads is excessive and without any basis.

2nd respondent also sought for dismissal of the Original

Petitions for the reasons.

5. The 3rd respondent has filed written statement

in both the Original Petitions raising contentions that the

claim petitions are not maintainable either in law or on

facts, that the Original Petitions are bad for non joinder of

necessary parties since the owner as well as the insurer of

the motorcycle were not arrayed as respondents in the

Original Petitions, that the motor accident was occurred

not due to the negligence of the 1 st respondent, that it

was occurred solely due to the negligence of the rider of

the motorcycle, that the time of accident, the age, the M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

income and the occupation of the deceased as pleaded in

the Original Petitions are incorrect, that the compensation

claimed under various heads is excessive and without any

basis. Thus the 3rd respondent also sought for dismissal of

the Original Petitions seeking compensation.

6. Before the Tribunal, evidence was adduced in

O.P(M.V) No.575/2015 as the leading case and it consists

of Exts.A1 to A12 marked on the side of the petitioners

and Exts.B1 and B2, on the side of the respondents. The

Tribunal found after dealing with the issues raised that the

1st respondent, who was the driver of container lorry at

the relevant time was responsible for causing the motor

accident. The Tribunal has also arrived at the

compensation payable in favour of the petitioners in both

the Original Petitions and directed the insurer of the

container lorry, who was arrayed as the 3rd respondent to

indemnify the insured. Aggrieved by the awards passed in

both the Original Petitions, the 3 rd respondent has M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

approached this Court challenging the liability fixed on it

and the petitioners in O.P(M.V) No.575/2015, challenging

the quantum of compensation stood awarded by the

Tribunal in their favour.

7. The primary argument advanced by Sri.Thomas

M Jacob, the learned counsel for the appellant in

M.A.C.A.Nos.1356/2019 and 1598/2019 was that the time

and place of occurrence pleaded by the petitioners in the

Original Petitions on hand differ from the time and place of

occurrence mentioned in the final report laid by the police,

marked in evidence before the Tribunal as Ext.A3.

According to him, in Ext.A3, after holding an elaborate

investigation, the investigating officer in the crime

registered with reference to the motor accident has found

the rider of the motorcycle rash and negligent in riding

and for the reason of his death in the motor accident, an

abated chargesheet was laid before the court. According to

him the driver of the container lorry was not found by the M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

investigating officer rash and negligent and responsible for

causing the motor accident. The learned counsel has

invited the attention of this Court, to Exts.A2 and A3, the

scene mahazar and the final report respectively to contend

that the container lorry though pleaded by the petitioners

as parked in a wrong place against the traffic rules, it is

revealed from the description in the documents referred

that the container lorry was parked on the mud portion of

the road having a width of 8 meters. According to him,

the accident spot was not located as 'Poojari valavu' in the

final report but, in between 'Poojari valavu' and 'Thoshiba'.

It is clear from Exts.A2 and A3 that the place where the

container lorry was parked at the relevant time was mud

portion of the road. However, the Tribunal overlooked the

description of the place in Exts.A2 and A3 and observed

that 'Poojari valavu' is a notorious place for drivers.

Accordingly negligence was fixed on the driver of the

container lorry for parking it at the curve. The Tribunal has M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

arrived at the findings by taking judicial notice, which it

ought not to have been done.

8. The learned counsel for the respondents

/claimants has contended that the Tribunal was correct in

finding negligence on the part of the driver of the

container lorry and interference is unwarranted.

According to her, from the description of the place of

occurrence in Ext.A2 itself, it can be seen that curves are

there 100 meters each, ahead and backwards the place of

occurrence. The learned counsel tried to convince this

Court that the driver of the container lorry ought not to

have parked it at a curve namely 'Poojari valavu' in

violation of the traffic rules and regulations and the

Tribunal is justified in finding negligence on his part.

Accordingly she canvassed for maintaining the finding of

negligence on the part of the driver of the container lorry

in both the Original Petitions and fastening of liability

consequently on the insurer of the container lorry. M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

9. It is obligatory on the part of the Tribunal to

arrive at a finding of guilt of the driver of a vehicle on the

basis of the evidence available for it. True that the scene

mahazar as well as the final report were marked in

evidence from the side of the petitioners as Exts.A2 and

A3. The petitioners did not adduce any evidence before

the Tribunal to establish their pleadings in the Original

Petitions that the driver of the container lorry was

responsible for the motor accident by his rash and

negligent driving. As already stated, Exts.A2 and A3, the

scene mahazar and the final report respectively were

marked in evidence from the side of the petitioners and

those speak against their pleadings in the Original

Petitions regarding negligence of the driver of the

container lorry. The Tribunal in total disregard of those

documents took judicial notice in the matter and stated in

the impugned award that the motor accident in question

was occurred at 'Poojari valavu' which is a notorious place M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

for drivers of vehicles passing through and the container

lorry being parked at that curve, the driver of the lorry

was negligent and responsible for causing the motor

accident. Consequently liability was also fastened by it on

the insurer of the container lorry to indemnify the insured.

10. The rider of the motorcycle was chargesheeted

for rash and negligent riding but due to his death in the

motor accident, an abated chargesheet was laid by the

investigating officer in Crime No.3943/2015, and that is

Ext.A3. Challenge having not been raised against the

allegations in Ext.A3 by the petitioners before any

authority immediately after it was laid before the court,

negligence can only be found against the rider of the

motorcycle himself, for whose death in the motor

accident, O.P(M.V) No.575/2015 was filed by his legal

representatives seeking compensation. The Tribunal

undoubtedly went wrong in finding negligence on the part

of the driver of the container lorry without any basis. The M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

Tribunal is not supposed to take judicial notice on various

extraneous aspects to arrive at a finding of negligence in a

motor accident. The Tribunal ought to have appreciated

the evidence adduced by the parties. In the case on

hand, the Tribunal found the driver of the container lorry

responsible for causing the motor accident, totally denying

the documentary evidence, which speak otherwise.

Therefore, the finding of negligence on the part of the

driver of the container lorry and fastening of liability

consequently upon the insurer of that vehicle is only to be

reversed and this Court do so. For the reasons

aforestated, M.A.C.A No.1598/2019 filed by the insurer of

container lorry is only to be allowed.

11. O.P(M.V) No.550/2015 was filed by the legal

representatives of Ms.Shreya who was traveling on the

pillion seat of the motorcycle and died due to the injuries

sustained in the motor accident in question. The finding

arrived at as above is also applicable to the said case. If M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

the owner and the insurer of the motorcycle were arrayed

in O.P(M.V) No.550/2015 as respondents, it could have

been maintained and an award could have been passed in

favour of the petitioners. But petitioners failed to bring

them in the array of the respondents. Not even a claim

for compensation was raised against them, despite the

contention taken by the insurer in the written statement

filed that the Original Petitions are bad for non joinder of

necessary parties. In the above circumstances,

M.A.C.A.No.1356/2019 is liable to be allowed and

O.P(M.V) No.550/2015 is liable to be dismissed.

12. In view of the reversal of the finding of

negligence on the part of the driver of the container lorry

in MACA Nos.1598/2019 and 1356/2019, M.A.C.A

No.3991/2018 is also liable to be dismissed.

13. In the result, M.A.C.A Nos.1356/2019 and

1598/2019 are allowed and M.A.C.A No.3991/2018 is M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

dismissed.

14. It is clarified that the petitioners in both the

Original Petitions are entitled to get compensation under

Section 140 of the Motor Vehicles Act, 1988 (for short 'the

MV Act'), it being awarded on the basis of no fault liability.

Therefore `50,000/- stood awarded by the Tribunal in

favour of the petitioners in O.P(M.V) Nos.550/2015 and

575/2015 is maintained.

15. The Original Petitions referred to above have

been filed under Section 166 MV Act. In both cases the

victims died in the motor accident and legal

representatives raised claims for compensation. The

Original Petitions if had filed under Section 163A MV Act,

compensation would have been obtained by them. For

laches of the counsel representing them in the claim

petitions, filed before the Tribunal, the party would not be

made to suffer, since the claims being for compensation in

cases where the victims died in the motor accident. The M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

motor accident in question has been occurred in the year

2015, when limitation period for filing claim petitions was

taken away from the MV Act. Therefore, this Court finds it

expedient in the interest of justice to grant liberty to the

parties in both the Original Petitions to prefer applications

under Section 163A MV Act before the Tribunal.

16. The learned counsel for the appellants in

M.A.C.A No.3991/2018 placed reliance on Hemlata and

Others v. Vipin Kumar and Others [2014 KHC 5586

(Delhi High Court)] wherein it was held that conversion

of claim petition filed under Section 166 MV Act to that

under Section 163A MV Act is impermissible after

dismissal of the claim petitions filed by the petitioners

under Section 166 MV Act. But the claim petition can be

permitted to be amended incorporating the relevant

pleadings to maintain a claim under Section 163A MV Act.

The decision is that of the High Court of Delhi but it is not

applicable in the case on hand, since the factual situation M.A.C.A.Nos.3991/2018, 1356 & 1598/2019

is entirely different. Therefore, the decision cited is

discarded from consideration.

17. It is submitted by the learned counsel for the

appellants in M.A.C.A Nos.1356/2019 and 1598/2019 that

the compensation stood awarded by the Tribunal under

Section 140 MV Act has already been deposited and the

learned counsel for the respondents/claimants in MACA

Nos.1356/2019 & 1598/2019 submitted it as received.

Sd/-

MARY JOSEPH JUDGE NAB

 
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